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https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/environmental-impairment-liability-and-pollution/
ENVIRONMENTAL IMPAIRMENT LIABILITY
ENVIRONMENTAL CONTRACTORS AND CONSULTANTS
TANK LIABILITY / UST / AST
CONTRACTOR'S POLLUTION
Package Policy Available and No Audit
TANK LIABILITY MP $300
Continental Risk / Continental Marine Insurance Services offers a comprehensive Environmental Impairment Liability and Pollution insurance program tailored for environmental contractors and consultants. As an experienced excess & surplus lines broker, Continental Risk provides access to a wide range of markets and carriers, helping agents and brokers place challenging environmental accounts with confidence.
Ideal Accounts and Appetite
This program is designed for a broad spectrum of environmental service providers. Whether your client is a contractor handling hazardous waste or a consultant conducting environmental assessments, this market can accommodate a variety of exposures. Available classes include:
Barrier Line Installation
Closure Activities
Emergency Response
Hazardous Material Management
Industrial Cleaning
Landfill Construction
Mold Remediation
Soil and Ground Water Remediation
Storage Tank Removal/Installation
Air Quality Monitoring
Health and Safety Training
Remediation Project Management
Phase I, II, and III Consulting
Regulatory Compliance
Sampling and Testing
Waste Brokering
Waste Management and Minimization
For example, you might have a client who specializes in underground storage tank (UST) removal or performs mold remediation for commercial buildings. This program is well-equipped to handle such accounts.
Coverage Highlights and Advantages
Environmental Impairment Liability, including site-specific and contractor coverage
Tank Liability for USTs and ASTs with minimum premiums starting at $300
Contractor’s Pollution Liability (CPL), including package policy options
No audit required on select package policies
These coverages help protect your clients from third-party bodily injury, property damage, and cleanup costs arising from pollution events, whether sudden or gradual.
Underwriting Notes and Minimum Premiums
Minimum premiums start as low as $300 for Tank Liability policies. Underwriting is flexible across most environmental classes, and the program is structured to meet the unique operational exposures of environmental professionals. Each submission is reviewed on its own merits, and Continental Risk works to find an appropriate market fit for even hard-to-place accounts.
Territories and Availability
Coverage is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk
Continental Risk / Continental Marine Insurance Services brings specialized expertise to the environmental insurance sector. As a trusted excess & surplus lines broker, they offer access to multiple carriers and customized solutions for environmental service providers. Their streamlined process, competitive pricing, and deep knowledge of pollution and liability risks make them an excellent partner for placing complex environmental accounts.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for environmental contractors and consultants, including firms involved in remediation, tank removal, hazardous material handling, and environmental assessments.
Is this program available nationally?Yes, the program is available in most states across the U.S., including both coastal and inland markets.
What is the minimum premium for coverage?The minimum premium starts at $300 for Tank Liability coverage. Other classes may vary based on scope and risk level.
Are package policies available?Yes, package policies are available and may include Contractor’s Pollution Liability and Tank Liability with no audit required.
What carriers are used for this program?Carrier availability varies depending on the risk and class of business. Continental Risk works with a range of markets to find the best fit.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/usg/environmental/
USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions.
In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally.
USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania.
Contractors Pollution Liability
Site Specific Pollution
Restoration Contractors
Asbestos Abatement
Mold Remediation
Storage Tanks
AST's/UST's
Refuse Hauler
https://completemarkets.com/company/environmentalunderwritingsolutions/manufacturesdistributors-insurance/
Manufacturers and Distributors Insurance Program from Environmental Underwriting Solutions
Environmental Underwriting Solutions offers a wholesale insurance program designed for manufacturers, blenders, re-packagers, and distributors who handle environmentally sensitive or regulated products. The program blends Commercial General Liability (CGL) with Environmental Impairment Liability (EIL) and Products Pollution coverage to address the pollution and environmental exposures common to these operations.
Whether a client manufactures industrial chemicals, paints and coatings, oilfield products, solvents, or water treatment chemicals, this program provides broad, pollution-focused protection. With flexible underwriting and access to multiple carriers, Environmental Underwriting Solutions helps brokers place complex environmental accounts that can be difficult to bind in standard markets.
Ideal Accounts and Target Classes
This program is a fit for a wide range of commercial operations, including:
Manufacturers and blenders of industrial or specialty chemicals
Re-packagers and contract packagers of hazardous or regulated materials
Distributors and wholesalers of chemicals, paints, solvents, and cleaners
Oilfield and energy-related product suppliers
Water treatment chemical suppliers
Manufacturers and distributors of environmental remediation equipment
If your client stores, repackages, or transports chemicals—or otherwise has an accidental-pollution exposure—this program is designed to address those risks.
Coverage Highlights and Program Features
Key coverages and options include:
Commercial General Liability (CGL) with optional Products Pollution coverage
Claims-made Environmental Impairment Liability (EIL), with facility-level customization
Emergency response cost coverage for pollution incidents that require immediate action
Transit Pollution Liability for goods in transport
Optional Non-Owned Disposal Site coverage
Per-location and per-project general aggregate limits
Coverage for both new and pre-existing pollution conditions on scheduled properties
Additional Pollution Legal Liability (PLL) for exposures tied to products, contracting, or transportation of goods and waste
Primary liability forms may include broad form named insured and additional insured status; no premium audit provision on certain programs
Excess liability layers are available and can be tailored to include or exclude pollution, auto, and employers’ liability components as required.
Underwriting Notes and Minimum Premiums
This program is distributed on a wholesale basis with a minimum premium starting at $5,000. Competitive submissions typically include complete operational details, current loss history, site controls, safety programs, and information on storage/transport practices. Environmental Underwriting Solutions can accommodate a range of risk profiles, but accounts with strong loss control measures and clear documentation will receive the most favorable terms.
Example scenarios that commonly place well:
A regional distributor that repackages industrial cleaners and maintains centralized, secondary-contained storage with modern spill controls.
A small manufacturer of specialty coatings that ships product nationwide, needs transit pollution coverage, and has documented environmental management procedures.
Territories and Availability
The Manufacturers/Distributors program is available in most states, including:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Coverage is typically placed on a non-admitted basis, although admitted options may be available in select states depending on carrier appetite.
Why Work With Environmental Underwriting Solutions?
As a wholesale broker specializing in environmental risk, Environmental Underwriting Solutions focuses on placing accounts with pollution and product-related exposures that standard carriers may decline or limit. Their strengths include:
Deep niche expertise in environmental and pollution liability
Access to multiple carriers and flexible program structures
Responsive underwriting and the ability to tailor limits and endorsements by facility or project
Experience placing accounts involving transit, disposal-site exposures, and product pollution
You’ll find this program helpful when your client’s operations require specialized pollution wording, emergency response provisions, or coverage for pre-existing conditions on scheduled properties.
Contact us for more information on our Manufacturers/Distributors program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for manufacturers, blenders, re-packagers, and distributors of chemicals, paints, solvents, coatings, remediation equipment, and similar industrial products.
Does this program include pollution liability coverage?Yes, the program includes Environmental Impairment Liability (EIL), Products Pollution, and options for Transit Pollution and Non-Owned Disposal Site coverage.
What is the minimum premium for this program?The minimum premium starts at $5,000. Submissions with detailed risk information and strong controls may qualify for the most competitive terms.
Is coverage available in all states?Coverage is available in most U.S. states, including CA, TX, FL, NY, and others. Availability can vary by risk class and carrier appetite.
What documentation is needed to submit an account?Underwriters typically request operational details, loss history, facility information, storage/transport practices, and safety protocols to evaluate and quote the account.
Need help placing an account? Connect with a market specialist.