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https://completemarkets.com/company/seafire-insurance-services/franchised-recreational-vehicle-dealers-insurance/
RECREATIONAL VEHICLE DEALER INSURANCE PROGRAM
SeaFire Insurance Services offers a specialized Franchised Recreational Vehicle Dealer Insurance Program designed specifically for the unique risks and operations of franchised RV dealerships. This program delivers comprehensive coverage, backed by a reliable carrier and handled by a team with deep experience in the auto and recreational vehicle dealership industry.
Ideal Accounts and Appetite
SeaFire’s program is tailored for franchised recreational vehicle dealers, including those selling towable units. Ideal accounts include:
Franchised RV dealerships with new and used inventory
Dealers offering repair and maintenance services
Businesses with multiple locations and onsite storage
This program is not designed for non-franchised or independent RV dealers. Retail agents with a strong presence in the auto dealer space and the resources to support complex risks are the best fit for partnership.
Coverage Highlights and Advantages
Coverage through this program includes a wide range of critical protections:
Auto inventory coverage for RVs on the lot
Commercial property and business interruption
Crime and employee dishonesty
Garage liability and garagekeepers
Employment Practices Liability Insurance (EPLI)
General liability and errors & omissions
Umbrella and excess liability
Workers compensation
These coverages are bundled into a streamlined and efficient policy, helping agents meet the complex needs of RV dealerships while minimizing gaps.
Underwriting Notes and Minimum Premiums
SeaFire works with retail agents on a limited appointment basis, focusing on professionals who bring scale, brand recognition, and a track record of success in the dealer space. The program has a minimum premium of $20,000 and is underwritten by the Chubb Group of Insurance Companies, providing strong financial backing and claims support.
Territories and Availability
This program is available in most states across the U.S., with the exception of Louisiana, Massachusetts, Alaska, and Hawaii. It is written on an admitted basis in all available states, including:
AL, AR, CA, CT, DE, ID, IN, KS, KY, ME, MD, MI, MS, MO, MT
NH, NJ, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WA, DC, WI, WY
Why Work With SeaFire Insurance Services
SeaFire’s underwriting team brings over a century of collective experience in serving the dealership sector, allowing you to place your RV dealer accounts with confidence. From quote to bind and policy issuance, SeaFire offers prompt, reliable service and program expertise that helps you stand out to your dealership clients.
If you're interested in seeking an appointment, complete SeaFire’s online producer application.
Frequently Asked Questions
What types of accounts are a good fit for this program?Franchised recreational vehicle dealers, including those that sell towable RVs and offer repair services, are ideal. Independent or non-franchised dealers are not eligible.
Is this program available nationwide?The program is available in most U.S. states, excluding Louisiana, Massachusetts, Alaska, and Hawaii.
What is the minimum premium for this program?The minimum premium is $20,000. Accounts should be large enough to support this threshold.
Who is the carrier for this program?The program is underwritten by the Chubb Group of Insurance Companies, offering strong financial backing and claims support.
How can I get appointed with SeaFire?Interested agents can apply for a limited appointment by completing SeaFire’s online producer application form.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/seafire-insurance-services/franchised-auto-dealers-insurance/
FRANCHISED AUTO DEALER INSURANCE
SeaFire Insurance Services offers an exclusive Franchised Auto Dealer Insurance Program designed specifically to protect the unique exposures faced by franchised auto dealerships. Built with input from industry experts and backed by the Chubb Group of Insurance Companies, this program delivers robust coverage and dependable service to help agents confidently place dealer accounts.
Ideal Accounts and Appetite
SeaFire's program is a strong fit for agents working with established franchised auto dealerships that require specialized protection across multiple risk areas. Ideal clients include dealerships with new vehicle inventory, high-value property, and complex operations that require tailored insurance solutions. SeaFire also offers similar programs for franchised motorcycle and recreational vehicle dealers.
Not available in Louisiana, Massachusetts, Alaska, or Hawaii, the program serves most of the U.S. market with a focus on agents who have experience in the auto dealer space and the operational scale to support these accounts.
Coverage Highlights and Advantages
Available coverages include:
Auto Inventory
Property and Crime
Garage Liability
Employment Practices Liability (EPLI)
General Liability
Errors and Omissions (E&O)
Umbrella / Excess Liability
Workers’ Compensation
All coverages are underwritten by the Chubb Group of Insurance Companies, providing peace of mind with a financially stable and top-rated carrier.
Key program advantages include:
Dedicated underwriting teams with deep industry knowledge
Access to innovative, proprietary insurance products
Responsive service from submission through policy issuance
Nationwide reach (excluding a few states)
Underwriting Notes and Minimum Premium
SeaFire’s Franchised Auto Dealers Insurance Program is available on a limited appointment basis. The minimum premium starts at $25,000, making it best suited for mid- to large-sized dealership operations. SeaFire seeks to partner with retail agents and brokers who have the experience, brand strength, and client base to support this specialized market.
Territories and Availability
This program is available in most states, including AL, AR, CA, CT, DE, ID, IN, KS, KY, ME, MD, MI, MS, MO, MT, NH, NJ, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WA, DC, WI, and WY. It is not available in Louisiana, Massachusetts, Alaska, or Hawaii.
Why Work With SeaFire Insurance Services?
As a program administrator with a focused approach, SeaFire Insurance Services offers a streamlined experience for agents looking to place complex auto dealer risks. From expert underwriting to efficient processing and high-touch service, SeaFire is committed to delivering a competitive edge to its appointed producers.
If you are interested in becoming appointed with SeaFire, please complete their online application.
To learn more about SeaFire’s Franchised Auto Dealers Insurance Program, visit their website.
Additional limited appointment programs are available for:
Franchised Motorcycle Dealers
Franchised Recreational Vehicle Dealers
SeaFire’s Environmental Liability Policy is also available on an open brokerage basis.
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Frequently Asked Questions
What types of accounts are a good fit for this program?Mid- to large-sized franchised auto dealerships with new car inventory, service operations, and high-value property are ideal fits.
Is this program available in all states?No, it is available in most states but excludes Louisiana, Massachusetts, Alaska, and Hawaii.
What is the minimum premium for this program?The program starts at a minimum premium of $25,000, making it best suited for larger dealership operations.
Can independent agents get appointed with SeaFire?Yes, but SeaFire uses a limited appointment model and seeks agents with experience, scale, and expertise in auto dealer insurance.
What carrier underwrites the coverage?The program is underwritten by the Chubb Group of Insurance Companies, a top-rated and financially stable carrier.
Need help placing an account? Connect with a market specialist.
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...s combined liability, cargo, and physical damage coverage.
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...ures of the program include:
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