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Vacant Buildings Insurance Overview of t...options are generally available for buildings less than 25 years old. Availabi...

...development. Properties that are partially occupied, actively being remodeled,.... Are buildings under renovation or partially occupied eligible?No. The program is only for properties that are 100% vacant and not currently being renovated ...

...development. Properties that are partially occupied, actively being remodeled,.... Are buildings under renovation or partially occupied eligible?No. The program is only for properties that are 100% vacant and not currently being renovated ...

Overview — Vacant Building Insurance from Allstar Finan...uently Asked Questions What types of vacant properties are a good fit for this program?Buildings with a clear vacancy plan, reaso...

...Mixed-use properties Vacant or partially occupied structures (placed via E&S... admitted market guidelines, such as vacant buildings or properties with prior losses....

...counts may include: Vacant or partially occupied buildings undergoing const...r loss runs. Can this program cover partially occupied buildings under renovation?Yes, partially occupied buildings undergoing renovation may be eli...

...coverage available for vacant or partially occupied buildings?Yes, vacant buildings are within our appetite, including ...

Here at Cochrane & Company, we understand the unique challenges trucking companies face when bidding for contracts that require elevated liability limits. Our specialized Excess Auto Designated Truckload coverage is designed to provide flexible, contract-specific excess liability solutions—without requiring your clients to increase limits across their entire fleet. Overview of the Program From Cochrane & Company This program offers targeted excess auto liability coverage for truckers operating under specific contracts that demand higher limits. Instead of applying those increased limits to the entire fleet (and paying a significantly higher premium), your clients can secure coverage tailored to individual contracts—providing both cost savings and a competitive edge when bidding for business. Ideal Accounts and Appetite This program is ideal for for-hire trucking operations that haul full truckloads under specific agreements. It's a great fit for insureds who: Transport goods under designated contracts with defined coverage requirements Need to meet higher liability limits only for certain loads Do not dedicate specific vehicles to one contract but still need to meet contractual insurance obligations For example, you might have a client bidding on a short-term haul for a large retailer that requires $5 million in auto liability coverage. Instead of increasing fleet-wide limits, this program lets them meet that requirement for just that contract. Coverage Highlights and Advantages Designated Truckload Coverage for Specified Contracts: Limits apply only to loads under the defined contract. Flexible Premium Structure: Coverage is Minimum and Deposit adjustable—your clients pay only for the exposures associated with each contract. Accident Condition: A Bill of Lading must be produced to confirm the load is covered under the designated contract. Load Requirements: Applies to full truckloads only, with no partial loads eligible. Contract-Specific Limits: Combined Primary and Excess limits will match the contractual requirements, up to $5,000,000 per occurrence. Underwriting Notes and Minimum Premiums Each risk is underwritten based on the specific contract terms and exposure. While pricing is competitive, especially compared to fleet-wide limit increases, an appointment must be in place prior to quoting. The program is structured to offer cost-effective excess liability without unnecessary over-insurance. Territories and Availability This program is available on a non-admitted basis in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Cochrane & Company As a trusted Managing General Agency, Cochrane & Company brings decades of experience and underwriting expertise in transportation and trucking risks. We offer responsive service, deep market access, and tailored solutions that help your clients compete for high-value contracts—without overpaying for excess coverage they don’t need. Our Designated Truckload Excess Auto product is a strategic tool to help agents like you deliver real value to your trucking clients. *Please note: An appointment must be in place prior to quoting. Frequently Asked Questions What types of trucking clients are best suited for this program?This program is ideal for for-hire truckers who transport full loads under specific contracts that require higher liability limits. Does this coverage apply to the entire fleet?No, coverage is limited to truckloads transported under the specific contract, not to the entire fleet. What documentation is required in the event of an accident?A Bill of Lading must be produced to confirm that the load was part of the designated contract covered under the policy. Are partial loads eligible for this program?No, coverage applies only to full truckloads. Partial loads are excluded. Do I need an appointment with Cochrane & Company to get a quote?Yes, an appointment must be in place before a quote can be provided. Need help placing an account? Connect with a market specialist.

...xercise & Fitness Centers Vacant Buildings Premises Preferred * *...quor schedules, daycare supplements, vacant property inspections). Include los...

...erties — including mixed-use and partially occupied buildings — where flexibil...st 31% occupancy are eligible. Fully vacant properties are excluded. Need he...