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...rams reach all types and sizes of yachts. Our comprehensive programs, deep cov...s program?Typically private pleasure yachts, luxury and mega yachts, and owner-operated cruisers that ...

Comprehensive Yacht Club Insurance from Continental Marine Continental Risk / Continental Marine Insurance Services offers a dedicated Yacht Club insurance package designed for the operational, liability, and property risks yacht clubs face. The program supports clubs that run sailing programs, regattas, instruction, and marina operations. With access to A-rated carriers and placements in both admitted and non-admitted markets, Continental Marine delivers flexible coverage guided by marine-focused underwriting. Ideal Accounts and Appetite This program is a good fit for: Yacht clubs with active sailing programs and regattas Clubs that own, borrow, charter, loan, or rent boats Facilities with docks, marinas, piers, and boating instruction Operations that rely on paid staff and/or volunteer crew Clubs that serve or sell alcohol and need Liquor Liability Continental Marine can handle a wide range of club sizes and structures, including nonprofit clubs, member-led boards, and those with salaried management. Coverage Highlights and Advantages The Yacht Club package combines broad liability and property protections tailored to waterfront exposures: General Liability: Includes club members, volunteers, and directors & officers as additional insureds where appropriate Event Liability: Coverage for regattas, races, and instructional events Protection & Indemnity (P&I): For club-owned, borrowed, loaned, or chartered vessels Crew Coverage: Included for crew working aboard vessels used by the club Marina Operator’s Legal Liability: Third-party boat exposure (including member-owned craft) Pollution Liability: Limited cleanup and third-party property damage coverage Property: “All-risk” coverage for buildings, docks, piers, wharves, and equipment Replacement Cost Options: Available for structures and equipment Business Income & Extra Expense: Helps clubs recover income after a covered loss Physical Damage: Coverage for boats owned, borrowed, or chartered by the club Liquor Liability: Available when alcohol is sold or served on premises Underwriting Notes and Minimum Premiums Underwritten through A-rated carriers, the program starts with minimum premiums of $1,500. Quotes are customized based on the club’s operations, size, marina exposure, number and type of boats, event frequency, and prior loss history. Complete, detailed submissions receive faster turnarounds. Territories and Availability Available nationwide to agents and brokers in all 50 states plus Washington, DC. Whether a client is on the coast, the Great Lakes, or inland waterways, Continental Marine can quote yacht club exposures across the listed territories. Why Work With Continental Marine Insurance Services? Continental Marine is a general agency and E&S broker with deep experience in marine and waterfront risks. Their underwriting team understands the operational nuances of yacht clubs and provides responsive service through placement and policy servicing. Access to top-rated markets and flexibility to write admitted or non-admitted placements makes them a practical partner for agents placing complex waterfront accounts. Visit the Continental Marine company profile to review other programs, or learn more about the Yacht Clubs program here. Frequently Asked Questions What types of yacht clubs are eligible for this program?Yacht clubs with sailing regattas, instructional programs, marina operations, or a mix of those activities are eligible. Both nonprofit and for-profit clubs can be considered. Does the policy include coverage for club-owned and borrowed boats?Yes. The package includes Protection & Indemnity and optional physical damage coverage for boats owned, borrowed, loaned to, or chartered by the club. Is crew coverage included in the policy?Yes. Crew coverage is provided for vessels used in regular club operations; underwriting will review crew roles and experience. Can this program cover clubs that serve alcohol?Yes. Liquor Liability can be added when the club sells or serves alcoholic beverages on premises or at events. How quickly can I get a quote for my client?Turnaround depends on account complexity and the completeness of the submission. Providing details on boats, events, docks, staff/volunteers, and loss history helps speed up the process. Need help placing an account? Connect with a market specialist.

Comprehensive Yacht Club Insurance from Continental Marine Continental Risk / Continental Marine Insurance Services offers a dedicated Yacht Club insurance package designed for the operational, liability, and property risks yacht clubs face. The program supports clubs that run sailing programs, regattas, instruction, and marina operations. With access to A-rated carriers and placements in both admitted and non-admitted markets, Continental Marine delivers flexible coverage guided by marine-focused underwriting. Ideal Accounts and Appetite This program is a good fit for: Yacht clubs with active sailing programs and regattas Clubs that own, borrow, charter, loan, or rent boats Facilities with docks, marinas, piers, and boating instruction Operations that rely on paid staff and/or volunteer crew Clubs that serve or sell alcohol and need Liquor Liability Continental Marine can handle a wide range of club sizes and structures, including nonprofit clubs, member-led boards, and those with salaried management. Coverage Highlights and Advantages The Yacht Club package combines broad liability and property protections tailored to waterfront exposures: General Liability: Includes club members, volunteers, and directors & officers as additional insureds where appropriate Event Liability: Coverage for regattas, races, and instructional events Protection & Indemnity (P&I): For club-owned, borrowed, loaned, or chartered vessels Crew Coverage: Included for crew working aboard vessels used by the club Marina Operator’s Legal Liability: Third-party boat exposure (including member-owned craft) Pollution Liability: Limited cleanup and third-party property damage coverage Property: “All-risk” coverage for buildings, docks, piers, wharves, and equipment Replacement Cost Options: Available for structures and equipment Business Income & Extra Expense: Helps clubs recover income after a covered loss Physical Damage: Coverage for boats owned, borrowed, or chartered by the club Liquor Liability: Available when alcohol is sold or served on premises Underwriting Notes and Minimum Premiums Underwritten through A-rated carriers, the program starts with minimum premiums of $1,500. Quotes are customized based on the club’s operations, size, marina exposure, number and type of boats, event frequency, and prior loss history. Complete, detailed submissions receive faster turnarounds. Territories and Availability Available nationwide to agents and brokers in all 50 states plus Washington, DC. Whether a client is on the coast, the Great Lakes, or inland waterways, Continental Marine can quote yacht club exposures across the listed territories. Why Work With Continental Marine Insurance Services? Continental Marine is a general agency and E&S broker with deep experience in marine and waterfront risks. Their underwriting team understands the operational nuances of yacht clubs and provides responsive service through placement and policy servicing. Access to top-rated markets and flexibility to write admitted or non-admitted placements makes them a practical partner for agents placing complex waterfront accounts. Visit the Continental Marine company profile to review other programs, or learn more about the Yacht Clubs program here. Frequently Asked Questions What types of yacht clubs are eligible for this program?Yacht clubs with sailing regattas, instructional programs, marina operations, or a mix of those activities are eligible. Both nonprofit and for-profit clubs can be considered. Does the policy include coverage for club-owned and borrowed boats?Yes. The package includes Protection & Indemnity and optional physical damage coverage for boats owned, borrowed, loaned to, or chartered by the club. Is crew coverage included in the policy?Yes. Crew coverage is provided for vessels used in regular club operations; underwriting will review crew roles and experience. Can this program cover clubs that serve alcohol?Yes. Liquor Liability can be added when the club sells or serves alcoholic beverages on premises or at events. How quickly can I get a quote for my client?Turnaround depends on account complexity and the completeness of the submission. Providing details on boats, events, docks, staff/volunteers, and loss history helps speed up the process. Need help placing an account? Connect with a market specialist.

...lobal Marine Insurance, boats and yachts are our sole focus. We specialize exc...ers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients wi...

Comprehensive Coverage for Marinas, Boat Dealers & Yacht Clubs Maritime Program Group (MPG) is a leading Managing General Agency and the largest program underwriter of marine facilities in the United States. Our Recreational Marine – Commercial Insurance program gives agents and brokers a single, reliable solution for recreational marine clients. With more than 25 years of program experience and deep carrier relationships, MPG delivers tailored coverage designed for the exposures marine facilities face day-to-day. Ideal Accounts and Appetite This program is built for businesses that operate in the recreational marine space, including: Marinas and boatyards (fuel docks, storage, repair) Boat dealers and yacht brokers Yacht clubs and sailing schools Marine artisans and repair facilities Boat rental and charter operations MPG can handle full-service marinas as well as smaller, specialized shops. Typical fits include accounts with on-site repair, fuel operations, inventory exposures, and pier/dock operations. Less-aligned risks are large commercial shipping operations, heavy industrial waterfront facilities, and accounts with significant adverse loss histories — discuss these with underwriters before submission. Example scenarios you might place through MPG: A seasonal, full-service marina with fuel docks, transient slips and a small repair shop seeking a package policy including Piers & Docks and Pollution Liability. A yacht dealer needing combined inventory coverage, General Liability, and Marina Operators Legal Liability for a multi-location operation. Coverage Highlights and Advantages Underwritten by marine specialists, the program offers a broad, customizable package of commercial coverages tailored to recreational marine exposures. Core offerings include: Hull and P&I Property, Crime, General Liability, and Inland Marine (package option) Commercial Auto Workers’ Compensation Marina Operators Legal Liability Yacht Dealers Inventory Coverage Builders Risk Pollution Liability Directors & Officers (D&O) and Employment Practices Liability (EPLI) Piers, Docks & Other Marine Structures MPG also offers proprietary coverage enhancements developed in-house to address evolving marine exposures — these can help differentiate submissions and improve placement success. Underwriting Notes and Minimum Premiums Underwriting is performed by a team with lifelong marine experience. They evaluate operational details (fueling, repair, storage, seasonal activity), inspection findings, and loss-control measures when structuring coverage. Minimum premiums and retentions vary by account size and complexity; the underwriters will provide guidance after reviewing submissions. Be prepared to provide current loss runs, operations descriptions, and values for vessels and inventory. Territories and Availability This program is available in all 50 states, including Washington, D.C. MPG can place coastal, Great Lakes, inland lake, and riverine marine risks nationwide. Why Work With Maritime Program Group? Agents and brokers choose MPG when they need a marine-focused market that can handle multi-line commercial placements with speed and expertise. Key strengths: Exclusive program access with top-rated carriers Dedicated marine underwriting specialists with decades of experience Comprehensive, customizable coverage packages Responsive service designed for wholesale placement workflows Whether you’re placing a marina expanding services or a dealer needing inventory protection, MPG provides underwriting depth and product flexibility to help you win and retain that business. Learn more about MPG’s recreational marine underwriting and how we can help place your next risk. Contact us at (800) 366-8086 or visit our company profile for additional information. Frequently Asked Questions What types of accounts are a good fit for this program?Marinas, boat dealers, yacht clubs, boat rental/charter operations, and marine repair facilities are the primary fits. Accounts focused on recreational boating activities are ideal. Is this program available in all states?Yes — the program is available nationwide in all 50 states and Washington, D.C. What are the minimum premium requirements?Minimum premiums vary based on the size and complexity of the risk. Underwriters will evaluate each submission and advise on minimums and available features. Can I get multiple lines of coverage from a single source?Yes. MPG offers multi-line solutions — property, liability, auto, workers’ comp, inland marine and specialty marine coverages — through a single submission to streamline placement. Who underwrites the coverage?Coverage is underwritten by Maritime Program Group’s team of marine specialists, backed by long-standing carrier relationships and more than 25 years of program stability. Need help placing an account? Connect with a market specialist.

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...craft (e.g., Jet Skis) Luxury Yachts You might have a client who...s, jet skis, older boats, and luxury yachts. It is well-suited for individuals...

...rvices to pleasure and commercial yachts. The program is written for small art...ll contractors who work on boats and yachts, including but not limited to: ...

Harbor Risk, a division of Safehold Special Risk, delivers specialized marine insurance solutions tailored to the needs of both commercial and recreational marine businesses. As a trusted general underwriter, Harbor Risk offers deep industry knowledge and a responsive underwriting approach to help agents confidently place a wide range of marine-related risks. Whether your client is building boats, operating a marina, or providing ferry services, our team is here to help you find the right coverage for their unique exposures. Ideal Accounts and Appetite Harbor Risk is well-suited for agents looking to place marine accounts across a wide spectrum of operations. We work with businesses of all sizes—from small artisan operations to large-scale marine contractors. Target classes include: Artisans Boat builders and dealers Cargo handlers and transporters Charter or rental operations Dock builders and dredgers Ferry services Marinas and marina operators Marine contractors Sailing schools and yacht clubs Ship repairers and stevedores Terminal operators Workboat operators Yacht brokers If you have a client who owns a regional ferry service or operates a marina with repair facilities and boat rentals, Harbor Risk can help you tailor a package that addresses all of their key exposures. Coverage Highlights and Advantages Our marine program includes access to a broad range of specialized coverages that address both land-based and waterborne exposures. Available coverages include, but are not limited to: Marine general liability and protection & indemnity (P&I) Hull coverage Builders’ risk and boat dealer inventory Bumbershoot (excess liability) Cargo and inland marine equipment Marina operators’ and terminal operators’ legal liability Ship repairers’ legal liability Yacht brokers’ legal liability Employment practices liability and workers’ compensation Fine arts, crime, and electronic data processing This robust selection of products allows you to build comprehensive insurance solutions that align with your clients' operational risks and compliance needs. Underwriting Notes and Minimum Premiums We offer flexible underwriting for most marine-related classes and do not impose a set minimum premium. This allows agents to submit a wide range of account sizes—from startups to large operations. Our underwriters work closely with you to evaluate each submission and provide tailored guidance. Territories and Availability The Harbor Risk Marine Program is available in most states across the U.S., including coastal, inland, and Great Lakes regions. Coverage is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on an admitted basis in most available states, helping to meet local regulatory requirements and provide peace of mind to your clients. Why Work With Safehold Special Risk As a program administrator with deep specialization in marine insurance, Safehold Special Risk—through its Harbor Risk division—brings experienced underwriting, responsive service, and access to tailored marine markets. We understand the nuances of marine operations and work collaboratively with brokers to deliver the right solutions quickly and effectively. From complex ship repair operations to small sailing schools, Harbor Risk is your go-to partner for specialized marine risks. Let us help you grow your book with confidence in this niche space. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat builders, marinas, ferry services, marine contractors, yacht brokers, and similar marine-related businesses. Is there a minimum premium requirement?No, there is no set minimum premium, allowing agents to place both small and large accounts. Which states is this program available in?The program is available in most U.S. states, including coastal and inland regions. A full list includes 48 states plus DC. Can I submit both commercial and recreational marine risks?Yes, the program is designed to accommodate both commercial and recreational marine businesses. What types of liability coverage are included?Available liability coverages include marine general liability, protection and indemnity (P&I), marina operators’ legal liability, and more. Need help placing an account? Connect with a market specialist.

...utomobiles and collector cars Yachts (over 80 ft) and personal watercraft ...collector or high-value automobiles, yachts, and those needing excess liabilit...