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...signed to meet the unique needs of Pest Control Operators (PCOs) and Wildlife ...cial protection for businesses in the pest control industry.

Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face. Program Brokerage Corporation (PBC) has access to an in-house Excess Flood insurance program underwritten by a panel of A-rated carriers. This national program will help ensure adequate funds are available to repair your clients’ homes and/or businesses. Coverages Offered: Contents Coverage: Available for Residential and Non-Residential Properties Loss of Income Coverage: Net Business Income or Loss of Rent Additional Living Expenses Replacement Cost Available Drop Down Business Income Coverage Available Limits Available: Up to $15 million combined limits for building and contents. Target Business: Personal Lines: residential properties including: Apartments Condominiums/Cooperatives Dwellings Townhouses Commercial Lines: commercial properties in a wide array of industries, including: Construction Education Hospitality Hotel/Motel/Short-Term Rental Industrial Manufacturing Office and Administrative Real Estate (Residential & Commercial) Retail Warehousing And more For more information, please contact: Tom Henderson Office: 212-338-2946 [email protected] Alexia Mosca Farley Office: 401-468-3448 [email protected] Gary Shapiro Office: 516-496-1346 [email protected]

Memorialpro® Cemetery & Death Care Insurance is Brownyard Group's specialized insurance program built specifically for businesses serving the death care industry. Designed for cemeteries, crematories, cemetery management companies, and mausoleums, Memorialpro provides tailored insurance solutions addressing the unique operational exposures these organizations face. Death care organizations manage more than property and premises - they care for irreplaceable assets, serve families during significant life events, maintain grounds and facilities, and operate businesses with specialized liability exposures. Memorialpro is designed to provide comprehensive protection supported by industry-focused underwriting experience. Policies are written through an A+ (Superior) rated insurance carrier and are available through licensed insurance agents and brokers. Eligible Classes Cemeteries Cemetery Management Companies Crematories Mausoleums Why Choose Memorialpro? Memorialpro was developed specifically for the cemetery and death care industry, combining specialized knowledge with broad insurance capabilities. Key program advantages include: Insurance solutions designed specifically for cemetery, crematory, and memorial service operations Comprehensive package coverage tailored to unique death care industry exposures Competitive pricing designed to meet the needs of specialized businesses Streamlined underwriting designed to make the submission process simple and efficient Flexible invoicing options available Experienced in-house claims management support Coverage backed by an A+ (Superior) rated insurance carrier Coverage Designed for Death Care Professionals Memorialpro helps agents provide clients with a focused insurance solution built around the risks associated with operating cemeteries, crematories, and related facilities. Coverage options may include protection for property, liability, and other operational exposures depending on the specific needs of the account. Submit a Memorialpro Account Have a cemetery, crematory, or other death care account that may be a fit? We are ready to review submissions. Send completed applications and supporting information to [email protected] for consideration. Learn more about Memorialpro Cemetery Insurance Coverage availability, terms, conditions, limits, and eligibility are subject to underwriting and may vary by state.

Brownyard is pleased to provide coverage to private investigators and security consultants through PI Protect, developed by Brownyard in cooperation with industry professionals. We are recognized as one of the largest insurance providers to the PI/Security Consultant industry. PI Protect is written with highly rated insurance carriers at competitive premium rates through insurance agents and brokers.

Program Brokerage Corporation (PBC) offers a Terrorism product for all classes of business nationwide. The policy is written for stand-alone acts of Terrorism certified or uncertified with no required claim amount. NEW COVER: Civil Commotion, Malicious Damage, Riot and Strike. Why our program might be better suited to your clients than TRIA: Since 9/11, an event on U.S. soil has never been certified as an act of Terrorism and therefore TRIA remains untested for its loss payment. TRIA sets a high bar for claims to be made with large financial policy triggers, deductibles that have increased year over year since 2016 and Federal certification. TRIA is a back-stop solution for the insurance industry, while our policy is tailored to your clients' individual needs. Coverage Highlights: Limits available up to $250M for Property Damage and Business Interruption No maximum on total insurable values or number of locations Active Assailant sublimit of $500,000 subject to scheduled values Additional limits available on referral basis Sabotage coverage included Threat and Hoax sublimit of $100,000 Denial of Access available up to a 5-mile radius Zero deductible available 24-month policies available Claims-Made Terrorism Liability Coverage sublimit available, up to full policy limits Defense included within limit, Active Assailant Events excluded Required Documents: ACORD125 Schedule of Values 5 Years Loss History Underwritten by AM Best Company rated “A” XV (excellent) For more information, please contact: Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected] Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected] Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected]

PEST CONTROL INSURANCE For NC and VA We are your go-to market for all pest control businesses, whether BIG or SMALL! Specialized Pest Control Insurance Solutions Agents I... ideal for residential and commercial pest control operators, termite inspectors, and landscapers applying pesticides in NC, VA, and DC. Is termite control using gas included in this program? No. Termite control that involves the use of gas is e...

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