Search CompleteMarkets

...corp, Inc. pioneered the market for Dry Cleaners Pollution insurance to fill a...ng. What coverages are included in the Dry Cleaners Pollution policy?Coverage typical...

...es STATPro an ideal market for Environmental Consultants Professional Liabilit...ilable for part-time or temporary environmental consultants?Yes, the program i...

We have updated and enhanced our Home Inspector Liability program to better serve the needs of your residential home inspector clients. At Intercorp, Inc., we understand the exposures home inspectors face and have built a program that balances broad coverage, competitive pricing, and fast turnaround. Overview of the Program From Intercorp Intercorp’s Home Inspector Liability program is tailored for residential home inspectors and, where eligible, permits up to 25% commercial inspections. The program features improved policy terms, broader definitions of covered services, and optional extensions to help agents place accounts that need more than a basic errors & omissions product. Policies are placed on a non-admitted basis and are backed by Lexington Insurance Company. The program is available in most U.S. states listed below. Ideal Accounts and Appetite This program is focused on residential home inspectors and small inspection firms. Good fits include: Individual home inspectors (new or experienced) Inspectors transitioning from related trades such as construction or real estate Small firms with multiple inspectors that need automatic additional insured status for referral partners Inspectors with under two years’ direct inspection experience may qualify when a resume or documentation of related experience is provided. Coverage Highlights and Advantages Key program features include: Expanded definition of “Home Inspection Services” to better reflect common inspection tasks Improved extended reporting period (ERP) terms with reduced rates Up to $5,000 in Defense Expense Reimbursement for disciplinary proceedings Automatic additional insured status for referral sources and other referral partners Optional coverages that can be packaged with the E&O include: Fungus and mold Lead or lead by-products Wood-destroying organisms (e.g., termites) Radon or natural gases Swimming pools, hot tubs, and spas Full General Liability (GL) through an admitted carrier (optional) Underwriting Notes and Minimum Premiums Intercorp’s underwriting team provides quick turnaround—often same day or next day—depending on submission completeness. To begin a quote, we typically need: A completed application A resume or history of related work if the inspector has fewer than two years’ inspection experience Minimum premiums vary by state, experience, and selected coverages. Your Intercorp underwriter will advise on minimums and available options for each account. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Intercorp Intercorp, Inc. is a program administrator with deep experience in niche professional liability programs. Our in-house underwriters move quickly, provide clear guidance on eligibility, and can add value through optional coverages and automatic additional insured status for referral partners. Working with Intercorp gives you access to Lexington Insurance Company capacity on a non-admitted platform and a team committed to placing home inspector risks efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?Residential home inspectors are the primary appetite, including single inspectors and small firms. Inspectors who perform up to 25% commercial inspections in eligible classes may also qualify. New inspectors with related experience can be considered with a resume. How quickly can I get a quote for my client?Our in-house underwriting team typically delivers same day or next day turnaround on most complete submissions. What documentation is required to submit an account?Submit a completed application. If the inspector has less than two years’ inspection experience, include a resume or documentation of related work experience. Are additional insureds automatically included?Yes — referral persons or organizations can be automatically added as additional insureds under this program. Is the program available nationwide?The program is available in most states across the U.S., including CA, TX, FL, NY, and many others. Refer to the program’s territory list for specifics. Need help placing an account? Connect with a market specialist.

... stores Food and drink distributors Drywall installation Florists & gift s...ls Janitorial services Laundries & dry cleaners Lawn care services / contractors ...

Strength. Stability. Service. These three pillars define Intercorp’s Real Estate Appraisers E&O Insurance Program—designed specifically to meet the professional liability needs of real estate appraisers across the country. With over 20 years of specialized experience, Intercorp, Inc. has built a strong reputation for providing tailored E&O solutions for the appraisal industry. Since 1994, our program has offered consistent underwriting, dependable claims handling, and responsive service. We understand the unique risks that appraisers face and have structured our coverage to meet those needs with precision. Ideal Accounts and Appetite Our program is built exclusively for licensed real estate appraisers and appraisal firms. Whether your client is a solo practitioner or operates a multi-appraiser business, we can offer flexible coverage options that fit their operations. You might have a client who: Works independently and needs reliable E&O coverage for residential appraisals Operates a regional firm performing both residential and commercial assignments Is switching carriers and needs full prior acts coverage If your client is solely focused on real estate appraisals, this program is an excellent fit. Coverage Highlights and Advantages • NEW! Disappearing deductible for qualified insureds • Full Prior Acts coverage available to those who qualify • Deductible options from $1,000 to $5,000 • Policy limits ranging from $250,000 to $1,000,000 • Backed by an A-rated carrier – Lexington Insurance Company • Appraiser-specific policy language and underwriting focus In addition to robust coverage, we offer value-added services such as premium financing, a confidential pre-claim assistance hotline, and multiple payment options to make it easier for your clients to maintain their protection. Underwriting Notes and Minimum Premiums Premiums vary based on limits and risk characteristics, but our competitive pricing structure is designed to support both new and established appraisers. We can provide a quote and bind coverage within 24 hours of receiving a completed application—often issuing a policy the same day. Territories and Availability Our Real Estate Appraisers E&O Insurance Program is available in all 50 states plus Washington, DC. Whether your clients are in urban, suburban, or rural markets, we can help you place coverage efficiently and reliably. Why Work With Intercorp? As a wholesale broker with a deep focus on the appraisal profession, Intercorp offers more than just a policy—we offer peace of mind. Our team is knowledgeable, responsive, and committed to helping you place quality E&O coverage with confidence. When you call during business hours, you’ll always speak to a live person ready to assist. Intercorp’s long-standing commitment to the appraisal industry means you and your clients benefit from a stable market, competitive options, and exceptional service that’s hard to match. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed real estate appraisers and appraisal firms focused solely on appraisal services, whether residential or commercial. Is full prior acts coverage available?Yes, full prior acts coverage is available for qualifying applicants with continuous coverage and no significant gaps or claims history. How quickly can coverage be quoted and bound?We can typically provide a quote and bind coverage within 24 hours of receiving a completed application, often issuing the policy on the same day. Is this program available nationwide?Yes, our Real Estate Appraisers E&O Insurance Program is available in all 50 states and Washington, DC. What carrier backs this program?The program is underwritten by Lexington Insurance Company, an A-rated insurance carrier. Need help placing an account? Connect with a market specialist.