https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/shipwrightboat-repairers/
Shipwright / Boat Repairers Insurance from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a specialized Shipwright/Boat Repairers program designed for independent boat repair businesses. This program is built for small, hands-on contractors with annual receipts up to $1,000,000 who perform mobile and shore-side repair, maintenance and related marine trades.
Overview of the Program
The program provides a focused package that addresses the common exposures faced by individual boat repairmen and small repair shops. Coverages include marine general liability (MGL), ship repairers legal liability, and miscellaneous property for tools and supplies. Optional enhancements include workboat protection and indemnity, medical payments for crew, and trailer coverage.
Ideal Accounts and Appetite
Independent mobile boat maintenance and repair technicians
Trades such as canvas, sail and rigging work; carpentry and finish work; electronics and electrical; engine maintenance and repair; hull cleaning and fiberglass patching; painting and winterization
Small shore-side repairers and contractors with receipts typically up to $1M
Accounts that typically fit: owner-operators or small crews performing scheduled maintenance, engine tune-ups, fiberglass repairs, varnish/finish work, and seasonal winterization. The program is not aimed at large shipyards, new construction, heavy commercial salvage, or accounts with receipts above the stated limit.
Coverage Highlights and Advantages
Marine general liability tailored to marine operations and repair exposures
Ship repairers legal liability to protect against damage to customer vessels while in repair
Miscellaneous property coverage for tools, spare parts and supplies kept on-site or in a vehicle
Optional workboat coverage including protection & indemnity, medical payments, and trailer coverage
Low deductibles and flat premium structure designed for small accounts
Underwriting Notes and Minimum Premiums
Minimum premiums start as low as $1,500. Continental Risk underwriters focus on the nature of operations, annual receipts, loss history, and exposure controls such as secure storage for vessels, documented work procedures, and proper towing/trailer maintenance for mobile operations. Be prepared to provide a description of operations, list of services, payroll or receipts breakdown, and photos of typical work sites or trailers when submitting.
Territories and Admission
This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement may be offered in admitted or non-admitted markets depending on state rules and the individual risk—Continental Risk will advise based on the submission.
Why Place This Business with Continental Risk
As a wholesale broker experienced with marine trade accounts, Continental Risk / Continental Marine Insurance Services provides targeted underwriting for boat repair contractors, quick submission review, and access to multiple carrier options (varies by risk). The program’s emphasis on small, skilled repair operations and available workboat enhancements makes it an efficient market when standard commercial carriers are unfamiliar with marine repair exposures.
Example Accounts
A mobile mechanic who travels to marinas and private docks doing engine diagnostics, impeller replacement and routine maintenance with annual receipts of $120,000 — good fit for MGL, tools property, and optional trailer coverage.
A small shore-side shop performing fiberglass patching, brightwork, canvas repairs and winterization for recreational boat owners with receipts of $450,000 — a strong candidate for ship repairers legal liability and miscellaneous property limits.
For submission requirements and carrier options, contact Continental Risk / Continental Marine Insurance Services—our underwriting team can review eligibility and advise on the best structure for each account.
Frequently Asked Questions
What types of accounts are a good fit for this Shipwright/Boat Repairers program?Small, independent boat repair contractors and owner-operators who perform maintenance, fiberglass and wood repairs, engine work, canvas/sail servicing, and winterization with annual receipts generally up to $1,000,000.
What coverages can I expect to place through Continental Risk?The program includes marine general liability, ship repairers legal liability, and miscellaneous property for tools and supplies. Optional extensions include workboat protection & indemnity, medical payments, and trailer coverage.
Are there minimum premium or deductible considerations I should tell my client?Minimum premiums start as low as $1,500. The program also emphasizes competitive, low deductibles for qualifying small accounts. Exact terms depend on the account details and carrier selected.
Which states and markets are available for placement?Coverage is available across the listed states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Depending on state and risk characteristics, placements may be admitted or non-admitted—Continental Risk will confirm at submission.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/maritimepg/Recreational-Marine-Commercial-Insurance/
Comprehensive Coverage for Marinas, Boat Dealers & Yacht Clubs
Maritime Program Group (MPG) is a leading Managing General Agency and the largest program underwriter of marine facilities in the United States. Our Recreational Marine – Commercial Insurance program gives agents and brokers a single, reliable solution for recreational marine clients. With more than 25 years of program experience and deep carrier relationships, MPG delivers tailored coverage designed for the exposures marine facilities face day-to-day.
Ideal Accounts and Appetite
This program is built for businesses that operate in the recreational marine space, including:
Marinas and boatyards (fuel docks, storage, repair)
Boat dealers and yacht brokers
Yacht clubs and sailing schools
Marine artisans and repair facilities
Boat rental and charter operations
MPG can handle full-service marinas as well as smaller, specialized shops. Typical fits include accounts with on-site repair, fuel operations, inventory exposures, and pier/dock operations. Less-aligned risks are large commercial shipping operations, heavy industrial waterfront facilities, and accounts with significant adverse loss histories — discuss these with underwriters before submission.
Example scenarios you might place through MPG:
A seasonal, full-service marina with fuel docks, transient slips and a small repair shop seeking a package policy including Piers & Docks and Pollution Liability.
A yacht dealer needing combined inventory coverage, General Liability, and Marina Operators Legal Liability for a multi-location operation.
Coverage Highlights and Advantages
Underwritten by marine specialists, the program offers a broad, customizable package of commercial coverages tailored to recreational marine exposures. Core offerings include:
Hull and P&I
Property, Crime, General Liability, and Inland Marine (package option)
Commercial Auto
Workers’ Compensation
Marina Operators Legal Liability
Yacht Dealers Inventory Coverage
Builders Risk
Pollution Liability
Directors & Officers (D&O) and Employment Practices Liability (EPLI)
Piers, Docks & Other Marine Structures
MPG also offers proprietary coverage enhancements developed in-house to address evolving marine exposures — these can help differentiate submissions and improve placement success.
Underwriting Notes and Minimum Premiums
Underwriting is performed by a team with lifelong marine experience. They evaluate operational details (fueling, repair, storage, seasonal activity), inspection findings, and loss-control measures when structuring coverage. Minimum premiums and retentions vary by account size and complexity; the underwriters will provide guidance after reviewing submissions. Be prepared to provide current loss runs, operations descriptions, and values for vessels and inventory.
Territories and Availability
This program is available in all 50 states, including Washington, D.C. MPG can place coastal, Great Lakes, inland lake, and riverine marine risks nationwide.
Why Work With Maritime Program Group?
Agents and brokers choose MPG when they need a marine-focused market that can handle multi-line commercial placements with speed and expertise. Key strengths:
Exclusive program access with top-rated carriers
Dedicated marine underwriting specialists with decades of experience
Comprehensive, customizable coverage packages
Responsive service designed for wholesale placement workflows
Whether you’re placing a marina expanding services or a dealer needing inventory protection, MPG provides underwriting depth and product flexibility to help you win and retain that business.
Learn more about MPG’s recreational marine underwriting and how we can help place your next risk. Contact us at (800) 366-8086 or visit our company profile for additional information.
Frequently Asked Questions
What types of accounts are a good fit for this program?Marinas, boat dealers, yacht clubs, boat rental/charter operations, and marine repair facilities are the primary fits. Accounts focused on recreational boating activities are ideal.
Is this program available in all states?Yes — the program is available nationwide in all 50 states and Washington, D.C.
What are the minimum premium requirements?Minimum premiums vary based on the size and complexity of the risk. Underwriters will evaluate each submission and advise on minimums and available features.
Can I get multiple lines of coverage from a single source?Yes. MPG offers multi-line solutions — property, liability, auto, workers’ comp, inland marine and specialty marine coverages — through a single submission to streamline placement.
Who underwrites the coverage?Coverage is underwritten by Maritime Program Group’s team of marine specialists, backed by long-standing carrier relationships and more than 25 years of program stability.
Need help placing an account? Connect with a market specialist.