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Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events.
Program Coverages for Sports Events Insurance
General Liability
Participant Legal Liability
Volunteers as Additional Insureds
Contingent Fireworks
Excess/Umbrella
Liquor Liability
Automobile
Property
Crime
Employee Benefits Liability
Participant Accident Medical
Deductible/SIR Options
Eligible Operations for Sports Events Insurance
Tournaments
Bowl Games
Stadiums and Arenas
Leagues and Associations
Exhibitions and Promotions
All-Star Games
Championships
Sports Commissions
Program Highlights for Sports Events Insurance
“Excellent” or higher A.M. Best rated carrier
Admitted coverage available
Program-specific rates and forms
Policy is non-auditable
24-hour claims service
In-house underwriting, claims, risk management, and policy administration
Online resources and tools for agents
Why Choose American Specialty for Sports Events Coverage?
As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers.
Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business.
Territories and Availability
The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location.
Underwriting and Premium Information
Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks.
You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events.
To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible.
Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia.
What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers.
Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds.
Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services.
Need help placing an account? Connect with a market specialist.