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Comprehensive Yacht Club Insurance from Continental Marine Continental Risk / Continental Marine Insurance Services offers a dedicated Yacht Club insurance package designed for the operational, liability, and property risks yacht clubs face. The program supports clubs that run sailing programs, regattas, instruction, and marina operations. With access to A-rated carriers and placements in both admitted and non-admitted markets, Continental Marine delivers flexible coverage guided by marine-focused underwriting. Ideal Accounts and Appetite This program is a good fit for: Yacht clubs with active sailing programs and regattas Clubs that own, borrow, charter, loan, or rent boats Facilities with docks, marinas, piers, and boating instruction Operations that rely on paid staff and/or volunteer crew Clubs that serve or sell alcohol and need Liquor Liability Continental Marine can handle a wide range of club sizes and structures, including nonprofit clubs, member-led boards, and those with salaried management. Coverage Highlights and Advantages The Yacht Club package combines broad liability and property protections tailored to waterfront exposures: General Liability: Includes club members, volunteers, and directors & officers as additional insureds where appropriate Event Liability: Coverage for regattas, races, and instructional events Protection & Indemnity (P&I): For club-owned, borrowed, loaned, or chartered vessels Crew Coverage: Included for crew working aboard vessels used by the club Marina Operator’s Legal Liability: Third-party boat exposure (including member-owned craft) Pollution Liability: Limited cleanup and third-party property damage coverage Property: “All-risk” coverage for buildings, docks, piers, wharves, and equipment Replacement Cost Options: Available for structures and equipment Business Income & Extra Expense: Helps clubs recover income after a covered loss Physical Damage: Coverage for boats owned, borrowed, or chartered by the club Liquor Liability: Available when alcohol is sold or served on premises Underwriting Notes and Minimum Premiums Underwritten through A-rated carriers, the program starts with minimum premiums of $1,500. Quotes are customized based on the club’s operations, size, marina exposure, number and type of boats, event frequency, and prior loss history. Complete, detailed submissions receive faster turnarounds. Territories and Availability Available nationwide to agents and brokers in all 50 states plus Washington, DC. Whether a client is on the coast, the Great Lakes, or inland waterways, Continental Marine can quote yacht club exposures across the listed territories. Why Work With Continental Marine Insurance Services? Continental Marine is a general agency and E&S broker with deep experience in marine and waterfront risks. Their underwriting team understands the operational nuances of yacht clubs and provides responsive service through placement and policy servicing. Access to top-rated markets and flexibility to write admitted or non-admitted placements makes them a practical partner for agents placing complex waterfront accounts. Visit the Continental Marine company profile to review other programs, or learn more about the Yacht Clubs program here. Frequently Asked Questions What types of yacht clubs are eligible for this program?Yacht clubs with sailing regattas, instructional programs, marina operations, or a mix of those activities are eligible. Both nonprofit and for-profit clubs can be considered. Does the policy include coverage for club-owned and borrowed boats?Yes. The package includes Protection & Indemnity and optional physical damage coverage for boats owned, borrowed, loaned to, or chartered by the club. Is crew coverage included in the policy?Yes. Crew coverage is provided for vessels used in regular club operations; underwriting will review crew roles and experience. Can this program cover clubs that serve alcohol?Yes. Liquor Liability can be added when the club sells or serves alcoholic beverages on premises or at events. How quickly can I get a quote for my client?Turnaround depends on account complexity and the completeness of the submission. Providing details on boats, events, docks, staff/volunteers, and loss history helps speed up the process. Need help placing an account? Connect with a market specialist.

...lobal Marine Insurance, boats and yachts are our sole focus. We specialize exc...ers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients wi...

North American Marine Underwriters (NAMU), in partnership with Hanover Insurance Company, offers a comprehensive marine insurance program tailored to the unique risks of the recreational marine industry. With decades of underwriting experience, our in-house team brings deep expertise and a personalized approach to placing both Hanover and non-Hanover business. Whether your clients are marina operators, boat dealers, or yacht clubs, NAMU provides flexible and competitive solutions for complex marine exposures. Ideal Accounts and Appetite We specialize in coverage for businesses across the Eastern Seaboard, from Maine to the Carolinas. Our program is ideal for: Marinas and marina operators Boat dealers and small custom boat builders Yacht clubs and maritime museums Marine artisans and service providers You might have a client operating a marina with on-site repair services, a boat dealership with inventory exposure, or a yacht club that needs combined property and liability coverage. We can help you place these accounts with confidence. Coverage Highlights and Advantages Our marine insurance program offers broad protection through customizable package policies. Coverage options include: General Liability and Property Marina Operators Legal Liability Protection and Indemnity Hull Coverage for Owned Workboats Boat Dealers Inventory Bumbershoot (Excess Liability) Sudden and Accidental Pollution Liquor Liability and Equipment Coverage Commercial Auto and Workers Compensation Coverage for Piers, Docks, and Marine Infrastructure By bundling multiple lines into one streamlined solution, we reduce coverage gaps and improve efficiency. Our loss control services, powered by Hanover, help your clients avoid claims, while our marine claims team supports timely and fair resolutions. Underwriting Notes and Minimum Premiums We underwrite both Hanover and non-Hanover agency submissions through our in-house facility. Our underwriters understand the nuances of marine risks and are committed to crafting tailored solutions for each account. While minimum premiums vary by account type and risk profile, we aim to offer competitive pricing without sacrificing coverage quality. Territories and Availability Our program is available to agents in the following states: CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, WV Some coverages are offered on an admitted basis, depending on the state and account. Why Work With North American Marine Underwriters Since 2001, NAMU has been a trusted partner for agents seeking marine insurance solutions. We combine specialty underwriting expertise, responsive service, and access to multiple markets to help you meet your clients’ needs. We handle quoting, policy issuance, endorsements, and claims support in-house—reducing turnaround times and providing a single point of contact. Whether your client is a small marina or a multi-location boat dealer, we’re here to help you navigate their marine insurance needs. Frequently Asked Questions What types of accounts are a good fit for this program?We work best with marinas, boat dealers, yacht clubs, marine artisans, and small custom boat builders located along the Eastern Seaboard. Is this program available on an admitted basis?Some coverages are available on an admitted basis in select states. Please contact us for details specific to your client’s location. Do you work with non-Hanover agents?Yes, our in-house underwriting facility supports both Hanover and non-Hanover agents. Can I package multiple lines of coverage for my client?Absolutely. We specialize in creating bundled solutions that combine liability, property, auto, and marine-specific coverages into one comprehensive plan. What states is this program available in?We currently offer this program in CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, and WV. Need help placing an account? Connect with a market specialist.

... automobiles and collector cars Yachts, superyachts and recreational boats Private airc...condary residences, collector autos, yachts, private aircraft, substantial col...

...rvices to pleasure and commercial yachts. The program is written for small art...ll contractors who work on boats and yachts, including but not limited to: ...

...vessels, party boats, and charter yachts. Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft. ...gs, barges, workboats), recreational yachts, marinas and cargo/transit operati...

...utomobiles and collector cars Yachts (over 80 ft) and personal watercraft ...collector or high-value automobiles, yachts, and those needing excess liabilit...

...), performance boats up to 26'. Yachts: vessels 26' and over including high-... jet skis, airboats and houseboats), yachts 26' and over (including high-perfo...

Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence. Ideal Accounts and Appetite This program is a fit for a broad range of marine dealers, including: Boat dealers with new and/or used inventory Dealerships that provide sales, repair, maintenance, or demonstration services Operations that transport boats for shows, deliveries, or customer locations Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission. Coverage Highlights and Advantages Physical protection for boats, outboard/inboard motors, and accessories held for sale Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat Liability coverage for loss of life, bodily injury, and third-party property damage Legal defense, court costs, and wreck removal where required by law Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients. Underwriting Notes and Minimum Premiums Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested. Typical factors that affect acceptability and pricing: Value and type of inventory (new vs. used, high-value specialty craft) Amount and frequency of on-water demonstrations or test rides Transport methods and distance (local deliveries vs. interstate movement) Garage/repair operations and customer slip or dock exposures Territories and Availability The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps. Example scenarios that fit this program: You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission. You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account. If you need more information or want to submit a risk, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.

Marina Insurance Program Continental Risk / Continental Marine Insurance Services offers a specialized Marina Insurance program that combines key coverages into a single, comprehensive portfolio. Designed specifically for marinas and marina operators, this program addresses the unique exposures associated with waterfront property and marine operations. The program typically includes: - Property Coverage - General Liability - Business Auto - Equipment Coverage - Piers and Docks - Work Boats - Umbrella Liability (including Marina Operations and Protection & Indemnity) - Marine Workers’ Compensation (available in select states) This all-in-one solution streamlines coverage for agents and brokers seeking to protect clients with marina-related operations. Whether your client operates a full-service marina, boatyard, or waterfront repair facility, this program is designed to meet a wide range of risk management needs. Ideal Accounts and Appetite This program is ideal for a broad range of marina-related businesses, including: Private and public marinas Boat repair and maintenance yards Fuel docks and marine retail operations Dockominiums and yacht clubs Dry stack storage facilities You might have a client who operates a marina with seasonal boat storage, fueling services, and light repair operations—this program is built to cover those exposures under one streamlined policy. Coverage Highlights and Advantages Continental Risk’s Marina Insurance program provides broad coverage options tailored to marine environments. Key advantages include: Access to multiple carriers with marine-specific underwriting expertise Coverage for piers, docks, and marine equipment Umbrella policies that include Protection & Indemnity (P&I) Optional Marine Workers' Compensation in eligible states Ability to cover both watercraft and land-based exposures Underwriting Notes and Minimum Premium The minimum premium for this program starts at $1,500. Submissions should include detailed information about the marina's operations, services, location, and any previous loss history. Clean accounts with a focus on safety and risk management are preferred. Territories and Availability This program is available in most states across the U.S., including coastal and inland regions. Coverage is offered on an admitted basis in many areas, depending on carrier availability. States served include AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker with deep expertise in marine risks, Continental Risk / Continental Marine Insurance Services provides access to multiple carriers and tailored underwriting for marina-related accounts. Our team understands the complexities of waterfront operations and works closely with agents to craft the right coverage solutions. Whether you're placing a small marina in the Midwest or a large coastal facility with commercial tenants, we have the markets and knowledge to help. For more information, please contact Jeana at [email protected] or call 866-699-27477. www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Marina Insurance program?Ideal accounts include marinas, boatyards, yacht clubs, fuel docks, and marine repair facilities. Both coastal and inland operations are considered. Is Marine Workers' Compensation included in all states?No, Marine Workers' Compensation is available only in select states. Please contact us to confirm availability in your client’s location. Can this program cover both land and water-based exposures?Yes, the program is designed to cover property and liability exposures both on land and in marine environments, including piers, docks, and work boats. What is the minimum premium for this program?The minimum premium starts at $1,500, but actual pricing will depend on the size, services, and risk profile of the marina operation. Do I need to submit full underwriting details with my application?Yes, complete underwriting information—including operational details, services provided, and loss history—will help expedite the quoting process. Need help placing an account? Connect with a market specialist.