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We take a slightly different approach to underwriting than most general agencies by starting with one fundamental principle in mind; SERVICE. Our commercial property/casualty underwriters are some of the best in the industry, with years of experience and training. You’ll see that our proven, service oriented team will provide you with the ultimate advantage to writing your surplus business. Whether it is one of our programs or some other classification you need placed, we can help.

If you are searching for a medical malpractice insurance market, BSR offers Medical Malpractice and Allied Health Insurance that can help you solve your client's complex insurance challenges.

...ich scare a doctor's or dentist's office most. It is designed for small to medium sized doctor or dentist offices with fewer than 100 employees which ...

Bailey Special Risks, Inc. offers miscellaneous Professional Liability insurance (miscellaneous E&O) for a wide variety of professional exposures including but not limited to: Computer Consultants Inspectors Title agents And such Medical Services as: Diagnosticians Technicians Nurses Physicians Surgeons CRNAs Perfusionists Laboratories Coverage for other forms of Professional Liability is also available.

Claims Made Defense Costs Duty to Defend Broad Definition of Professional Services 2 Way Optional Extended Reporting Period Full Prior Acts Coverage Available

Mercator Risk Services provides professional liability insurance to a wide range of consultants and miscellaneous professionals. Unusual operations, tough exposures, specialized classes and mixed exposures are standard for them. Need customized or specialized coverage for a particular account? Their expert underwriters can assist you. Consultants and miscellaneous professionals cover a wide range of services, and Mercator Risk Services provides customized professional liability coverage for all of them. In fact, they offer coverage to more than 60 professional classes. A few of these classes are listed below, and a more complete list is located on their web site at www.mercatorpro.com. Benefit Administrators Claims Adjusters/TPAs Computer/EDP Services Collection Agencies Consultants all types Customs/Freight Brokers Designers Flood Insurance Data Providers Independent Testing Labs Inspection Services IT Professionals Legal Service Providers Marketing Research Organizations Medical Billing or Research Meeting Planners Property Managers Real Estate Related Regulatory Compliance Advisors Tax Preparers Technology Accounts Telecom Site Services Specific coverage provisions are important for these professionals. Some professionals require coverage with special provisions to protect themselves from unique claims arising from their specialized services. Hard to Place: Mercator Risk Services also handles hard to place, distressed and unusual accounts. Let them know about your clients’ needs and they’ll provide you with information and assistance with your particular situation or account and Professional Liability coverage. For more information, please call (860) 527-9717 or send an e-mail to [email protected] You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site www.mercatorpro.com.

Unique Allied Healthcare medical services facilities bring together the talents of healthcare professionals who are trained, certified, and often licensed in their specialized field. Allied Healthcare coverages are available and are changing quickly to adapt to the rapid changes in the medical industry. Coverages: *Primary *Claims-made professional liability coverage *Claims-made professional liability or with claims-made or occurrence general liability *Follow-form excess *Umbrella coverage Coverage features: *Coverage is available in all 50 states *Defense inside or outside the per claim limits of liability *Incident sensitive coverage trigger *Up to 7 years bilateral extended reporting period --Optional coverages including: Damages only deductible, HIPAA civil monetary penalty coverage, vicarious liability for named insured for sexual acts, disciplinary proceeding coverage, Data Breach coverage, billing error defense cost reimbursement coverage, sexual abuse sublimit Target Classes: *Clinics *Laboratories *Medical spas *Home health agencies *Small Hospitals *Pharmacies *Individual healthcare providers such as: -Therapists, Pharmacists, Physician Assistants, Nurse Anesthetists, etc. Allied Heatlhcare Maximum Primary Limits of Liability $5,000,000 Minimum Premium as low as $1,500 on many classes

Professionals in any industry are expected to possess superior knowledge & skill because they are relied upon by society to exercise intellectual judgment in their particular areas of knowledge. Honest errors, employee training or dishonesty issues, and lack of documentation are just a few of the causes of negligence that professionals are faced with. For these reasons, professionals need our SBE Miscellaneous Errors & Omissions program which includes: Certain Underwriters at Lloyd’s (A.M. Best Rated “A”) Claims made & reported policy form Pay on behalf policy / duty to defend Available limits from $100,000 to $5,000,000 Prior acts (with no prior knowledge or notice) is available at additional premium and with underwriting approval Punitive & exemplary coverage (where insurable) Defense Outisde the Limits available (for an additional premium) Contingent BI & PD protection available for an additional premium Personal injury Sublimit available (for an additional premium) Aggregate deductible available for additional premium First Dollar Defense for Disciplinary Proceedings (up to $10,000) First Dollar Subpoena Defense Coverage (up to $5,000) Electronic Media Sublimit (for an additional premium) Coverage for 240+ professional rating categories Commission payable of 20% No minimum premium on most classes 24-48 hour turn around in most cases Flexible in-house underwriting An easy 2-page application + supplement (if necessary) Original documentation is not required Premium financing available No voicemail – Underwriters available when you need one to help you through the sales process PLIS, Inc. teams up with Specialty Risk Management®, Inc. (SRM®) to provide an independent resource of professionally licensed risk managers to assist Insureds with their day to day issues. Insureds have access to the hotline for services including: FREE unlimited, confidential 1-800 Hotline (phone) real-time response for immediate issues such as tips on client handling, indemnification agreements, proper disclaimer language with your client’s documentation, etc. Individual review of contracts held with clients and possible assistance by adding features that may help manage the client’s risks. Immediate access to a risk manager rather than voice mail. Hotline use throughout the policy period may impact E&O insurance – more efficient use of the deductibles, possible premium discounts and special coverage enhancements. Accessible resource for unlimited key company managers. All coverage features are still subject to individual underwriting and certain coverage features may be restricted. This information is not intended to be a representation of coverage or a guarantee of a quote or indication. See policy wording for coverage details.

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