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In the United States, heart disease is the leading cause of death, and every 40 seconds someone has a stroke1. Treatment can be expensive, which is why APL offers our supplemental limited benefit plan to help with the financial costs of treating heart disease, heart attack, or stroke. Highlights (Policy Form HD/A/S-2 Series): Provides benefits for certain losses incurred as a direct result of Heart Disease, Heart Attack or Stroke Guaranteed renewable for life, subject to change in premiums by class Benefits may be paid directly to the insured, or can be assigned to a chosen hospital, treatment facility, or physician Simplified underwriting Can be continued at no increase in cost when the insured leaves employment Contact APL for more information on this product 1American Heart Association: "Heart Disease and Stroke Statistics, 2008 Update at a Glance" The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us. For Agent Use Only. Not For Consumer Distribution.

Did you know that one out of five emergency room visits lead to an intensive care unit admission? That’s why APL offers an individual limited benefit hospital expense plan that can help to pay for some of the expenses due to confinement in intensive care or a coronary care unit as a result of a covered sickness or injury. Highlights (Policy Form IC/CC2 - IC/CC3 Series): Flexible benefit options Guaranteed renewable for life Simplified underwriting Available through payroll deduction (minimum of 3 for list billing) or individually through bank draft Contact APL for more information on this product 1CDC: Advance Data from Vital & Health Statistics, Number 386, June 2007. National Hospital Ambulatory Medical Care Survey. The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us. For Agent Use Only. Not For Consumer Distribution.

...ransactions, the accounting and insurance aspects especially so - we have decades of insurance knowledge, not just staffing sales ...

...provides cost containment health insurance benefits and claims administration ...d fund administration, stop loss, reinsurance and fully insured major medical ...