IPMG (Insurance Program Managers Group) offers a specialized Pest Control Insurance program designed to meet the needs of pest control operators across a range of exposures. As a Managing General Underwriter and Excess & Surplus Lines Broker, IPMG provides access to top-rated markets, including Markel, with most available markets on a non-admitted basis. This program is ideal for independent agents and brokers seeking a reliable solution for their pest control clients in Illinois, Missouri, Iowa, Indiana, and Florida.
Ideal Accounts and Appetite
IPMG’s Pest Control Insurance program is tailored for professional pest management companies that perform services such as termite control, rodent removal, insect treatment, and weed abatement. Whether your client handles residential, commercial, or industrial accounts, this program is structured to address the unique risks faced by pest control operators who may be working with chemicals, working at heights, or entering client property on a daily basis.
Coverage Highlights and Advantages
The program offers a comprehensive suite of coverages that address core liability and property exposures, as well as industry-specific risks:
- General Liability
- Property
- Commercial Auto
- Excess Liability
- Care, Custody and Control
- Herbicide/Pesticide Application
- Job Site Pollution – up to policy limits
- Transit Pollution – up to policy limits
- Limited Mold Coverage
These coverages are designed to help protect pest control operations from claims related to chemical exposure, environmental damage, and property damage during service calls. For example, if you have a client who applies pesticides in residential neighborhoods or manages termite treatments for commercial buildings, this program offers the specialized protection they need.
Underwriting Notes and Minimum Premiums
IPMG works with qualified, licensed pest control businesses and has a flexible underwriting approach that supports both small and midsize operations. With a low minimum premium, this program is suitable for a wide range of accounts, from new ventures to well-established operators. The underwriting team is responsive and experienced in evaluating environmental and operational exposures unique to this industry.
Territories and Availability
This program is currently available in:
- Florida (FL)
- Illinois (IL)
- Indiana (IN)
- Iowa (IA)
- Missouri (MO)
With strong carrier partnerships in these regions, IPMG is well positioned to help you place business efficiently and competitively.
Why Work With IPMG?
IPMG brings specialized knowledge and dedicated support to the pest control insurance space. As a Managing General Underwriter and Surplus Lines expert, the firm offers direct access to programs that address tough-to-place risks with custom coverage options. You'll benefit from knowledgeable underwriters and regional contacts who understand the regulatory landscape and operational realities of pest control businesses.
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Matt Becker (IL)
Surplus Lines Practice Leader
(630) 485-5952
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Kristina Freeze (MO)
Underwriter
(314) 293-9704
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Barbara Commings (FL)
Florida Branch Manager
(855) 377-4764 ext. 5222
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Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for licensed pest control companies performing residential, commercial, or industrial services such as termite control, insect treatments, or pesticide application.
Is this program admitted or non-admitted?
The program is available through most non-admitted markets, offering flexibility in coverage and underwriting for unique or higher-risk accounts.
What is the minimum premium for this program?
The program has a low minimum premium, making it accessible for small and mid-sized pest control businesses, including start-ups and established operations.
What coverages are included in the Pest Control Insurance program?
Available coverages include General Liability, Property, Commercial Auto, Excess Liability, Pollution (job site and transit), Limited Mold, and Herbicide/Pesticide Application coverage.
Which states is this program available in?
This program is available in Florida, Illinois, Indiana, Iowa, and Missouri.
Need help placing an account? Connect with a market specialist.