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https://completemarkets.com/company/maximum/Excess-Comprehensive-Personal-Liability/
...ny convictions • Houseboats or floating homes • Properties leased for hunt...ial-form underlying insurance, farms, houseboats, student housing, land with d...

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/glass-dealersglaziers/
Comprehensive Glass Dealers/Glaziers Insurance Program from Continental Risk Continental Risk, a specialized Excess & Surplus Lines Broker, offers a focused insurance program for Glass Dealers and Glaziers. Backed by an A-rated carrier, this non-admitted program is built to address the practical liability and operational exposures of businesses that install, fabricate, or repair glass across commercial and residential work. Ideal Accounts and Appetite This program is designed for contractors and firms whose primary operations involve glass work. Typical accounts we place include small independent glaziers, glass fabricators, and larger crews working on tract housing, new residential construction, storefronts, and commercial glazing projects. We commonly accept accounts that include: New residential construction and tract work Commercial storefront and curtainwall installation Interior glass work, mirrors, and shower enclosures Custom glass fabrication and repair services Accounts without new residential exposure may qualify for a lower minimum premium, making this program accessible to smaller contractors and service providers. Coverage Highlights and Advantages General Liability: 1/2/2 limits available with defense costs outside the limits. Excess Liability: Additional limits available to protect larger or higher-risk operations. Blanket Additional Insureds: Included in base coverage to simplify contract requirements. Optional Coverages: Auto and Pollution Liability available to address broader exposures. The program is structured to reflect common jobsite exposures for glaziers and glass dealers, including installation risks, fabrication operations, and third-party property damage exposures. Underwriting Notes and Minimum Premiums Underwriters evaluate submissions with attention to operations, loss history, safety programs, and residential exposure. Key minimums are: $775 — accounts with no new residential exposure $3,000 — accounts that include new residential construction Provide complete submission details (scope of work, payroll/sales breakdown, projects, loss runs) to accelerate placement. Our underwriting team can guide you on fillable exposures and typical documentation requested. Territories and Availability This product is placed on a non-admitted basis and is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Continental Risk? Continental Risk specializes in niche contractor markets and offers direct access to A-rated capacity in the Excess & Surplus marketplace. We provide hands-on underwriting, practical contract wording (including blanket additional insured language), and flexible options for complex or non-standard glass operations. You can rely on our underwriting team to work with you on difficult placements and to help structure limits and optional coverages that fit the account’s exposure profile. Example Accounts That Fit This Program A small glazier that performs residential window replacement and interior glass work for remodels, with no new residential construction—likely to meet the lower minimum premium threshold. A mid-size contractor installing storefronts and glass curtainwall on mixed commercial and new residential projects—benefits from excess limits and blanket additional insureds to satisfy contract requirements. To learn more or to submit a risk, visit our full website at www.continentalriskins.com. Frequently Asked Questions What types of accounts are a good fit for this Glass Dealers/Glaziers program?This program is ideal for contractors involved in the installation, repair, or fabrication of glass for both commercial and residential projects, including tract housing and new construction. Is new residential construction covered under this program?Yes. New residential construction is acceptable; accounts with this exposure will be subject to the higher minimum premium listed by underwriting. What coverages are included or available with this program?Core coverage includes General Liability with 1/2/2 limits and defense outside the limits. Blanket Additional Insureds are included; Excess Liability, Auto, and Pollution Liability are available as options. In which states is this program available?This program is offered on a non-admitted basis and is available in the contiguous states listed above plus Washington, D.C. Check with underwriting for any state-specific requirements. What is the minimum premium for this program?Minimum premiums start at $775 for accounts without new residential exposure and $3,000 for accounts that include new residential construction. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/painters/
Painters Insurance Program from Continental Risk Continental Risk / Continental Marine Insurance Services offers a specialized insurance program tailored for residential and commercial painters. Designed for both new ventures and established businesses, this program helps your painting contractor clients manage key risks and meet jobsite requirements with flexible, competitive coverage options. Ideal Accounts and Appetite This program is ideal for licensed painting contractors operating in residential and/or commercial sectors. Whether your client is an independent painter just starting out or a larger crew handling tract housing developments, Continental Risk has the underwriting flexibility to accommodate a wide range of operations. Accepted classes include, but are not limited to: Interior and exterior residential painters Commercial and industrial painting contractors Tract home and new construction work New ventures and startups Coverage Highlights and Advantages Continental Risk’s painter program offers robust coverage designed to meet the real-world needs of contractors in the field. Key features include: Blanket Additional Insured and Waiver of Subrogation available Form CG2037 included (Ongoing and Completed Operations) Excess liability options available for added protection Pollution liability available where applicable New commercial auto program for work trucks now offered Same-day quote turnaround available in some cases These features make it easier for your clients to meet project requirements, bid on jobs, and remain compliant with risk management practices. Underwriting Notes and Minimum Premium The program starts with a competitive minimum premium of just $775, making it accessible for smaller operations and new ventures. Underwriting is efficient and responsive, with turnaround times that can often accommodate same-day quotes depending on the complexity of the submission. Key underwriting considerations include scope of work, years in business (new ventures are acceptable), and prior loss history. Territories and Availability This program is available in nearly all states, including AL, AK, AZ, AR, CA, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. All coverage is placed on a non-admitted basis through an A-rated carrier, allowing for flexibility in coverage design and risk appetite. Why Work With Continental Risk Continental Risk is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in contractor-related risks. Their team understands the unique exposures that painting contractors face and offers responsive service, fast quoting, and tailored coverage solutions to help you place more business confidently. For additional details, visit www.continentalriskins.com or contact Jeana Ramos at 866-699-2747 ext. 302 or [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include residential and commercial painting contractors, including those involved in new construction, tract housing, and even new ventures with no prior history. Is this program available to new painting businesses?Yes, new ventures are acceptable. Continental Risk welcomes startup painting contractors with appropriate background and risk profile. What coverage enhancements are available?The program offers Blanket Additional Insured, Waiver of Subrogation, CG2037, and options for excess and pollution liability coverage. How quickly can I get a quote?Quotes can often be turned around the same day, depending on the completeness and complexity of the submission. Which states is this program available in?The program is available in most U.S. states, including all major markets and coastal states, on a non-admitted basis. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/drywall-and-wallboard-installers-offered-by-continental-risk/
Drywall and Wallboard Installers Program from Continental Risk Continental Risk, an experienced Excess & Surplus Lines broker, offers a focused insurance program for drywall and wallboard installation contractors. Designed for agents and brokers, this non-admitted program — backed by an A-rated carrier — helps you place accounts that have unique liability and operational exposures in the construction trades. Ideal Accounts and Appetite This product suits drywall and wallboard installers working in both residential and commercial construction. New residential construction (including tract housing) is acceptable. The program accommodates a broad range of project types, from single-family homes to large developments and commercial tenant improvement work. Auto and pollution exposures can be added as optional coverages, allowing you to package multiple lines for a single client when needed. Examples of accounts that fit well: A mid-sized subcontractor installing drywall for a new residential subdivision. A commercial wallboard installer performing tenant improvements and office renovations. Coverage Highlights and Advantages Continental Risk’s drywall and wallboard product emphasizes strong liability protection and flexible limits to meet contract requirements: General Liability with a blanket Additional Insured (AI) endorsement included Defense costs outside the policy limits for enhanced claims protection Primary limits: 1/2/2 (per occurrence/products/completed operations) Excess limits available to satisfy larger project or GC requirements Optional coverages for Auto and Pollution exposures This suite of features is intended to help your insureds meet general contractor and owner insurance requirements while limiting coverage gaps. Underwriting Notes and Minimum Premiums Underwriting is flexible and suitable for both new and experienced installers. The program evaluates each submission on its individual merits and works with agents to structure appropriate coverage. $775 minimum premium for accounts with no new residential construction $3,000 minimum premium for accounts involved in new residential construction Submit detailed loss runs, payroll and revenue splits, and a description of operations to speed placement and get the most appropriate terms. Territories and Availability This is a non-admitted program available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Because placement is non-admitted, the program is a good option for accounts that fall outside admitted carrier appetite or need customized underwriting solutions. Why Work With Continental Risk Continental Risk combines broker-focused service with deep underwriting expertise in niche construction classes. With access to an A-rated carrier and a broad appetite for drywall and wallboard installers, Continental Risk helps you secure competitive, project-specific coverage for accounts that can be challenging to place in admitted markets. The program is structured to be responsive and easy to work with—from initial submission through binding—so you can move quickly on competitive opportunities. To learn more about this program, visit our website at www.continentalriskins.com. Frequently Asked Questions What types of accounts are a good fit for this drywall installer program?This program is designed for residential and commercial drywall and wallboard contractors, including those doing new construction and tract housing projects. Can I place accounts with auto or pollution exposures?Yes. Auto and pollution are available as optional coverages and can be added to a general liability/excess placement to create a broader package. Is the program available in admitted markets?No. This product is offered on a non-admitted basis through an A-rated carrier in the states listed above. What is the minimum premium for this program?Minimums are $775 for accounts with no new residential construction and $3,000 for accounts involved in new residential work. Each submission is underwritten individually. Are excess limits available for larger projects?Yes. Excess liability limits are available and can be tailored to meet specific project or contract requirements. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/carpentry-general-liability/
Comprehensive Carpentry General Liability Coverage Through Continental Risk Continental Risk, in partnership with Continental Marine Insurance Services, offers a robust General Liability program designed specifically for carpentry operations. Backed by an A-rated carrier, this program is ideal for agents and brokers seeking reliable markets for their contractor clients engaged in residential or commercial carpentry work—including new residential construction and tract developments. Ideal Accounts and Appetite This program is tailored for a wide range of carpentry risks, including contractors involved in framing, finish carpentry, remodeling, and structural woodwork. Both residential and commercial carpenters are eligible, and the program is open to risks involved in new construction and tract housing projects—often excluded or heavily restricted in standard markets. You might have a client who is a framing subcontractor working on residential developments or a finish carpenter focusing on high-end remodels—both would be strong candidates for this program. Coverage Highlights and Advantages General Liability with 1/2/2 limits and defense costs paid outside the policy limits Blanket Additional Insured (AI) endorsement included New residential construction and tract work accepted Excess Liability coverage available Optional coverage available for Auto and Pollution exposures These features make the program particularly competitive for higher-risk carpentry accounts that may not qualify for standard admitted markets. Underwriting Notes and Minimum Premiums Minimum premiums start at $775 for carpentry risks not involved in new residential construction. For accounts that include new residential work, the minimum premium begins at $3,000. Commission structures may vary depending on the carrier and account specifics. All policies are placed through non-admitted markets, allowing for greater underwriting flexibility and broader risk appetite. Territories and Program Availability This Carpentry General Liability program is available in all 50 states plus Washington, DC. Whether your client is in California, Texas, New York, or any other U.S. jurisdiction, Continental Risk can help you place qualified carpentry accounts through this specialized market. Why Work With Continental Risk As an experienced Excess & Surplus Lines Broker, Continental Risk understands the complexities of placing contractor business—especially in the carpentry space. The team offers deep underwriting knowledge, quick turnaround, and access to highly rated carriers. Their broad appetite, including acceptance of new residential and tract work, sets them apart from many standard markets. For more information or to begin the submission process, visit the Continental Risk company profile or access the program directly at the Carpentry General Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for residential and commercial carpentry contractors, including those involved in framing, finish work, remodeling, and new tract home developments. Is new residential construction eligible under this program?Yes, the program accepts new residential and tract work, which is often restricted in standard markets. What are the minimum premium requirements?Minimum premiums start at $775 for accounts without new residential work and $3,000 for those that include new residential construction. Are there other lines of coverage available?Yes, in addition to General Liability and Excess coverage, options for Auto and Pollution coverage are also available. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/carpentry-general-liability
Comprehensive Carpentry General Liability Coverage Through Continental Risk Continental Risk, in partnership with Continental Marine Insurance Services, offers a robust General Liability program designed specifically for carpentry operations. Backed by an A-rated carrier, this program is ideal for agents and brokers seeking reliable markets for their contractor clients engaged in residential or commercial carpentry work—including new residential construction and tract developments. Ideal Accounts and Appetite This program is tailored for a wide range of carpentry risks, including contractors involved in framing, finish carpentry, remodeling, and structural woodwork. Both residential and commercial carpenters are eligible, and the program is open to risks involved in new construction and tract housing projects—often excluded or heavily restricted in standard markets. You might have a client who is a framing subcontractor working on residential developments or a finish carpenter focusing on high-end remodels—both would be strong candidates for this program. Coverage Highlights and Advantages General Liability with 1/2/2 limits and defense costs paid outside the policy limits Blanket Additional Insured (AI) endorsement included New residential construction and tract work accepted Excess Liability coverage available Optional coverage available for Auto and Pollution exposures These features make the program particularly competitive for higher-risk carpentry accounts that may not qualify for standard admitted markets. Underwriting Notes and Minimum Premiums Minimum premiums start at $775 for carpentry risks not involved in new residential construction. For accounts that include new residential work, the minimum premium begins at $3,000. Commission structures may vary depending on the carrier and account specifics. All policies are placed through non-admitted markets, allowing for greater underwriting flexibility and broader risk appetite. Territories and Program Availability This Carpentry General Liability program is available in all 50 states plus Washington, DC. Whether your client is in California, Texas, New York, or any other U.S. jurisdiction, Continental Risk can help you place qualified carpentry accounts through this specialized market. Why Work With Continental Risk As an experienced Excess & Surplus Lines Broker, Continental Risk understands the complexities of placing contractor business—especially in the carpentry space. The team offers deep underwriting knowledge, quick turnaround, and access to highly rated carriers. Their broad appetite, including acceptance of new residential and tract work, sets them apart from many standard markets. For more information or to begin the submission process, visit the Continental Risk company profile or access the program directly at the Carpentry General Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for residential and commercial carpentry contractors, including those involved in framing, finish work, remodeling, and new tract home developments. Is new residential construction eligible under this program?Yes, the program accepts new residential and tract work, which is often restricted in standard markets. What are the minimum premium requirements?Minimum premiums start at $775 for accounts without new residential work and $3,000 for those that include new residential construction. Are there other lines of coverage available?Yes, in addition to General Liability and Excess coverage, options for Auto and Pollution coverage are also available. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/apartments-buildings-insurance/
Overview — Continental Risk / Continental Marine Insurance Services: Apartments Buildings Insurance Continental Risk / Continental Marine Insurance Services offers a dedicated Apartments Buildings Insurance program for agents placing multi-family residential risks. This wholesale broker program provides admitted and non-admitted placement options through A-rated markets and is tailored for apartment building owners who need property, liability, crime and related coverages in a single commercial package. Ideal Accounts and Appetite Apartment buildings and multi-family residential properties of varied sizes and construction types. All construction classes accepted and protection classes 1–7 are eligible. No age restrictions on buildings—suitable for newer and older properties when properly maintained. Preferred accounts are owner-occupied apartment buildings, small to mid-sized portfolios and stabilized multi-family properties. Larger or specialty portfolios may be considered through excess/umbrella capacity. Coverage Highlights and Advantages Commercial property limits up to $25,000,000 per location with excess limits available. General liability standard limits of $1,000,000 per occurrence / $2,000,000 aggregate (higher limits available — up to $2M/$4M in CA and OR). Crime coverage available up to $100,000. Package options that combine property, GL, crime and hired/non-owned auto — or mono-line property and mono-line GL (mono-line GL placements start at $10,000). Optional Special Form and Agreed Amount wording, plus Apartment Building Owners endorsement to increase certain limits. Enhanced commercial property coverage endorsement available to broaden core property protections. Flexible deductibles ranging from $2,500 to $100,000 to match client risk retention preferences. Underwriting Notes and Minimums Policies are issued on both admitted and non-admitted paper. The participating carriers carry strong financial ratings (A (Excellent) X and A (Excellent) XV). The program supports a wide appetite, but all submissions are underwritten case-by-case. Minimum premium: $2,500. Mono-line GL minimum premium typically starts at $10,000. Available limits and forms may differ by state and by admitted vs. non-admitted market. Territories and Availability The program is available in most U.S. jurisdictions. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Specific admitted markets and form availability vary by state; please confirm at submission. Why Work With Continental Risk / Continental Marine Insurance Services on Apartment Business Wholesale broker access to A-rated admitted and non-admitted carriers with tailored apartment building forms. Broad coverage options and endorsement choices designed for owners and portfolios of residential rental property. Flexible deductible and limit structures to help structure competitive placements for different risk appetites. Underwriting experience with multi-family risks and ability to consider larger values with excess capacity. Example Submissions A 12-unit masonry apartment building seeking $1.5M property limit, $1M/$2M liability and employee crime coverage — good fit for the package or mono-line property option. A stabilized 100-unit garden apartment community requesting $10M property limits with enhanced property endorsement and excess liability — submit for placement and excess availability review. Frequently Asked Questions What types of apartment accounts are a good fit for this program?Stabilized owner-occupied and investor-owned apartment buildings of varied sizes and construction types are the primary targets. The program handles single buildings up to larger multi-unit properties; specialty or high-exposure accounts should be submitted for review. Are policies admitted or non-admitted?Both admitted and non-admitted markets are available. Admitted availability depends on state and underwriting criteria; the program uses A-rated carriers on both paper types. What are the minimums and typical deductibles?The minimum premium is $2,500. Deductible options range from $2,500 to $100,000. Mono-line GL placements generally start at a higher minimum premium (around $10,000). What limits and endorsements should I highlight when submitting?Key limits include property up to $25M per location (excess available), GL typically $1M/$2M (higher limits in CA/OR), and crime up to $100K. Mention interest in the Apartment Building Owners endorsement or the enhanced property endorsement if you need expanded limits or broader property coverage. What submission information does underwriter need?Provide ACORD applications, current loss runs, schedule of locations with construction and protection class, occupancy details, valuations and any recent inspection photos. Complete information speeds underwriting and improves the chance of a competitive quote. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/habitational-insurance/
Comprehensive Habitational Insurance Solutions from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a robust Habitational Insurance program designed for agents and brokers looking to place coverage for residential property risks. This program specializes in providing tailored insurance solutions for apartment complexes, condominiums, and townhome communities across a wide range of states. Ideal Accounts and Target Classes This program is ideal for insureds that own or manage multi-unit residential properties, including: Apartment buildings (market rate or affordable housing) Condominium associations Townhome communities Mixed-use buildings with residential components Whether your client is a seasoned real estate investor or a property management company overseeing multiple complexes, this program can accommodate a variety of risk profiles. Coverage Highlights and Available Limits The Habitational Insurance program includes a broad range of essential coverages to address the diverse exposures of residential property owners: General Liability – $1M per occurrence / $2M aggregate Property Coverage – Up to $5M Total Insured Value (TIV) per location Additional coverages available under this program include: Hired & Non-Owned Auto liability Employee Benefits liability Equipment Breakdown This comprehensive approach helps your clients manage the financial impact of property damage, liability claims, and operational disruptions. Underwriting Approach and Minimum Premiums Continental Risk / Continental Marine works with a range of markets, including admitted and non-admitted carriers, allowing for flexibility in underwriting. The minimum premium varies depending on location, coverage limits, and risk characteristics. The underwriting team evaluates each submission individually to deliver competitive terms and appropriate coverage structures. Submissions with strong maintenance records, updated building systems, and favorable loss histories are preferred. Risks with prior losses or older construction may still be considered depending on the details. Territorial Reach This Habitational Insurance program is available in most U.S. states, including but not limited to California, Texas, Florida, New York, Illinois, and Georgia. The full list of eligible states includes all 50 states plus Washington, D.C., making it a strong nationwide solution for agents with diverse regional books of business. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker, Continental Risk / Continental Marine brings decades of experience in placing habitational risks. They understand the nuances of residential property exposures and maintain strong relationships with multiple carriers to offer competitive and flexible options. Agents benefit from responsive service, underwriting expertise, and access to markets that may not be available through standard channels. For example, if you have a client managing a 60-unit apartment complex in a coastal region with older construction, or a condo association seeking broader liability protection, this program can help you find a suitable solution backed by experienced underwriters. To learn more about how this program can support your habitational accounts, please contact the team at Continental Risk / Continental Marine Insurance Services. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include apartment complexes, condominium associations, townhome communities, and mixed-use buildings with residential units. What are the liability and property coverage limits offered?The program offers general liability limits of $1 million per occurrence and $2 million aggregate, with property coverage available up to $5 million TIV per location. Are both admitted and non-admitted carriers available?Yes, Continental Risk / Continental Marine works with a variety of carriers, including admitted markets in select states and non-admitted options where appropriate. What underwriting information is needed for a quote?Typical submissions should include property details, construction year, updates, occupancy, loss history, and current coverage information. Is this program available in all states?Yes, the Habitational Insurance program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/plumbing-commercial-residential/
Comprehensive Plumbing Insurance Solutions from Continental Risk Continental Risk and Continental Marine Insurance Services offer a specialized insurance program tailored to meet the needs of commercial and residential plumbing contractors. Backed by A-rated carriers, this program is designed with flexible options and broad coverage features to help agents confidently place plumbing business of all sizes and complexities. Ideal Accounts and Target Risks This program is an excellent fit for both residential and commercial plumbing contractors, including those involved in new residential construction and tract work. Whether your client is a small contractor handling service calls or a larger operation managing large-scale developments, Continental Risk has the underwriting expertise and market access to provide viable solutions. Example risks that fit well include: A commercial plumbing contractor working with multiple general contractors across several states. A residential plumber engaged in tract housing development looking to expand into new construction. Coverage Highlights and Advantages The plumbing insurance program includes a wide range of coverages to help protect your clients from their most pressing exposures: General Liability with defense costs outside the limits (standard 1/2/2 limits). Excess Liability limits available for clients requiring higher protection. Auto and Pollution Liability coverage options available for more comprehensive risk management. Blanket Additional Insured, Primary & Non-Contributory, and Blanket Waiver of Subrogation endorsements included. This program is designed to accommodate a variety of operational setups and risk profiles, offering agents a flexible solution across the plumbing sector. Underwriting Notes and Minimum Premiums Minimum premiums start at $775 for accounts without new residential work, and $3,000 for those engaged in new residential construction. Several carriers in the program offer audit flexibility, which may result in return premiums if business volume is lower than projected. Commission structures vary depending on the account and carrier. Territories and Availability This program is available in all 50 states plus Washington, DC. Admitted paper is available in select states, while non-admitted options may be used in others, allowing for flexible placement regardless of geography. Why Work With Continental Risk As an experienced excess and surplus lines broker, Continental Risk brings deep industry knowledge and access to multiple A-rated carriers. Their focus on contractor risks—especially within the plumbing segment—means you can expect fast turnarounds, thoughtful underwriting, and competitive market access. With the ability to package GL, Auto, Pollution, and Excess coverages, Continental Risk makes it easier for agents to provide complete insurance solutions to their contractor clients. Frequently Asked Questions What types of accounts are a good fit for this plumbing program?The program fits both commercial and residential plumbing contractors, including those involved in new construction, tract work, and service-based operations. Are new residential and tract home projects eligible?Yes, new residential projects and tract work are acceptable under this program, making it suitable for developers and subcontractors alike. What coverage options are available beyond General Liability?In addition to General Liability, the program offers Excess Liability, Auto, and Pollution coverage to help protect against a broader range of exposures. Is this program available nationwide?Yes, the program is available in all U.S. states including Washington, DC. Admitted and non-admitted options may vary by state. What is the minimum premium for this program?Minimum premiums start at $775 for accounts without new residential exposure and $3,000 for those with new residential work. Final premiums may vary based on account size and scope of operations. Need help placing an account? Connect with a market specialist.