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Professionals across all industries are expecte...program?This program is ideal for professionals in over 240 categories, including consultants, instructors, IT professionals, and other niche service provi...

...nd-omissions exposures of many professional service providers. As a wholesale ...&O can be packaged with general liability and property coverages or placed...

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...eferred Concepts LLC, provides Professional Liability coverage tailored for accounting professionals. The program is built to serve a ...visory services and needs $1M/$1M professional liability limits. For both, Mercator’s fle...

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Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance offers access to a competitive wholesale program for Energy Risks — providing Property, Builder's Risk and Business Interruption insurance placed with an "A"-rated carrier. The program is designed for complex, high-value energy and process accounts where comprehensive property and income protection is required. As a wholesale broker, Sloan Mason facilitates underwriting access and placement options you can use to complete difficult-to-place energy risks. Ideal Accounts and Appetite This program will entertain mid- to large-size accounts across multiple energy and process classes, including: Oil, gas and petrochemical operations — refiners, petrochemical plants, and gas pipeline risks Power generation — fossil-fuel, hydroelectric, cogeneration, and alternative energy facilities; municipal water and sewage utilities Chemical manufacturing and distribution — organic/inorganic chemicals, industrial gases, ethanol production, plastics and resins Mining operations — coal, iron, copper, potash and similar extractive operations Process industries — pulp & paper, steel mills, forging operations and similar heavy industrial facilities Typical fits are fixed-location industrial facilities with significant property values and contingent business interruption exposures. The program is not intended for small retail properties or personal lines risks. Coverage Highlights and Advantages Property coverage tailored for complex energy and process exposures, including machinery breakdown where appropriate. Builder's Risk solutions for large construction and turnaround projects within the energy sector. Business Interruption and Extra Expense limits and wording designed to address extended outage and contingent supplier exposures common in energy operations. Placement with an A-rated carrier and access to various treaty or facultative markets through Sloan Mason’s wholesale relationships. Underwriting that understands manufacturing, refining, pipeline and utility exposures — helps produce competitive terms for technically complex accounts. Underwriting Notes and Minimum Premium To obtain a full underwriting review and the best possible quote, provide the following items: Completed and signed ACORD application Currently valued loss runs for the last 3 years Completed statement of property values (Excel format) Business interruption worksheet (Excel format) Please view the program data sheet for details: Energy Risks - Property, Builder's Risk and Business Interruption Data Sheet Minimum premium: $15,000. Territories and Availability The program is available through Sloan Mason as a wholesale broker in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage and terms may vary by jurisdiction and by carrier. Why Work With Sloan Mason on Energy Business? Sloan Mason Insurance Services, Inc. combines wholesale placement capability with energy-sector underwriting experience. As a wholesale broker you gain: Direct access to markets that underwrite complex energy property and BI exposures An underwriting workflow that collects the technical details underwriters expect, helping speed review Options for builder's risk and project-oriented placements in addition to ongoing property and BI programs Example Accounts That Fit A regional gas compression station with multiple lines of pipe and high equipment value seeking property and contingent BI limits during planned outages. A cogeneration plant under construction requiring builder's risk for the installation phase and business interruption coverage tied to ramp-up operations. How to Submit Prepare the requested underwriting package (ACORD, loss runs, Excel property schedule and BI worksheet) and submit through your usual wholesale submission channel. Sloan Mason will coordinate placement efforts with the carrier and provide underwriting feedback to help you complete the placement. Frequently Asked Questions What types of energy accounts are a good fit for this program?Mid- to large-size energy and process facilities such as refineries, power plants, pipelines, chemical manufacturers, mining operations and heavy process industries that need robust property, builder's risk and business interruption coverage. What documents are required for a complete submission?A completed and signed ACORD application, currently valued loss runs for the past three years, a completed statement of property values (Excel) and a business interruption worksheet (Excel). The program data sheet linked above provides additional detail. Is this available nationwide?The program is available in the states listed above. Terms, capacity and admissibility may vary by state and by carrier. What is the minimum premium and typical account size?The program minimum premium is $15,000. It is geared toward accounts with significant property values and material business interruption exposure rather than small, low-premium risks. Need help placing an account? Connect with a market specialist.

...ail, hospitality, personal and professional services, and light manufacturing ...

For nearly 20 years, agents, insurance carriers, and payroll providers across the country have trusted Reliable Premium Management to streamline “Pay-As-You-Go” workers compensation solutions. Our Audit Reviews program is specifically designed to help insurance agents and CPAs support their clients with accurate, efficient, and affordable post-policy audits. We’ve successfully completed thousands of audit reviews, providing peace of mind for insureds while reducing the administrative burden for agents. Take the Headache Out of Workers Compensation Audit Reviews Workers compensation audits can be time-consuming and confusing. Our dedicated audit specialists handle every detail, ensuring your clients’ audits are accurate and compliant. Common audit pain points we address include: • Class Code Assignments • Policy Effective Dates • Anniversary Rating Dates • Experience Mod Modifiers • Overtime Premium Calculations • Exemption Status and Verification • New Business Locations • Reimbursements and Adjustments • Tip Exclusions • And more Ideal Use Cases for Agents and CPAs Most audit firms focus only on large accounts and charge high percentages of recovered funds, leaving small to mid-sized businesses underserved. That’s where Reliable Premium Management steps in. Our audit-only service is perfect for: Agents managing small to mid-sized commercial clients CPA firms looking to assist clients with workers comp audits Accounts facing unexpected audit balances or disputes Businesses needing help understanding or resolving audit findings Example: You might have a client with multiple job classifications and fluctuating payroll due to seasonal labor. Our team can review their audit to ensure class codes and payroll allocations were applied correctly—potentially uncovering errors or overcharges. Audit Review Benefits • Hands-Free Process – We manage the audit from start to finish • Refunds are paid directly to your clients • Coordination with most carriers for balance collections or payments • Clear, easy-to-understand audit balance explanations • Full audit dispute support with backup documentation when needed Affordable Pricing for Agents and Clients Unlike most audit firms, we charge a flat hourly rate of $40—with most audits completed in under 2 hours. This simple, transparent pricing model delivers exceptional value for small and mid-sized clients. Available Nationwide The Audit Reviews program is available in all 50 states and Washington, DC. Whether your client is based in California, Florida, Texas, New York, or anywhere in between, we can assist. Why Work With Reliable Premium Management? We specialize in workers compensation payment and audit solutions. With decades of experience and a service model built for agents, CPAs, and payroll providers, Reliable Premium Management focuses on delivering accurate, fast, and affordable audit reviews. Our team understands the value of your client relationships and works behind the scenes to support your success. Connect with us today to simplify your clients’ workers compensation audit process and deliver results they’ll appreciate. Frequently Asked Questions What types of accounts are a good fit for this Audit Reviews program?Small to mid-sized businesses across a range of industries, especially those with fluctuating payroll, multiple class codes, or prior audit disputes, are ideal candidates. How long does it take to complete an audit review?Most audits are completed in under 2 hours, depending on the complexity of the account and the documentation provided. Do you work directly with carriers to resolve audit balances?Yes, we have collection and payment arrangements with most carriers, allowing us to assist with balances owed or refunds due. Can you help dispute an incorrect audit finding?Absolutely. If we identify a discrepancy, we provide full audit dispute support, including backup documentation for your client’s case. Is this program available in all states?Yes, our Audit Reviews service is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.