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High School Athletic Associations Insurance Program High school athletic associations set standards for safety, competit...rogram?State high school athletic associations, event organizers, facilities t...

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American Specialty is proud to be the only IAAPA-endorsed insurance provider for amusement parks. We specialize in the risks that come with operating rides, attractions, inflatables, and special events. The Amusement Parks Insurance program packages underwriting, claims, and risk management expertise into market-ready solutions that help agents place and retain complex entertainment accounts with confidence. Eligible Operations for Amusement Parks Insurance Mechanical Rides Family Entertainment Centers (FECs) Ice Skating Rinks Midways and Fairgrounds Special Events and Festivals Exhibitions / Expositions Theme Parks (permanent & seasonal) Laser Tag Arenas Tourist Attractions and Scenic Rides Program Highlights for Amusement Parks Insurance A.M. Best “Excellent” or higher carriers Admitted paper where applicable Program-specific forms and rates Non-auditable policy options 24-hour claims service In-house underwriting, claims, risk management and policy administration Online resources and tools for agents Program Coverages for Amusement Parks Insurance General Liability Contingent Fireworks Liability Excess / Umbrella Liquor Liability Commercial Auto Property (including attraction equipment) Crime Employee Benefits Liability Workers’ Compensation Deductible / SIR options Why Choose American Specialty As a Managing General Underwriter with decades of experience in the amusement and entertainment industries, American Specialty offers a specialized approach to underwriting, claims handling, and risk control. Our team understands the operational, mechanical, and spectator risks these accounts present and structures coverages that address both common and complex exposures. We support agents with market access plus technical guidance to place and maintain profitable accounts. Territories and Availability This program is available in all 50 states and Washington, D.C. Admitted coverage is offered where applicable through A.M. Best “Excellent” rated carriers. We can underwrite accounts across urban and rural markets, including seasonal operations in high-tourism states. Underwriting Notes and Minimum Premiums Minimum premiums vary by operation type, size, and exposures. Submissions should include current loss runs, equipment inspection/maintenance documentation, and an operations description. Our in-house underwriters provide quick reviews and will advise on minimums, deductible/SIR options, and attachment points for excess placements. Ideal Accounts and Appetite We are actively seeking: Permanent and traveling amusement parks and midways Indoor and outdoor family entertainment centers with multiple attractions Tourist attractions, scenic and seasonal rides Ice rinks, laser tag arenas, and similar indoor attractions Special events and festivals that include rides, inflatables, or fireworks Accounts with disciplined maintenance programs, documented ride/attraction inspections, and trained staff receive the most favorable terms. We can consider a wide range of risks but typically decline unlicensed ride operations, accounts without maintenance records, or operations involving permanently installed high-speed thrill rides lacking manufacturer documentation. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include amusement parks, family entertainment centers, laser tag arenas, ice rinks, and seasonal events that feature rides, inflatables, or attractions. Is this program available nationwide?Yes. The Amusement Parks Insurance program is available in all 50 states and Washington, D.C. What coverages are included in the program?Coverages can include General Liability, Property, Workers’ Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and other specialty endorsements tailored to amusement operations. What is the minimum premium for this program?Minimum premiums depend on the operation type and risk profile. Contact our underwriting team for pricing guidance and expected minimums for your submission. Why work with American Specialty?American Specialty is the only IAAPA-endorsed provider in this space. We provide in-house underwriting, claims handling, and risk management with deep amusement industry expertise to help you place and retain these accounts. Need help placing an account? Connect with a market specialist.

Dog racing venues deliver high-energy entertainment—and they carry unique exposures. American Specialty Insurance & Risk Services offers a dedicated Dog Tracks Insurance program designed to help agents place coverage for tracks, simulcast and betting facilities, racinos, and related operations so events can continue with appropriate protection and responsive service. Editor's note: As of 2025, the only states with active greyhound racing tracks are Alabama, Arkansas, Iowa, Texas, and West Virginia. Four other states — Wisconsin, Connecticut, Kansas, and Oregon — still allow greyhound racing by law but currently have no active tracks. Eligible Operations for Dog Tracks Insurance Greyhound and dog racing tracks Simulcast facilities and Off-Track Betting (OTB) locations Thoroughbred, harness, quarter horse and combined tracks Racinos (racing + casino operations) Special events featuring competitive or exhibition dog racing Program Highlights for Dog Tracks Insurance Placed with an A.M. Best “Excellent” or higher carrier where available Admitted coverage in available states Program-specific forms and rating to match track exposures Non-auditable policy options for seasonal/event operations 24-hour claims service and in-house claims handling In-house underwriting, risk management, and policy administration Online risk-mitigation resources and tools for insureds Program Coverages for Dog Tracks Insurance General Liability Participant/Competitor Legal Liability Animal Legal Liability (Dog and Horse where applicable) Excess / Umbrella Liability Liquor Liability Commercial Automobile Property (including event and seasonal exposures) Crime and Fidelity coverage Employee Benefits Liability Workers' Compensation Flexible deductible and SIR options Ideal Accounts and Appetite American Specialty partners with agents who place dog tracks and related racing or wagering facilities. The program is focused on operations with active racing and spectator exposure, including: Greyhound and other dog racing tracks Simulcast or OTB facilities Combined tracks offering multiple animal racing events Racino operations with both racing and casino elements Special events involving competitive or exhibition dog racing Facilities with documented risk management protocols, security plans, and established operating procedures are the best fit. Underwriting Notes and Minimum Premiums Minimum premium varies by operation type, size, and exposure. The program offers flexible deductible and self-insured retention (SIR) structures and non-auditable policies to align with seasonal schedules and event-driven revenue. In-house underwriting enables faster responses and tailored terms for complex track risk. Territories and Availability This program is available in states where dog racing is active or legally allowed, with primary availability in Alabama, Arkansas, Iowa, Texas, and West Virginia. American Specialty provides admitted coverage in available states and evaluates other racing-related opportunities on a case-by-case basis. Why Work With American Specialty As a Managing General Underwriter with specialty experience in sports, entertainment, and wagering risks, American Specialty offers focused underwriting, responsive service, and claims expertise tailored to track operations. Agents receive direct access to underwriting, risk management support, and policy administration under one roof—helping accelerate placements and claims resolution. Example fits: You might have a year-round greyhound track in West Virginia seeking combined general liability, liquor liability, and property coverage, or a seasonal simulcast/OTB facility in Iowa that needs non-auditable policies and flexible SIR options. Both are well within the program’s appetite when supported by standard safety and security controls. Frequently Asked Questions What types of accounts are a good fit for this program?Good fits include active greyhound tracks, simulcast/OTB facilities, racinos, and combined racing venues with spectator exposure. Facilities should have established operations and risk controls. Is this program available in all states?No. Primary availability is in Alabama, Arkansas, Iowa, Texas, and West Virginia where racing remains active. Other states may be considered depending on legal status and the specific operation. Are both dog and horse racing facilities eligible?Yes. The program can cover dog tracks as well as horse, harness, and quarter horse racing venues, including combined operations and special events. What coverages are included?Available coverages include General Liability, Participant and Animal Legal Liability, Excess/Umbrella, Liquor Liability, Property, Workers' Compensation, Automobile, and Crime, among others. What carrier backs this program?The program is written with an A.M. Best “Excellent” or higher carrier when available. Specific carrier placement can vary by account. Need help placing an account? Connect with a market specialist.

With FASTCOV.com, powered by American Specialty Insurance & Risk Services, independent agents can quickly secure insurance coverage for short-term special events, sports, and recreation activities. This easy-to-use online platform allows you to quote, bind, and issue coverage in just minutes—perfect for time-sensitive risks and clients who need fast, efficient solutions. FastCov.com Programs Short-Term Special Events Vendors & Exhibitors Teams & Leagues Camps & Clinics Sports Tournaments & Events Youth Baseball Gymnastics Facilities Baseball Training Facilities FastCov.com Offers General Liability, Accident Medical, and Inland Marine Insurance "A" Rated Carriers and Admitted Coverage Instant Quotes 24/7 Online Convenience Easy Purchase Process Affordable, Quality Insurance Options Certificates Available in Minutes No Charge for Certificates FASTCOV.com coverage is made available through The American Specialty Sports & Entertainment Purchasing Group , administered by American Specialty Insurance & Risk Services, Inc.—a trusted name in insurance, risk management, and claims services for the sports and entertainment sectors. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for short-term sports and recreational events, including youth sports teams, leagues, camps, clinics, tournaments, vendor booths, and training facilities. Can I get a quote and bind coverage instantly?Yes, the FASTCOV.com platform allows agents to quote, bind, and issue certificates online in just minutes, 24/7. Is the coverage admitted and backed by rated carriers?Yes, coverage is admitted in all available states and written through "A" rated carriers to ensure financial strength and compliance. Are there any minimum premium requirements?Minimum premiums vary depending on the type and duration of the event or activity. The platform is designed to accommodate a broad range of budgets. In which states is this program available?This program is available in all 50 states and Washington, DC, making it accessible to agents nationwide. Need help placing an account? Connect with a market specialist.