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Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

...ue needs and challenges faced by companies in the lumber, millwork, and buildi...

...levision, theatrical, and music productions. Whether your client is renting or...overage for short-term or one-time productions?Yes, we can accommodate both short-term and long-term productions depending on the underwriting d...

View our product liability insurance coverage details and program highlights Click Here to Start a Product Liability Quote Veracity Insurance Solutions specializes in Product Liability insurance for manufacturers, importers, distributors and retail resellers. Our focused underwriting and program structure make it easy for agents and brokers to place product liability accounts across a wide range of niche markets, including coverage for Discontinued Products and Product Recall. Overview of the Program from Veracity This Product Liability program is offered by Veracity Insurance Solutions, LLC as a managing general agency and excess & surplus lines broker with access to multiple carrier markets. The program is designed for businesses whose primary exposure stems from the manufacture, import, distribution or sale of physical products. Coverage is available on occurrence and claims-made forms, and can be combined with general liability where appropriate to provide broader protection for your clients. Ideal Accounts and Appetite Manufacturers, importers and distributors of consumer goods Specialty product lines and niche manufacturers (including beauty/cosmetics, vitamins & supplements, and sporting goods) Start-ups and new ventures with product exposures Retail resellers and vendors seeking a vendor endorsement Accounts outside appetite typically include mass-produced products with known systemic failures, accounts lacking basic quality controls, or high-hazard manufacturing operations better suited for monoline industrial casualty markets. Veracity underwriters will evaluate product testing, quality control, recall history and distribution channels when assessing risk. Coverage Highlights and Advantages Limits up to $100 million (subject to carrier availability) Occurrence and claims-made forms available Foreign liability available for products sold or shipped internationally Vendor endorsements to cover downstream resellers Programs tailored for beauty/cosmetics, vitamins & supplements, and sporting goods Options for discontinued products and product recall coverages Low minimum premiums to help place smaller or start-up accounts Underwriting Notes and Minimum Premiums Veracity looks for basic product controls: product testing, written product specifications, ingredient/vendor disclosure where applicable, and reasonable distribution practices. Claims/recall history, product labeling and client quality assurance procedures are important submission points. Minimum premium requirements vary by state, product class and carrier. Because Veracity works with multiple markets, submission requirements and minimums can be flexible — submit full applications and loss history to get the most competitive response. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted vs. non-admitted (E&S) placement will depend on carrier appetite and state filing status. Why Work with Veracity on Product Liability? Specialized focus — underwriting team experienced in product risk and niche product lines. Multiple carrier access — ability to place across admitted and E&S markets where appropriate. Program flexibility — options for occurrence or claims-made, foreign liability, vendor endorsements and recall/discontinued product solutions. Support for smaller and startup operations through competitive minimums and tailored terms. Example account scenarios You might have a client who manufactures a line of natural cosmetics and needs product liability plus recall options — Veracity’s beauty/cosmetics program is designed for that class. Or you could place a mid-sized importer of sporting equipment that sells wholesale to retailers and needs foreign liability and vendor endorsement coverage. Veracity's Exclusive Product Liability Insurance Programs: Beauty Products Liability Cosmetic Insurance Program Vitamin & Supplement Liability Insurance Program Sport Goods Insurance Program Frequently Asked Questions What types of accounts are a good fit for Veracity’s Product Liability program?Manufacturers, importers, distributors and retail resellers of physical products—particularly niche or specialty product lines such as cosmetics, supplements and sporting goods—are a strong fit. Veracity also places start-up operations and smaller producers with documented quality controls. Are occurrence and claims-made forms available?Yes. The program offers both occurrence and claims-made coverage options depending on the carrier and the account’s needs. How should I submit a risk for consideration?Provide a completed application, detailed product description, distribution channels, sales volumes, any product testing or quality control documentation, and five years of loss history (if available). These items help underwriters evaluate exposure and give you the best placement options. Does Veracity offer product recall or discontinued product coverages?Yes. Veracity has options and separate programs that address product recall exposures and discontinued product liabilities; availability depends on the product class and carrier appetite. What states and market placements are available?The program is available in the states listed above. Placement can be admitted or non-admitted depending on the carrier and state filing—underwriters will advise on the appropriate placement for each account. Need help placing an account? Connect with a market specialist.

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... needs of the entertainment and production industries. Whether your client own...k factors such as equipment value, production duration, and location. Contact ...

...property used during a declared production. Coverage is offered on an all-risk...nd responsive underwriting to meet production timelines. Need help placing a...

...usic, theatrical and live-event productions. The program protects owned and rented production equipment against direct physical l... of equipment with values, and the production timeline to help us deliver a fa...