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... who need a market for municipal, county, district and educational accounts. T...counts and Appetite Municipal governments: boroughs, cities, towns, towns...

...target classes include: County jails and correctional facilities County health departments County nursing homes Municipalities (inc...Accounts That Fit A mid-sized county seeking consolidated property, lia...

...oviders Government contracts (county, state, and federal) If you're worki...?Yes, we consider accounts servicing county, state, and federal contracts. Wha...

...coverage for a small borough or a county agency, our team brings the underwrit...lic Entities We Write: City and County Governments Towns, Villages, Boroughs, ...

...ifically designed for: City, county, and state-owned museums or historica...

...ing to insure a small city, rural county, or unique public entity, MAXIMUM can...ty and property exposures of local governments and is committed to responsive ...

...tachments Public entities (city/county) and contractors where values are sch...igher-value units. Are municipal and county government entities acceptable?Yes. City and county governmental entities are acceptab...

... entities, including: City and County Governments Towns, Villages, Boroug...m?This program is ideal for city and county governments, townships, emergency response ...

Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Exclusive Professional Liability Program for Physician Assistants Affinity Healthcare offers insurance agents and brokers access to a tailored and competitive Physician Assistant Professional Liability Insurance Program, underwritten by American Casualty Company of Reading, PA – a CNA company. Designed specifically for licensed physician assistants, this exclusive program provides comprehensive protection that fills the critical coverage gaps often left by employer-based malpractice policies. Many PAs rely solely on their employer’s insurance, which may not cover moonlighting, volunteer work, or services rendered outside of normal work hours. Additionally, in the event of a malpractice claim, the employer’s insurer may prioritize the employer’s interests, potentially leaving the PA exposed. This standalone coverage ensures that your PA clients receive dedicated legal defense, 24/7 protection, and a full suite of policy extensions to safeguard their careers and reputations. Program Highlights • Limits up to $1,000,000 per claim / $3,000,000 aggregate – higher limits available • Defense costs paid outside the policy limits • Choice of occurrence, claims-made, or convertible claims-made* forms • Available in all 50 states plus DC • Competitive individual and group pricing options • 24/7 coverage on and off the clock Coverage Extensions Included • License Protection – $25,000 per proceeding / $25,000 aggregate • Sexual Misconduct Allegation Sublimit – $25,000 aggregate • Deposition Representation – $10,000 per deposition / $10,000 aggregate • Defendant Expense Benefit – $1,000 per day / $25,000 aggregate • Personal Injury and Personal Liability – $1,000,000 per claim / $3,000,000 aggregate • Information Privacy (HIPAA Violations) – $25,000 aggregate • Medical Payments – $1,000 per person / $100,000 aggregate • First Aid and Property Damage – up to $10,000 • Assault Coverage – $25,000 per incident • Optional Endorsements: Service to Animals, Consulting Services Liability Aesthetic Procedures Endorsement PAs offering non-surgical aesthetic services can extend their coverage to include nearly 100 procedures through the Aesthetic Procedures Endorsement. This includes today’s most performed treatments such as Botox, dermal fillers, chemical peels, laser hair removal, and microdermabrasion—ideal for clients in med spa or cosmetic dermatology settings. Available Discounts • 35% off for part-time practice (under 24 hours/week) • 50% off for retired PAs with active licenses • 10% risk management credit for eligible 3-year course completion • Special student rates for those still in school *Physician assistants practicing in Florida, Indiana, and Louisiana are eligible for claims-made forms only. PAs in New York are not eligible for the convertible claims-made form. Why Work With Affinity Healthcare? As a trusted program administrator with deep expertise in healthcare professional liability, Affinity Healthcare delivers specialized solutions that help agents meet the unique needs of physician assistants. With national availability, flexible policy structures, and value-added endorsements, this program is an excellent fit for independent PAs, small group practices, and those working in dynamic or multi-setting roles. Whether your client is a full-time PA in a hospital setting, a part-time provider in urgent care, or offering aesthetic services in a med spa, this program gives you the tools to deliver tailored protection with confidence. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for the Physician Assistant Program?This program is ideal for licensed physician assistants in independent practice, moonlighting, or offering aesthetic services. It also fits those who need coverage beyond what their employer provides. Can this program cover aesthetic and cosmetic procedures?Yes. With the Aesthetic Procedures Endorsement, your PA clients can be covered for nearly 100 non-surgical cosmetic treatments, including Botox, dermal fillers, and laser hair removal. Is this program available in all states?Yes. The program is available in all 50 states and the District of Columbia, although some policy form restrictions apply in certain states like Florida, Indiana, Louisiana, and New York. Are there discounts available for part-time or retired physician assistants?Yes. Discounts include a 35% part-time rate for those working under 24 hours per week and a 50% discount for retired PAs maintaining an active license. What carriers underwrite this program?The Physician Assistant Program is underwritten by American Casualty Company of Reading, PA, a member of CNA. Need help placing an account? Connect with a market specialist.