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... who need a market for municipal, county, district and educational accounts. T...counts and Appetite Municipal governments: boroughs, cities, towns, towns...

...oviders Government contracts (county, state, and federal) If you're worki...?Yes, we consider accounts servicing county, state, and federal contracts. Wha...

...target classes include: County jails and correctional facilities County health departments County nursing homes Municipalities (inc...Accounts That Fit A mid-sized county seeking consolidated property, lia...

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Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

...tachments Public entities (city/county) and contractors where values are sch...igher-value units. Are municipal and county government entities acceptable?Yes. City and county governmental entities are acceptab...

... entities, including: City and County Governments Towns, Villages, Boroug...m?This program is ideal for city and county governments, townships, emergency response ...

Exclusive Professional Liability Program for Physician Assistants Affinity Healthcare offers insurance agents and brokers access to a tailored and competitive Physician Assistant Professional Liability Insurance Program, underwritten by American Casualty Company of Reading, PA – a CNA company. Designed specifically for licensed physician assistants, this exclusive program provides comprehensive protection that fills the critical coverage gaps often left by employer-based malpractice policies. Many PAs rely solely on their employer’s insurance, which may not cover moonlighting, volunteer work, or services rendered outside of normal work hours. Additionally, in the event of a malpractice claim, the employer’s insurer may prioritize the employer’s interests, potentially leaving the PA exposed. This standalone coverage ensures that your PA clients receive dedicated legal defense, 24/7 protection, and a full suite of policy extensions to safeguard their careers and reputations. Program Highlights • Limits up to $1,000,000 per claim / $3,000,000 aggregate – higher limits available • Defense costs paid outside the policy limits • Choice of occurrence, claims-made, or convertible claims-made* forms • Available in all 50 states plus DC • Competitive individual and group pricing options • 24/7 coverage on and off the clock Coverage Extensions Included • License Protection – $25,000 per proceeding / $25,000 aggregate • Sexual Misconduct Allegation Sublimit – $25,000 aggregate • Deposition Representation – $10,000 per deposition / $10,000 aggregate • Defendant Expense Benefit – $1,000 per day / $25,000 aggregate • Personal Injury and Personal Liability – $1,000,000 per claim / $3,000,000 aggregate • Information Privacy (HIPAA Violations) – $25,000 aggregate • Medical Payments – $1,000 per person / $100,000 aggregate • First Aid and Property Damage – up to $10,000 • Assault Coverage – $25,000 per incident • Optional Endorsements: Service to Animals, Consulting Services Liability Aesthetic Procedures Endorsement PAs offering non-surgical aesthetic services can extend their coverage to include nearly 100 procedures through the Aesthetic Procedures Endorsement. This includes today’s most performed treatments such as Botox, dermal fillers, chemical peels, laser hair removal, and microdermabrasion—ideal for clients in med spa or cosmetic dermatology settings. Available Discounts • 35% off for part-time practice (under 24 hours/week) • 50% off for retired PAs with active licenses • 10% risk management credit for eligible 3-year course completion • Special student rates for those still in school *Physician assistants practicing in Florida, Indiana, and Louisiana are eligible for claims-made forms only. PAs in New York are not eligible for the convertible claims-made form. Why Work With Affinity Healthcare? As a trusted program administrator with deep expertise in healthcare professional liability, Affinity Healthcare delivers specialized solutions that help agents meet the unique needs of physician assistants. With national availability, flexible policy structures, and value-added endorsements, this program is an excellent fit for independent PAs, small group practices, and those working in dynamic or multi-setting roles. Whether your client is a full-time PA in a hospital setting, a part-time provider in urgent care, or offering aesthetic services in a med spa, this program gives you the tools to deliver tailored protection with confidence. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for the Physician Assistant Program?This program is ideal for licensed physician assistants in independent practice, moonlighting, or offering aesthetic services. It also fits those who need coverage beyond what their employer provides. Can this program cover aesthetic and cosmetic procedures?Yes. With the Aesthetic Procedures Endorsement, your PA clients can be covered for nearly 100 non-surgical cosmetic treatments, including Botox, dermal fillers, and laser hair removal. Is this program available in all states?Yes. The program is available in all 50 states and the District of Columbia, although some policy form restrictions apply in certain states like Florida, Indiana, Louisiana, and New York. Are there discounts available for part-time or retired physician assistants?Yes. Discounts include a 35% part-time rate for those working under 24 hours per week and a 50% discount for retired PAs maintaining an active license. What carriers underwrite this program?The Physician Assistant Program is underwritten by American Casualty Company of Reading, PA, a member of CNA. Need help placing an account? Connect with a market specialist.

Aesthetics/MediSpa Professional Liability Insurance Program Affinity Healthcare, a trusted program administrator, offers an exclusive Aesthetics/MediSpa Professional Liability Insurance Program through NSO. Designed specifically for medical professionals performing nonsurgical cosmetic procedures, this program helps agents and brokers protect their clients from the unique liability exposures that come with aesthetic treatments. One Policy, One Affordable Price This comprehensive policy provides dual protection—for both the individual practitioner and the business entity—under a single, cost-effective premium. With minimum premiums starting at $2,500, it’s an accessible option for a wide range of aesthetics professionals, from solo nurse injectors to growing medi-spa operations. Ideal Accounts and Covered Procedures This program is ideal for licensed healthcare providers and aesthetic businesses offering nonsurgical cosmetic treatments. Whether your client is a nurse practitioner opening a boutique aesthetics studio or a physician overseeing a multi-provider med spa, this program can meet their liability needs. Coverage includes nearly 100 nonsurgical procedures, such as: Botox and neuromodulators Dermal fillers and collagen injections Laser hair removal and laser skin treatments Microdermabrasion and chemical peels Electrolysis and body piercing Coverage Features and Benefits Professional Liability: Up to $1M per claim / $3M aggregate Legal Expenses: Covered in addition to policy limits License Protection: Up to $25,000 aggregate Defendant Expense Benefit: Up to $1,000 per day / $25,000 aggregate Deposition Representation: Up to $10,000 aggregate Personal Injury Protection: Up to $1M per claim / $3M aggregate Property Damage to Others: Up to $10,000 aggregate Assault Coverage (except TX): Up to $25,000 aggregate First Aid Benefit: Up to $10,000 aggregate Medical Payments: Up to $25,000 per person / $100,000 aggregate Underwriting and Market Access Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility based on your client’s location and needs. Underwriting considers factors such as provider licensure, scope of services, and claims history. Minimum premium begins at $2,500. Territories Covered This program is available in all 50 states and Washington, DC, including major markets like CA, TX, FL, NY, and IL. Whether your client operates in a large metropolitan area or a smaller community, you can confidently place their coverage through this nationwide offering. Why Choose Affinity Healthcare With deep knowledge of the healthcare and aesthetics sectors, Affinity Healthcare delivers tailored solutions for this rapidly growing market. Their partnership with NSO and select carriers ensures specialized coverage and responsive service. As an agent or broker, you’ll benefit from Affinity’s streamlined quoting process, competitive pricing, and access to markets that understand the nuances of aesthetics liability. You might have a client expanding from traditional nursing into cosmetic injectables, or a dermatology practice offering laser procedures. This program is designed to support those transitions with robust protection and underwriting expertise. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed medical professionals and business entities offering nonsurgical aesthetic treatments, such as Botox, fillers, laser hair removal, and microdermabrasion. Does the policy cover both the individual practitioner and the business?Yes, the policy is designed to provide protection for both the individual provider and the business entity under one affordable policy. Is this program available nationwide?Yes, the Aesthetics/MediSpa Professional Liability Insurance Program is available in all 50 states and Washington, DC. What is the minimum premium for this program?The minimum premium starts at $2,500, although actual pricing may vary based on risk factors such as procedures performed and location. Are both admitted and non-admitted options available?Yes, Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility in finding the best fit for your client. Need help placing an account? Connect with a market specialist.

Leveraging nearly 20 years of expertise, RPS Technology & Cyber offers agents and brokers a robust solution for placing Cyber Liability Insurance coverage for clients across a wide range of industries. As a leading wholesale broker, we bring deep market knowledge, specialized underwriting support, and access to multiple carriers to help you meet your clients' evolving cyber risk needs. Overview of the Cyber Liability Program Cyber threats are constantly evolving, and businesses of all sizes face increasing exposure to data breaches, ransomware, and regulatory liabilities. RPS Technology & Cyber's program is designed to help you secure comprehensive Cyber Liability Insurance tailored to your clients’ specific risks. Whether you’re placing a small professional office or a large public entity, our team can help streamline the process and maximize coverage value. Ideal Accounts and Appetite We work with a broad spectrum of industries, including: Professional services (law firms, IT consultants, accountants) Public entities (municipalities, counties, government agencies) Healthcare providers (hospitals, clinics, private practices) Educational institutions (school districts, private schools, universities) Hospitality (hotels, restaurant groups, event venues) Data processing and control firms High-traffic websites and digital publishers Social networking and dating platforms You might have a client such as a regional law firm that stores sensitive client data or a fast-growing online marketplace concerned about ransomware exposure. Our program is built to address these needs with flexible and scalable solutions. Coverage Highlights and Advantages Leverage group buying power to secure lower premiums compared to open-market pricing Custom coverage limits and terms tailored to the group’s unique risks Simplified underwriting — often reduced to a single-page application Support with client education, including industry-specific marketing materials Underwriting Notes and Minimum Premiums Minimum premiums vary based on risk class, size, and coverage limits. Our underwriting team works closely with agents to ensure fast turnaround and competitive terms. We help reduce friction in the quoting process by offering streamlined applications and clear submission guidelines. Territories and Availability RPS Technology & Cyber's Cyber Liability Insurance program is available in all 50 states and the District of Columbia. Whether your clients are based in urban centers or rural communities, we can help you access the right solution through our extensive carrier network. Why Work With RPS Technology & Cyber? With two decades of cyber liability experience, we understand the complexities of this fast-moving market. Our dedicated cyber team provides expert guidance, from risk assessment through binding, to help you protect your clients and grow your book. We work with a variety of carriers to offer flexible options—so you can find the right fit for each insured. Frequently Asked Questions What types of accounts are a good fit for this cyber liability program?This program is ideal for professional services, public entities, healthcare providers, schools, hospitality groups, and tech-driven businesses such as data processors and online platforms. Can I place business in all 50 states?Yes, this program is available in all states and Washington, DC. What is the underwriting process like?We offer a streamlined underwriting process that often requires only a one-page application, especially for group or franchise accounts. Are there minimum premiums for this program?Minimum premiums vary depending on the risk, coverage limits, and carrier. Contact us for specific underwriting guidance. What makes RPS Technology & Cyber different from other wholesale brokers?We bring nearly 20 years of cyber-specific expertise, access to multiple carriers, and a dedicated team that helps you navigate complex risks with confidence. Need help placing an account? Connect with a market specialist.