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Business Auto Insurance Coverage for a Wide Range of Classes Overview of the Program from Amwins Underwriting Amwins National Transportation Underwriters (part of the Amwins Underwriting Division) offers a targeted Business Auto Insurance program for both for-hire and not-for-hire operations. Our underwriting team focuses on trucking and transportation exposures and works with a panel of financially sound carriers to deliver practical, market-aware solutions for commercial auto risks. Ideal Accounts and Appetite The program has a broad appetite across many transportation-related classes. Typical accounts that fit well include: Armored cars Building material haulers Contractors (vehicle fleets supporting trades) Courier and distribution services (magazines, newspapers, wholesale/retail delivery) Cranes & boom trucks Dairies, food delivery and food trucks Driver training — auto, truck & tractor Escort vehicles and mobile offices Funeral operations Farmer vehicles Waste disposal (note: no landfill exposure) Classes not listed may still be considered on a case-by-case basis; reach out with details to confirm appetite. Coverage Highlights and Advantages Primary commercial auto liability and physical damage options tailored to trucking and specialty vehicle fleets. Available extensions commonly used by transportation accounts: hired/non-owned auto, trailer interchange, cargo coverage where appropriate, and medical payments/UM/UIM as allowed by the market. Access to multiple underwriting teams and carrier relationships through Amwins’ transportation platform, improving chances to place complex or specialty risks. Underwriters experienced in occupational and operational exposures typical to delivery, contractor, and fleet operations. Example Accounts A regional courier fleet with mixed package delivery vehicles and hired drivers that needs liability plus hired/non-owned auto protection. A contractor with building material haulers and several jobsite trucks seeking combined liability and physical damage coverage with flexible limits and deductible options. Underwriting Notes and Documentation Underwriting considers fleet composition, vehicle types, driver qualifications, loss history, and territory of operations. Common submission items: current loss runs, schedule of vehicles, driver lists/MVRs, and a description of operations and controls (especially for driver training or armored operations). Waste disposal accounts are evaluated only where there is no landfill exposure (as noted in appetite). Territories and Availability The program is available in most states. Current availability includes: AL, AK, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage form and admitted/non-admitted market placement may vary by state and by carrier. Why Place Business with Amwins Underwriting Specialized transportation underwriting expertise within a large wholesale platform. Relationships with multiple financially sound carriers to match coverage to account complexity. Practical placement approach for both standard and harder-to-place classes within the transportation and specialty fleet space. If you have a submission that fits the classes above — from single-vehicle food trucks to multi-unit contractor fleets — submit details and supporting documents so our underwriters can assess available options and provide a timely response. Frequently Asked Questions What types of accounts are a good fit for this Business Auto program?Accounts in trucking, delivery, contractor fleets, couriers, food trucks, driver training, cranes/boom trucks, armored cars, and similar specialty fleet operations are all typical fits. Waste disposal accounts are considered only when there is no landfill exposure. What submission information should I provide to get a quick decision?Include a current vehicle schedule, driver roster with MVRs or summary driver qualifications, three to five years of loss runs, a description of operations (routes, radius, cargo types), and any risk control measures in place. More complex accounts may need additional documentation. Is this program admitted or non-admitted?The program is underwritten with various financially sound carriers and may place business on either an admitted or non-admitted basis depending on the carrier and the state. Availability and form will depend on the account and jurisdiction. Are cargo and hired/non-owned coverages available?Yes — cargo and hired/non-owned auto coverages are commonly available through the panel, subject to carrier appetite, the cargo type, and specific underwriting review. How do I confirm state availability for a specific account?State availability can vary by carrier. Submit the account details and state(s) of operation and our underwriting team will confirm whether placement is possible in the required jurisdictions. Need help placing an account? Connect with a market specialist.

...n, separation, and transport Landfills Medical waste haulers Medic...

CGL, Contractors Pollution Liability (CPL), and Professional Liability tailored for Environmental Consultants and Environmental Testing Laboratories. Specialty program designed specifically for Environmental Consultants Insurance. Claims-made coverage for liabilities arising from acts, errors, or omissions in the course of providing professional services. Can be written as a standalone policy or combined with General Liability under a single limit. Minimum premium starts at $2,500 for Environmental Consultants Insurance. Limits available up to $10 million. Overview of the Program From Environmental Insurance Agency Environmental Insurance Agency offers a focused Environmental Consultants Insurance program built for the liability exposures faced by environmental professionals. As an Excess & Surplus Lines broker, we deliver market access to leading E&S carriers — including AIG, Liberty, Lloyds of London, Zurich, XL and others — so you can place difficult or unique risks that admitted markets often decline. The program is structured to support agents and brokers placing coverage for consultants, testing labs, remediation contractors, and related service providers. Ideal Accounts and Appetite This program fits a wide range of environmental service providers, including: Environmental consultants and engineers Environmental testing and analytical laboratories Site assessment and remediation contractors Hazardous material and asbestos abatement consultants Typical fits: a small consulting firm performing Phase I and II site assessments, or a regional analytical lab conducting soil and water testing. We also consider more complex accounts — multi-state operations, projects with higher limits, or contractors performing remediation — provided full underwriting information and loss history are available. Coverage Highlights and Advantages Flexible package options: Commercial General Liability (CGL), Contractors Pollution Liability (CPL), and Professional Liability available as bundled or standalone coverages Claims-made professional liability that responds to errors, omissions, contamination events, and related bodily injury or property damage claims Policy limits up to $10 million to support larger or higher-exposure accounts Underwriting adaptable for small boutique firms through larger regional operations The program helps insureds manage exposures from site contamination, inaccurate reporting, testing errors, and regulatory compliance issues. Bundled coverage can simplify placement and reduce gaps between professional and pollution exposures. Underwriting Notes and Minimum Premiums Minimum premium for this program starts at $2,500. Underwriters will evaluate the scope of services, types of projects, geographic reach, safety controls, and past loss history. For more complex or remediation-heavy accounts, detailed proposals, contracts, client lists, and loss runs will speed placement and improve terms. Territories and Availability This Environmental Consultants Insurance program is available across the U.S. with admitted options in select states and non-admitted placements where needed. We currently offer coverage in all 50 states plus DC. Admitted availability varies by state; when admitted placement is required, let us know the state early so we can confirm options. Why Work With Environmental Insurance Agency Environmental Insurance Agency specializes in environmental exposures and places business through a broad E&S distribution network. Our strengths include direct access to top carriers for environmental risks, experienced underwriting that understands technical operations, and flexible solutions for combined or standalone professional and pollution exposures. We work with brokers to structure competitive terms and to navigate multi-state or higher-limit placements. Example scenarios you can place through this program: A two-person environmental consulting firm that performs Phase I/II assessments and needs combined Professional Liability and CPL with a $1M–$3M limit. A regional remediation contractor seeking $5M–$10M limits for multi-state cleanup operations, with project-level CPL and excess capacity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental consultants, testing labs, site remediation firms, and hazardous material inspectors. Can this coverage be combined with General Liability?Yes. The policy can be written as a standalone or combined with General Liability under a single limit to reduce gaps between professional and liability exposures. What is the minimum premium for this program?The minimum premium starts at $2,500, depending on the size and scope of the insured’s operations. Is this program available in all states?We offer coverage across the U.S., including admitted options in select states and non-admitted placements where needed. We currently place business in all 50 states plus DC. Which carriers are used for this program?We work with leading E&S carriers such as AIG, Liberty, Lloyds of London, Zurich, XL, and others through our brokerage platform to secure capacity and tailored terms. Need help placing an account? Connect with a market specialist.

...ess piping, blasting, tunneling, landfills, or emergency system exposures Br...

..., mining, underground tank work, landfills, dam or tunnel construction, or sno...

...nd tank installation or removal, landfills, dams, tunnels, or snow removal act...

Citadel Insurance Services offers EnviroPAC, a dedicated Environmental Insurance program that helps agents and brokers place complex pollution and environmental risks with confidence. Built for environmental contractors, consultants, waste facilities, and restoration firms, EnviroPAC combines specialized underwriting with access to top-rated carriers to deliver flexible, market-responsive solutions. Through our EnviroPAC program you can quote broad liability options for remediation contractors, asbestos/lead/mold abatement firms, environmental consultants, hazardous and non-hazardous waste handlers, and emergency response or restoration companies. Coverage is available nationwide (all 50 states and Washington, D.C.), on admitted and non-admitted paper where eligible. Minimum premiums start at $2,500. Ideal Accounts and Appetite EnviroPAC targets a wide range of environmental-related businesses, including: Environmental remediation contractors Asbestos, lead, and mold abatement firms Environmental consultants and engineers Hazardous and non-hazardous waste facilities Restoration and emergency response companies Typical submissions that fit our appetite include a remediation contractor performing soil or groundwater cleanup for brownfield redevelopment, a consultant providing UST or vapor intrusion assessments, or a restoration firm responding to pollution events after a storm. We can place both single-site and multi-location operations, subject to underwriting review. Coverage Highlights and Advantages EnviroPAC is designed as a flexible package so you can combine coverages and limits to match your client’s exposures and budget. Key offerings include: General Liability ISO-based forms Available on Occurrence and Claims-Made bases Options for Hired & Non-Owned Auto, Products Pollution, Employee Benefits, and more Contractor Pollution Liability (CPL) Occurrence or Claims-Made trigger Covers pollution incidents arising from your client’s operations or subcontractor work Includes Cleanup Costs, Third-Party Bodily Injury, and Property Damage Professional Liability Claims-Made coverage for environmental consulting services Covers alleged acts, errors, or omissions tied to professional services Protects against third-party financial loss and liability Site Pollution Liability Claims-Made coverage for owned or operated sites Includes on-site and off-site cleanup, bodily injury, and property damage Options available for pre-existing conditions and newly discovered contamination Transportation Pollution Liability Available as an extension to Contractor or Site Pollution policies Covers pollution incidents during transport of materials Follow Form Excess Supported and unsupported excess options Excess capacity over GL, CPL, PL, Site Pollution, Auto Liability, and Employer’s Liability Underwriting Notes and Minimum Premiums Our underwriters focus on tailored solutions and quick responses. We work with a mix of admitted and non-admitted markets to fit unusual or higher-exposure risks. Markets include Starr, Crum, Scottsdale, AIG, Arch, ACE, Liberty, Markel, Kinsale, and others. Minimum premiums start at $2,500; final pricing depends on class of business, operations, limits, and other risk characteristics. Common underwriting considerations include nature of contamination risks, client loss history, subcontractor controls, waste handling practices, and site remediation plans. Territories and Availability EnviroPAC is available in all 50 states and Washington, D.C., including high-demand jurisdictions such as California, Texas, Florida, and New York. We place accounts on admitted paper where available and appropriate, and use non-admitted markets when necessary to secure capacity or broader terms. Why Work With Citadel Insurance Services As a wholesale broker with deep specialization in environmental risks, Citadel Insurance Services offers market access, program design, and hands-on underwriting support tailored to pollution exposures. Our team understands regulatory drivers, common operational pitfalls, and the documentation carriers expect—helping you place business faster and with greater confidence. When you partner with Citadel, you gain a resource for complex submissions, flexible program structures, and access to multiple carriers that actively write environmental liability. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental contractors, consultants, waste facilities, and restoration companies handling pollution-related exposures. What coverages are available under the EnviroPAC program?Coverages include General Liability, Contractor Pollution Liability, Professional Liability, Site Pollution Liability, Transportation Pollution Liability, and Follow Form Excess. Is coverage available in all states?Yes. Our Environmental Insurance program is available nationwide, including all 50 states and Washington, D.C. What is the minimum premium for this program?The minimum premium starts at $2,500, depending on the specific risk and coverage selected. Do you offer admitted and non-admitted options?Yes. Coverage is available through both admitted and non-admitted markets, subject to state and risk eligibility. Need help placing an account? Connect with a market specialist.

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.