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...n insurance program tailored to commercial and residential roofing contractors...y based on state and risk profile. Are new ventures eligible for coverage?New ventures may be eligible depending ...

Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures. The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans. Ideal Accounts and Appetite Private Companies: Closely held businesses across most industries. Not-for-Profit Organizations: Including charities, associations, and foundations. Public Entities: Select publicly traded companies (contact for underwriting review). Excess Coverage: Available for companies seeking additional layers of protection. Coverage Highlights and Advantages Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles. Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis. Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment. Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants. Underwriting Notes and Minimum Premiums Primary and excess options are available with flexible structuring. Separate limit towers and retentions can be applied for each coverage part. Coverage is non-cancellable except for non-payment of premium. Capacity limits up to $10 million are available. Primary coverage suitable for entities with revenues up to $750 million. Excess coverage available with no revenue threshold. All classes considered except financial institutions. Minimum premiums vary depending on risk characteristics. Territories and Availability Available in all 50 states and Washington, DC. Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile. Why Work With Continental Risk Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers. They offer tailored solutions for complex management liability exposures across various industries. Their underwriting team understands the nuanced needs of both non-profit and corporate clients. Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks. Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage. Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment. Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state. What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part. Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements. Need help placing an account? Connect with a market specialist.

...ngaged in residential and light commercial construction, this program provides...l working on residential and light commercial projects are ideal candidates. Are both new construction and remodeling projects eligible?Yes, the program accepts new construction, remodeling, and tenant improve...

...ps. Available coverages include commercial general liability, commercial auto, and umbrella protection (spec... program?Primary coverages include commercial general liability, commercial auto for log and chip haulers, and umbre...

...s several pump trucks servicing commercial construction sites, or a regional r...m?The program includes Inland Marine, Auto, General Liability, Property, Worke...

...ces Employee Dishonesty Commercial Crime Janitorial Services E...w quickly can I expect a response on a new submission?We typically respond within 24 to 48 hours on new account submissions, though respons...

Cyber Liability Insurance Program from Continental Risk / Continental Marine Insurance Services In today's digital landscape, cyber threats are a growing concern for businesses of all sizes and industries. Continental Risk / Continental Marine Insurance Services offers a comprehensive Cyber Liability Insurance program designed to protect your clients from the financial and reputational fallout of data breaches, cyberattacks, and privacy violations. This program provides robust First and Third Party coverage options and can be written on either an admitted or non-admitted basis, depending on the risk profile and market availability. With access to a variety of carriers, Continental Risk is well-positioned to help retail agents and brokers secure tailored cyber coverage for a wide range of classes. Ideal Accounts and Appetite This Cyber Liability Insurance program is suitable for many industries including but not limited to: Healthcare providers and clinics Retailers and e-commerce businesses Professional services (law firms, accountants, consultants) Educational institutions Technology companies and SaaS providers You might have a client—such as a regional medical clinic that stores patient data electronically or a law firm managing sensitive client records—that would benefit from this type of protection. This program is flexible enough to meet the needs of both small businesses and mid-sized enterprises. Coverage Highlights and Advantages Cyber Liability Insurance through Continental Risk includes the following key protections: First Party Coverage Loss of digital assets Non-physical business interruption and extra expense Cyber extortion and ransomware response Cyber terrorism Security event costs, including notification and public relations efforts Third Party Coverage Network security and privacy liability Employee privacy liability Electronic media liability With the average cost of a data breach estimated at $204 per lost record, this coverage helps insureds manage both immediate financial losses and longer-term reputational damage. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on factors such as the size of the business, industry, and coverage limits. Submissions should include a completed cyber application, details of risk management protocols, and revenue information. Continental Risk works closely with brokers to evaluate and place accounts efficiently. Territories and Availability This program is available in all 50 states plus Washington, DC. Coverage may be written on an admitted or non-admitted basis depending on the state and class of business. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker with access to a broad range of cyber markets, Continental Risk / Continental Marine Insurance Services brings specialized expertise in placing complex and evolving cyber exposures. Their market relationships and underwriting knowledge allow retail agents to confidently offer competitive and customized cyber liability solutions to clients across multiple industries. Frequently Asked Questions What types of accounts are a good fit for this Cyber Liability program?This program is well-suited for small to mid-sized businesses in healthcare, professional services, technology, retail, and education that handle sensitive or confidential data. Is the coverage available on an admitted basis?Yes, coverage can be written on either an admitted or non-admitted basis depending on the state and risk class. What information is needed to submit a quote?Typically, a completed cyber insurance application, revenue details, and risk control practices are required for underwriting review. Are there minimum premium requirements?Minimum premiums vary based on account size and coverage needs. Contact Continental Risk for specific pricing guidance. Which states is this program available in?This Cyber Liability program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

...meet the evolving needs of your commercial clients with property exposures in ...n floaters, including riggers and construction equipment. Are both admitted an...

...ry. Coverage Highlights: Commercial General Liability Pollution Lia...vailable only in Pennsylvania (PA) and New Jersey (NJ). What is the minimum pr...