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As a Director or Officer of a Non-Profit Organization, you ar...imits of liability for Directors and Officers coverage and Employment Practice...
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If your client is a Certified Public Accountant, bookkeeper, or tax preparer, they face a broad range of professional liability exposures — including data breaches, client disputes, and fiduciary missteps. Capitol Special Risks provides tailored professional liability solutions designed to protect accounting professionals from the risks they encounter in daily practice.
Comprehensive Coverage for Accounting Professionals
Capitol Special Risks places accounting professional liability nationally. Whether the account is an independent CPA, a tax preparation shop, a bookkeeping practice, or an investment adviser offering accounting services, we can help you structure a package that aligns with the firm’s services and exposures.
Target Accounts
We write a wide range of accounting professionals, including:
Certified Public Accountants (CPAs)
Bookkeepers and payroll processors
Tax preparers
Investment advisers with accounting exposure
The program fits solo practitioners and small-to-mid-sized firms seeking robust E&O and related coverages.
Coverage Highlights
Typical coverages available through this program include:
Network & Information Security (cyber/privacy) coverage
Investment Adviser Professional Liability
Personal Fiduciary coverage
Crisis Event Expense reimbursement
Deductible Mediation Credit
Pre-claim assistance and practical risk-management tools
Program Features and Underwriting Notes
Minimum premiums depend on firm size and services. We can access both admitted and non-admitted markets in many states. Capitol Special Risks focuses on quick turnaround and transparent placement — we never charge broker fees.
Availability
This program is available in most U.S. states, including: CA, TX, FL, NY, GA, IL, and WA. For eligibility and state-specific options, submit the account details or contact a market specialist.
Why Work With Capitol Special Risks?
As a wholesale broker with access to multiple carriers, Capitol Special Risks delivers deep experience in professional lines and tailored liability placements. We combine underwriting expertise with hands-on placement support — from pre-claim assistance to risk management resources — to help you place accounting risks with confidence.
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include CPAs, bookkeepers, payroll processors, tax preparers, and small-to-mid-sized accounting firms. We also consider investment advisers that have accounting-related services or exposures.
Is this coverage available nationwide?The program is offered in most U.S. states, including CA, TX, FL, NY and many others. Contact us with the client’s state for confirmation and market options.
Are both admitted and non-admitted markets available?Yes. We have access to both admitted and non-admitted carriers and will select the best market based on the risk profile and state requirements.
What is the minimum premium for this program?Minimum premiums vary with firm size, services offered, and coverage limits. Provide account details to receive a quick indication of pricing and available limits.
Do you charge any broker fees?No. Capitol Special Risks does not charge broker fees to place accounts in this program.
Need help placing an account? Connect with a market specialist.
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Capitol Special Risks specializes in the fast-paced and evolving world of technology. We understand the unique exposures tech companies face and offer tailored solutions through our Technology Professional Liability Insurance program. Whether you're placing a solo IT contractor, a small consulting firm, or a larger tech staffing agency, we provide the coverage options and underwriting expertise to meet your clients' needs.
Comprehensive Technology E&O Coverage
Capitol Special Risks offers a broad and flexible Technology Professional Liability program designed to address the complex risks facing technology professionals and service providers. This program is suitable for a wide range of tech-based operations, including:
Software developers and programmers
IT consultants and managed service providers
Data hosting and cloud solution providers
Web developers and digital marketing firms
Technology staffing and placement agencies
We offer solutions for both admitted and non-admitted business, depending on the state and risk profile.
Key Coverage Highlights
Our program includes a wide range of optional coverages to help protect your clients from evolving cyber and professional liability exposures:
Technology and Multimedia Coverage – Includes liability assumed under contract
Breach Response Costs – Coverage available outside the policy limits
Voluntary Notification Costs – Available to help manage incident response
Network Asset Protection – Triggers include accidental damage, operational errors, and cyberattacks
Worldwide Coverage – Claims can be brought from outside the U.S.
Third-Party Data Exposure – Covers data stored with IT outsourcers and independent contractors
Electronic Data Protection – Property Damage exclusion does not apply to electronic data
Confidential Business Data Coverage – Includes commercial and corporate information
Employee-Related Privacy Claims – Covers acts by rogue employees and employee privacy claims
Extended Reporting Period – Available for up to 3 years
Underwriting and Minimum Premiums
Minimum premiums vary depending on the size, scope, and risk profile of the insured. We work closely with agents to provide fast turnaround times and competitive terms. We never charge a broker fee, helping you stay competitive while offering robust protection to your clients.
Available Nationwide
Capitol Special Risks' Technology Professional Liability Insurance is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, GA, and WA. Some coverages are written on an admitted basis in select states.
Why Work With Capitol Special Risks?
As a wholesale broker with deep expertise in the technology sector, Capitol Special Risks brings decades of experience and access to multiple carriers. We speak the language of tech and understand the nuances of contracts, data exposure, and liability that your clients face daily. With no broker fees, responsive service, and tailored coverage options, we help you confidently place complex tech accounts.
Contact us today to discuss your Technology Professional Liability Insurance needs.
Fast turnaround and we never charge a broker fee!
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include IT consultants, software developers, tech staffing firms, web designers, and managed service providers.
Is coverage available for clients with operations outside of the U.S.?Yes, the program offers worldwide coverage, allowing claims to be brought from outside the United States.
Can I get coverage for third-party data stored with contractors?Yes, the program includes broad coverage for data stored with third parties, including IT outsourcers and independent contractors.
Are acts by rogue employees covered under this policy?Yes, coverage extends to acts committed by rogue employees, as well as privacy claims brought by employees.
What is the turnaround time for quotes?Capitol Special Risks offers fast turnaround times and expert underwriting support to help you place business efficiently.
Need help placing an account? Connect with a market specialist.