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... History Insurance agents—placing Workers’ Compensation for businesses with poor loss hist...

...Place Industries When it comes to Workers’ Compensation coverage, some industr...sential tools to place high-exposure Workers’ Compensation risks. We connect you to specia...

...erview — PRS High Hazard/High Mod Workers' Compensation Pride Risk Solutions, ...ced in placing high-mod, high-hazard workers’ comp risks. Partnership-focu...

Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

... Inc. (BISA) offers a specialized Workers' Compensation program tailored for e... of accounts are a good fit for this Workers' Compensation program?Mid-sized to large envi...

... of Business Not Eligible Elevator consultants Chemical/petrochemic...eclined?The program does not accept elevator consultants, chemical/petrochemical enginee...

Overview of the Program from Preferred Concepts LLC Preferred Concepts LLC offers access to a Real Estate Professional Liability program administered by Mercator Risk Services. This program provides tailored professional liability solutions for a wide range of real estate-related professionals and operations. If you place real estate accounts, this market can help you address errors & omissions exposures, reputation risks, and claims arising from professional services and advisory activities. Who this program is designed for Real estate agents and brokers Property managers and condominium associations Escrow and closing agents Licensed appraisers Mortgage brokers and bankers Home inspectors and field investigators Land surveyors Radon and environmental testing professionals Ideal accounts and appetite This program is a good fit for typical small-to-mid-size professional practices and firms that provide real estate-related services. Mercator Risk Services also handles hard-to-place, distressed, and unusual accounts — so you can submit higher-risk files or accounts with prior claims that need a specialist underwriting review. Fits: independent agents, small brokerages, single-location appraisers, local property managers, home inspectors with routine business operations. Consider for harder placements: accounts with prior E&O claims, unusual operations, or elevated exposures — underwriting will evaluate on a case-by-case basis. Typically not a fit: large national brokerages with complex deployment models (submit for review), or operations outside typical professional service exposures without prior conversation with underwriting. Coverage highlights and advantages Professional liability (E&O) coverage for acts, errors, and omissions arising from professional services. Flexible limits and policy structures through access to various carriers. Ability to consider non-standard and higher-risk accounts that many admitted markets decline. Underwriting support from Mercator Risk Services for complex or distressed placements. Underwriting notes and minimums Underwriting decisions are made by Mercator Risk Services with access to multiple carrier partners. Provide detailed applications, loss runs, and any contracts or engagement letters to speed review. Minimum premium and program terms vary by carrier and state — please contact the underwriting team to confirm minimum premiums and available limits for a specific submission. Territories and availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Coverage availability and terms can vary by state and carrier. How to place business and contact Preferred Concepts LLC brokers and agents can submit accounts to Mercator Risk Services for review. For specific submissions, underwriting questions, or placement assistance, call (860) 527-9717 or send an e-mail to [email protected]. You can also review Mercator's product information and applications on their website at www.mercatorpro.com. Why work with Preferred Concepts LLC and Mercator Risk Services on Real Estate Professional Liability Specialized underwriting for real estate-related professional risks. Access to multiple carriers and the ability to consider hard-to-place risks. Responsive support for agents when accounts require explanation or tailored terms. Example accounts that often place well here A single-office residential appraiser with limited prior claims seeking professional liability limits and defense cost coverage. A property management firm with multiple small rental properties and routine tenant disputes looking for an E&O policy that complements their general liability program. Frequently Asked Questions What types of real estate professionals are a good fit for this program?Agents, property managers, escrow agents, appraisers, mortgage brokers, home inspectors, surveyors, and radon testers are common fits. The program also accepts harder-to-place or distressed accounts for underwriting review. What information does underwriting need for a submission?Provide a completed application, current loss runs (if any), a description of operations, standard contracts or engagement letters, and any prior discipline or licensing issues. Detailed files speed the review and improve placement chances. Are prior claims acceptable?Yes — Mercator Risk Services will consider accounts with prior E&O claims. Acceptance depends on the claim history, corrective actions taken, and the nature of the operations; each file is reviewed individually. How quickly can I expect a decision?Turnaround depends on the complexity of the submission and the completeness of documentation. Straightforward accounts may receive quick decisions; complex or high-exposure files require more detailed underwriting and may take longer. Need help placing an account? Connect with a market specialist.