K&K Insurance Group, Inc.
Contact Us
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K&K Insurance Group, Inc.
Contact Us
contact_phone Click to call
Health Club Full Service Insurance
The K&K Insurance health and fitness insurance program offers a complete package of insurance coverages tailored to the unique risks faced by specialty health and fitness club operations. Smaller health and fitness facilities may qualify for coverage under one of K&K's risk purchasing group programs.
Click to view a short video that explains products and services
Eligible Operations for Health Club Full Service Insurance:
 - Athletic club insurance
 - Exercise club insurance
 - Fitness club insurance
 - Gym insurance
 - Health club insurance
 - Racquet club insurance
 - Sport club insurance
 - Tennis club insurance
 - Training center insurance
 - Wellness club insurance

Coverages Available & Program Highlights:
- Newly Acquired or Constructed Building
- Newly Acquired Business Personal Property
- Ordinance and Law
- Off-premises Power Failure
- Water Back-up of Sewers & Drains
- Outdoor Signs
- Outdoor Property (trees, shrubs or plants)
- Property Off Premises
- Accounts Receivable/Valuable
  Papers and Records
- Replacement Cost Defined
- Covered Property Definition Redefined
- Equipment Breakdown Included
General Liability
- Admitted or Non-admitted Basis
- Broadened Coverage Form
- Non-auditable Policy
- Legal Liability to Participants
- Professional Liability Extension
Optional Coverages
- Liquor Liability
- Limited Tanning Liability
- Sub-contractors can be added as
  Additional Insureds
- Employee Benefits Liability
- Stop Gap Liability
Inland Marine

Commercial Auto/Nonowned Hired Auto Liability
Excess Liability
Workers’ Compensation
Event Cancellation & Non-appearance (available)  Click here for application 
Common Associated Exposures:
- Baby-sitting/child care
- Restaurants/lounges
- Climbing walls
- Snack/juice bars
- Diet/weight control
- Spa services
- Massage therapy
- Tanning
- Pro/sport shops
- Whirlpools/saunas/
- Personal training

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Commission paid on this program.
  • Min Premium:
    $3,000 Minimum Account Premium


Request a Quote Now!


1712 Magnavox Way


  • Health & Fitness Full Service Clubs
    Key Underwriting/Qualifying Factors
    (Including but not limited to):
    - Must require members &
      non-members (
    guests) to
      sign waiver & release/hold
    - $3,000 minimum account
    Preliminary Underwriting Information Required:
    Visit our web site for an application package.


No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.
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K&K Insurance Group, Inc. has other insurance programs like Activity and Social Club Insurance.