Inland Marine Insurance Program from Superior Access Insurance Services, Inc.
Superior Access Insurance Services, Inc. offers a focused Inland Marine Insurance program that protects movable property, goods in transit, and property related to transportation and communication. Designed for agents and brokers, the program provides flexible options for contractors, agricultural operations, art shippers, logistics providers, and other businesses with mobile or off-premises exposures.
Ideal Accounts and Appetite
This program is best for insureds whose property moves frequently or is temporarily located away from a fixed premises. Typical accounts include:
- General contractors transporting equipment and tools between job sites
- Builders with materials and structures under construction
- Agricultural operations with mobile machinery and seasonal storage risks
- Art dealers, galleries, or museums transporting or exhibiting fine art
- Vendors and service providers who operate high-value equipment on the road
Example scenarios you can place: a construction contractor that hauls heavy equipment across state lines, or a regional gallery that needs coverage while shipping pieces to multiple exhibitions.
Coverage Highlights and Advantages
Superior Access pairs wholesale brokerage placement with inland marine forms that can be tailored to common mobile-property exposures. Available coverages include:
- Floaters for scheduled property such as tools, instruments, and valuables
- Builder’s Risk for property during new construction or renovation
- Contractors’ Equipment coverage for machinery moved among jobsites
- Agricultural Equipment coverage for tractors, combines, and attachments
- Ocean Marine coverage for vessel and cargo exposure where applicable
- Fine Arts coverage for items in transit or on display
- Off-premises and transit property coverage for temporary locations
These options let you create package solutions for accounts that combine transit, storage, and on-site exposures.
Underwriting Notes and Minimum Premiums
Underwriting is carrier-dependent, but Superior Access offers access to multiple markets to help secure competitive terms. Minimum premiums vary by account size, class, location, and coverages selected. For standard and mid-sized risks the underwriting process is streamlined to move submissions efficiently; specialized or high-value risks may require additional schedules and valuation documentation.
Territories and Availability
This Inland Marine program is available in most states, including but not limited to CA, TX, FL, NY, IL, PA, GA, AZ, WA, and CO. Superior Access supports agents and brokers across 49 states and Washington, DC—contact the wholesaler to confirm availability and any state-specific filing considerations for your submission.
Why Work with Superior Access Insurance Services, Inc.?
As a wholesale broker, Superior Access combines wide carrier access with underwriting expertise in transport-related property exposures. Agents benefit from:
- Market access to multiple carriers and flexible form options
- Underwriters experienced with construction, agriculture, fine arts, and logistics risks
- Responsive service and practical submission guidance to accelerate placement
- Ability to assemble inland and ocean marine packages where accounts include both exposures
Whether you’re placing routine floaters or complex, high-value transit programs, Superior Access can help you find appropriate terms and coordinate coverage across markets.
Contact us for more information on our Inland Marine program!
Frequently Asked Questions
What types of accounts are a good fit for this Inland Marine program?
Ideal fits include contractors, builders, agricultural operators, fine art dealers, and vendors or service providers with property that is mobile or frequently transported.
Is this program available in my state?
The program is available in most states, including CA, TX, FL, NY and many others. Contact Superior Access to confirm availability and any state-specific requirements for your submission.
What coverages are included in the Inland Marine policy?
Coverages commonly offered include floaters, builder’s risk, contractors’ equipment, agricultural equipment, fine arts, ocean marine (where applicable), and off-premises property/transit protections. Specific forms depend on the carrier chosen.
Are minimum premiums required?
Minimum premiums vary by risk type, location, and coverage limits. Superior Access works with multiple carriers to provide competitive pricing; discuss your account details for accurate premium expectations.
Can I submit accounts that include both inland and ocean marine exposures?
Yes. Superior Access can help you structure submissions that include both inland and ocean marine risks and coordinate placement across the appropriate markets.
Need help placing an account? Connect with a market specialist.