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Scurich Insurance Services offers a focused Agriculture Workers Compensation Insurance program agents can use to place coverage for farms, ranches, and crop operations across the Monterey Bay Area, CA. With nearly a century of experience insuring California agriculture, our underwriters and market specialists understand the operational risks, seasonal staffing patterns, and compliance issues that matter to farm owners and their employees. We partner with independent agents and brokers to place Workers Compensation solutions tailored to the agriculture sector. Overview of the Program Since 1924, Scurich Insurance Services has worked with agricultural operations throughout California. This Workers Compensation program is built specifically for hands-on farm labor — including pickers, field crews, and ranch workers — and is designed to address the regulatory and operational complexities common to farming and harvest cycles. We focus on practical placement strategies for accounts that can be difficult to place in the standard market. Ideal Accounts and Appetite This program is a fit for a wide range of agricultural accounts in the Monterey Bay region, especially those that rely on seasonal or migrant labor. Typical accounts include: Commercial farms and ranches located in the Monterey Bay region Growers and harvesters of strawberries, vegetables, row crops, and tree fruit Vineyards, nurseries, and operations with seasonal or migrant workforces Family-owned and mid-sized farms with multiple employees Example scenarios: you might have a mid-sized strawberry grower who hires seasonal field crews for peak harvest weeks, or a vineyard owner seeking consistent Workers Comp coverage for year-round and seasonal staff. Those are the types of accounts our program is intended to help place. Coverage Highlights and Advantages Scurich’s Agricultural Workers Compensation program offers coverage and services tailored to farm exposures: Medical benefits and wage replacement for injured employees Policies that can include temporary, seasonal, and migrant workers Claims support and injury-management guidance geared toward agricultural injuries Risk-management advice specific to farm operations and seasonal staffing We also recognize practical barriers some workers face when accessing care — for example, concerns about immigration status or limited local providers familiar with Workers Comp. Our team helps you manage those issues while keeping employers aligned with compliance expectations. Underwriting Notes This is a non-admitted program, which gives underwriting flexibility for accounts that may not fit admitted carriers. Submissions are evaluated on farm size, types of operations, safety programs, and claims history. Minimum premium requirements vary by risk and seasonality; generally, we look for accounts that demonstrate a commitment to worker safety and regulatory compliance. Territories and Availability The program is available in California, with an emphasis on the Monterey Bay Area, including agricultural communities in and around Santa Cruz, Monterey, and San Benito counties. Why Work With Scurich Insurance Services? As a local agency with deep roots in California agriculture, Scurich brings decades of niche expertise to this market. Agents benefit from our hands-on underwriting, practical claims support, and responsiveness when placing hard-to-place accounts. Whether you’re placing a new Workers Compensation policy for a small organic farm or seeking better renewal terms for a larger grower, our team helps you find workable solutions. For farm, crop, and agriculture Workers Comp needs in the Monterey Bay Area, CA, contact us or connect through our CompleteMarkets profile. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?We focus on agricultural operations such as farms, vineyards, ranches, and nurseries—particularly those with seasonal or migrant labor in the Monterey Bay Area. Is this program available outside of California?No. This Workers Compensation program is currently available only in California, with primary emphasis on the Monterey Bay region. Can this program cover undocumented workers?Coverage is evaluated case-by-case. Many agricultural employers have workers with varying documentation status; we work with agents to address those situations while keeping accounts compliant with applicable requirements. What is the underwriting process like?Underwriting reviews number of employees, types of crops or operations, safety protocols, payroll patterns, and claims history. We offer personalized attention to help agents place challenging or seasonal accounts. Why choose Scurich Insurance Services for agriculture Workers Comp?We’ve served California’s farming community since 1924 and bring deep local knowledge, practical underwriting flexibility, and responsive service to every submission. Need help placing an account? Connect with a market specialist.

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Garage Liability Solutions from Burns & Wilcox Automobile service and sales operations carry a mix of premises and auto exposures that can lead to significant property damage, bodily injury, and expensive litigation. Burns & Wilcox’ Garage Liability program is designed for independent agents and brokers who need flexible placement options for dealers, repair shops, valet operations and other garage-type risks. The program provides both admitted and non-admitted market access and can be written as monoline or within a broader package. Underwriters focus on tailoring coverage to the account—whether you’re placing a single-location repair shop or a multi-location dealer group. Target Classes and Ideal Accounts This program supports a wide range of garage-related operations, including: New and used auto dealers Service and repair garages Heavy truck and trailer sales and service Motorcycle, RV, ATV, and boat dealers Valet and parking lot operations Auto auctions, classic car restorers, and salvage yards Accounts that combine sales, on-site repairs, accessory installation, detailing, or full-service car wash operations are typically a good fit. The program is also suitable for specialty dealer operations such as classic car restorers and auction houses that need tailored liability and garagekeeper solutions. Example scenarios you might place through this program: A regional used-car dealer with on-site service bays and a fenced open lot seeking combined premises and auto liability plus dealer’s open lot coverage. A valet operator handling high-value vehicles that needs garagekeepers, excess limits and optional cyber/pollution enhancements. Coverage Features and Advantages Monoline Dealer’s Open Lot and Garagekeepers available Comprehensive package options: Garage Liability, Scheduled Autos, On Hook, Property, Business Income and more Access to both admitted and non-admitted carriers for placement flexibility Combined coverage for premises and auto liability to reduce gaps Optional enhancements—pollution, cyber liability, fire legal liability Dealer’s Errors & Omissions (E&O) and broad-form products for retail operations Drive-other-car coverage and excess limits where needed Multiple limit and deductible structures to match account size and risk appetite Underwriting Notes and Availability Burns & Wilcox underwriters evaluate accounts with attention to operations, claims history, physical security, repair procedures, and risk controls. The program’s admitted and non-admitted options give you flexibility on pricing and capacity—use the admitted market where available and competitive, or non-admitted when broader coverage or higher limits are required. Be prepared to provide details on vehicle schedules, garagekeeper exposure, repair procedures, daily vehicle counts, and any on-site storage of fuels or solvents to streamline underwriting. Territories Served This program is available nationwide — all 50 states plus Washington, DC. Territory-specific availability and admitted status will depend on the carrier selected for placement. Why Work With Burns & Wilcox? As a leading managing general agency, Burns & Wilcox combines deep garage-industry underwriting expertise with broad market access. Agents benefit from tailored solutions for complex garage exposures, responsive underwriting, and the ability to package liability, property and ancillary coverages to reduce client gaps. Whether you need admitted paper for a local dealer or non-admitted capacity for an unusual risk, Burns & Wilcox can help you place it. Frequently Asked Questions What types of accounts are a good fit for the Burns & Wilcox Garage Liability program?This program is ideal for auto dealers, repair garages, motorcycle and RV dealers, valet services, salvage yards, and similar operations. Can I package multiple coverages under this program?Yes. Burns & Wilcox offers package options including Garage Liability, Dealer’s Open Lot, Garagekeepers, Property, Business Income, and more. Is this program available in all states?Yes, the Garage Liability program is available in all 50 states plus Washington, DC. Are both admitted and non-admitted carriers available?Yes. Depending on the risk, Burns & Wilcox can place coverage through either admitted or non-admitted markets. Does this program offer coverage for cyber liability and pollution?Yes. Optional coverage for cyber liability and pollution is available to enhance your client’s protection. Need help placing an account? Connect with a market specialist.

National Online Wholesaler – Real-Time Quotes Available Online AgentSecure provides a fast, national wholesale platform built for independent agents and brokers. The National Online Wholesaler – Real-Time Quotes Available Online program lets you quote, bind and manage a wide range of personal and commercial lines through a single web portal — with real-time pricing from top-rated carriers and immediate policy documents upon binding. Overview of the Program From AgentSecure AgentSecure specializes in digital access to non-admitted markets and streamlined workflows for standard and hard-to-place accounts. Our platform reduces manual submissions and back-and-forth underwriting by delivering instant, indicative quotes and the ability to bind coverage online. That speed expands clients’ options and shortens placement cycles so you can service more accounts with less administrative overhead. Ideal Accounts and Appetite This program fits agents who need quick placement or access to non-admitted capacity. Typical accounts include: Small to mid-sized commercial risks (contractors, retail shops, professional services) Specialty property and casualty accounts that need flexible forms or endorsements Personal lines with unique exposures — high-value homes, vacation properties, or unusual hobby-related risks Accounts that require rapid turnaround and digital quoting/binding What generally fits: small contracting businesses with modest payroll, boutique retail stores, landlords of small multi-family buildings, and homeowners with secondary residences. What typically does not fit: large commercial programs, heavily loss-prone accounts requiring complex facultative placement, or classes needing admitted-only capacity. Coverage Highlights and Advantages Key features agents rely on: Real-time online quoting across multiple lines for faster shopping Access to non-admitted markets when admitted options are limited or unavailable Instant binding and immediate delivery of policy documents User-friendly quote management and streamlined submission workflows Broad carrier access and competitive forms — carrier availability varies by risk These capabilities let you present more solutions to clients who need flexible terms or faster turnaround than traditional markets can provide. Underwriting Notes and Minimum Premiums Underwriting guidelines vary by carrier and class of business. The platform surfaces carrier-specific eligibility and pricing so you can quickly evaluate fit without a full submission. Minimum premiums differ by carrier and line; the system highlights applicable minimums during quoting so you can assess economics before binding. Territories and Availability This program is available nationwide: All 50 states plus Washington, D.C. You can place business across the country through the same login and workflow without separate appointments for each state. Why Work With AgentSecure on This Business AgentSecure combines digital speed with wholesale market access. For independent agents, that means fewer manual submissions, faster response times, and an expanded set of carriers for non-standard or time-sensitive accounts. Our platform is designed to help you place business more efficiently while giving clients reliable coverage options when traditional admitted markets are constrained. Example scenarios: You have a client who runs a small contracting business and needs general liability and inland marine coverage quickly for a new project; or a homeowner buying a seasonal property that requires specialty property terms — you can generate quotes and bind coverage same day through the portal. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-sized commercial risks, specialty property & casualty accounts, and personal lines with unique exposures are good fits—especially when you need fast quoting and access to non-admitted capacity. Do I need to submit full applications to get a quote?No. The AgentSecure platform provides real-time, indicative quotes without lengthy submissions. You can finalize details and complete applications as needed after initial pricing. Is this program available in all states?Yes. Coverage is offered in all 50 states plus Washington, D.C., with carrier availability varying by state and risk. Can I bind coverage online?Yes. Once you accept a quote you can bind coverage and download policy documents instantly from the platform. What types of carriers are available through this program?AgentSecure provides access primarily to non-admitted markets. Specific carriers depend on the class of business and location and are vetted for financial strength and form competitiveness. Need help placing an account? Connect with a market specialist.