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Non Profit D&O (NFP D&O) Brown & Riding offers a dedicated Non Profit Directors & Officers (D&O) insurance program tailored to the unique needs of nonprofit organizations. With access to over 20 markets, we provide a wide range of options to help you place coverage efficiently and competitively. Whether your client is a small community nonprofit or a larger regional organization, we can help you find the right fit for their D&O exposure. We accept most standard applications or you can use our streamlined short-form Non Profit D&O application to speed up the process. Our goal is to make it easy for agents and brokers to quote and bind coverage with minimal friction. Ideal Accounts and Appetite Our program is designed for 501(c)(3) and other nonprofit entities, including community organizations, advocacy groups, educational foundations, arts and cultural institutions, and charitable service providers. We can accommodate both new ventures and established nonprofits with clean histories. You might have a client who runs a local youth sports league, a volunteer-based literacy organization, or a nonprofit healthcare outreach program—these are all strong fits for our program. Coverage Highlights and Advantages Our Non Profit D&O program includes flexible coverage options to protect boards and executives from claims related to governance, employment practices, and fiduciary responsibilities. Additional coverage options we pursue include: Additional Defense Costs outside the limits Volunteer coverage Third-Party Employment Practices Liability (EPL) We work closely with you to tailor the coverage to your client's risk profile and budget. Underwriting Notes and Minimum Premiums We offer competitive pricing with a minimum premium starting at $500. Submissions should include a completed application—either your client's form or our short-form application—to ensure a fast and accurate quote. Territories and Availability Coverage is available in most states, including but not limited to: AL, AK, AR, CO, CT, DE, HI, ID, IN, IA, KS, KY, LA, ME, MD, MA, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Most of our markets are available on an admitted basis in these states. Why Work With Brown & Riding? As a leading general agency and excess & surplus lines broker, Brown & Riding brings deep expertise in nonprofit risks and direct access to a wide array of carriers. Our experienced team makes the process smooth, responsive, and reliable. We strive to support your business with fast turnarounds and flexible underwriting. For questions or submissions, contact Lisa Rodriguez at (206) 816-6725 or via email at [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for 501(c)(3) nonprofits such as community groups, educational organizations, arts and culture nonprofits, and charitable foundations. Can I submit my client’s existing D&O application?Yes, we accept most standard applications or you can use our short-form Non Profit D&O application to simplify the process. What additional coverages are available?We can pursue options such as Additional Defense Costs, volunteer coverage, and Third-Party Employment Practices Liability (EPL) depending on the risk profile. What is the minimum premium for this program?The minimum premium starts at $500, depending on underwriting details and coverage selections. In which states is this program available?This program is available in most states, including NY, CA, TX, FL, and many others. Most markets are on an admitted basis. Need help placing an account? Connect with a market specialist.

Overview — Smith Bell & Thompson, Inc. Directors & Officers Liability Smith Bell & Thompson, Inc. offers a Directors & Officers Liability program designed for health care organizations — both non-profit and for-profit — and other allied classes where entity and management liability exposures are present. This program provides entity coverage for the named organization and side A/B/C protections for directors, officers and employees, with capacity placed through AIG. It is intended as a practical market for agents who need broad D&O protection with flexible underwriting for national program classes. Ideal accounts and appetite Health care providers and networks, including home care and community health organizations (both nonprofit and for-profit). Trade and membership associations, and other program-style organizations that require entity coverage and management protection. Organizations with defined governance structures and standard financial controls; preferred accounts have documented risk management and claims histories that are manageable. Special consideration and pricing available for National Association for Home Care (NAHC) members. Coverage highlights and advantages Entity coverage included — policy can cover the organization itself as well as individual directors, officers and employees. Broad definition of employment practices (EPLI) claims is available, helping address wrongful termination, discrimination and similar employment exposures. Access to AIG capacity gives broad industry recognition and claims handling experience for complex management liability matters. Program-oriented underwriting that understands multi-entity structures common in health care and association accounts. Underwriting notes and typical restrictions Underwriters look for clear governance, reasonable internal controls, and documented employment practices. Accounts with ongoing regulatory investigations, multiple recent management liability losses, or severe financial distress should be submitted with full explanation and may be declined or subject to restrictive terms. When you submit, include the organization’s bylaws, most recent financial statement, claims history (D&O/EPLI), and any employment policies. These items speed placement and improve the chance of competitive terms. Example scenarios — when to use this program You have a midsize home care agency that recently expanded into multiple states and wants entity-level D&O protection plus EPL coverage for its management team. NAHC membership can help secure preferred pricing. An association of health care providers seeks a single program policy to cover the trade association and its board members. The program’s entity coverage and AIG capacity provide a workable solution for that structure. Territories and availability Available for placement in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place D&O with Smith Bell & Thompson, Inc. Program focus on health care and association classes means underwriting and policy wordings tailored to your clients’ exposures. Broad EPLI language and entity coverage help reduce coverage gaps for multi-entity and management exposures. Placement with an experienced market (AIG) and a wholesaler that understands program business helps streamline submission-to-quote turnaround. Special NAHC member pricing is a differentiator when placing home care accounts. Frequently Asked Questions What types of health care accounts work best for this D&O program?Mid-sized to larger home care agencies, community health organizations, and trade associations are a good fit—especially those with documented governance, clean claims histories, and standard employment practices. NAHC members can access special pricing. Does the policy include entity coverage and EPLI?Yes. The program can provide named organization (entity) coverage and includes a broad definition of employment practices (EPLI) claims, protecting both the entity and individual directors, officers and employees. What submission materials speed up underwriting?Provide the organization’s bylaws, most recent financial statement, D&O/EPLI loss run, and employment policies. Complete background on any pending regulatory or litigation matters should also be included. Which carrier capacity is used for this program?Capacity for this Directors & Officers Liability program is provided through AIG. Which states is this program available in?The program is available in most U.S. states and DC, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Need help placing an account? Connect with a market specialist.

Overview — Bailey Special Risks, Inc. Directors & Officers Liability Bailey Special Risks, Inc. (BSR) offers a dedicated market for Directors & Officers Liability (D&O) insurance designed for agents and brokers placing professional management liability for both private and not-for-profit organizations. Through relationships with domestic and select overseas underwriters, including United States Liability Insurance Group, BSR places standalone D&O policies as well as package/combination forms that can include Employment Practices Liability (EPLI) and Fiduciary Liability coverages. Ideal Accounts and Appetite For-profit middle-market and privately held companies looking for D&O protection for senior management and board members. Not-for-profit organizations such as charities, school boards, associations, and foundations seeking tailored D&O and fiduciary solutions. Companies that want combination products (D&O + EPLI + Fiduciary) for streamlined placement and consolidated limits. BSR’s appetite generally includes organizations with conventional governance structures and typical management exposures. While each submission is underwritten on its own merits, the program is well suited to accounts that have clear risk management practices and standard reporting histories. Publicly traded entities or accounts with active securities litigation should be referred for prior market review. Coverage Highlights and Advantages Access to admitted and non-admitted options through established carrier relationships, allowing flexibility on form and capacity. Availability of standalone D&O or package forms that permit inclusion of EPLI and Fiduciary coverages to create a consolidated management liability policy. Markets that will consider both for-profit and not-for-profit exposures, with underwriting tailored to the organization’s size and governance profile. Placement expertise for multi-layer placements and coordination across primary and excess markets when higher limits are required. Underwriting Notes and Submission Guidance When submitting to BSR’s D&O program, provide a complete picture of the organization’s governance and controls. Typical underwriting items include: Current financials and recent annual reports (as applicable). Organizational chart and details on key executives and board composition. Claims and loss history, including any employment or fiduciary claims. Copies of prior D&O, EPLI, and Fiduciary policy forms and loss runs when available. While specific minimum premiums and terms vary by carrier and state, BSR’s underwriters will evaluate each account for the most appropriate structure—standalone or package—based on exposure and capacity needs. Territories and Availability This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MN, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY. Availability and admitted status can vary by state and by carrier. Discuss state-specific placement options with BSR early in the submission process to identify the best market fit. Why Work With Bailey Special Risks, Inc. on D&O Market access: BSR maintains relationships with key domestic and overseas writers, including United States Liability Insurance Group, which helps secure competitive capacity and tailored forms. Specialized focus: As a wholesale broker experienced in management liability, BSR understands the nuances of D&O, EPLI, and Fiduciary exposures across public, private, and nonprofit sectors. Broker support: BSR works with agents to structure submissions that reflect governance strengths, helping secure more favorable terms and broader coverage opportunities. Example placements you might bring to BSR: a regional nonprofit seeking combined D&O and Fiduciary coverage for its board and employee benefit plan, or a privately held manufacturing firm looking for standalone D&O limits with EPLI included as an option. Frequently Asked Questions What types of organizations are a good fit for BSR’s Directors & Officers program?BSR’s program is designed for both for-profit middle-market companies and not-for-profit organizations. Suitable accounts typically have standard governance practices and limited prior securities activity. Larger or publicly traded entities may require referral to specialty markets. Can EPLI and Fiduciary coverage be included with D&O?Yes. BSR places both standalone D&O and package/combination forms that can include Employment Practices Liability and Fiduciary Liability, allowing you to consolidate management liability exposures under one policy when appropriate. Which carriers participate in this program?BSR places business with a select panel of domestic and overseas writers. United States Liability Insurance Group is one named market; carrier availability will depend on state, account size, and exposure profile. What information should I include in a submission?Provide current financial statements, an organizational chart, details on key executives and board composition, and complete loss runs or claims history. Prior policy forms and limits help underwriters assess continuity of coverage and potential gaps. Are placements available in my state?BSR’s D&O program is available in the listed states. Coverage availability and whether an admitted or non-admitted market is used can vary by state and carrier—submit early for state-specific guidance. Need help placing an account? Connect with a market specialist.

Directors & Officers Insurance Program from J.R. Olsen Bonds & Insurance Brokers, Inc. J.R. Olsen Bonds & Insurance Brokers, Inc. offers a flexible Directors & Officers (D&O) Insurance program designed to protect the leadership of a wide range of organizations. As a Managing General Agency (MGA) with access to 25 different insurance carriers, we help agents and brokers place competitive D&O solutions nationwide — all 50 states plus Washington, DC. Ideal Accounts and Target Classes This D&O program fits both for-profit and nonprofit entities. Typical classes include: Banking institutions and financial service groups Condominium and homeowners associations Nonprofit organizations across a variety of missions Youth amateur sports leagues and associations (Little League, Pop Warner, soccer clubs, Pony Baseball) Professional service firms that also need Errors & Omissions protection Most professional organizations with board-level exposures Whether the account is a small nonprofit board or a complex professional association, our markets can be matched to the client’s governance exposures. Example placements you might bring to market: A regional nonprofit with a volunteer board seeking coverage for management decisions and employment-related exposures. A youth sports league that needs low-cost D&O for volunteer coaches and directors combined with fidelity coverage to protect against theft or dishonest acts. Coverage Highlights and Program Features Our D&O program is built to address claims arising from management decisions, fiduciary duties, employment practices, and other board-level exposures. We also offer packages tailored to youth amateur sports organizations that pair D&O with fidelity coverage for stronger protection of volunteers and funds. Program highlights: Directors & Officers for Youth Amateur Sports: League Association — No charge for $1 million coverage (example program) Team Coverage — $275 per team for $1 million in protection (example program) Fidelity for Youth Amateur Sports: Example: $125 per team for $10,000 in fidelity coverage Underwriting Insight We maintain a broad underwriting appetite across many classes. Accounts are evaluated on a case-by-case basis with attention to governance, financial stability, and prior loss history. Our underwriting team will guide you to the best-fit carrier among our panel of 25 markets and can place both admitted and non-admitted options depending on state and risk profile. State Availability This program is available in all 50 states and Washington, DC. We can submit placements from California to New York, Texas to Vermont, and everywhere in between. Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.? As an MGA with long-standing carrier relationships, J.R. Olsen provides agents and brokers with direct access to multiple D&O markets and responsive underwriting. Our experience in niche sectors — especially youth amateur sports and nonprofit governance — helps you secure tailored, cost-effective placements for clients with volunteer leadership or complex board exposures. We streamline submissions and placement, so you can present competitive D&O options to your clients with confidence. If you need help evaluating a file or identifying the right carrier on our panel, our market specialists are available to assist. Frequently Asked Questions What types of accounts are a good fit for this D&O program?Ideal accounts include nonprofit boards, condo associations, youth sports leagues, professional organizations, and financial institutions. Is this program available in all states?Yes. Our Directors & Officers program is available in all 50 states and Washington, DC. Can this program cover youth sports organizations?Yes. We offer specialized D&O and fidelity options for youth amateur sports leagues such as Little League, soccer clubs, Pop Warner, and similar organizations. Which carriers back this program?We work with a panel of 25 different insurance carriers to deliver competitive quotes and coverage solutions tailored to client needs. Do you offer admitted and non-admitted options?Yes. Depending on the state and the specific exposure, we can place coverage through admitted or non-admitted carriers on our panel. Need help placing an account? Connect with a market specialist.

Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program — Custom D&O Solutions for Nonprofits Nonprofit organizations face exposures that differ significantly from for-profit entities. From event fundraising and volunteer management to regulatory oversight and board governance, nonprofits need D&O protection crafted for their mission, budgets, and volunteer-driven operations. The Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program from Affinity Specialty Program Network (ASPN), offered in partnership with carriers such as Hartford Financial Products, delivers tailored coverage and flexible limits designed specifically for a wide variety of nonprofit organizations. Ideal Accounts and Appetite Our program is a strong match for a broad spectrum of nonprofits, including: Alumni associations Chambers of commerce Country clubs Cemeteries Concerts and festivals Fitness clubs Foundations and fraternal organizations Historical and humane societies Land trusts and preservation groups Libraries and museums Rotary clubs Social service organizations Sporting events and symphony orchestras Theaters and performing arts groups If your client’s nonprofit is involved in community enrichment, education, professional development, or the arts and relies on volunteer leadership or public fundraising, this program is worth considering. Examples you can place here: A small community theater that runs seasonal productions, engages volunteers, and sells tickets — needs board and executive protection plus event-related exposures. A mid-size land trust that manages land projects, accepts donations and grants, and has a volunteer board — needs D&O plus fiduciary considerations for grant administration. Coverage Highlights and Advantages This D&O program provides comprehensive protection for nonprofit directors, officers, trustees, and key employees. Key features include: Liability limits up to $10,000,000 Defense costs typically paid outside the limit of liability Employment Practices Liability (EPL) including third-party coverage Personal injury and publishers liability Fiduciary (ERISA) defense cost coverage Duty-to-defend and entity identity (fraud) coverage extensions Expanded definition of loss including punitive and multiplied damages where insurable Broad insured definition covering part-time, seasonal, leased, and loaned employees Spousal/domestic partner coverage extension Breach of contract defense for non-employment disputes Sublimits for IRS 10% penalty tax and other regulatory fines Worldwide territory for most claims We also offer complementary products that let you build broader protection for nonprofit clients, including Showstoppers® Event Cancellation Insurance, Special Event General Liability, and Volunteer Accident Medical coverage. Underwriting Notes and Minimum Premiums Underwriting focuses on the nonprofit’s mission, governance practices, financial controls, volunteer exposure, and event activity. Minimum premiums vary by account size and risk characteristics; the program is positioned to be budget-conscious while preserving key coverages. ASPN’s underwriting team is experienced with nonprofit risk profiles and can work with you on policy wording, limits, and retention structure to place the account effectively. Territories and Availability This program is available on an admitted basis in all 50 states and Washington, DC: AL, AK, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With ASPN Affinity Specialty Program Network (ASPN) develops and manages niche insurance programs for targeted markets. For nonprofit D&O placements, ASPN provides: Access to admitted capacity with established carriers such as Hartford Financial Products Underwriters who understand nonprofit operations, volunteer governance, and event risks A streamlined quoting and placement process tailored for agents and brokers Options to bundle complementary products for event-heavy or volunteer-driven organizations Whether you represent a small local arts group or a multi-state foundation, ASPN’s program offers scalable protection to help shield leadership and support organizational continuity. All descriptions, summaries, or highlights of coverage are for general informational purposes only and do not amend, alter, or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Insurance license information Frequently Asked Questions What types of nonprofit accounts are a good fit for this program?This program is designed for a wide range of nonprofit organizations such as alumni associations, chambers of commerce, social service providers, arts groups, and land trusts. It is ideal for nonprofits with volunteer involvement, public fundraising, or board governance. What are the liability limits available through this program?The program offers liability limits of up to $10 million, with defense costs paid outside the limits in most cases to help preserve policy benefits. Does the program include coverage for employment-related claims?Yes, Employment Practices Liability Coverage (EPL) is included, covering claims such as wrongful termination, discrimination, and harassment. Is this program available nationwide?Yes, the Affinity Nonprofits D&O Liability Insurance Program is available in all 50 states and Washington, DC on an admitted basis. Are additional coverages available to complement the D&O policy?Yes, optional coverages include Event Cancellation Insurance, Special Event General Liability, and Volunteer Accident Medical coverage. Need help placing an account? Connect with a market specialist.

Directors and Officers Liability Insurance Program from A.I.I. Insurance Brokerage of MA At A.I.I. Insurance Brokerage of MA, we understand the management liability exposures directors and officers face today. Our Directors and Officers (D&O) Liability Insurance program helps independent agents and brokers place coverage for clients that need protection against alleged wrongful acts, errors, or omissions by management. We place D&O through our Excess & Surplus Lines Brokerage platform and provide access to a range of carrier partners. With available markets across Massachusetts (MA), Maine (ME), New Hampshire (NH), and Rhode Island (RI), we offer flexible solutions tailored to each organization’s governance and risk profile. Ideal Accounts and Appetite This program is best suited for: Private companies of all sizes Nonprofit organizations, including educational, healthcare, and charitable groups Community associations and boards Start-ups and emerging businesses with active boards We consider a broad range of industries, including technology firms, manufacturers, and professional/service businesses. Accounts with prior coverage, documented governance, and risk management practices are typically more competitive in the market. Not typically a fit: publicly traded companies, organizations with unresolved litigation targeting directors or officers, or entities in severely distressed financial condition. Coverage Highlights and Advantages The program provides flexible D&O options that can be tailored by carrier and account size. Core features commonly available include: Coverage for past, present, and future directors and officers Protection for claims alleging wrongful acts, errors, or omissions by management Defense costs and settlement expenses addressed within the policy Optional endorsements such as Employment Practices Liability (EPLI) and Fiduciary Liability Competitive quoting through multiple carrier partners to help you find the best placement Example: You might have a New Hampshire nonprofit whose board is concerned about personal exposure from volunteer directors. This program can help secure D&O protection specific to nonprofit governance risks. Underwriting Notes and Minimum Premiums Minimum premiums vary by carrier, industry class, coverage limits, and the account’s risk characteristics. Typical underwriting requirements include a completed D&O application, recent financial statements, claims history, and information about board composition and governance policies. We work with carriers that consider proactive corporate governance and documented loss controls favorably. Territories and Availability The program is currently available in: Massachusetts (MA) Maine (ME) New Hampshire (NH) Rhode Island (RI) Coverage is written on a non-admitted basis in most available markets, which allows for broader form flexibility and customized endorsements where appropriate. Why Work With A.I.I. Insurance Brokerage of MA As an Excess & Surplus Lines Broker, A.I.I. Insurance Brokerage of MA gives independent agents access to a diverse panel of D&O carriers and experienced underwriting support. Our team focuses on specialty management liability risks and can help place accounts that do not fit standard admitted markets. We emphasize responsive service, competitive options, and practical underwriting guidance to improve placement success. Learn more about our brokerage at our company profile. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, nonprofits, and associations with active boards that need management liability protection. Which states is this program available in?The program is currently available in Massachusetts, Maine, New Hampshire, and Rhode Island. Is this an admitted or non-admitted program?Most markets we access for this program are non-admitted, which provides greater flexibility in forms and endorsements. What information is needed to get a quote?Typical submissions include a completed D&O application, financial statements, claims history, and details on board structure and governance controls. Can EPLI be included with this program?Yes. Employment Practices Liability Insurance can often be added as an endorsement depending on the carrier and the account’s risk profile. Need help placing an account? Connect with a market specialist.

Directors & Officers Insurance Program from J.M. Wilson Corp. J.M. Wilson Corp. offers a flexible, competitive Directors and Officers (D&O) Insurance program that helps protect the personal assets of directors and officers at private companies. As a Managing General Agency and Excess & Surplus Lines broker with access to admitted and non-admitted carriers, J.M. Wilson provides solutions agents and brokers can use to place essential executive liability coverage for their clients. Ideal Accounts and Appetite The program is designed for a broad range of private companies—especially small to mid-sized firms that may lack in-house risk management. Typical fits include: Private companies with up to 200 employees Accounts seeking standalone D&O or combined D&O and EPLI Companies exposed to claims from employees, customers, vendors, competitors, lenders, or shareholders Example scenarios: you might have a client that recently expanded its executive team or secured outside funding and now needs protection for management decisions; or a small firm experiencing increased employment-related exposures that requires EPLI alongside D&O coverage. Coverage Highlights and Advantages J.M. Wilson’s D&O program includes built-in features and optional extensions that address common executive liability exposures: Separate D&O and EPLI liability limits EPLI defense costs outside the limit of liability (for firms with up to 200 employees) Unlimited extended reporting period for former directors and officers Coverage for sexual harassment and optional third-party discrimination (when EPLI is purchased) Stand-alone D&O liability option Optional fiduciary liability extension Entity coverage automatically included under D&O and EPLI parts Full prior acts coverage Punitive damages coverage where insurable by law Automatic coverage for service on Non-Profit 501(c)(3) boards Spousal extension Access to AM Best A++ rated carrier options Underwriting Notes and Minimum Premiums The program offers flexible limits and retention choices to match different company sizes and risk profiles. Typical parameters include: Retention starting at $5,000 D&O limits available up to $5,000,000 EPLI limits available up to $5,000,000 $2,500 minimum premium Underwriting consideration focuses on company size, financial stability, claims history, corporate governance, and employment practices. Higher-risk industries or organizations with significant shareholder litigation exposure may require referral to specialty markets. Territories and Availability This D&O program is available to licensed agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Why Work With J.M. Wilson Corp. J.M. Wilson combines MGA underwriting expertise with E&S broker capabilities and strong carrier relationships. That mix gives agents access to admitted and non-admitted markets, flexible program design, and responsive service. Their underwriting insight helps place complex D&O and EPLI risks efficiently while tailoring terms to each client’s profile. Frequently Asked Questions What types of accounts are a good fit for this Directors and Officers program?This program is ideal for private companies—particularly small to mid-sized firms with up to 200 employees—that need protection for their executives and the entity against management liability claims. Can I write EPLI coverage without D&O, or vice versa?Yes. The program offers separate D&O and EPLI limits, and it also allows a stand-alone D&O liability option. Are nonprofits eligible for this program?Yes. The program automatically includes coverage for service on 501(c)(3) nonprofit boards, which can be a useful benefit for directors involved with charitable organizations. What limits and retentions are available?D&O and EPLI limits are available up to $5,000,000, with retentions starting as low as $5,000; final terms depend on the risk profile and underwriting review. In which states is this program available?This D&O program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Need help placing an account? Connect with a market specialist.

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