Pet Salons/Kennels Insurance Program from A.I.I. Insurance Brokerage of MA
If you're an agent or broker looking to place risks in the pet care industry, A.I.I. Insurance Brokerage of MA offers a specialized Pet Salons/Kennels Insurance program tailored to the unique exposures of pet grooming salons, boarding kennels, and similar operations. As an Excess & Surplus Lines Broker, A.I.I. provides access to a variety of non-admitted markets, giving you the flexibility to meet your clients' specific needs with customized solutions.
Ideal Accounts and Appetite
This program is designed for small to mid-sized businesses operating in the pet services sector, including:
- Pet grooming salons
- Dog and cat boarding kennels
- Pet daycares
- Mobile grooming services
Your ideal submission might be a local grooming salon with multiple grooming stations and a modest retail component, or a kennel that boards pets overnight and offers additional services like training or daycare.
Coverage Highlights and Advantages
The Pet Salons/Kennels Insurance program includes a robust mix of essential coverages to help protect your insureds from core risks:
- Commercial General Liability (CGL): Protects against third-party bodily injury and property damage claims.
- Miscellaneous Professional Liability: Addresses liability arising from professional pet care services, including grooming or boarding.
- Business Income Coverage: Helps replace lost income due to covered interruptions in operations.
- Equipment Breakdown: Covers damage to grooming or boarding equipment caused by mechanical failure or electrical issues.
- Real and Business Personal Property: Offers protection for buildings, grooming tools, office equipment, and inventory.
These coverages are structured to respond to the unique liability and property exposures of pet-related businesses, including potential claims involving pet injuries or property damage while in the insured’s care.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and complexity of the risk. Submissions should include detailed information about the services offered, number of employees, facility operations, and any prior loss history. Accounts with good risk management practices and clean claims history are preferred.
Territories and Availability
This program is currently available in the following states:
- Connecticut (CT)
- Massachusetts (MA)
- New Hampshire (NH)
- Rhode Island (RI)
All coverage is placed on a non-admitted basis through various carriers accessible via A.I.I. Insurance Brokerage of MA.
Why Work With A.I.I. Insurance Brokerage of MA
A.I.I. Insurance Brokerage of MA brings deep expertise in placing niche and hard-to-place risks in the pet care industry. As a broker-focused organization, A.I.I. offers responsive service and flexible underwriting through access to a wide range of non-admitted markets. Whether you're placing a new pet boarding facility or a long-established grooming salon, A.I.I. helps you navigate the complexities of specialty insurance with efficiency and ease.