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https://completemarkets.com/company/plimsoll-specialty-markets-llc/Aviation-Insurance/
Aviation Insurance Experts — Plimsoll Specialty Markets Has You Covered
When your clients have aviation exposures, you need a wholesale partner with deep, practical experience in aerospace insurance. Plimsoll Specialty Markets, LLC is a wholesale broker that brings decades of aviation underwriting and placement knowledge to help retail agents and brokers navigate this specialized market.
Our aviation team provides consultative support and direct market access for nearly every aviation-related risk. Whether a client owns a corporate jet, operates a flight school, maintains aircraft on the ground, or manufactures aerospace components, we work with you to source competitive, tailored coverage.
Ideal Accounts and Classes
We specialize in hard-to-place and niche aviation risks, including:
• Corporate jet and private aircraft operators
• Commercial aircraft and helicopter operators
• Aircraft component and aerospace product manufacturers
• Public-use airports and helipads
• Aircraft repair and maintenance organizations (MROs)
• Airport service contractors: fueling, catering, janitorial, baggage handling, lavatory services, and more
• Department of Defense (DOD) aviation contractors
• Fixed Base Operators (FBOs)
• Flight schools and aviation training centers
If your client’s operations touch the aviation ecosystem, there is a strong chance we have a market that fits.
Coverage Highlights and Placement Advantages
Plimsoll Specialty provides access to a broad set of aviation products and placement strategies that can be structured to a client’s operational risk:
• Aircraft Hull & Liability Insurance
• Aviation General Liability
• Airport General Liability (public airports)
• Aerospace Products Liability
• Workers’ Compensation for flight operations, MROs, and contractors
• Non-Owned Aircraft Liability
• Airshow and Helipad Liability
• Professional Liability for aviation-related services
• Hangar Property Insurance
Coverage can be structured with limits starting at $1 million and, in many cases, up to $2 billion. We work to match policy terms and limits to the client’s exposure rather than forcing one-size-fits-all solutions.
Underwriting Expertise and Flexibility
Our underwriters are industry veterans who understand aviation operations, contract language, and liability drivers. We help you assemble strong submissions and present them to the right carrier partners. Plimsoll Specialty works with multiple carriers and offers both admitted and non-admitted options depending on the risk and jurisdictional needs.
Typical Appetite and Common Restrictions
We are best suited for accounts with identifiable aviation operations and documented risk controls. Typical fits include corporate aircraft operations, certificated and non-certificated operators, MROs, manufacturers of aircraft components, airport operators, and aviation services contractors. Extremely high-risk operations without established safety programs, uncertified experimental operations, or exposures outside standard regulatory compliance may be declined or require specialized terms; contact us early on these accounts so we can assess marketability.
Example Account Scenarios
• You have a mid-sized corporation with a light jet used for executive travel — we can package hull and liability with crew and non-owned exposures.
• You represent an FBO that provides fueling, line service, and hangar rental — we can combine airport GL, hangar property, and optional contractors’ exposures.
• You insure an aerospace component manufacturer supplying avionics parts — we can seek products liability and premises coverage tailored to the manufacturing operations.
Available Nationwide
We can place aviation risks in all 50 states plus Washington, D.C. Whether your client operates at a major hub or a rural airstrip, we’ll help find the right fit across admitted and non-admitted markets.
Why Partner With Plimsoll Specialty?
Plimsoll Specialty gives retail agents and brokers a strategic advantage on aviation business: market access, technical underwriting guidance, and competitive intelligence. We support submission prep, help clarify exposures and exclusions, and provide placement options that improve your client service and retention. Our team also helps you explain product nuances to insureds so you can confidently present solutions.
Let our aviation specialists help you navigate this niche market with flexible solutions and responsive service. Contact us today to discuss your next aviation risk, or visit our website: https://www.plimsollspecialty.com/
Frequently Asked Questions
What types of aviation risks are best suited for this program?We specialize in a wide range of aviation exposures including private jets, commercial helicopters, airport operations, aircraft maintenance, flight schools, and aviation contractors.
Can you help with high-limit liability placements?Yes. We can place coverage with liability limits ranging from $1 million to $2 billion, depending on the risk profile and market availability.
Is this program available in all states?Yes, we offer Aviation Insurance solutions in all 50 states and Washington, D.C.
Do you offer both admitted and non-admitted options?Yes. We have access to both admitted and non-admitted markets to ensure flexibility based on your client’s needs and jurisdictional requirements.
What kind of support do you provide to retail agents?We offer consultative underwriting support, technical expertise, and help navigating coverage options so you can confidently advise your clients and compete effectively.
Need help placing an account? Connect with a market specialist.
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Overview of the Program From Northern States Agency
Northern States Agency, Inc. (NSA), a trusted Managing General Agency and Excess & Surplus Lines Broker, has been serving independent insurance agents since 1953. Located in St. Paul, Minnesota, NSA brings over 70 years of underwriting experience and market knowledge to help agents place standard and hard-to-place commercial risks. Whether you’re looking for traditional coverage or need options for unique exposures, NSA offers broad access to various carriers and a deep understanding of E&S markets.
Ideal Accounts and Appetite
NSA specializes in hard-to-place and unusual risks that may not qualify for standard markets. Their underwriting appetite includes a wide range of commercial operations, with particular strength in:
Commercial Auto Fleets (10+ power units)
Garage and Auto Dealer Operations
Trucking and Transport Risks
Businesses with Excess Auto Liability Needs
Contractors and Small Manufacturers
Professional Services with E&O or D&O Exposures
For example, you might have a client with a regional delivery fleet or an auto service operation with unique liability exposures. NSA can provide tailored solutions for these accounts, even when standard carriers decline.
Coverage Highlights and Advantages
NSA offers access to a wide array of commercial coverages through both admitted and non-admitted markets, depending on the risk and state. Available coverages include:
Commercial Auto Insurance
Garage and Auto Dealer Liability
Excess Auto and General Liability
General Liability and Umbrella/Excess Liability
Directors & Officers (D&O) Liability
Employment Practices Liability Insurance (EPLI)
Miscellaneous Professional Liability
Errors & Omissions (E&O)
Property and Inland Marine
NSA leverages relationships with numerous carriers to help you secure the right coverage at competitive terms for your clients' specific needs.
Underwriting Notes and Minimum Premiums
NSA evaluates each submission on its own merits, focusing on the risk’s operational details and loss history. While minimum premiums vary by carrier and line of coverage, the program is well-suited for mid-sized and larger accounts, particularly those requiring fleet or excess liability solutions. Submissions with complete information and clear risk narratives will receive the most responsive service.
Territories and Availability
NSA works with thousands of independent agents across the upper Midwest, offering access to this program in:
Minnesota
Wisconsin
Iowa
South Dakota
North Dakota
Nebraska
Michigan
Illinois
Nationwide availability is also offered for certain classes, including auto fleets with 10 or more power units and excess auto/general liability placements.
Why Work With Northern States Agency?
With decades of experience and a regional focus, NSA is a valuable partner for agents seeking reliable underwriting support and market access. Their team understands the complexities of E&S placements and is committed to providing timely responses, flexible solutions, and a collaborative approach. If you’re looking to grow your commercial book with hard-to-place or specialty risks, NSA can help you deliver results for your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include commercial auto fleets, garage and dealer operations, risks needing excess liability, and professional service firms with E&O or D&O exposures.
Which states is this program available in?This program is available in Minnesota, Wisconsin, Iowa, South Dakota, North Dakota, Nebraska, Michigan, and Illinois. Select coverages are also accessible nationwide.
Can NSA place hard-to-insure or non-standard risks?Yes, NSA specializes in hard-to-place and non-standard commercial risks, especially those that fall outside of standard carrier appetite.
What minimum premium should I expect?Minimum premiums vary by risk and carrier, but this program is best suited for mid-sized to larger accounts, especially those with fleet or excess liability needs.
What carriers does NSA work with?NSA works with a variety of admitted and non-admitted carriers, allowing them to tailor coverage solutions to the specific needs of your clients.
Need help placing an account? Connect with a market specialist.
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