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Understanding the appropriate insurance limits and proper coverage for a home or business is vital, yet many buyers continue to underestimate the risks they may face. Program Brokerage Corporation (PBC) has access to an in-house Excess Flood insurance program underwritten by a panel of A-rated carriers. This national program will help ensure adequate funds are available to repair your clients’ homes and/or businesses. Coverages Offered: Contents Coverage: Available for Residential and Non-Residential Properties Loss of Income Coverage: Net Business Income or Loss of Rent Additional Living Expenses Replacement Cost Available Drop Down Business Income Coverage Available Limits Available: Up to $15 million combined limits for building and contents. Target Business: Personal Lines: residential properties including: Apartments Condominiums/Cooperatives Dwellings Townhouses Commercial Lines: commercial properties in a wide array of industries, including: Construction Education Hospitality Hotel/Motel/Short-Term Rental Industrial Manufacturing Office and Administrative Real Estate (Residential & Commercial) Retail Warehousing And more For more information, please contact: Tom Henderson Office: 212-338-2946 [email protected] Alexia Mosca Farley Office: 401-468-3448 [email protected] Gary Shapiro Office: 516-496-1346 [email protected]

BrownGuard® security professional insurance, developed by Brownyard Group over 50 years ago, provides specialized liability coverage tailored for the security guard industry. As one of the largest insurance providers in the U.S., Brownyard offers competitive pricing and comprehensive coverage for private security guard contractors, proprietary security guard contractors, governmental security contractors, executive protection contractors, and private security contractors for homeowners associations. BrownGuard® policies are backed by highly rated insurance carriers and are available through insurance agents and brokers at competitive premium rates.

Brownyard is pleased to provide coverage to private investigators and security consultants through PI Protect, developed by Brownyard in cooperation with industry professionals. We are recognized as one of the largest insurance providers to the PI/Security Consultant industry. PI Protect is written with highly rated insurance carriers at competitive premium rates through insurance agents and brokers.

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