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...oup Does the purchase of a high performance vessel by a client give you that s...h. The focus is private, recreational boats—racing-only or commercial high-spe...

Shipwright / Boat Repairers Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Shipwright/Boat Repairers program designed for independent boat repair businesses. This program is built for small, hands-on contractors with annual receipts up to $1,000,000 who perform mobile and shore-side repair, maintenance and related marine trades. Overview of the Program The program provides a focused package that addresses the common exposures faced by individual boat repairmen and small repair shops. Coverages include marine general liability (MGL), ship repairers legal liability, and miscellaneous property for tools and supplies. Optional enhancements include workboat protection and indemnity, medical payments for crew, and trailer coverage. Ideal Accounts and Appetite Independent mobile boat maintenance and repair technicians Trades such as canvas, sail and rigging work; carpentry and finish work; electronics and electrical; engine maintenance and repair; hull cleaning and fiberglass patching; painting and winterization Small shore-side repairers and contractors with receipts typically up to $1M Accounts that typically fit: owner-operators or small crews performing scheduled maintenance, engine tune-ups, fiberglass repairs, varnish/finish work, and seasonal winterization. The program is not aimed at large shipyards, new construction, heavy commercial salvage, or accounts with receipts above the stated limit. Coverage Highlights and Advantages Marine general liability tailored to marine operations and repair exposures Ship repairers legal liability to protect against damage to customer vessels while in repair Miscellaneous property coverage for tools, spare parts and supplies kept on-site or in a vehicle Optional workboat coverage including protection & indemnity, medical payments, and trailer coverage Low deductibles and flat premium structure designed for small accounts Underwriting Notes and Minimum Premiums Minimum premiums start as low as $1,500. Continental Risk underwriters focus on the nature of operations, annual receipts, loss history, and exposure controls such as secure storage for vessels, documented work procedures, and proper towing/trailer maintenance for mobile operations. Be prepared to provide a description of operations, list of services, payroll or receipts breakdown, and photos of typical work sites or trailers when submitting. Territories and Admission This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement may be offered in admitted or non-admitted markets depending on state rules and the individual risk—Continental Risk will advise based on the submission. Why Place This Business with Continental Risk As a wholesale broker experienced with marine trade accounts, Continental Risk / Continental Marine Insurance Services provides targeted underwriting for boat repair contractors, quick submission review, and access to multiple carrier options (varies by risk). The program’s emphasis on small, skilled repair operations and available workboat enhancements makes it an efficient market when standard commercial carriers are unfamiliar with marine repair exposures. Example Accounts A mobile mechanic who travels to marinas and private docks doing engine diagnostics, impeller replacement and routine maintenance with annual receipts of $120,000 — good fit for MGL, tools property, and optional trailer coverage. A small shore-side shop performing fiberglass patching, brightwork, canvas repairs and winterization for recreational boat owners with receipts of $450,000 — a strong candidate for ship repairers legal liability and miscellaneous property limits. For submission requirements and carrier options, contact Continental Risk / Continental Marine Insurance Services—our underwriting team can review eligibility and advise on the best structure for each account. Frequently Asked Questions What types of accounts are a good fit for this Shipwright/Boat Repairers program?Small, independent boat repair contractors and owner-operators who perform maintenance, fiberglass and wood repairs, engine work, canvas/sail servicing, and winterization with annual receipts generally up to $1,000,000. What coverages can I expect to place through Continental Risk?The program includes marine general liability, ship repairers legal liability, and miscellaneous property for tools and supplies. Optional extensions include workboat protection & indemnity, medical payments, and trailer coverage. Are there minimum premium or deductible considerations I should tell my client?Minimum premiums start as low as $1,500. The program also emphasizes competitive, low deductibles for qualifying small accounts. Exact terms depend on the account details and carrier selected. Which states and markets are available for placement?Coverage is available across the listed states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Depending on state and risk characteristics, placements may be admitted or non-admitted—Continental Risk will confirm at submission. Need help placing an account? Connect with a market specialist.

...om Maritime Program Group Charter Boats come in all shapes and sizes and are ...-carrying operations from small guide boats to larger excursion vessels. Provi...

...nd up High-value yachts and performance boats Liveaboard vessels or boats used seasonally in multiple states ...100, making it accessible for smaller boats while still supporting larger vess...

... and small contractors who work on boats and yachts, including but not limited...

...Personal watercraft (PWC), high-performance vee and catamarans Hovercraft ...ter operations. Can you write high-performance or high-speed watercraft?Yes. C...

The Diversified Marina Insurance Program from Diversified Insurance Facilities is tailored to the exposures faced by businesses operating in and around freshwater marinas. As a wholesale broker with access to multiple carriers, Diversified places both standard and hard-to-fit marina risks with flexible, comprehensive solutions for marine-related operations. Overview of the Program From Diversified Insurance Facilities This program focuses on businesses involved in recreational boating and marina operations. It provides tailored coverage for wet and dry property, storage and moorage, and a range of ancillary services. Whether your client runs a family-owned boat dealership, a yacht club, or a full-service freshwater marina with fueling and repair operations, this program is structured to consolidate coverage and reduce gaps. Ideal Accounts and Appetite This program is a strong fit for accounts such as: Freshwater marinas (wet and dry slips) Boat dealerships and sales operations Yacht clubs and boat clubs Boat storage yards and mooring facilities Marine-related hospitality (restaurants, snack bars, marine stores) Campgrounds and hotels with marina access Watercraft rental businesses Boat repair and servicing shops Example: you might have a seasonal marina that rents slips, performs repairs, and operates a small fueling station. This program can place those operations under one coordinated policy rather than piecing coverage together across multiple markets. Coverage Highlights and Advantages Property coverage for wet and dry storage areas and float structures Boat dealer and ship repairer’s liability Protection for fueling, hauling, launching, and servicing operations Liquor liability for package sales only Coverage options for on-site restaurants, marine supply stores, and lodging tied to marina operations By packaging marina operations, the program helps reduce coverage gaps and streamlines policy management for multi-service facilities. Underwriting Notes and Minimum Premiums Underwriting varies by account complexity, location, and operations. Diversified works with agents to evaluate each risk and access the best-fit markets — both admitted and non-admitted when appropriate. Minimum premiums and specific terms are determined on a submission-by-submission basis. Territories and Availability The Diversified Marina Insurance Program is available broadly across the U.S., offered in 48 states plus Washington, D.C. Popular placement states include CA, FL, TX, NY, and WA. State-specific availability and admitted vs. non-admitted options depend on the market selected for the risk. Why Work With Diversified Insurance Facilities? Diversified Insurance Facilities is a wholesale broker with focused experience in marine-related exposures. Agents benefit from: Access to multiple carrier markets for standard and specialty placements Underwriting expertise that understands marina operations and exposures Flexible solutions to combine property, liability, and ancillary exposures under one program Responsive service to help place accounts that may be difficult in the retail market If you have an account that needs consolidated marina coverage or if you’re facing placement challenges, Diversified can help identify suitable markets and terms. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for freshwater boat dealerships, marinas (wet and dry), yacht clubs, marine repair shops, and related hospitality services such as restaurants or campgrounds that are part of marina operations. Can the program handle operations with multiple services, like fueling and boat rentals?Yes. The program is designed to cover a wide range of marina-related activities, including fueling, watercraft rental, hauling, launching, and repair services. Are both admitted and non-admitted carriers available?Yes. Diversified has access to both admitted and non-admitted markets and will select the appropriate placement based on the risk and state regulations. What is the minimum premium for this program?Minimum premiums vary by the type, size, and complexity of the operation. Diversified reviews each submission individually to determine pricing and minimums. In which states is this program available?The program is available in most states, including CA, FL, TX, NY, and WA, and is offered across 48 states plus Washington, D.C. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a landscaping insurance program designed for landscape contractors whose primary operations include lawn care, sprinkler installation and maintenance, and incidental tree trimming (tree trimming must be less than 15% of total sales). This program is not intended for landscape architects who only design and do not perform work, or for contractors who subcontract the majority of their work. Commercial General Liability — Key Features Primary limits available up to $3,000,000 occurrence / aggregate Blanket Additional Insured endorsement available Excess / Umbrella capacity up to $25,000,000 Errors & Omissions Coverage Part — policy limits available Included coverages: Medical payments — $5,000 limit Pesticide / herbicide applicator coverage — policy limits In-Transit Pollution Coverage — $25,000 occurrence / $100,000 aggregate Lost key coverage — $25,000 limit Property damage extension (care, custody & control) — $5,000 occurrence / $25,000 aggregate included (higher limits available) $500 minimum deductible required Loss prevention brochure available for insureds Property, Crime and Equipment Property coverages can be written on Basic, Broad, or Special form with options for replacement cost or actual cash value. Available property features include: Accounts receivable Building and business income Business personal property and computer equipment Contractors’ equipment and equipment breakdown Outside signs and valuable papers Crime coverage options include inside-the-premises theft of money and securities, robbery or safe burglary of other property, and outside-the-premises loss. Overview — How agents can use this program This program from Colonial General is positioned for independent agents and brokers seeking admitted and excess & surplus placement options for landscape contractors in the western U.S. You can place mono-line liability or package accounts that combine liability, property and ancillary coverages tailored to contractors who perform on-site work (installation and hands-on services). Ideal accounts & appetite Small to mid-sized landscape and lawn care contractors Businesses that install and service irrigation systems and sprinkler maintenance Contractors who perform occasional tree trimming (under 15% of total revenue) Accounts that apply pesticides/herbicides as part of lawn care services Not a fit: firms that only provide landscape design without performing work, businesses that subcontract nearly all field work, or accounts with heavy tree removal or forestry operations exceeding incidental trimming. Underwriting notes & minimums $500 minimum deductible is required for liability placement. In-transit pollution and pesticide applicator coverages can be valuable for contractors transporting chemicals or performing applicator services — disclose chemical use and transport details at submission. Provide schedules of contractors’ equipment, payroll and revenue breakdowns (showing percent of trimming/tree work) to speed underwriting. Minimum premium information varies by market; submit accounts to Colonial General for specific quoting. Territories, admitted status & markets Available in: AZ, CA, CO, ID, NV, NM, UT, WY. Admitted capacity is available in some markets; where admitted capacity is not available, placement may be on a non-admitted / E&S basis. Carrier participation varies by state and account characteristics. Why work with Colonial General on landscaping business Specialized program built for hands-on landscape contractors — tailored coverages for pesticide application, irrigation work and contractors’ equipment. MGA and E&S broker expertise to access both admitted and excess markets in western states. Flexible limits (up to $3M primary and sizable umbrella capacity) and packaged property/liability solutions to reduce placement complexity. Underwriting support and loss prevention materials that help agents close and retain accounts. Example accounts Example 1 — A local lawn-care company that performs weekly lawn maintenance, seasonal pesticide applications, and installs sprinkler systems. Needs CGL with pesticide applicator coverage, in-transit pollution protection, and business personal property coverage for small tools. Example 2 — A mid-sized landscape contractor that installs irrigation systems, maintains commercial grounds, and owns several pieces of contractors’ equipment. Needs a package that includes contractors’ equipment, business income, and higher limits of liability plus an excess layer. Program details Provider: Colonial General Insurance Agency, Inc. — Managing General Agency and Excess & Surplus Lines Broker. Carriers: varies by state and risk. For submissions, include operations description, revenue breakdown (including percent tree work), list of equipment, and claims history to help underwriters evaluate quickly. Frequently Asked Questions What types of landscaping accounts are a good fit for this Colonial General program?Small to mid-sized contractors who perform lawn care, irrigation/sprinkler installation & service, and incidental tree trimming (under 15% of revenue). Accounts that apply pesticides or transport chemicals also fit due to included applicator and in-transit pollution options. Are admitted policies available?Some admitted markets are available depending on state and risk characteristics. Where admitted capacity is not available, Colonial General can place accounts in the excess & surplus market. Carrier availability varies by state. What underwriting information speeds quoting?Provide a description of operations, revenue by service type (showing percent tree work), payroll, list and values of contractors’ equipment, loss history, and details on pesticide/herbicide usage and transport. Is pesticide/herbicide exposure covered?Yes — pesticide/herbicide applicator coverage is available up to policy limits. Disclose products used and applicator licensing at submission to ensure appropriate coverage and limits. What deductibles and limits should I expect?The program requires a minimum $500 deductible for liability. Primary CGL limits are available up to $3,000,000 with excess/umbrella capacity to $25,000,000. Specific deductibles and limits depend on the carrier and account details. Need help placing an account? Connect with a market specialist.

...watching and sightseeing excursion boats, sport-fishing charters, and tall shi...e ferries, and small commercial guide boats. If a client’s vessel routinely ca...

From the harbor to the yard For over a decade, Maritime Program Group has delivered specialized Workers Compensation Insurance solutions tailored to the unique risks of the recreational and ocean marine industries. As a leading program administrator with deep expertise in this niche, we offer exclusive underwriting programs that serve a wide spectrum of marine-related businesses—from small artisan shops to large national operations. Whether your client needs standalone Workers Compensation or bundled coverage, we provide flexible, comprehensive solutions designed to meet their needs. MPG Advantages: • Direct access to in-house underwriters with hands-on maritime industry experience • We issue policies and endorsements directly for streamlined service • Available in all 50 states and the District of Columbia • Industry-leading service with proactive communication and fast turnaround • Direct or agency billing options to suit your workflow • Competitive commission structures • Dedicated in-house claims team for fast and knowledgeable response • Marine-focused loss prevention tools and training resources Program Features: • Risk control bulletins and webinars tailored to marine operations • DVD training library for employee safety and compliance meetings • Automatic bill review (bill scrubbing) services • Pharmacy benefits management program • Guaranteed cost options • Large deductible programs available • No minimum premium for state workers comp • Maritime Employers Liability (MEL) coverage available • Pay-as-you-go payment plans available Ideal Accounts and Appetite Our Workers Compensation program is ideal for accounts operating in or around marine environments. This includes marinas, boatyards, shipyards, marine construction firms, commercial and recreational vessel operators, and related support services. If you have clients with employees working on or near the water, especially in coastal or harbor facilities, this program is designed to address their unique risk exposures. Example accounts that fit well include a regional boat repair facility with dockside operations or a marine supply distributor servicing ports across several states. We welcome both small regional businesses and complex multi-state risks. Underwriting Notes We offer flexible underwriting for a wide range of marine-related businesses. There is no minimum state premium, and we accommodate both guaranteed cost and large deductible structures. Our underwriters are accessible and responsive, working directly with agents to tailor coverage for each account. Territories and Availability This program is available in all 50 states and the District of Columbia. Whether your client operates in a coastal market, inland marina, or shipyard facility, we can help you secure the right Workers Compensation solution. Why Work With Maritime Program Group? With deep knowledge of the marine industry and a commitment to hands-on service, Maritime Program Group is the go-to partner for agents placing Workers Compensation coverage in the marine space. Our in-house underwriters and claims professionals understand the exposures your clients face every day and are here to help you deliver the right coverage with speed and confidence. We work closely with our agent partners to provide competitive terms, fast turnaround, and responsive service every step of the way. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits marine-related businesses such as marinas, boatyards, shipyards, marine contractors, and commercial vessel operators. Is Workers Compensation coverage available in all states?Yes, Maritime Program Group offers this program in all 50 states and the District of Columbia. Can this coverage be written as standalone Workers Compensation?Yes, we can write standalone Workers Compensation policies or package them with other marine coverages as needed. Are large deductible plans available?Yes, large deductible options are available for qualifying accounts that meet underwriting criteria. Does the program include Maritime Employers Liability (MEL)?Yes, MEL coverage is available as part of the program for applicable exposures. Need help placing an account? Connect with a market specialist.