Comprehensive Property Insurance Solutions from Ashley General Agency
Ashley General Agency offers a versatile Property Insurance program designed to protect a wide range of residential and commercial properties. Whether your client owns a small retail shop or manages a multi-unit apartment complex, our program is built to deliver tailored coverage that helps safeguard property assets from both natural and man-made risks.
Ideal Accounts and Target Classes
We specialize in placing property risks across a diverse set of classes. Our program is particularly well-suited for:
- Shopping Centers
- Convenience Stores
- Office Buildings
- Restaurants and Bars
- Hotels and Motels
- Apartment Buildings
- Condominium Complexes
You might have a client who owns a mid-sized shopping plaza in Texas or a landlord managing multiple apartment units—these are exactly the types of accounts that fit well within our appetite.
Coverage Highlights and Advantages
Our Property Insurance program provides comprehensive protection against a variety of exposures, including fire, theft, vandalism, weather events, and other covered perils. Whether the risk is natural (like wind or hail) or man-made (such as break-ins or accidental damage), this program is designed to help agents place strong, reliable coverage for their insureds.
Key advantages include:
- Competitive pricing with minimum premiums starting at $500
- Access to multiple top-rated carriers
- Coverage flexibility for both residential and commercial property types
- Options available in both admitted and non-admitted markets (varies by state)
Underwriting Notes and Minimum Premiums
Our underwriting team evaluates each submission with a focus on class, location, and risk characteristics. We work closely with agents to quickly assess eligibility and recommend the most appropriate market. The minimum premium for most accounts starts at $500, making this program accessible for a wide range of property owners.
Territories and Availability
This Property Insurance program is currently available in Texas. Admitted options are available in some states, while others may be placed through non-admitted markets depending on the risk profile and carrier availability.
Why Work With Ashley General Agency?
Ashley General Agency is a trusted Managing General Agency and Excess & Surplus Lines Broker with extensive experience in property coverage. Our access to various carriers allows us to offer flexible solutions for standard and hard-to-place risks. We provide responsive service, efficient quoting, and expert support to help agents place business confidently and efficiently.
Contact us for more information on our Property Insurance program.
Frequently Asked Questions
What types of accounts are a good fit for this Property Insurance program?
This program is ideal for commercial and residential property owners, including shopping centers, apartments, office buildings, restaurants, bars, and hotels/motels.
Is this program available outside of Texas?
Currently, this Property Insurance program is available in Texas. Availability in other states may vary depending on carrier and admitted status.
What is the minimum premium for this coverage?
The minimum premium for most accounts under this program starts at $500, depending on the risk and class of business.
Are both admitted and non-admitted carriers available?
Yes, we have access to both admitted and non-admitted markets, with availability depending on the state and specific risk.
How quickly can I get a quote?
Our team works to provide fast turnaround on quotes. Submit your application, and we’ll review and respond promptly with available options.
Need help placing an account? Connect with a market specialist.