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Marine General Liability Program from Continental Risk / Continental Marine Insurance Services
Continental Marine Insurance Services, a division of Continental Risk, offers a Marine General Liability (MGL) program tailored for marine-related businesses across the United States. With access to 20+ A-rated marine carriers—both admitted and non-admitted—we give retail agents and brokers multiple market options to place a wide range of marine liability risks.
Whether you are placing a preferred account or working a hard-to-place risk, our team of marine underwriting professionals delivers carrier access and placement strategies you can use to grow your marine book. We work with agents at every experience level and collaborate to improve client retention through practical, market-driven solutions.
Ideal Accounts and Appetite
This MGL program fits a broad set of marine operations. Ideal accounts include:
Boat repair yards and marine contractors
Marinas and dock operations
Shipwrights and marine artisans
Marine electronics installers
Vessel detailers and maintenance services
Divers and underwater service providers
We write both clean and challenged accounts—clients with prior losses, coverage lapses, or other underwriting issues can often be evaluated for placement. If you have a specialized marine trade or a distressed account that needs a second look, submit the details and our underwriters will review options.
Coverage Highlights and Advantages
The program provides core general liability protection for operations involving watercraft, marine services and waterfront premises. In addition to GL, we can place related marine products such as:
Protection & Indemnity (P&I)
Legal Liability coverage for hull and property exposure
Solutions for both land-based and water-based operations
Our underwriting model emphasizes tailored placements and strong carrier relationships; that approach supports a ~90% renewal retention rate and helps you offer stable coverage to clients.
Underwriting Notes and Minimum Premiums
We work with both admitted and non-admitted markets to give flexibility when addressing varied risk profiles. The program minimum premium starts at $1,500. Each submission is reviewed on its merits—complete information helps us secure the best market fit—so provide loss runs, operations descriptions, and any risk controls when you submit.
Territories and Availability
Continental Marine writes Marine General Liability risks nationwide, including all 50 states and the District of Columbia. From Gulf Coast marinas to Great Lakes operators and Pacific Northwest boatyards, we can help you place accounts across the country.
Why Work With Continental Marine Insurance Services?
As one of the top producing agents on the West Coast for several national marine carriers, Continental Marine combines deep marine expertise with wide market access. Our team provides underwriting insight, placement options across admitted and surplus lines markets, and hands-on support to help you close and retain marine business.
Example scenarios you can place through this program:
A mid-sized marina seeking GL and P&I for slip operations and on-site repair services.
An electronics installer with subcontracted labor and a recent loss that needs a non-admitted placement.
To learn more, contact our office at 866-699-2747 or visit our website at www.continentalmarineins.com. You can also connect with us on Facebook, Twitter, or LinkedIn.
Frequently Asked Questions
What types of accounts are a good fit for this Marine General Liability program?We target a wide range of marine-related businesses including marinas, boat repair yards, marine contractors, and underwater service providers. Both preferred and distressed risks are welcome.
Is this program available on an admitted or non-admitted basis?We have access to both admitted and non-admitted A-rated carriers, allowing us to place a variety of risk types with the most suitable market.
What is the minimum premium for this program?The minimum premium starts at $1,500, depending on the nature and size of the risk.
Can you help with accounts that have prior losses or coverage lapses?Yes—our team specializes in underwriting both clean and distressed risks and can assist in evaluating accounts with prior losses or lapses in coverage.
In which states is this program available?This program is available nationwide, including all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.
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Taxi Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk Insurance Services offers a focused Taxi Cab Liability Insurance program that helps agents and brokers place passenger transportation risks — from single owner-operators to multi-vehicle fleets. With access to both admitted and non-admitted markets and flexible underwriting, you can place a wide range of taxi-related accounts and tailor coverage to fit each client’s operations.
Ideal Accounts and Appetite
This program is a fit for:
Independent taxi owner-operators and small fleets
Mid- to large-size taxi fleets and dispatch operations
New ventures led by experienced transportation management
Accounts that need flexible payment plans or creative underwriting solutions
We consider both standard and hard-to-place risks when there is demonstrable industry experience or acceptable loss history. Example accounts you might submit include a metro owner-operator with a clean driving record seeking primary liability coverage, or a regional fleet expanding vehicle counts that needs primary limits plus excess liability capacity.
Coverage Highlights and Advantages
Primary liability limits up to $1,000,000
Excess liability options available for higher-limit requirements
Placement through both admitted and non-admitted carriers, where appropriate
Installment payment plans for qualified insureds
Competitive solutions for a variety of vehicle types and fleet sizes
The program is designed to balance protection and affordability so you can tailor limits, endorsements, and payment terms based on your client’s exposures and budget.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by state and the account’s characteristics, including driving records, vehicle count, driving radius, and prior operating history. Continental Risk underwriters evaluate each submission individually and will work with you to identify the best market based on risk profile and coverage needs. Provide detailed loss history, driver information, and fleet operations to speed placement.
Territories and Availability
This program is available in the following states: AL, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WV, and WY.
Not all carriers or specific coverages are offered in every state; availability will depend on the state regulator and carrier appetite. Contact the market specialist for state-specific options.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an excess & surplus lines broker with a transportation focus, Continental Risk / Continental Marine Insurance Services gives agents access to a broad panel of commercial auto and taxi markets. The team brings experience with taxi regulatory considerations, flexible placement options (admitted and non-admitted), and timely quoting for both straightforward and challenging accounts.
Working with Continental Risk means you have a partner that can help you grow your transportation book, assist with high-limit or complex placements, and offer payment solutions to help close business.
Frequently Asked Questions
What types of accounts are a good fit for this program?We work with both independent taxi operators and larger fleets. New ventures with prior industry experience are also eligible.
Are admitted markets available for this coverage?Yes, we have access to both admitted and non-admitted markets, depending on the state and risk profile.
Can you accommodate taxi businesses that are just starting out?Yes, we accept new ventures provided there is prior transportation industry experience in management or drivers.
What limits of liability are available?Primary liability limits are available up to $1,000,000, with excess limits offered for qualified accounts.
In which states is the Taxi Cab Liability Insurance program available?This program is available in over 30 states, including CA, TX, and GA. Refer to the territory list above for full availability.
Need help placing an account? Connect with a market specialist.