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Corporate Collections Insurance Program - Exclusive Fine Arts Coverage Corporate art collections benefit employees, create a positive impression to clients and are valuable financial assets. In consultation with museum personnel, gallery directors and fine art collectors, Huntington T. Block (HTB) is credited with revolutionizing the way artwork is insured through the creation of the first stand-alone fine arts insurance program. Since its founding in 1962, HTB has proudly served the cultural arts community, and today stands as the leading fine arts insurance brokerage firm in the U.S. Our fine arts program provides your clients with the peace-of-mind that comes with knowing their valuable artwork is covered worldwide; claims are managed by art experts and that their needs are responded to promptly and professionally. "For more than a half century, we have been an industry leader in fine arts policy wording, underwriting, loss prevention and responsive claims handling. As the industry and technology change, we are committed to staying one step ahead to protect our clients' fine art investments," said HTB CEO Joe Dunn in an interview. Fine Arts Insurance: The Crown Jewel of the HTB Insurance Portfolio Our proprietary program was designed with the help of insurance industry experts to specifically cover corporations' fine art exposures. It offers one of the broadest coverage forms available in the U.S. Some of the largest, most prestigious corporations on the Fortune 500 understand the value of unique Fine Arts Insurance coverage and appreciate the expertise we provide. Corporate Collections Insurance Program Highlights Exclusive Fine Arts underwriting facility since 1962 In-house quoting authority typically enables 24-hour turnaround for complete submissions In-house Fine Arts claims department with unique settlement authority Low deductibles starting at $1,000 Contract and insurance requirement review Coverage available from insurers rated A XV by A.M. Best Company CAT coverage for Terrorism, Earthquake, Wind and Flood available, subject to underwriting Scheduled or blanket limits for both owned collections and loaned items Coverage for domestic and international transits as appropriate Coverage for property of others in the possession of the corporation Coverage for the corporation's interest in jointly owned property Legal Liability coverage for property of others for which the corporation is not instructed to insure Automatic reinstatement of limits after each loss Automatic waiver of subrogation as per signed contracts Coverage for privately-owned fine art collections Coverage for artwork at corporate headquarters and other locations under one master policy Protection for collections on loan to others, including museums and commercial art dealers for exhibition Worldwide geographic territory Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

...s the coverage to protect your collectibles. Collectible Insurance is availab... including travel to and from COLLECTIBLES Covered under the Collectible Insurance Program Advertising Collectibles Antique Radios / Photograp...

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The typical policies written for collection agents or collection law firms usually have a standard exclusion for unsolicited faxes, mail, phone calls, or any other form of communication. These exclusions are meant to exclude coverage for things like spam emails, faxes, or phone calls that are selling a service in a harassing manner and against various federal laws such as the “do not call list.” This is fine and dandy, but for a collection agency or firm, their business model is BASED on making harassing calls, it’s what they do. This exclusion could void coverage for a frequent source of claims against collection firms and agencies. We are familiar with this exposure and can often negotiate coverage options for these pesky claims. Don’t let your insurance agents E&O cover your client’s claim! Another issue with collection agents and firms is the nuisance claim. People are always threatening to sue collection agents but most of these “suits” are never actually filed. By reporting every claim made against them, collection agents could have loss runs that look like small books yet never have a claim that amounted to anything other than a letter. If they don’t report them though, they run the risk of something blowing up down the road and not having coverage. That is where an option to not report every claim that comes in is handy. We work with our carriers to provide options that the insured not report every claim that they settle under the deductible. As these insured’s have high deductibles, we can negotiate terms where they often only need to report claims if the claim is more than 50% of the deductible. If the claim will be settled under that threshold, they need not report it to the carrier. This saves the insured and you time in not reporting a new claim every time someone is upset that they are being called.

University Special Collections Insurance Program - Exclusive Fine Arts Coverage for Colleges and Universities Since its founding in 1962, Huntington T. Block (HTB) has continuously led the way in the fine arts insurance community by delivering comprehensive coverage solutions, setting high standards, developing customized insurance forms and products, and defining criteria for underwriting and loss prevention. With its unique staff of both art and insurance professionals, HTB works tirelessly to cultivate and develop the broadest, most complete insurance programs to help meet the distinct and varied needs of over 3,000 art and art-related clients. Fine Arts Insurance: The Crown Jewel of the HTB Insurance Portfolio Our proprietary program was designed with the help of insurance industry experts and leading museum professionals to specifically cover universities' fine art exposures. It offers one of the broadest coverage forms available in the U.S. Some of the largest, most prestigious universities and colleges in the U.S. understand the value of unique Fine Arts coverage and appreciate the expertise we provide. University Special Collections Insurance Program Highlights Exclusive Fine Arts underwriting facility since 1962 In-house quoting authority typically enables 24-hour turnaround for complete submissions In-house Fine Arts claims department with unique settlement authority Contract and insurance requirement review Coverage available from insurers rated A XV by A.M. Best Company CAT coverage for Terrorism, Earthquake, Wind and Flood available, subject to underwriting Property covered includes all bona fide works of art, objects of historic or intrinsic value, and objects that are unique and rare The policy extends to items on loan and to items that the university is instructed to insure Offers coverage for crates, vitrines, frames, display cases, video equipment and monitors used in the display of art objects, period rooms, registration papers and records, art library, and special collections, etc. Offers blanket coverage over all locations Coverage can extend to the university's special collections library and/or manuscripts or other high valued property The $1,000 deductible does not apply to works on loan or while objects are in transit Policy issuance, renewals, certificates of insurance, endorsements, etc., are managed expeditiously We have the ability to customize solutions for our clients via a $400M in-house binding authority "Wall-to-wall" coverage for permanent collections and temporary works of art on loan Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Museum Collections Insurance Program - Exclusive Fine Arts Coverage for Museums and Historical Societies Huntington T. Block Insurance (HTB) is the oldest and largest fine arts brokerage in the United States. HTB is credited with crafting the original "all risk, wall-to-wall" fine arts insurance program. Since 1980, HTB has worked closely with the American Alliance of Museums (AAM) to help ensure that the museum community's insurance needs are properly served. Fine Arts Insurance: The Crown Jewel of the HTB Insurance Portfolio When you want to insure your clients’ aesthetic masterpieces and rare and historic artifacts, turn to the experts at HTB for our knowledge and experience and one of the most cutting-edge policy forms in the nation. Our proprietary Fine Arts Insurance program was designed with the help of insurance industry experts and leading museum professionals to specifically cover museums' fine art exposures. Our program offers broad coverage in the U.S. Over 1,200 museums understand the value of our unique Fine Arts program and appreciate the expertise we provide. Museum Collection & Fine Arts Insurance Coverage Highlights Exclusive Fine Arts underwriting facility since 1962 In-house quoting authority typically enables 24-hour turnaround for complete submissions In-house Fine Arts claims department with unique settlement authority Low deductibles starting at $1,000 Contract and insurance requirement review Coverage available from insurers rated A XV by A.M. Best Company CAT coverage for Terrorism, Earthquake and Wind available, subject to underwriting Proprietary Fine Arts insurance policy forms offering “very broad coverage” Expertise – HTB’s senior staff has over 200+ cumulative years of experience Competitive premiums Discounts for AAM members and accredited institutions Comprehensive valuation clause included Expanded Insured Property definition Blanket limit for collection and loaned objects Subrogation waivers available Worldwide coverage Premium payment options available Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Collection Agency Professional Liability Insurance is coverage for alleged wrongful acts arising out of operations as a Collection Agency (where the Collection Agency is working for others for a fee of collecting non-owned debt). Coverage available for Collection Agency Professional Liability Insurance is $1,000,000 - $5,000,000 with a minimum SIR of $5,000. At Monarch E&S Insurance, Personal Injury Insurance Coverage for selected risks is available as well as Defense in addition to limits. Prior Acts Coverage could be available for risks that qualify. Contact Monarch E&S today for all of your Collection Agency Professional Liability Insurance risks!

EXPERIENCE: Collection Agencies are being required to carry Professional Liability coverage more and more. This coverage can often be a challenge to obtain if you do not know which carriers are still writing collection agents insurance and writing them with the correct coverage. Defense for suits alledging failure to comply with the Consumer Protections Acts are the most common suits Collection Agencies face. FDCPA lawsuits are rising every year. Even frivolous claims cost money to defend; thus, this coverage is vital to a Collection Agents business. We know where and how to get Collection Agent E&O. RELATIONSHIPS: We have the markets and expertise to meet you and your clients needs. Contact us today for more information on Collection Agents Professional Liability Insurance. Fast turnaround and we never charge a broker fee! In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094