COMPREHENSIVE GENERAL
WHEN IS COMPREHENSIVE NOT SO COMPREHENSIVE?
Dear (Customer Name):
As a prudent business owner, you no doubt have protected your assets with insurance - probably a Comprehensive General Liability (CGL) policy since this provides several coverages in one contract.
But did you know that the standard CGL policy excludes the following?
- Personal Injury (defamation of character, libel)
- Contractual Liability (oral or written contracts)
- Liability for non-owner or hired commercial vehicles
- Broad Form Property Damage Liability
- Host Liquor Liability
These exclusions could cost your business, or you personally, a lot of money. On the other hand, (Your Agency Name) can provide you with a Broad Form CGL endorsement that will cover them.
We'd be glad to review the type of coverage you have and find out if you're fully protected. Just give us a call at ( ).
Sincerely,