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Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Exclusive Professional Liability Program for the Home Healthcare Industry Affinity Healthcare, a trusted program administrator, offers agents access to a specialized professional liability program tailored for the unique exposures of the home healthcare sector. Backed by the strength of the American Casualty Company of Reading, PA – a CNA company – this program is available in all 50 states and Washington, DC. This exclusive offering, administered through Nurses Service Organization (NSO), has grown over 35 years to become a leading solution for insuring over 650,000 nursing professionals and now extends comprehensive protection to home healthcare agencies. As many carriers scale back or exit the home health space, Affinity Healthcare continues to deliver stable, custom-tailored coverage at competitive rates. Ideal Accounts and Appetite This program is designed for a broad range of home healthcare providers, from small local agencies to large national operations. Over 50 eligible classes include: Home Health Care Agencies Hospice Organizations Nurse Registries Nurse Practitioner Clinics Healthcare Staffing Agencies Traveling Nurse Companies Companion and Aide Services If you have clients offering in-home nursing, therapy, or non-medical personal care services, this program offers the flexibility and protection they need. Coverage Highlights and Advantages This professional liability program includes a robust set of coverages to address the real-world risks home healthcare providers face daily: Occurrence and claims-made forms available Limits up to $1,000,000 per claim / $3,000,000 aggregate – higher limits available for qualified firms Defense costs paid outside policy limits License Protection – up to $25,000 per proceeding/$25,000 aggregate Sexual Misconduct/Abuse Allegations – up to $25,000 aggregate Deposition Representation – up to $10,000 aggregate Defendant Expense Benefit – up to $1,000 per day / $25,000 aggregate Information Privacy Coverage – up to $25,000 aggregate Assault Coverage – up to $25,000 aggregate (not available in Texas) Damage to Property of Others – up to $10,000 aggregate Medical Payments – up to $25,000 per person / $100,000 aggregate First Aid Expenses – up to $10,000 aggregate Optional Endorsements: Service to Animals, Consulting Services Liability, Medical Director These protections help your clients manage claims ranging from alleged negligence in patient care to regulatory license challenges. Underwriting Notes and Minimum Premiums This program is available in all states, with a minimum premium starting at $500. Underwriting is available for both occurrence and claims-made forms. Higher limit options and specialized endorsements are available for qualified applicants. Territories and Availability Coverage is available in all 50 states and Washington, DC. Whether your client operates in a single state or across multiple regions, Affinity Healthcare can tailor coverage accordingly. Why Work With Affinity Healthcare? Affinity Healthcare, operating under the NSO brand, brings deep expertise in insuring healthcare professionals. With decades of experience, a commitment to service, and access to a leading carrier in CNA, they offer agents a reliable, responsive market for home healthcare accounts. You might have a client expanding their home health services to include hospice care or a nurse registry navigating multi-state operations. In both cases, Affinity Healthcare can help you secure the tailored professional liability coverage your clients need—efficiently and competitively. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for home healthcare agencies, hospices, nurse registries, nurse practitioner clinics, and similar organizations providing in-home medical or non-medical care. Is this coverage available nationwide?Yes, the program is available in all 50 states and Washington, DC. What is the minimum premium for eligible risks?The minimum premium starts at $500, with final pricing based on the size, scope, and risk profile of the applicant. Are both occurrence and claims-made policies available?Yes, the program offers both occurrence and claims-made forms to suit different client needs. Can I add optional endorsements for specialized services?Yes, optional endorsements such as Service to Animals, Consulting Services Liability, and Medical Director coverage are available for qualifying risks. Need help placing an account? Connect with a market specialist.

Exclusive Professional Liability Program for Nurse Practitioners Nurse Practitioners: A Growing Market Opportunity As the U.S. healthcare system evolves, demand for nurse practitioners (NPs) continues to rise—growing by over 75% in the past five years.* With more professionals entering the field, the need for specialized professional liability coverage is greater than ever. Affinity Healthcare, in partnership with the Nurses Service Organization (NSO), offers a Nurse Practitioner Program that provides tailored professional liability protection and risk management tools for this expanding segment. NSO is the nation’s largest provider of professional liability insurance for nurses, currently insuring over 25,000 nurse practitioners and 650,000 nursing professionals. This exclusive program is designed to address the unique exposures NPs face across a wide variety of practice settings. Ideal Accounts for This Program This program works well for licensed nurse practitioners in clinical practice, private practice, telehealth, or consulting roles. It fits recent NP graduates as well as experienced practitioners expanding into aesthetic services. Examples you can place with this program include: • A part-time NP who provides telehealth consults and needs primary professional liability protection. • An NP adding non-surgical aesthetic treatments like Botox and dermal fillers who needs an optional aesthetic endorsement. Program Highlights and Coverage Features • Occurrence-based coverage** (claims-made in Florida) • Limits up to $1,000,000 per occurrence / $6,000,000 aggregate — higher limits available • Defense costs paid outside the policy limits • License Protection — $25,000 per proceeding / $25,000 aggregate • Sexual Misconduct Allegation Sublimit — $25,000 aggregate • Defendant Expense Benefit — $1,000 per day / $25,000 aggregate • Deposition Representation — $10,000 per deposition / $10,000 aggregate • Information Privacy Coverage — $25,000 aggregate • Assault Coverage — $25,000 per incident / $25,000 aggregate • Property Damage to Others — $10,000 per incident / $10,000 aggregate • Medical Payments — $1,000 per person / $100,000 aggregate • First Aid Reimbursement — $10,000 aggregate • Optional Endorsements: Service to Animals; Consulting Services Liability Optional Aesthetic Procedures Endorsement Add coverage for nearly 100 non-surgical aesthetic procedures, including Botox, dermal fillers, laser hair removal, microdermabrasion, and chemical peels. This endorsement is an effective option for NPs expanding into cosmetic services who need specific protection for those procedures. Available Discounts • 25% discount for first-year graduate nurse practitioners • 50% discount for retired NPs who maintain an active license • 10% premium credit for three years with completion of a qualified risk management course Admitted Coverage Across the U.S. This program is available in all 50 states and the District of Columbia, offering admitted coverage through American Casualty Company of Reading, PA — a CNA company. Affinity Healthcare serves as the program administrator, bringing decades of experience and dedicated service to agents placing NP liability business. *Real-McKeighan, Tammy. “Number of Nurse Practitioners Increasing Nationwide,” Fremont Tribune, March 10, 2011. **Coverage is written on a claims-made form in Florida. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this Nurse Practitioner Program?This program is ideal for licensed nurse practitioners working in clinical, private practice, telehealth, or consulting roles. It also fits NPs offering non-surgical aesthetic procedures. Is the coverage admitted and available in all states?Yes, the program is admitted and available in all 50 states and Washington, DC. Can coverage be extended to include cosmetic or aesthetic treatments?Yes, the optional Aesthetic Procedures Endorsement covers nearly 100 non-surgical treatments, including Botox, chemical peels, and laser hair removal. Are there any discounts available for new or retired NPs?Yes, new graduate NPs receive a 25% discount, and retired NPs with an active license receive a 50% discount. A 10% risk management credit is also available for three years upon course completion. What carrier underwrites this Nurse Practitioner Program?The program is underwritten by American Casualty Company of Reading, PA — a CNA company. Need help placing an account? Connect with a market specialist.

Exclusive Insurance Program for Orthotics & Prosthetics Businesses Affinity Healthcare, a trusted program administrator, offers a comprehensive insurance solution tailored specifically for businesses in the Orthotics and Prosthetics (O&P) industry. Through the Aon O&P Insurance Program, agents and brokers can access a multi-line commercial insurance platform designed for patient care facilities, suppliers, manufacturers, and other O&P professionals. This exclusive program also includes assistance with the CMS-required surety bond for Medicare compliance. Our dedicated sales and service team brings deep knowledge of the O&P sector. We take the time to understand your client’s operations and offer custom-tailored coverage designed to protect against their unique risks. By working directly with a leading carrier, AIG, we deliver broad, competitive coverage solutions with top-tier service and claims support. Eligible Orthotics & Prosthetics Business Classes • Patient Care – Sales and service for O&P items that are made, fit, and/or altered. • Supplier/Distributor – Businesses that purchase O&P items for resale. • Supplier/Manufacturer – No patient interaction; includes central fabrication and wholesale. • Soft Goods & Accessories – Direct-to-patient sales of unaltered items like stump socks and crutch tips. • Durable Medical Equipment – Includes wheelchairs, lifts, oxygen, and other home medical items. • Sales of Shoes, Orthotics & Accessories – Retail or custom-made devices and footwear. • Repair Services – Repair operations unrelated to prescriptions. Comprehensive Coverage Options • Commercial Property • General Liability • Professional Liability • Commercial Auto • Commercial Umbrella • Crime • Workers' Compensation • Employment Practices Liability • CMS-Required Surety Bond for DMEPOS Providers • Corporate Identity Protection Risk Management Support Our program goes beyond standard coverage by offering proactive risk management resources: • Quarterly newsletters featuring claims examples and actionable insights • Timely alerts on emerging risks and industry trends • On-site consultations for complex or high-exposure accounts Underwriting and Premiums This program is designed for a wide range of O&P businesses, from small clinics to large manufacturing operations. Minimum premiums start at $1,500 for package policies and $1,000 for umbrella coverage. Our underwriting team works closely with agents to ensure appropriate pricing based on each client’s operations and exposure. Available Nationwide This program is available in all 50 states and Washington, D.C., offering admitted coverage through AIG. No matter where your client is located, Affinity Healthcare can help you place quality coverage with confidence. Why Work with Affinity Healthcare? Affinity Healthcare, operating under Aon Affinity, has a long-standing reputation for delivering specialized insurance solutions. With deep expertise in the O&P sector and access to leading carriers, we provide tailored coverage, responsive service, and expert risk guidance. Whether your client is a patient care provider, a manufacturer, or a DME supplier, we understand their business and can help you protect it. You might have a client who operates a multi-state orthotics supply company or a local prosthetics clinic fitting customized devices. This program is built to meet their specific needs—and give you peace of mind that their coverage is in good hands. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for orthotics and prosthetics patient care providers, suppliers, distributors, manufacturers, and DME retailers. It also fits businesses offering soft goods, accessories, and repair services. Is the program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What coverages are included in the program?The program offers a full commercial package, including property, general and professional liability, auto, umbrella, workers’ comp, EPLI, and the CMS-required surety bond for DMEPOS providers. What is the minimum premium for this program?The minimum premium starts at $1,500 for package policies and $1,000 for umbrella coverage. Does Affinity Healthcare offer risk management support?Yes, risk management tools include newsletters, alerts, and on-site consultations for complex risks. Need help placing an account? Connect with a market specialist.

Overview of the Program from RPS Technology & Cyber Leveraging nearly 20 years of industry-leading expertise in technology and network security liability, RPS Technology & Cyber offers a focused Cyber Liability Insurance program designed for agents placing cyber and technology risks. Our underwriting team and market relationships help agents secure comprehensive cyber protection for single-site businesses, multi-location operations, public entities, and regional or national franchises. Ideal Accounts and Appetite Our program targets a broad range of technology-adjacent and data-exposed classes. Typical accounts include: Professional services (law firms, IT consultants, accounting firms) Public entities (municipalities, counties, special districts) Medical (hospitals, clinics, private practices) Education (school districts, colleges, private schools) Hospitality (hotels, restaurants) Data-processing businesses and control systems High-traffic websites, blogs, and online publishers Social networking and dating sites You might have a client who processes sensitive customer records, manages payment cards, or operates a high-traffic website — those are the types of accounts that fit well here. Coverage Highlights and Advantages RPS Technology & Cyber places emphasis on practical, market-aware cyber programs that match the exposures your clients face. Key advantages include: Access to multiple carrier markets and tailored wording options to align with specific industry exposures Program structures for groups and franchises that leverage critical mass to reduce premiums versus open-market submissions Streamlined underwriting — in many cases a single-page application is sufficient Industry-specific marketing and educational materials to help you sell and explain coverage to insureds Flexibility to structure limits, deductibles, and first- and third-party coverage components based on client needs Underwriting Notes and Minimum Premiums Underwriting is risk-focused: carriers consider data sensitivity, security controls, incident response planning, and revenue mix. Typical submission requirements include a concise application, basic security questionnaire, and loss history. Minimum premium varies by carrier and state — please confirm specific minimums at time of submission. Territories and Admitted Status This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. RPS Technology & Cyber places business in all available states and works with admitted and non-admitted markets as appropriate to meet client needs. Why Work With RPS Technology & Cyber on Cyber Liability As a wholesale broker specializing in cyber and technology liability, RPS Technology & Cyber combines depth of technical underwriting knowledge with broad market access. We provide agents with: Direct access to experienced cyber underwriters and placement support Practical submission workflows to speed issuance Help positioning programs to risk managers, franchise leadership, or public entity procurement teams Our team helps you navigate varying carrier definitions and policy terms so you can place the right coverage for each client. Frequently Asked Questions What types of accounts are a good fit for this program?Clients with significant data exposure or online operations — professional services, healthcare, education, hospitality, high-traffic websites, data processors, and public entities — are generally a good fit. Accounts should have basic security controls and an incident response plan for best placement outcomes. What does a typical submission require?Most carriers will request a completed application, a brief cyber/security questionnaire, and loss history. For group or franchise placements we often work with consolidated data to streamline underwriting to a single-page application. How quickly can I expect a quote?Turnaround depends on carrier and completeness of the submission. Simple accounts with a concise application and questionnaire often receive indications within a few business days; more complex accounts may require additional underwriting review. Are policies offered admitted or non-admitted?RPS Technology & Cyber works with both admitted and non-admitted markets. Placement is determined by client needs, state availability, and market capacity. Need help placing an account? Connect with a market specialist.

Ambulance and Non-Emergency Medical Transportation Insurance Program Responding to our Broker Partners Our Medical Transportation program came about as a result of requests made by our broker partners to fill a gap in the industry. Working with our insurance carrier partners, we developed a specialized insurance program that meets federal, state and local governmental agency requirements—and we offer it to your clients at a competitive rate. Healthcare Facilities Endorsement One of the coverage differentiators brokers use as a selling point is the Healthcare Facilities Endorsement. This professional liability endorsement removes the exclusion for injuries that arise out of loading/unloading patients from motor vehicles, aircraft and watercraft. Eligible Classes Include Emergency Transportation providers such as ambulance services Medical Transportation providers such as wheelchair van transportation services Lines of Coverage Commercial Auto – Physical Damage – Up to $1,000,000 liability – UMC/UIM – Hired/Non-Owned Liability Professional Liability – Up to $1,000,000 each claim/$3,000,000 aggregate – Includes Healthcare Facilities Endorsement – Legal expenses paid outside liability limits – Sexual Misconduct/Abuse coverage included – Emergency Medical Treatment & Labor Act coverage included – Defendant Expense Benefits Commercial General Liability – Up to $1,000,000 occurrence/$3,000,000 aggregate Excess Liability – Up to $10,000,000 Commercial Property Commercial Inland Marine – Portable Equipment Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy as issued by the insurer.