Professional Liability Insurance Program from Ashley General Agency
Ashley General Agency provides a flexible Professional Liability Insurance program to help agents and brokers place a wide range of professional risks in Texas. Our program is set up to handle accounts from solo practitioners to mid-size firms across specialized professions, with solutions that address errors & omissions, data exposures, and other professional service-related liabilities.
Ideal Accounts and Appetite
We write a broad spectrum of professional service classes, including harder-to-place and niche risks. Target classes include:
- Miscellaneous professional service providers (consultants, advisors)
- Independent medical professionals and small clinics
- Technology consultants, managed service providers, and software firms
- Architects and engineers
- Insurance agents and brokers
- Law firms and solo legal practitioners
- Businesses with exposures for data privacy and breach response
For select classes we will consider combination forms that include both professional and general liability coverages.
Example: If you represent a small IT consulting firm that handles client data and provides remote support, our Technology E&O plus Data Breach response options can help address both liability for professional errors and the costs associated with a privacy incident.
Coverage Highlights and Advantages
All policies are written on a claims-made basis with options tailored to the class of business. Available coverages include:
- Miscellaneous Professional Liability
- Miscellaneous Medical Liability
- Technology Errors & Omissions (Tech E&O)
- Architects & Engineers Professional Liability
- Data Breach and Cyber Incident Response Coverage
- Insurance Agents & Brokers E&O
- Lawyers Professional Liability
Limits are available up to $5,000,000 to accommodate larger or more complex exposures.
Underwriting Notes and Minimum Premiums
Our underwriting approach is responsive and pragmatic. We work with a strong panel of non-admitted markets, including Markel, ACE, Admiral, and Underwriters at Lloyd’s, which helps us place accounts that may not fit admitted markets. Minimum premiums start at $500, offering an accessible entry point for smaller firms and individual professionals.
Territories and Availability
This Professional Liability Insurance program is available in Texas and is placed on a non-admitted (surplus lines) basis.
Why Work With Ashley General Agency?
As a Managing General Agency, Ashley General Agency combines specialty underwriting expertise with direct access to leading surplus lines carriers. We emphasize fast service, practical coverage solutions, and strong broker support—helping you place straightforward accounts quickly or develop tailored terms for more complex risks.