Commercial Auto Insurance Program from Superior Access
Superior Access Insurance Services, Inc. offers a comprehensive Commercial Auto Insurance program designed to meet the needs of insurance agents and brokers placing business for clients who rely on vehicles for their operations. Whether your insured operates a single commercial vehicle or manages a fleet, we provide access to a variety of markets to help you secure competitive and flexible coverage solutions.
Ideal Accounts and Appetite
This program is a strong fit for a wide range of commercial auto risks, including but not limited to:
- Contractors and trades (e.g., plumbing, HVAC, electrical)
- Local and intermediate delivery services
- Landscaping and lawn care businesses
- Retail and wholesale distributors
- Artisan contractors with multiple vehicles
You might have a client who owns a regional courier company with a fleet of delivery vans or a contractor with several service trucks—both are excellent fits for this program. Risks involving long-haul trucking, hazardous materials, or heavy-duty commercial trucking may fall outside the ideal appetite.
Coverage Highlights and Advantages
Superior Access connects you to commercial auto markets that offer a wide range of essential protections, including:
- Liability Coverage – Protects against bodily injury and property damage claims.
- Personal Injury Protection (PIP) – Helps cover medical expenses for the driver and passengers.
- Uninsured/Underinsured Motorist – Provides protection if the at-fault party lacks sufficient coverage.
- Collision Coverage – Covers damage from vehicle collisions regardless of fault.
- Comprehensive & Medical Payments – Covers non-collision-related incidents and medical costs.
Our network of carriers allows us to provide tailored solutions across a broad spectrum of risk profiles and vehicle types.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by carrier and submission details. Superior Access works with you to match your client’s risk to the right market, streamlining the underwriting process and increasing your chances of binding the account. Solid submissions with full vehicle schedules, driver information, and loss history help speed up quoting.
Territories and Availability
This Commercial Auto program is available in most states, including but not limited to CA, TX, FL, NY, IL, GA, and PA. We provide access to both admitted and non-admitted solutions where needed, depending on state and risk profile.
Why Work With Superior Access?
As a leading wholesale broker, Superior Access offers agents and brokers nationwide access to a wide range of carriers and programs. Our deep market relationships, broad underwriting expertise, and responsive service make us a dependable partner for placing commercial auto risks. We help you find the right fit for your clients—quickly and competitively.
Contact us for more information on our Commercial Auto program!
Frequently Asked Questions
What types of accounts are a good fit for this Commercial Auto program?
We focus on local to regional commercial vehicle operations such as contractors, delivery services, landscapers, and small fleets. Risks with standard operating patterns and good loss history are ideal.
Can I access both admitted and non-admitted markets through this program?
Yes. Superior Access offers both admitted and non-admitted options depending on the state and risk profile, allowing flexibility in coverage placement.
How quickly can I get a quote?
Turnaround times vary by carrier and submission quality. Complete submissions with vehicle schedules, driver info, and loss runs help speed up the process.
Is this program available in all states?
The Commercial Auto program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Contact us to confirm availability in a specific state.
What coverage options are available?
Coverage options include liability, PIP, uninsured/underinsured motorist, collision, comprehensive, and medical payments. Specific offerings may vary by carrier.
Need help placing an account? Connect with a market specialist.