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Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk Insurance Services offers a robust Cab Liability Insurance program designed to help agents and brokers place taxi and livery risks with confidence. As an experienced Excess & Surplus Lines Broker, we provide access to both admitted and non-admitted markets to meet the diverse needs of your transportation clients. Ideal Accounts and Appetite We specialize in taxi and cab liability placements, including: Traditional taxi operations Fleet and non-fleet accounts New ventures with prior industry experience Accounts with clean loss histories and established safety protocols are preferred. We can also consider newer operations provided the principals have prior cab or livery experience. Whether your client operates a small local fleet or a larger multi-vehicle operation, we can help you find coverage solutions that fit. Coverage Highlights and Advantages Primary liability limits available up to $1,000,000 Excess liability limits available for larger accounts Both admitted and non-admitted carriers depending on the risk and state Flexible installment payment options for qualifying accounts You might have a client starting a small taxi company in Nevada or a seasoned operator in Texas looking to expand coverage — we have the markets to support both situations. Underwriting Notes and Minimum Premiums Minimum premiums vary by risk characteristics, territory, and coverage limits. We evaluate each submission individually to provide the best available terms. Installment plans may be available on larger accounts to help your clients manage cash flow. Submission requirements typically include a completed application, current MVRs, vehicle schedules, and loss runs. Our team is ready to guide you through the process to ensure a smooth and efficient placement. Territories and Availability Our Cab Liability Insurance program is currently available in the following states: Alabama (AL) Arizona (AZ) California (CA) Colorado (CO) Georgia (GA) Idaho (ID) Missouri (MO) Nevada (NV) North Carolina (NC) Ohio (OH) Oregon (OR) Tennessee (TN) Texas (TX) Utah (UT) Washington (WA) We continue to expand our market reach, so feel free to inquire about additional states as needed. Why Work With Continental Risk / Continental Marine Insurance Services? With decades of transportation insurance experience, our team understands the unique challenges and exposures faced by cab operators. We’ve built strong relationships with a wide range of carriers, giving you access to competitive markets and tailored solutions for your clients. Our focus on responsiveness, underwriting expertise, and flexible program structures makes us a valuable partner for placing commercial auto and livery risks. Let Continental Risk / Continental Marine Insurance Services help you find the right liability coverage for your taxi and cab clients — whether they’re just starting or scaling up their operations. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for traditional taxi services, small to mid-sized cab fleets, and new ventures with prior industry experience. Are new ventures eligible for coverage?Yes, we can consider new ventures if the owner or operator has prior experience in the cab or livery industry. What liability limits are available?Primary liability limits are available up to $1,000,000, with excess liability options available for larger accounts. Is this program available on an admitted basis?We offer access to both admitted and non-admitted markets depending on the state and risk profile. Which states is this program available in?We currently offer this program in AL, AZ, CA, CO, GA, ID, MO, NV, NC, OH, OR, TN, TX, UT, and WA. Need help placing an account? Connect with a market specialist.

Taxi Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk Insurance Services offers a focused Taxi Cab Liability Insurance program that helps agents and brokers place passenger transportation risks — from single owner-operators to multi-vehicle fleets. With access to both admitted and non-admitted markets and flexible underwriting, you can place a wide range of taxi-related accounts and tailor coverage to fit each client’s operations. Ideal Accounts and Appetite This program is a fit for: Independent taxi owner-operators and small fleets Mid- to large-size taxi fleets and dispatch operations New ventures led by experienced transportation management Accounts that need flexible payment plans or creative underwriting solutions We consider both standard and hard-to-place risks when there is demonstrable industry experience or acceptable loss history. Example accounts you might submit include a metro owner-operator with a clean driving record seeking primary liability coverage, or a regional fleet expanding vehicle counts that needs primary limits plus excess liability capacity. Coverage Highlights and Advantages Primary liability limits up to $1,000,000 Excess liability options available for higher-limit requirements Placement through both admitted and non-admitted carriers, where appropriate Installment payment plans for qualified insureds Competitive solutions for a variety of vehicle types and fleet sizes The program is designed to balance protection and affordability so you can tailor limits, endorsements, and payment terms based on your client’s exposures and budget. Underwriting Notes and Minimum Premiums Minimum premiums vary by state and the account’s characteristics, including driving records, vehicle count, driving radius, and prior operating history. Continental Risk underwriters evaluate each submission individually and will work with you to identify the best market based on risk profile and coverage needs. Provide detailed loss history, driver information, and fleet operations to speed placement. Territories and Availability This program is available in the following states: AL, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WV, and WY. Not all carriers or specific coverages are offered in every state; availability will depend on the state regulator and carrier appetite. Contact the market specialist for state-specific options. Why Work With Continental Risk / Continental Marine Insurance Services? As an excess & surplus lines broker with a transportation focus, Continental Risk / Continental Marine Insurance Services gives agents access to a broad panel of commercial auto and taxi markets. The team brings experience with taxi regulatory considerations, flexible placement options (admitted and non-admitted), and timely quoting for both straightforward and challenging accounts. Working with Continental Risk means you have a partner that can help you grow your transportation book, assist with high-limit or complex placements, and offer payment solutions to help close business. Frequently Asked Questions What types of accounts are a good fit for this program?We work with both independent taxi operators and larger fleets. New ventures with prior industry experience are also eligible. Are admitted markets available for this coverage?Yes, we have access to both admitted and non-admitted markets, depending on the state and risk profile. Can you accommodate taxi businesses that are just starting out?Yes, we accept new ventures provided there is prior transportation industry experience in management or drivers. What limits of liability are available?Primary liability limits are available up to $1,000,000, with excess limits offered for qualified accounts. In which states is the Taxi Cab Liability Insurance program available?This program is available in over 30 states, including CA, TX, and GA. Refer to the territory list above for full availability. Need help placing an account? Connect with a market specialist.

Comprehensive Limousine Transportation Insurance for Fleet Operators Continental Risk / Continental Marine Insurance Services offers a dedicated Limousine Transportation Program built for professional chauffeured-transportation fleets (minimum five vehicles). As an experienced Excess & Surplus Lines broker with access to an A++ admitted carrier, we provide tailored coverage, competitive terms, and value-added services designed for executive and airport transfer operators. Ideal Accounts and Appetite This program is geared toward established, professionally managed chauffeured-transportation businesses with documented safety controls. Preferred accounts typically have: Fleets of five or more vehicles — sedans, SUVs and stretch limousines Strong driver screening and ongoing training programs Clean loss history and up-to-date motor vehicle records (MVRs) Primary focus on corporate, executive and airport transfer work Non-emergency medical transport (NEMT), taxi-type operations and informal ride-share businesses are generally outside this program’s appetite. Coverage Highlights and Advantages The Limousine Transportation Program includes core motor coverages and optional extensions to address common exposures in chauffeured services: Auto Liability: $1,500,000 Combined Single Limit (CSL) Uninsured/Underinsured Motorist and Personal Injury Protection (PIP) where required by law Auto Physical Damage: Comprehensive and Collision Optional Coverages: Non-Owned Auto, Hired Auto, Towing, Electronic Equipment Agents can also offer insureds a complimentary online Defensive Driver Training course and exam to help reduce loss frequency and support safer operations. Underwriting Requirements and Minimum Premiums To expedite submissions, include the following documentation: Completed, signed, and dated Chauffeured Transportation Supplemental Application Completed ACORD applications Valued loss runs for the current policy term plus the prior three years Operations manuals, safety policies, driver training records and MVRs Minimum premiums vary by carrier and risk profile. Our underwriting team will review each account and work with you to provide competitive terms based on fleet mix, exposures and loss history. Territories and Availability This program is available in most states and the District of Columbia. Continental Risk / Continental Marine Insurance Services has broad market access across the country, allowing you to place appropriate limousine risks in the majority of U.S. jurisdictions. Why Work With Continental Risk / Continental Marine Insurance Services? We specialize in niche transportation risks and understand the operational demands of chauffeured services — tight schedules, high-value clients and complex liability exposures. Agents benefit from: Access to underwriting that knows the limousine market Admitted A++ carrier capacity for qualifying accounts Value-added loss-control tools, including driver training Responsive underwriting and flexible placement options through an experienced E&S broker Example scenarios that typically fit this program: A corporate shuttle operator with a fleet of 10 late-model SUVs, formal driver training, and three years of clean loss runs. An executive sedan fleet providing airport transfers for business clients, with centralized dispatch, written safety policies, and routine MVR monitoring. Whether you’re placing a luxury executive fleet or expanding a transportation book, our Limousine Transportation Program helps you deliver comprehensive coverage and practical risk management support to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Established limousine and executive transportation fleets with five or more vehicles, a documented safety program, and a strong loss history are the best fit. What documentation is required to get a quote?Submit a completed Chauffeured Transportation Supplemental Application, ACORD forms, four years of loss runs, and operational safety documentation including MVRs. Is this program available in all states?The program is available in most states and D.C. Confirm availability for a specific state at submission because market access can vary by territory and account characteristics. Does the program include driver training?Yes. The carrier provides a complimentary online Defensive Driver Training course and examination as part of the program benefits. Are smaller fleets or single-vehicle operators eligible?This program is designed for fleets of five or more vehicles. Smaller operations may not qualify, but we can discuss alternative placement options. Need help placing an account? Connect with a market specialist.

Overview — Continental Risk: Air Conditioning Systems Program Continental Risk / Continental Marine Insurance Services offers a specialized Excess & Surplus Lines program for contractors and businesses that install, service or maintain air conditioning systems. This program is placed with an A-rated carrier and is designed for agents who need an E&S option for accounts that require broader terms than standard admitted markets can provide. Ideal Accounts and Appetite HVAC contractors performing installation, replacement, service and repair work. Commercial and light-commercial accounts, including retail, small offices, property management vendors, and multi-family maintenance contractors. New residential construction and tract work are acceptable (subject to underwriting and higher minimums). Accounts needing combined General Liability with tailored protection for auto and pollution exposures. Coverage Highlights and Advantages Blanket Additional Insured (Blanket AI) is included to simplify certificate issuance for GC and property owner relationships. Defense outside the limits feature with a 1/2/2 limit structure (defense outside the limits as described by the insurer). Excess limits are available to layer over primary placements when higher limits are required. Ability to include Automobile and Pollution cover for qualifying operations — useful for contractors who transport refrigerants or perform operations with potential pollutant exposure. Non-admitted placement through an experienced E&S broker allowing flexible terms for accounts that do not fit admitted market guidelines. Underwriting Notes and Minimum Premiums Underwriting focuses on operational controls, experience, and loss history. Key considerations include payroll, annual receipts, percentage of new residential vs. service work, safety programs, and refrigerant handling procedures. Minimum premium: $775 for accounts without new residential exposure. Minimum premium: $3,000 for accounts that include new residential work or tract construction. Higher minimums or specific underwriting requirements may apply to accounts with significant pollution exposure, large payrolls, or recent loss activity. Territories and Admitted Status This is a non-admitted (E&S) program and is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place Air Conditioning Business with Continental Risk Specialized E&S broker expertise — Continental Risk understands contractor exposures and works to craft practical solutions for HVAC risks. Market access to an A-rated carrier with favorable policy features, including blanket AI and defense outside the limits. Ability to package GL with auto and pollution cover for a more complete placement from a single program. Flexible excess capacity available when higher limits are required. Responsive underwriting for tract and new residential work when properly documented and priced. Example Accounts Example 1: You have a regional HVAC contractor with $1.2M in annual receipts who performs commercial service and small new-build residential installs. The program can provide GL with pollution coverage and blanket AI, with a quoted minimum premium adjusted for the new residential exposure. Example 2: You represent a property management vendor that performs routine HVAC maintenance across several multi-family properties and uses company vehicles to transport refrigerants. This program can combine GL, auto, and pollution cover in a single non-admitted placement with appropriate underwriting. For more information about the Air Conditioning Systems product and submission requirements, visit www.continentalriskins.com or contact Continental Risk through your usual wholesaler channels. Frequently Asked Questions What types of HVAC accounts are a good fit for this program?Contractors doing commercial service, light commercial installs, multi-family maintenance, and limited new residential or tract work are typical fits. Accounts with strong safety programs and manageable pollution exposure are preferred. Is this an admitted or non-admitted program?This is a non-admitted (E&S) program. Continental Risk places business where admitted markets are not suitable or flexible terms are needed. Are auto and pollution coverages available?Yes. Continental Risk can offer automobile and pollution coverage as part of the package for qualifying HVAC operations. These are underwritten alongside GL to ensure proper limits and conditions. How does the program handle additional insured requests?Blanket Additional Insured is included, which simplifies certificate issuance for general contractors and property owners. Specific endorsements and wording will be provided based on the insured’s operations and contracts. What are the minimum premiums and when do they apply?Minimums are $775 for accounts without new residential exposure and $3,000 for accounts that include new residential or tract work. Underwriting may require higher premiums for elevated exposures or recent losses. Need help placing an account? Connect with a market specialist.