Sports and Recreation Insurance Program from A.I.I. Insurance Brokerage of MA
A.I.I. Insurance Brokerage of MA offers a comprehensive Sports and Recreation Insurance program designed to help independent agents and brokers secure coverage for a wide range of active lifestyle and leisure-based businesses. As an Excess & Surplus Lines Broker with access to various competitive markets, A.I.I. specializes in placing business that may fall outside the appetite of standard carriers.
This program is ideal for agents looking to place accounts across Connecticut, Massachusetts, Maine, New Hampshire, and Rhode Island. Whether your client operates a small fitness studio or a large bowling facility, A.I.I. can help you navigate the complexities of the sports and recreation niche.
Ideal Accounts and Appetite
Our program is tailored to serve a broad spectrum of sports and recreational businesses, including but not limited to:
- Amateur sports leagues and clubs
- Bowling centers and entertainment venues
- Fitness centers and gyms
- Martial arts studios
- Dance and yoga studios
- Indoor sports facilities and training academies
We are particularly suited for clients who need flexible underwriting and creative solutions for higher-risk or specialized operations. For example, you might have a client who runs a multi-sport youth training facility or a regional bowling chain—both would be solid fits for this program.
Coverage Highlights and Advantages
Coverage options are designed to address the unique exposures inherent in sports and recreational businesses. These may include:
- General Liability
- Participant Liability
- Property Coverage
- Abuse and Molestation Coverage (when applicable)
- Special Event Liability
With access to multiple carriers, we can help tailor policies to suit the individual needs of your client’s operations—whether they host large crowds, manage multiple locations, or offer high-contact sports programming.
Underwriting Notes and Minimum Premiums
As a broker working in the E&S space, A.I.I. has the flexibility to consider risks that standard markets often decline. Minimum premiums vary depending on class, size, and scope of operation. We recommend submitting full ACORD applications and supplemental questionnaires when available to expedite underwriting review.
Territories and Availability
This program is available in the following states:
- Connecticut (CT)
- Massachusetts (MA)
- Maine (ME)
- New Hampshire (NH)
- Rhode Island (RI)
We welcome submissions from agents and brokers licensed in these states and actively writing in the sports and recreation sector.
Why Work with A.I.I. Insurance Brokerage of MA?
A.I.I. Insurance Brokerage of MA brings deep market access and responsive service to agents placing non-standard accounts. Our team understands the nuances of working with athletic, leisure, and fitness-based operations, and we’re committed to helping you craft the right coverage solutions for your clients. By partnering with us, you gain a reliable resource for placing specialized risks efficiently and competitively.