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... Eligible risks - Franchised automobile dealers. Typical operations include...incidental maintenance, service, and repair. Minimum account premium is $10,00...

...used inventory Dealers offering repair and maintenance services Businesses...hose that sell towable RVs and offer repair services, are ideal. Independent o...

...lude auto parts stores, general automobile repair workshops, specialty repair shops and online/mobile repair operations. While each shop specializ...ompensation program?Independent auto repair shops, collision centers, oil &...

...) Umbrella / Excess Liability Workers’ Compensation All coverages are underwritten by...

...ation market for auto service and repair operations. This program is built for...s program?Brands such as independent repair shops, quick lubes, tire shops, mo...

...chised dealership, an independent repair shop, a tire outlet, or a heavy-equip... loss histories. What states is this workers' compensation program available in?The progra...

... Amount Business Automobile Coverage Inland Marine Workers Compensation Additional Coverag...ddress student-related exposures. Is Workers Compensation included in the package?Yes, Workers Compensation is available with access to sev...

...amp; Lubrication General Auto Repair And More! Features: Optiona...

Home Health Care Insurance Program from IPMG Insurance Program Managers Group (IPMG) offers specialized access to Home Health Care Insurance markets designed to meet the needs of agencies providing in-home medical and non-medical services. Whether your client operates a large multi-state agency or a smaller local home health provider, IPMG connects you with tailored coverage solutions that help protect their operations and support compliance in a high-risk industry. Ideal Accounts and Appetite This program is well-suited for a wide range of home health care providers, including: Skilled nursing and medical home care agencies Personal care and companion services Home therapy providers (physical, occupational, speech) Hospice and palliative care services You might have a client who provides non-medical caregiving services in multiple counties or a skilled nursing provider expanding into in-home IV therapy—IPMG’s markets can help you place these risks effectively. Coverage Highlights and Advantages IPMG’s program includes a comprehensive suite of coverages designed to address the unique exposures faced by home health care providers. Coverage options include: Professional Liability – Protection against claims of negligence, errors, or omissions in patient care. General Liability – Covers premises and operations exposures, including bodily injury and property damage. Hired and Non-Owned Auto – Provides coverage for employees using personal vehicles for company business. Crime – Safeguards against employee theft and other dishonest acts. Data Breach and Privacy & Security Liability – Addresses HIPAA-related and cyber exposures. Sexual Misconduct Sublimit – Included to address this critical exposure area. Employee Benefits Liability – Covers administrative errors in employee benefits programs. These coverage options allow your insureds to focus on delivering care, knowing their operations are protected from key risks. Underwriting Notes and Minimum Premiums This program is offered on a non-admitted basis through Hiscox, giving greater flexibility in crafting solutions for complex risks. The minimum premium starts at $1,500, making it accessible for a broad spectrum of home care businesses. IPMG’s underwriting team is experienced in health care risks and can help you navigate eligibility and placement quickly. Territories and Availability The Home Health Care Insurance Program is currently available in the following states: Illinois (IL) Indiana (IN) Iowa (IA) Missouri (MO) Why Work with IPMG? As a Managing General Agency and E&S Broker, IPMG brings deep industry knowledge, especially in health care-focused risks. Their specialized team offers responsive service, experienced underwriters, and access to trusted carriers. IPMG empowers agents like you to place challenging home health care accounts with confidence. For more information or to discuss a risk, contact: Mike Miller (IL) Director - Healthcare Division (630) 485-5850 [email protected] Kristina Freeze (MO) Underwriter (314) 293-9704 [email protected] Frequently Asked Questions What types of accounts are a good fit for this Home Health Care Insurance program?Ideal accounts include both medical and non-medical home health care providers, such as skilled nursing agencies, personal care aides, and therapy service providers operating in homes. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis through Hiscox, providing flexibility for unique or hard-to-place risks. What states is the program available in?The program is currently available in Illinois, Indiana, Iowa, and Missouri. What is the minimum premium for this program?The minimum premium for eligible accounts starts at $1,500. Who can I contact to get a quote or learn more about placing business?You can reach out to Mike Miller in Illinois or Kristina Freeze in Missouri for underwriting questions or to submit a risk. Need help placing an account? Connect with a market specialist.