Dear (Customer Name),
Did you know that ...
THE MAJORITY OF YOUR FELLOW DRIVERS HAVE HAD FEW OR NO ACCIDENTS WHILE DRIVING THEIR CARS?!
In fact, The Insurance Institute for Highway Safety recently released the results of a study that even shocked those of us who are in the insurance business.
Believe it or not, here is what they found:
RESULTS OF SURVEY CONDUCTED BY THE INSURANCE INSTITUTE FOR HIGHWAY SAFETY
KIND OF INSURANCE COVERAGE FREQUENCY OF CLAIMS FOR AN 'AVERAGE DRIVER'
Bodily Injury ............................................................. 1 Claim Every 47 Years
Medical Payments ..................................................... 1 Claim Every 67 Years
Property Damage ....................................................... 1 Claim Every 19 Years
Comprehensive .......................................................... 1 Claim Every 14 Years
Collision ..................................................................... 1 Claim Every 14 Years
Emergency Road Service ........................................... 1 Claim Every 13 Years
I'm sure you probably realize why I'm writing you this letter today - and the reason, quite frankly, doesn't make me any happier than it will you.
Our agency has insured your vehicles since 1985. In this short time, you and your insured vehicles have been in the following losses:
CLAIMS YOU HAVE HAD SINCE WE HAVE INSURED YOU
NUMBER CLAIM DATE OF CLAIM TYPE OF CLAIM AMOUNT OF CLAIM PAID
(Number Claim) (Date of Claim) (Type of Claim) (Amount of Claim Paid)
(Number Claim) (Date of Claim) (Type of Claim) (Amount of Claim Paid)
(Number Claim) (Date of Claim) (Type of Claim) (Amount of Claim Paid)
(Insurance Company Name) (which actually provides the insurance policy for you) and our agency (which services your account) realizes that you buy insurance for those very times when you do have a loss. On the other hand, neither one can continue to do business with those clients who have such a history of frequent claims.
Unfortunately, because of this, I feel that we have no alternative but to request that you find another agency and company to handle your insurance needs when your renewal needs comes up on (Date). Again, I am sorry that this action has become necessary, but do trust that you understand our position in this matter.
Sincerely,