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ProHost Catering Insurance is a specialized program ...suitable for established or growing catering operations. In which states is this program available?The Catering Insurance Program is available in...

... a neighborhood tavern or a busy catering operation, our program is designed t...nd take-out pizza shop with a small catering side business—this program can ad...

Hospitality Insurance Program from A.I.I. Insurance Brokerage of MA A.I.I. Insurance Brokerage of MA offers a Hospitality Insurance program designed for the specific risks of hospitality operations. As an experienced Excess & Surplus Lines broker, we provide independent agents and brokers access to multiple non-admitted and specialty markets to help place accounts that may be difficult to place in standard admitted markets. Ideal Accounts and Appetite This program is focused on hospitality businesses with elevated or complex exposures. We are actively seeking accounts in these categories: Bars and nightclubs Restaurants Caterers Gentlemen’s clubs We can handle operations with liquor service, live entertainment, dance floors, and special events. Whether it’s a high-traffic downtown bar or a small-town restaurant that hosts frequent events, our appetite is for hospitality risks that demonstrate reasonable controls or where markets are willing to consider risk-mitigation plans. Coverage Highlights and Advantages Because we place business across a variety of carriers, we can tailor packages to match each client’s exposures. Common coverages available through the program include: General liability Liquor liability Property coverage Assault & battery Business interruption Inland marine and equipment We focus on practical solutions for the most frequent hospitality exposures — slip-and-fall incidents, liquor-related claims, property damage during events, and equipment breakdowns — and work to align coverage forms and limits to each client’s operations. Underwriting Notes and Minimum Premiums Minimum premiums vary by class, location, and individual risk characteristics. For the most efficient review, submit complete packages that include years in business, current loss runs, a description of operations and special events, liquor sales percentages (if applicable), security measures, and prior insurance history. New ventures are considered if they show experienced management, a clear business plan, and appropriate risk controls. Accounts with prior losses will be evaluated on severity, frequency, and documented corrective actions. Territories and Availability This Hospitality Insurance program is available in the New England states listed below: Connecticut (CT) Massachusetts (MA) Maine (ME) New Hampshire (NH) Rhode Island (RI) We have established carrier relationships across these territories and understand the local market dynamics and regulatory environment for hospitality operations. Why Work With A.I.I. Insurance Brokerage of MA? As a specialist Excess & Surplus Lines broker, A.I.I. Insurance Brokerage of MA combines deep hospitality expertise with broad market access. We focus on responsive service and practical underwriting that helps you place both standard and harder-to-place hospitality accounts. Our team can assist with submissions, market placement, and negotiating terms to match the client’s risk profile. Example scenarios that fit the program: You have a downtown bar with high liquor sales and live music looking for combined general and liquor liability with assault & battery limits. An independent caterer expanding into off-site events that needs liability, inland marine for equipment, and business interruption for event cancellations. Frequently Asked Questions What types of accounts are a good fit for this program?We focus on hospitality businesses such as bars, nightclubs, restaurants, caterers, and gentlemen’s clubs, especially those with liquor liability or entertainment exposures. Is your program available to new ventures?Yes. We can consider new ventures that demonstrate experienced management, clear operating plans, and appropriate safety practices. Each submission is reviewed on its own merits. Do you offer coverage for liquor liability?Yes. Liquor liability is a core component of the program and is available for most hospitality risks, including accounts with significant liquor sales, subject to underwriting review. What underwriting information is needed for a submission?Provide a completed application, recent loss runs, description of operations and events, liquor sales percentages (if applicable), security protocols, and prior insurance history to help expedite placement. Which states is the program available in?This program is available in Connecticut, Massachusetts, Maine, New Hampshire, and Rhode Island. Need help placing an account? Connect with a market specialist.

... Institutional Food Services Catering Businesses If you have clients oper...t-down, fast food, fine dining, and catering services—are ideal candidates, es...

...franchise, or a new venture with catering exposure, SIU provides access to bot...ding fast-casual, full-service, and catering operations, are ideal for this pr...

...ily Restaurants Ø Caterers and Catering Trucks Ø Bars and Neighborhood Tav...eal for restaurants, bars, taverns, catering businesses, social clubs, adult e...

...ent delis, sandwich shops, small catering prep kitchens, and café/deli hybrids... A small deli with a delivery and catering arm, modest kitchen equipment, an...

..., a full-service restaurant with catering, or a tavern with predominantly liqu...Yes. RISCO can include coverage for catering, banquets, owned apartments or dw...

...port. Eligible risks include: Catering services Farms and dairies House...

M.J. Hall & Company now offers Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance! Hotel · Hospitality · Habitational · Restaurant · Retail · Office · Service Overview of the Program From M.J. Hall & Company M.J. Hall & Company offers a comprehensive insurance solution tailored for a wide range of commercial property types, including hotels, restaurants, retail stores, office buildings, and habitational risks. As an established Excess & Surplus Lines Broker, we partner with various carriers to provide competitive coverage options for hard-to-place or unique risks, especially in the hospitality and service sectors. Ideal Accounts and Appetite This program is designed for insureds operating in: Hotels and motels, including boutique and independent operations Restaurants, bars, and cafes Retail businesses and service providers Apartment buildings and residential rental properties Office buildings and mixed-use properties You might have a client who owns a multi-unit apartment complex with retail tenants, or a restaurant that also serves alcohol—this program can help cover those exposures. Coverage Highlights and Advantages Our Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance Coverage Includes: General Liability Primary Limits up to $2,000,000 Products Aggregate $2,000,000 Liquor Liability available Property Basic, Broad & Special Forms Building Coverage Business Personal Property 80% Coinsurance ACV & RC Additional Available Coverages: Business Income Rental Income Non-owned/hired auto Medical payments coverage Personal and Advertising Injury Crime Workers Compensation Underwriting Notes and Minimum Premiums This program is available for qualified risks only. Our underwriting team reviews each submission carefully to ensure fit with available carrier guidelines. Appetite may vary depending on occupancy, loss history, and property characteristics. Territories and Availability Coverage is available in the following states: Alaska, Arizona, California, Hawaii, and Nevada. Some coverages may be offered on an admitted basis depending on the state and risk profile. Why Work With M.J. Hall & Company With decades of experience in the E&S marketplace, M.J. Hall & Company gives you access to a variety of carriers and flexible options for hospitality, retail, and service-oriented businesses. Our team understands the complexities of these industries and works closely with retail agents to deliver solutions that help protect your clients' property and liability exposures. Our agents would be happy to discuss our Hotel, Hospitality, Habitational, Restaurant, Retail, Office and Service Insurance with you – contact M.J. Hall today! Qualified Risks Only Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for hotels, restaurants, apartment buildings, retail stores, and service-based businesses, especially those with unique exposures or hard-to-place risk profiles. Is liquor liability available under this program?Yes, liquor liability is available for qualified risks, such as restaurants or bars that serve alcohol. Which states is this program available in?Coverage is currently offered in Alaska, Arizona, California, Hawaii, and Nevada. Are admitted markets available?Some coverages may be offered on an admitted basis depending on the state and underwriting guidelines. What is needed to submit a risk for underwriting review?Provide a completed application, loss runs, property details, and any supplemental forms required for specific coverages like liquor liability or workers comp. Need help placing an account? Connect with a market specialist.