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Continental Marine offers Jet Ski Rental Insurance Coverage Highlights for Jet Ski Rental Insurance Program: Admitted A+ rated carrier 24-hour quote turnaround for jet ski rental insurance Renter trailer allowed on a submit basis Single-unit operations to large fleets Premises liability offered for boat/jet ski rental programs New operations welcome Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals. Ideal Accounts and Appetite This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis. Examples of suitable accounts: A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities. A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage. Coverage Highlights and Advantages Support from an A+ admitted carrier for financial stability in most available markets Fast service with most quotes returned within 24 hours when submissions are complete Flexible underwriting that accommodates single-unit operators up to large fleets Optional premises liability tailored for watercraft rental exposures Ability to submit additional exposures, such as renter trailers, for review The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive. Underwriting Notes and Minimum Premiums The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission. Territories and Availability Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face. If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office. Frequently Asked Questions What types of accounts are a good fit for this program? Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome. Is premises liability included in the coverage? Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents. Can jet ski trailer rentals be included in coverage? Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting. How quickly can I expect a quote? Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable). In which states is this program available? The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability. Need help placing an account? Connect with a market specialist.

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High Value Homeowners Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a flexible and competitive High Value Homeowners Insurance program designed to help agents and brokers place coverage for affluent clients with unique or complex property exposures. With access to both admitted and non-admitted markets, we can help you find the right solution for clients whose properties exceed traditional homeowners insurance limits or fall outside standard underwriting guidelines. Ideal Accounts and Appetite This program is best suited for high net worth individuals who own primary, secondary, or seasonal homes with high replacement cost values, often located in areas with increased exposure such as wildfire zones, coastal regions, or hurricane-prone territories. We consider all dwelling types (excluding working farms), including luxury estates, vacation homes, and custom-built residences. All construction types are considered, though certain restrictions may apply for properties located in catastrophe-prone areas. Examples of ideal accounts include: A $2.5M beachfront vacation home in Florida requiring windstorm and flood considerations. A luxury modern home in California’s wildfire zone needing higher dwelling limits and extended replacement cost coverage options. Coverage Highlights and Advantages Our High Value Homeowners Insurance markets offer: Coverage A limits starting at $500,000, with Total Insured Values up to $10,000,000. Protection for a variety of dwelling types and occupancy structures. Access to both admitted and non-admitted options, depending on the risk and location. Competitive solutions for challenging territories and unique property characteristics. Underwriting Notes and Minimum Premiums All submissions must include completed ACORD applications. Please email submissions to [email protected] for quoting. Minimum premiums vary depending on the location, dwelling value, and coverage requirements. We recommend contacting our underwriting team early to discuss any unusual risks or exposures. Territories and Availability We offer High Value Homeowners Insurance coverage across all U.S. states and territories, subject to aggregate availability in catastrophe-prone regions. This includes high-risk states such as California, Florida, Texas, Louisiana, and New York, among others. Our broad geographic reach allows you to serve clients with complex property portfolios in multiple states. Why Work With Continental Risk / Continental Marine Insurance Services? As a trusted General Agency and Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings extensive expertise in placing hard-to-insure risks. We work closely with a range of carriers to offer flexible and responsive solutions tailored to high-value homeowner clients. Our team is committed to helping agents and brokers succeed with fast turnarounds, expert underwriting support, and access to niche markets. If you’re ready to explore options for your high-value homeowner clients, contact our office at 866-699-2747 or send your submission to [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?High net worth individuals with homes valued at $500,000 or more, especially those in catastrophe-prone or high-value areas, are ideal for this program. Do you offer coverage in catastrophe-prone areas?Yes, we can provide coverage in catastrophe-prone regions, including coastal and wildfire zones, subject to aggregate availability and underwriting guidelines. Are both admitted and non-admitted markets available?Yes, we offer access to both admitted and non-admitted markets depending on the location and risk profile of the property. What documentation is required for a quote?We require completed ACORD applications submitted to [email protected] to begin the quoting process. Can I place secondary or seasonal homes through this program?Yes, we consider primary, secondary, seasonal, and vacation homes, provided they meet the program’s underwriting criteria. Need help placing an account? Connect with a market specialist.

Property, Catastrophe Exposed Coverage from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized solution for agents seeking coverage in catastrophe-prone areas. Our Property, Catastrophe Exposed program is designed to help you place difficult-to-insure property risks, including those in high-hazard zones such as coastal, beachfront, and other catastrophe-exposed territories across the U.S. Ideal Accounts and Appetite This program is an excellent fit for residential and commercial property risks located in areas vulnerable to natural catastrophes, including hurricanes, windstorms, and hail. We consider a wide range of property types and construction classes. Ideal accounts include: Properties in beachfront or coastal zones (subject to aggregate availability) Habitational and light commercial structures such as apartments, small retail, and mixed-use buildings Newer construction or properties with updated systems We do not typically accept properties with older metal construction when windstorm or hail coverage is sought. Coverage Highlights and Advantages Limits up to $2,500,000 available for most risks Beachfront properties limited to $1,000,000 in total insured value Coverage available in all U.S. states and territories, including high-risk coastal regions Flexible underwriting for a variety of construction types and occupancies Access to multiple markets—admitted and non-admitted—based on risk characteristics This program is particularly helpful when you have clients whose properties fall outside the appetite of standard carriers due to geography or construction. For example, you might have a client who owns a small apartment complex within a hurricane-prone ZIP code or a retail building just blocks from the coast—this program can provide a viable insurance solution. Underwriting Notes and Submission Requirements Underwriting is handled on a case-by-case basis, with attention to location, construction, and desired perils. Some markets may be admitted depending on the risk characteristics and state. Minimum premiums vary by risk All submissions must be accompanied by complete Acord applications Please send submissions to: [email protected] Territories and Availability This program is available in all 50 states plus Washington, D.C. We have carrier access in catastrophe-prone regions such as Florida, Texas, California, Louisiana, South Carolina, and others. Aggregate availability may apply in peak CAT zones—early submission is recommended. Why Work With Continental Risk / Continental Marine Insurance Services As a trusted general agency and excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services delivers solutions for hard-to-place property risks. We understand the complexities of CAT-exposed placements and leverage strong market relationships to help you secure competitive and reliable coverage for your clients. Our responsive team supports agents throughout the quoting and binding process, making it easier to serve clients with challenging property exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for residential and commercial properties in catastrophe-prone areas, including beachfront and coastal regions. Examples include small apartment complexes, retail buildings, and mixed-use properties. Are beachfront properties eligible for coverage?Yes, beachfront properties are eligible, but coverage is limited to $1,000,000 in total insured value and subject to aggregate availability. What construction types are considered?All construction types are considered, except older metal construction when windstorm or hail coverage is needed. What is required to get a quote?To receive a quote, submit completed Acord applications to [email protected]. Additional underwriting information may be requested based on the risk. Is this program admitted or non-admitted?Some markets are admitted depending on the risk and state. Others are non-admitted. We place business based on the best fit for your client’s needs. Need help placing an account? Connect with a market specialist.

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Cyber Liability Insurance Program from Continental Risk / Continental Marine Insurance Services In today's digital landscape, cyber threats are a growing concern for businesses of all sizes and industries. Continental Risk / Continental Marine Insurance Services offers a comprehensive Cyber Liability Insurance program designed to protect your clients from the financial and reputational fallout of data breaches, cyberattacks, and privacy violations. This program provides robust First and Third Party coverage options and can be written on either an admitted or non-admitted basis, depending on the risk profile and market availability. With access to a variety of carriers, Continental Risk is well-positioned to help retail agents and brokers secure tailored cyber coverage for a wide range of classes. Ideal Accounts and Appetite This Cyber Liability Insurance program is suitable for many industries including but not limited to: Healthcare providers and clinics Retailers and e-commerce businesses Professional services (law firms, accountants, consultants) Educational institutions Technology companies and SaaS providers You might have a client—such as a regional medical clinic that stores patient data electronically or a law firm managing sensitive client records—that would benefit from this type of protection. This program is flexible enough to meet the needs of both small businesses and mid-sized enterprises. Coverage Highlights and Advantages Cyber Liability Insurance through Continental Risk includes the following key protections: First Party Coverage Loss of digital assets Non-physical business interruption and extra expense Cyber extortion and ransomware response Cyber terrorism Security event costs, including notification and public relations efforts Third Party Coverage Network security and privacy liability Employee privacy liability Electronic media liability With the average cost of a data breach estimated at $204 per lost record, this coverage helps insureds manage both immediate financial losses and longer-term reputational damage. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on factors such as the size of the business, industry, and coverage limits. Submissions should include a completed cyber application, details of risk management protocols, and revenue information. Continental Risk works closely with brokers to evaluate and place accounts efficiently. Territories and Availability This program is available in all 50 states plus Washington, DC. Coverage may be written on an admitted or non-admitted basis depending on the state and class of business. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker with access to a broad range of cyber markets, Continental Risk / Continental Marine Insurance Services brings specialized expertise in placing complex and evolving cyber exposures. Their market relationships and underwriting knowledge allow retail agents to confidently offer competitive and customized cyber liability solutions to clients across multiple industries. Frequently Asked Questions What types of accounts are a good fit for this Cyber Liability program?This program is well-suited for small to mid-sized businesses in healthcare, professional services, technology, retail, and education that handle sensitive or confidential data. Is the coverage available on an admitted basis?Yes, coverage can be written on either an admitted or non-admitted basis depending on the state and risk class. What information is needed to submit a quote?Typically, a completed cyber insurance application, revenue details, and risk control practices are required for underwriting review. Are there minimum premium requirements?Minimum premiums vary based on account size and coverage needs. Contact Continental Risk for specific pricing guidance. Which states is this program available in?This Cyber Liability program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.