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LIMOUSINE INSURANCE FROM PROTRANS, INC. S...his program?This program is ideal for limousine services, black car operators,...

...clude recyclers and waste haulers, limousine and medallion-style services, lon...tion niches—recyclers, waste haulers, limousines, charter buses, taxicabs, non...

... Transportation: truckers, taxis/limos, ambulance and convalescent transport...

Policy Highlights for Limousine Insurance: Colonial General Ins...s of accounts are a good fit for this limousine insurance program?Licensed limousine services offering private, exe...

Comprehensive Limousine Transportation Insurance for Flee...good fit for this program?Established limousine and executive transportation f...

"It's time to get on board with Capacity Marine" Grow Your Business with Our Marine Insurance Solutions Overview of the Marine Insurance Program from Capacity Marine Corp. Capacity Marine Corp., offered through VAIL - Value Added Insurance Lines, is a specialized wholesale brokerage and reinsurance intermediary with deep expertise in marine and international risks. Our Marine General Liability (MGL) program is built to serve complex marine accounts—helping agents and brokers place challenging risks with confidence. Our program is backed by strong carrier partners, including Hanover Insurance Group, and is available in most U.S. states. Whether your clients operate globally or from a single port, we are ready to help you simplify their coverage, satisfy port requirements, and protect their marine-related assets. Ideal Accounts and Appetite Our appetite spans a wide range of marine and port-related operations, including: Freight Forwarders and Logistics Providers Stevedores and Terminal Operators Marine Cargo & Warehouse Liability Hull & Machinery and Protection & Indemnity (P&I) Small Shipyards, Dry-Docks, and Ship Repair Yards Marine Contractors and Heavy Equipment Operators Blue and Brown Water Vessels Medical Schools and resorts with marine exposures—especially in the Caribbean We’re especially interested in tough classes like container yards, port authorities, boat builders, and marine mechanical repair operations. Coverage Highlights and Advantages We offer customized solutions that address the unique exposures of marine-related businesses. Some of the key benefits include: Marine General Liability tailored to meet Port Authority requirements Worldwide Marine Cargo including FedEx, UPS, and DHL shipments Warehouse Legal Liability In-house pricing authority for faster turnaround New $5,000 minimum premium—competitive and accessible Property coverage placements, including Caribbean property You might have a client who operates a bulk aggregate terminal with international shipments or a small ship repair yard in a port city—these accounts are right in our wheelhouse. Underwriting Notes and Minimum Premiums We provide in-house underwriting for faster quotes and tailored solutions. Our marine insurance program is designed to simplify coverage while meeting the regulatory and operational needs of your insureds. The program starts with a minimum premium of $5,000, offering strong value for comprehensive marine protection. Territories and Availability This program is available in nearly all 50 states, including coastal regions and inland operations. We currently write business in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY With a global coverage perspective and experience in placing international risks, we can accommodate accounts with worldwide exposures. Why Work With VAIL and Capacity Marine? VAIL partners with Capacity Marine Corp. to deliver unmatched expertise in marine and international insurance. As a wholesale broker with specialized focus, we bring: Decades of experience in marine and logistics exposures Access to top-rated carriers and proprietary programs Responsive service and in-house underwriting The ability to handle both standard and hard-to-place accounts Let us help you write more marine business—faster and smarter. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for freight forwarders, terminal operators, stevedores, shipyards, container yards, marine contractors, and other marine-related businesses with domestic or international exposures. Is there a minimum premium requirement?Yes, our marine insurance program has a minimum premium of $5,000, offering competitive value for comprehensive coverage. Which states is the program available in?We can write marine business in nearly all U.S. states, including coastal and inland regions. The program is available in 48 states plus Washington D.C. Can you handle hard-to-place or international marine risks?Yes, we specialize in placing complex and international marine risks, including Caribbean property and global cargo exposures. What carriers do you use for this program?This program includes access to top-rated markets such as the Hanover Insurance Group, with in-house underwriting available for fast turnaround. Need help placing an account? Connect with a market specialist.

...ns and airport shuttles Taxis, limousines, and party buses (no stripper po...delivery services, ambulances, taxis, limos, and selective long-haul fleets wi...

...e and social services vehicles Limousines, shuttles, and paratransit provi... daycare and senior-center transport, limo/shuttle operators, and private scho...

...sses include: Airport buses and limos/vans Bingo shuttle buses Casino b...h as airport shuttles, charter buses, limousines, taxis, and non-emergency med...

Specialized Disability Income Insurance for Professional Race Car Drivers Disability Income Insurance from WSIB, offered through VAIL - Value Added Insurance Lines, is a tailored solution designed to meet the unique needs of motorsports professionals. Whether purchased by an individual driver, a racing team, or a sponsor, this program provides essential income protection and reimbursement options in the event of injury or illness that prevents a driver from competing or fulfilling contractual obligations. Ideal Accounts and Target Classes This program is purpose-built for: Professional race car drivers seeking disability income protection Racing teams with contractual obligations to their drivers Sponsors with financial investments tied to driver appearances and performance If you work with clients in motorsports—including elite-level drivers, teams in national or international series, or sponsors with significant brand exposure—this program offers a rare and valuable solution. Coverage Highlights and Advantages Driver-Purchased Disability Coverage: 24/7 worldwide coverage—both on and off the track Temporary Total Disability (TTD) and Permanent Total Disability (PTD) coverage available Benefit payments on a per-race missed, weekly, or monthly basis Temporary benefits available for up to 60 months Permanent benefits paid as a lump sum to replace future income Available as standalone or combined coverage to increase total insured value Team-Purchased Disability Coverage: Reimburses teams for financial obligations if a driver becomes disabled Same 24/7 worldwide coverage and flexible deductible structures Flexible payment structures: per-race, weekly, or monthly Multi-year policy terms available Sponsor Investment Reimbursement: Reimburses sponsors if a driver misses races due to injury or illness Coverage based on a percentage of the sponsor’s investment Deductibles start at one race per claim Non-Appearance Coverage: Reimburses sponsors or teams for lost expenses due to a driver missing appearances, media events, or photo shoots Multi-year terms and flexible deductibles starting from one missed event Additional Options: Accidental Death: Lump sum benefit if a driver dies in an accident; can be extended to cover pit crew members Team Driver Replacement: Reimburses the team for substitute driver costs if the primary driver is unable to compete Life Insurance and Long-Term Care: Available upon request to round out the driver’s protection package Underwriting Notes and Minimum Premiums There is no minimum premium requirement, allowing for flexibility in structuring policies to meet the needs and budgets of individual clients. Deductibles and benefit structures are adjustable based on risk tolerance and policy design. Multi-year terms are available across most coverage options. Territories and Availability This program is available in all 50 states including DC. Whether your client is based in California, Florida, Texas, or anywhere in between, you can access this highly specialized coverage through VAIL. Why Work With VAIL As a Managing General Agency with access to a range of markets, VAIL brings deep expertise in niche and hard-to-place risks. Their motorsports disability program through WSIB is a unique offering in the market, reflecting a strong understanding of the risks and contractual complexities faced by drivers, teams, and sponsors. You can count on responsive service, underwriting insight, and flexible coverage solutions tailored to this fast-paced industry. Whether your client is a rising star on the track, a team manager with payroll exposure, or a sponsor investing in brand visibility, this program helps you deliver meaningful protection against the financial impact of driver disability or absence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional race car drivers, racing teams with driver contracts, and sponsors investing in driver appearances or race performance. Can this coverage be customized for specific race series or teams?Yes, the program offers flexible policy structures, deductibles, and benefit options that can be tailored to the unique needs of different race series, teams, or sponsorship arrangements. Is the coverage available outside of the U.S.?Yes, this program provides 24/7 worldwide coverage, both on and off the track, making it suitable for international racing circuits. How are benefits paid under the Temporary Total Disability coverage?Benefits may be paid on a per race missed, weekly, or monthly basis, depending on the policy structure selected during underwriting. Can teams or sponsors purchase coverage on behalf of a driver?Yes, both teams and sponsors can purchase coverage to protect their financial interests in case a driver is unable to perform due to injury or illness. Need help placing an account? Connect with a market specialist.