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...nsurance help you with all your Production / Film Insurance needs. Overvie...for a quote?Typically, you’ll need production details such as budget, filming ...

...an independent film, television production, commercial shoot, music video, or ...n is needed to get a quote?Provide production details (type, duration, locatio...

...levision, theatrical, and music productions. Whether your client is renting or...overage for short-term or one-time productions?Yes, we can accommodate both short-term and long-term productions depending on the underwriting d...

...d—during an officially declared production period. Coverage includes physical ...derwriters typically request basic production details, the schedule and declared production period, an itemized property sch...

Discontinued Products Coverage from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Discontinued Products insurance program designed for businesses that have permanently ceased operations but still face product liability exposures. This program is intended for manufacturers, importers and distributors whose physical products remain in the marketplace after the company has closed. It helps protect your client from third-party bodily injury or property damage claims arising from products sold before the business ended — exposures that a standard CGL no longer covers once the operations stop. Ideal Accounts and Target Industries This program is a good fit for closed businesses that previously manufactured, imported, or distributed tangible products. Target classes include: Automotive parts Cosmetics, skin & hair products Electrical equipment Exercise and home fitness equipment Furniture Importers & distributors Machinery & equipment Non-invasive medical products Sporting goods Toys Example: You may have a client who sold their home fitness equipment business five years ago. They no longer operate, but their products are still used — this program can provide ongoing protection for claims that surface now from those legacy products. Coverage Highlights and Advantages The Discontinued Products policy bridges the gap after a business shuts down and its commercial general liability policy expires. Key features include: Coverage for bodily injury and property damage caused by products sold before closure Policy terms tailored to state-specific limitation/repose considerations Premium schedules that commonly decline over time to reflect reducing exposure In practice, first-year pricing is often close to the insured’s last annual CGL premium, with subsequent years reduced (commonly 10–25% or more), allowing clients to control cost as the tail exposure diminishes. Underwriting Notes and Minimum Premiums Continental Risk works with both admitted and non-admitted carriers to offer flexible placement options. Underwriters will evaluate product type, historic and current claims activity, distribution channels, and applicable state law when pricing and setting terms. Minimum premiums vary by carrier and account; discuss specifics with the underwriting team when submitting a risk. Territory and Availability This program is available to agents and brokers in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted versus non-admitted options may vary by state and carrier. Why Work With Continental Risk / Continental Marine Insurance Services? As an excess & surplus lines broker with deep experience in product liability and post-operation exposures, Continental Risk provides tailored solutions for discontinued product tails. Their access to both admitted and non-admitted markets, combined with focused underwriting on manufacturing and imported products, helps you place complex discontinued product risks more confidently and competitively. Learn more about Continental Risk / Continental Marine Insurance Services Frequently Asked Questions What types of accounts are a good fit for this program?This program is best for closed businesses that previously manufactured, imported, or distributed physical products — especially in industries such as automotive parts, cosmetics, fitness equipment, and toys. How is the premium structured for Discontinued Products coverage?Premiums commonly follow a declining structure: first-year pricing may be similar to the last annual CGL premium, with subsequent years reduced (often 10–25% or more), depending on the product, claims history, and carrier. Can this program be tailored to state-specific legal requirements?Yes. Policies can be customized to align with applicable state statutes of limitation or repose so the coverage period matches the client’s exposure profile. Are both admitted and non-admitted carriers available?Yes. Continental Risk / Continental Marine Insurance Services places discontinued products business with both admitted and non-admitted markets to provide flexibility across a range of risks. Is this program available nationwide?The program is available in most U.S. states. Confirm current availability and admitted/non-admitted options with the underwriting team for specific states. Need help placing an account? Connect with a market specialist.

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...rogram specifically designed for companies that manufacture, sell, service, or...agnostic and therapeutic equipment. Companies that provide repair, refurbishme...