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Comprehensive Glass Dealers/Glaziers Insurance Program fr...stallation, repair, or fabrication of glass for both commercial and residentia...

GlassPro® from NIP Group is a specialty insurance program built for the glass industry. Whether your client is a glazier, glass dealer, or installer, GlassPro® delivers tailored coverages that address the risks of glass handling, transport, and installation...gements to expedite underwriting. Can GlassPro® cover installation floaters an...

...sical damage claims - Nationwide glass repair program to reduce downtime ...

...ailed scopes of services, sample contracts, any pollution control procedures a...

...e and muffler specialists Auto glass repair and installation Transmiss...

Street and road contractors face distinct liability exposures from hot materials, heavy equipment, traffic control and work performed near the public right-of-way. Novatae Risk Group, working with an “A” rated carrier panel, offers a specialized General Liability Insurance program built for small to medium-sized street and road contractors. The program is intended for insurance agents and brokers who need dependable coverage, practical underwriting decisions, and responsive service to place accounts quickly. With more than 30 years of contractor-market experience, our team knows the exposures that arise during paving, curb-and-gutter work, sidewalk and driveway projects, and municipal road repairs. Whether your client is repaving a town’s local streets or repairing commercial parking areas, Novatae helps you deliver coverage that aligns with contract requirements and real-world jobsite risk. Program Overview This General Liability program targets small to medium street and road contractors with annual payrolls under $1 million. Underwriting prioritizes fast submissions, practical eligibility decisions, and policy wording that meets public-works and commercial contracting requirements. Target Classes and Eligible Operations Highway and public roadway construction Street and road paving contractors New construction for residential and commercial properties, including single-family homes Repair, resurfacing and remodeling of residential and commercial driveways and lots Good-fit accounts include small paving contractors handling municipal streets, firms performing curb and gutter installations for retail centers, and crews repaving neighborhood roads for local governments. Ineligible Risks New construction of condominiums, condo conversions, and townhouses (limited exceptions may apply) Projects involving structures over three stories (limited exceptions may apply) Coverage Features Blanket Additional Insured Waiver of Subrogation Primary and Non-Contributory wording Per Project Aggregate Subsidence coverage (with limitations) Prior Projects coverage (with limitations) These features are structured to meet common contract and municipal requirements while protecting your insureds from third-party claims during and after project completion. Submission Requirements Completed ACORD applications 3 to 5 years of currently valued loss runs Program-specific supplemental application Project-specific pollution application, if applicable Minimum Premium and Market Access Minimum premium starts at $1,500. Novatae provides access to both admitted and non-admitted markets, including carriers rated as high as A-XV, which gives flexibility to find appropriate capacity and wording for many challenging accounts. Available States This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. Why Work With Novatae Risk Group? As a wholesale broker focused on contractor insurance, Novatae Risk Group pairs deep underwriting knowledge with broad market access to help you place more business. Our underwriters are experienced with municipal and commercial contracting exposures and will work with you to deliver timely quotes and policy terms that reflect jobsite realities. Call us today at 800-758-8113 to speak with one of our brokers, or email your submission to [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized street and road contractors with annual payrolls under $1 million, including those involved in paving, curb and gutter work, and municipal road repairs. Are both residential and commercial projects eligible?Yes. The program covers new construction and remodeling for residential and commercial properties, including single-family homes. Larger multi-story residential projects are generally excluded. What are some ineligible risks?We typically cannot place new construction of condominiums, condo conversions, or projects involving structures over three stories, although limited exceptions may be considered on a case-by-case basis. Is this program available in my state?The program is available in over 25 states, including CA, TX, FL, GA, and IL. Contact Novatae to confirm availability and admitted vs. non-admitted options in your state. What documents are required to submit an account?You’ll need completed ACORD applications, 3–5 years of loss runs, the program supplemental application, and a pollution/project form if the operation has potential pollution exposures. Need help placing an account? Connect with a market specialist.

... and crew exposure Copies of contracts with government entities or vessel ...ty program summaries, and copies of contracts (government or vessel owner) whe...

Comprehensive Coverage for Artisan Contractors Including New Residential Projects Continental Risk / Continental Marine Insurance Services provides a focused, project-friendly insurance solution for artisan contractors — including those working on new residential construction. Built for agents and brokers, this non-admitted program targets small-to-mid sized contractors across a broad range of trades and includes policy features that help insureds meet contract requirements and manage common jobsite exposures. Ideal Accounts and Target Classes The Artisan Contractors program is a strong fit for residential and commercial trades across more than 30 classes. Typical target classes include: HVAC contractors Electricians Plumbers Carpenters Painters Small general contractors (GCs) New ventures are considered. The program will also handle accounts that include subcontracting — generally up to 50% of payroll or costs — when subcontractors maintain appropriate insurance and meet underwriting requirements. Coverage Highlights and Program Advantages Continental Risk’s Artisan Contractors offering includes several marketable enhancements that help your insureds secure work and reduce contractual friction: Blanket Additional Insured endorsements (CG2033 & CG2037) Primary and non-contributory wording available Waiver of subrogation can be provided No prior-works exclusion No subsidence exclusion No sunset or manifestation clauses Per-project aggregate limits where required by contract Eligibility for accounts with up to $10 million in annual sales These features make the program particularly useful for contractors who need broad additional insured language, primary/non-contributory wording, or per-project aggregate capacity to satisfy GC or owner requirements. Underwriting Notes and Minimum Premium This program is written on a non-admitted basis, which provides flexibility for harder-to-place or emerging risks. The minimum premium begins at $3,000. Submissions that include subcontracting exposures, new residential construction, or requests for higher limits are welcome — provided they meet the program’s underwriting criteria. Territories and Availability The Artisan Contractors program is available in various states through Continental Risk / Continental Marine Insurance Services. Availability and specific underwriting guidelines can vary by state — contact the Continental Risk team to confirm placement options for your client’s location. Why Work With Continental Risk / Continental Marine Insurance Services? Continental Risk brings focused contractor expertise and access to specialty capacity. Agents benefit from a program designed to address common contracting exposures and contract requirements without some of the restrictive exclusions found in other markets. The flexible underwriting approach makes it practical for both established businesses and qualified startups. Example scenarios where this program fits well: A newly formed electrical contractor seeking CGL with blanket additional insured and primary/non-contributory wording to satisfy local subcontracting partners. A small GC with mixed residential and light commercial projects that needs per-project aggregate limits and coverage for multiple trades while occasionally using subcontractors. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for artisan contractors such as electricians, HVAC techs, plumbers, painters, and small general contractors, including those working on new residential construction. Are new ventures eligible for coverage?Yes. The program welcomes startup contractors provided they meet other underwriting criteria. Can the program handle subcontracting exposures?Yes. Accounts with up to 50% subcontracting costs are considered, as long as subcontractors carry appropriate insurance and meet program guidelines. What exclusions are not present in this program?This program does not include prior-works, subsidence, sunset, or manifestation exclusions, offering broader protection for insureds. Is this program admitted or non-admitted?This is a non-admitted program, allowing greater flexibility in underwriting and coverage customization. Need help placing an account? Connect with a market specialist.

...ment, security, staffing, vendor contracts and loss history. High-hazard opera...) of events or production schedule, contracts with vendors, security and crowd...

Continental Risk / Continental Marine Insurance Services offers a focused Architects and Engineers (A&E) Insurance program that helps agents place reliable professional liability protection for design professionals. We understand the exposures A&E firms face — from alleged design errors and construction-phase claims to regulatory and disciplinary actions — and we deliver admitted coverage in most states through our carrier relationships and underwriting expertise. Our program is designed for agents and brokers who need flexible, market-ready solutions for small firms up to large consultancies. We provide access to competitive admitted markets in most states, options for project-specific excess limits, and policy features that address evolving risks such as green building, BIM services, and international project exposures. Ideal Accounts and Appetite This A&E program is a fit for a broad range of design professionals, including: Architects and architectural firms Civil, structural, electrical, and mechanical engineers Landscape architects and land surveyors Interior designers and urban planners LEED-certified professionals and firms using BIM technology We consider both start-ups and established practices. Accounts with green building projects, sustainable design elements, or complex multi-jurisdictional work match the program well. We also welcome clients returning from other carriers — loyalty credits may apply for certain renewals previously written with markets like Markel. Example placements you might bring: A mid-size civil engineering firm performing municipal infrastructure design with occasional international consulting assignments. An architectural studio specializing in LEED-certified multifamily projects that needs admitted coverage and available project-specific excess limits. Coverage Highlights and Advantages Key features agents can offer through this program include: No pollution exclusion — coverage can be available for claims involving pollution-related liabilities. Worldwide coverage — protection extends to international projects and exposures where admitted placement is acceptable. Broad definition of professional services — includes Green, LEED, and BIM-related services. Excess limits — additional limits can be placed for specific designated projects. Supplementary payments — standard supplementary payments are included. Regulatory and administrative actions — coverage up to $25,000 for ADA, FHA, OSHA and similar matters. Loss of earnings and expenses — up to $500/day, $15,000 total. Subpoena and record request coverage — up to $5,000. Professional license and disciplinary proceedings — up to $50,000. Underwriting Notes and Minimum Premiums Minimum premiums and terms depend on the firm’s scope of services, annual revenue, project types, and claims history. Underwriters assess exposures such as construction-phase services, contract wording, and international work when quoting. We can consider excess capacity and project-specific limits for higher-value placements. Territories and Availability Admitted coverage is available in most states. This program is currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services pairs specialized underwriting knowledge with broad market access for design professionals. Agents benefit from responsive service, pragmatic underwriting tailored to A&E exposures, and the ability to place both standard and complex risks. Whether your client is expanding into sustainable construction, managing multi-state projects, or seeking project-specific excess limits, our team can help you identify appropriate admitted markets and craft policy terms that address the client’s professional exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, LEED-certified professionals, and firms involved in sustainable design or complex projects. Is coverage available in all states?Admitted coverage is available in most U.S. states, including major markets such as CA, TX, NY, and FL. Are project-specific excess limits available?Yes. We can place excess limits tailored to designated projects when higher coverage amounts are required. Does the policy cover regulatory and administrative actions?Yes. Coverage of up to $25,000 is available for certain administrative matters involving ADA, FHA, OSHA, and similar regulations. What makes Continental Risk a strong partner for A&E insurance?We provide market access, underwriting expertise, and tailored coverage solutions specifically for architecture and engineering firms, with responsive service for both routine and complex placements. Need help placing an account? Connect with a market specialist.