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...ing park with several mixed-use structures — this program can help bridge plac...ude: Property coverage for park structures, tenant-owned unit structures where applicable, contents, and ...

...$5,000 included for unscheduled structures and business personal property. D...

...l evaluate age and condition of structures, site maintenance, and prior claims...

Mobile Home Insurance Program offered by OnPoint Underwriting OnPoint Underwriting, in partnership with Spectrum Wholesale, offers a dedicated Mobile Home Insurance program tailored to the needs of mobile and manufactured housing owners, dealers and park operators. The program gives agents flexible placement options for accounts ranging from single-location park owners to multi-state dealers and large consolidators. This program is available in most states and includes specialized solutions for Manufactured Housing Parks, Dealers, RV Parks, and communities with owned rental units. OnPoint has underwriting and pricing authority across multiple "A" rated carriers—including StarNet, Gemini, Lloyd’s (Ascot), Chartis, ACE, and Allied Insurance—allowing a broad set of options, including CAT property placements for coastal exposures through a Lloyd’s of London Coverholder agreement. Ideal Accounts and Appetite OnPoint’s Mobile Home Insurance program is a fit for: Single- and multi-location mobile home park owners Manufactured housing dealers and sellers RV parks and communities that own rental units Accounts with property CAT exposure, including coastal risks Typical examples you can place with this program: a small park with a mix of tenant- and owner-occupied mobile homes; or a regional dealer who needs multi-state cover for inventory and premises liability. The program is designed to handle both routine and complex placement needs. Coverage Highlights and Advantages Multi-state admitted and non-admitted options with competitive rates Property and General Liability coverage tailored to mobile/manufactured housing risks Open Lot, Auto, and Umbrella capacity available Unscheduled Buildings and BPP coverage included up to $5,000 Business Income available on an Actual Loss Sustained form Optional Extended Period of Indemnity Debris removal included General Liability enhancements: aggregate limits per location and automatic Additional Insured wording These features help insureds manage property loss, liability exposure, business interruption and debris removal—with tailored enhancements that many standard programs do not provide. Underwriting Notes and Minimum Premiums The program’s minimum premium starts at $500, which makes it accessible for smaller park owners and single-location accounts. OnPoint underwrites and prices risks with delegated authority across multiple carriers for faster turnaround and flexible structure. CAT property placements are available for high-risk areas—particularly along the Gulf Coast and Southeast—subject to underwriting review. Territories and Availability OnPoint’s Mobile Home Insurance program is available in most U.S. states. Admitted markets are offered in the majority of states, with non-admitted options for higher-risk or CAT-exposed locations. Key states include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With OnPoint Underwriting? OnPoint is a program administrator focused on the manufactured housing sector. Agents benefit from OnPoint’s niche underwriting expertise, delegated authority across multiple A-rated carriers, and a history of placing both admitted and non-admitted accounts. Their ability to place CAT property, combined with enhanced liability and business income options, helps agents solve placement problems that standard markets may decline or limit. For additional information on our Mobile Home Insurance program, contact Jackie Miller at [email protected] or (602) 494-6733. You can also visit our website at www.onpointunderwriting.com. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include mobile home parks, manufactured housing dealers, RV parks, and communities with rental units—especially those with property or coastal CAT exposures. Is this program available in admitted markets?Yes. Admitted coverage is available in most states. Non-admitted options are offered for higher-risk or CAT-prone areas where admitted capacity is limited. What is the minimum premium for this program?The program starts at a minimum premium of $500, making it accessible for smaller accounts and single-location park owners. Can this program cover CAT-exposed properties in coastal states?Yes. OnPoint can place CAT property coverage in coastal areas—including Florida—through a Lloyd’s (Ascot) Coverholder agreement, subject to underwriting terms and eligibility. What makes OnPoint Underwriting different from other program administrators?OnPoint specializes in the mobile home and manufactured housing sector, holds underwriting authority across several carriers, and provides enhanced coverages and fast turnaround to help agents place complex risks. Need help placing an account? Connect with a market specialist.

Continental Risk Offering Program for Commercial Contractors Continental Risk / Continental Marine Insurance Services offers a contractors-focused liability program designed for commercial builders and infrastructure contractors whose operations exceed standard market appetites. As a general agency and excess & surplus lines broker, we place complex, high-exposure contractor accounts with markets that understand excavation, structural steel, crane operations, demolition and other heavy-construction risks. Ideal Accounts and Appetite The program has a broad appetite for commercial contracting classes that often struggle in standard markets due to operational complexity or higher limits. Target classes include: General contractors (including those that subcontract 100% of work) Excavation contractors, including water and sewer line work Horizontal boring and directional drilling contractors Iron and steel erection and structural steel contractors Demolition and blasting operations Site preparation, grading, and earthmoving Crane rentals (on-hook sublimits available) Street, road, and infrastructure development contractors Tilt-up concrete construction specialists Seismic retrofitting contractors Owners’ and Contractors’ Protective (OCP) exposures This program is intended for accounts that require tailored underwriting rather than cookie-cutter coverage. For example, you might have a client bidding a municipal infrastructure upgrade that combines deep excavation, crane lifts, and structural steel erection—this program is structured to address that mix of exposures. Coverage Highlights and Advantages Commercial General Liability with Products/Completed Operations coverage Available on ISO Occurrence and Claims-Made forms Customizable endorsements and contractors-specific coverages to address unique jobsite risks Primary limits commonly offered: $1,000,000 per occurrence / $2,000,000 general aggregate / $2,000,000 products/completed ops aggregate Excess liability capacity available upon request to extend limits for larger projects The program’s flexible policy structure allows you to align limits and forms with project requirements—whether you need a single-project OCP policy or an umbrella to consolidate liability across multiple jobsites. Underwriting Notes and Minimum Premiums Underwriting is class- and exposure-driven. The program typically requires a minimum deductible of $5,000. Minimum premiums vary by class, location, payroll/subcontractor costs, and scope of operations. Our underwriters work with agents to evaluate loss history, safety programs, subcontractor controls, and project schedules to offer competitive placements where appropriate. Territories and Availability Continental Risk’s Commercial Contractors Program is available in most states, including but not limited to: CA, TX, FL, NY, IL, AZ, WA. We are licensed in all 50 states plus Washington, DC, giving you national access to contractors solutions, subject to underwriting guidelines and carrier appetite. Why Work With Continental Risk? As a specialist general agency and E&S broker, Continental Risk combines construction underwriting expertise with access to multiple admitted and non-admitted carriers. Our strengths include: Deep broker-carrier relationships that help place hard-to-place accounts Construction-experienced underwriters who evaluate complex operations and craft tailored coverage Flexible placement options for project-specific and programmatic needs Responsive support for quoting, submission strategy, and binding timelines If you have a contractor account that needs specialist attention—complex operations, mixed exposures, or limits beyond standard markets—our team can help identify the right markets and structure. Need assistance placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets commercial contractors, especially those engaged in excavation, demolition, structural work, crane rentals, and infrastructure development. Are general contractors who subcontract all their work eligible?Yes. General contractors who subcontract 100% of their work are within the target appetite for this program, provided other underwriting criteria are met. What coverage limits are available?Standard primary limits are commonly $1,000,000 per occurrence with $2,000,000 aggregates; excess limits are available on a case-by-case basis. Is this program available in all states?The program is available nationwide and Continental Risk is licensed in all 50 states and DC, subject to carrier availability and underwriting guidelines. What is the minimum deductible requirement?The program typically requires a minimum deductible of $5,000, though actual deductible and premium levels depend on class, location, and exposure. Need help placing an account? Connect with a market specialist.

Zoos and aquariums are more than attractions—they are educational and conservation hubs visited by families, students, and tourists. With their complex operations and unique risks, these venues require specialized insurance solutions. American Specialty Insurance & Risk Services offers a dedicated Zoos and Aquariums Insurance Program designed to meet the specific needs of these organizations and the agents who serve them. Eligible Operations for Zoos and Aquariums Insurance Zoos Wildlife Parks Amusement Parks Drive-Through Zoos Festivals Exhibitions Aquariums Themed Attractions Special Events Program Highlights for Zoos and Aquariums Insurance “Excellent” or Higher A.M. Best Rated Carrier Admitted Coverage Program-Specific Forms and Rates Non-Auditable Policy Structure 24-Hour Claims Service In-House Underwriting, Claims, Risk Management, and Policy Administration Online Tools and Resources for Agents Program Coverages for Zoos and Aquariums Insurance General Liability Volunteers as Additional Insureds Sexual Abuse and Molestation Coverage Contingent Fireworks Coverage Primary and Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Coverage Property Coverage Crime Insurance Employee Benefits Liability Volunteer Accident Medical Coverage Deductible and SIR Options Ideal Accounts and Appetite American Specialty is looking to partner with agents placing accounts that involve animal interaction, public education, and entertainment. Ideal submissions include traditional zoos, aquariums, drive-through animal parks, and wildlife exhibits. Seasonal attractions and traveling exhibitions may also be considered. We understand the exposures unique to these venues—from volunteer liability to animal-related incidents—and tailor coverage accordingly. Examples of strong fits for this program include: A regional aquarium that hosts school field trips and special events. A drive-through safari park offering interactive animal feeding experiences and guided tours. Underwriting and Minimum Premiums This program is supported by highly rated carriers and features admitted coverage in all available states. All policies use program-specific forms and rates, and are non-auditable—helping your clients avoid unexpected premium adjustments. Minimum premiums vary based on the risk profile and size of the operation. Territories and Availability The Zoos and Aquariums Insurance Program is available in all 50 states plus Washington, DC. Whether your client operates in a rural area or a major metropolitan region, American Specialty has the capacity and flexibility to support your placement needs across the country. Why Work With American Specialty As a Managing General Underwriter with deep expertise in the entertainment, leisure, and attraction industries, American Specialty provides more than just a policy. Our in-house underwriting, claims, and risk management teams are integrated to offer responsive service and tailored solutions. We help agents navigate complex risks and deliver value to insureds through every step of the policy lifecycle. To learn more or to submit a risk, visit our company profile or go directly to our Zoos and Aquariums Insurance storefront. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include zoos, aquariums, wildlife parks, amusement-based animal attractions, and similar venues that involve public interaction and animal care operations. Is the coverage admitted or non-admitted?This program offers admitted coverage in all available states, supported by carriers rated “Excellent” or higher by A.M. Best. Are special events or festivals eligible for coverage?Yes, special events, exhibitions, and festivals associated with zoos and aquariums can be covered under this program, subject to underwriting. What support does American Specialty provide to agents?Agents benefit from in-house underwriting, claims, risk management, and policy administration, along with 24-hour claims service and online tools. Is there a minimum premium requirement?Minimum premiums vary based on the size, location, and nature of the operation. Contact underwriting for specific guidance on submissions. Need help placing an account? Connect with a market specialist.

... Coverage for Farm & Ranch structures — barns, fences, corrals, and outbu... options for both Farm & Ranch structures (barns, fences) and Farm Persona...

... 25,000 square feet of automobile parking at each location. These requirements...s and a minimum of 25,000 sq. ft. of parking. Common tenants include dry clean...

... program focuses on residential structures built with non-standard methods or ...s program is ideal for residential structures with non-traditional constructio...