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Sports and Fitness provides a commercial liability program designed specifically for dance professionals who own their own studios. Coverage provides premises liability, professional liability, advertising liability, property damage liability (property damage to someone other than the insured's property), sexual abuse and molestation coverage, and medical payments. Coverage is for private or group classes and coverage is for children as well as adult classes. HIGHLIGHTS: Coverage Certificates for your off premises dance recitals are automatically included. In most cases, we are able to provide building and contents fire insurance at competitive rates. Certain restrictions apply to coastal areas. Property coverage is written on special form replacement cost basis which include theft. Policy exclusions include trampolines and Olympic style gymnastics. Call Joan Watson at 800-844-0536 x2222.'

K&K Insurance offers a dance instructor insurance program offering coverages that will defend and indemnify instructors for alleged negligence resulting in bodily injury and property damage while performing their duties. In addition, coverage is available for either an annual term or for a two-year term. Must be an instructor who directly supervises an individual or group in sports, fitness, dance or martial arts-related activities. Eligible Operations for Dance Instructor Insurance: Dance Instructors: - Acro dance instructor insurance - Irish instructor insurance - Ballet instructor insurance - Jazz instructor insurance - Ballroom instructor insurance - Latin instructor insurance - Belly dancing instructor insurance - Modern instructor insurance - Clogging instructor insurance - Salsa instructor insurance - Contemporary dance instructor insurance - Scottish instructor insurance - Country western instructor insurance - Square instructor insurance - Cultural/ethnic instructor insurance - Swing instructor insurance - Dance insurance - Tango instructor insurance - Flamenco instructor insurance - Tap instructor insurance - Folk dancing instructor insurance - Hawaiian instructor insurance - Tumbling (floor only, no gymnastic apparatus) - Hip Hop instructor insurance - Zumba® instructor insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Expense (other than participants) - Legal Liability to Participants - Damage to Premises Rented to You - No Charge for Certificates of Insurance - 1-year and 2-year Policy Terms K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – dance instructor Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MO, MT, ND, NE, NM, NV, OK, OR, SD, UT, WA, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV [email protected] 260.222.1864

The dance school insurance program has been designed for U.S.-based dance schools and other organizationsn specializing in the instruction of performance and social dance. Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising our of its operations Eligible Operations for Dance School Insurance: - Aero dance school insurance - Irish school insurance - Ballet school insurance - Jazz school insurance - Ballroom dancing school insurance - Latin school insurance - Belly dancing school insurance - Modern school insurance - Clogging school insurance - Salsa school insurance - Contemporary school insurance - Scottish school insurance - Country western school insurance - Square school insurance - Cultural/ethnic school insurance - Swing school insurance - Flamenco school insurance - Tango school insurance - Folk school insurance - Tap school insurance - Hawaiian school insurance - Hip Hop school insurance - Tumbling insurance (floor only, no gymnastic apparatus) - ZUMBA® insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Professional Liability - Legal Liability to Participants - Medical Payments for Participants - Hired Auto and Employers’ Nonownership Liability (not provided while in Hawaii) - No Charge for Certificates of Insurance - Premises Liability Included - Coverage for Demonstrations, Exhibitions and Recitals Included Subsidiary Activities Coverage (optional) Birthday/Social Party Coverage (optional) Equipment and Contents - Inland Marine (optional) Abuse, Molestation, or Exploitation Defense Reimbursement Coverage (optional) Sexual Abuse or Sexual Molestation Liability (optional) Directors’ and Officers’ Liability including Employment Practices Liability (optional) Excess Liability (optional) Workers’ Compensation (optional) Event Cancellation and Non-appearance (available) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.danceinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MO, MT, ND, NE, NM, NV, OK, OR, SD, UT, WA, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV [email protected] 260.222.1864

Hi Everyone, I'm looking for a market for dance instructors, it is an after school program and my client goes to the schools and provide dance and theater instructions. My client has 4 employees, each are dance instructors as well, they only travel locally to schools. I need a market that can provide PL, Personal Injury and coverage for damage to the property if there is any made.