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USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Medical Malpractice Hospitals/Clinics Residential Care Assisted Living Facilities Ambulance Services Counseling/Psychologists Imaging Centers Specialists Pharmacists/Pharmacies Medical Equipment Dealers Medical Equipment Manufacturers Pharmaceutical Products

...Indemnity for earned income and continuing operating expenses after a covered ...ps://www.siegelagency.com/insurance-programs/active-assailant/. Frequently A...

...vent includes panel discussions, educational workshops, and product showcases—...s, access to exclusive markets, and educational resources to strengthen their business. How does Rockwood Programs support agents in this initiative?Rockwood Programs provides expert guidance, logisti...

McGowan Excess & Casualty Educational - Schools Umbrella Insurance Mc...am available in all states?Yes. The Educational - Schools Umbrella Insurance p...

Caitlin Morgan Insurance Services offers a focused Lumber Specialty Coverage Insurance program built for businesses across the wood-products supply chain. As a wholesale broker, Caitlin Morgan helps agents place tailored commercial packages for primary and secondary manufacturers, distributors, and dealers of lumber and building materials. Whether the account is a sawmill, cabinet manufacturer, or lumberyard, this program provides flexible coverage options to address property, liability, and equipment-related exposures. Targeted Classes Sawmills, planing and dimension mills Kitchen cabinet manufacturers Veneer and plywood manufacturers Pallet manufacturers Millwork manufacturers Truss and laminated beam manufacturers Wood preservers Building material dealers and distributors Lumberyards Coverage Highlights Property coverage for buildings, stock and contents Inland marine for goods-in-transit, stock and specialized equipment General liability including product/completed operations Commercial automobile for owned and hired autos Workers' compensation Crime and equipment breakdown Employment Practices Liability (EPLI) Ideal Account Characteristics Financially stable businesses with clear financials Operations consistent over the past three years Active, responsive on-site ownership or management Companies with more than three years in business This program is designed to give agents access to multiple carrier markets and underwriting solutions that match the operational risks common in wood-products businesses — from stock and fire exposures to transportation and product liability. Coverage is modular, so you can assemble property, inland marine, liability, and ancillary coverages in one package to simplify placement for your client. Underwriting Notes & Appetite Caitlin Morgan typically looks for accounts with stable loss histories, consistent operations, and engaged ownership. The program accommodates a wide range of occupancies listed above, and can be placed admitted or non-admitted depending on state rules and the risk profile. Accounts with recent major operational changes, unstable finances, or significant unresolved losses may require additional underwriting review or may not fit the appetite. Example fits you might submit: a family-owned lumberyard with large on-site inventory that needs inland marine and property coverage extensions, or a mid-sized cabinet manufacturer seeking combined property, GL with completed operations, and EPLI under one package. These are the types of accounts where Caitlin Morgan’s market access and underwriting focus deliver value. Program Availability This Lumber Specialty Coverage program is available in the following states: AL, AZ, AR, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MN, MS, MO, MT, NE, NV, NH, NC, ND, OH, OK, OR, PA, SC, TN, VT, WV, WI. Coverage can be placed on an admitted or non-admitted basis depending on the state and specific risk characteristics. Why Partner With Caitlin Morgan? As a wholesale broker with deep experience in niche commercial markets, Caitlin Morgan provides responsive underwriting guidance and access to multiple carrier markets for wood-products risks. Their team focuses on practical solutions for complex property and liability exposures and helps you structure packaged placements that save time and reduce coverage gaps. For more information about property, general liability, and automobile coverage levels and enhancements, contact: Linda Winzenread P: 800-723-7475, ext. 241 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sawmills, cabinet and millwork manufacturers, lumberyards, and building material distributors with stable operations and active on-site ownership. What coverages are included in the Lumber Specialty program?The program can include property, general liability, inland marine, commercial auto, workers' compensation, crime, equipment breakdown, and EPLI, combined into a single package when appropriate. Is this program available on an admitted basis?Yes. Coverage is available on an admitted or non-admitted basis depending on the state and the specific risk profile of the account. Which states is this program available in?The program is available in over 30 states including IL, IN, GA, MO, NC, PA, and WI. Contact Caitlin Morgan for full state availability and placement options. How long does an account need to be in business to qualify?Accounts should generally have more than three years of continuous operation to be considered for this program. Need help placing an account? Connect with a market specialist.