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Comprehensive Yacht Club Insurance from Continental Marine Continental Risk / Continental Marine Insurance Services offers a dedicated Yacht Club insurance package designed for the operational, liability, and property risks yacht clubs face. The program supports clubs that run sailing programs, regattas, instruction, and marina operations. With access to A-rated carriers and placements in both admitted and non-admitted markets, Continental Marine delivers flexible coverage guided by marine-focused underwriting. Ideal Accounts and Appetite This program is a good fit for: Yacht clubs with active sailing programs and regattas Clubs that own, borrow, charter, loan, or rent boats Facilities with docks, marinas, piers, and boating instruction Operations that rely on paid staff and/or volunteer crew Clubs that serve or sell alcohol and need Liquor Liability Continental Marine can handle a wide range of club sizes and structures, including nonprofit clubs, member-led boards, and those with salaried management. Coverage Highlights and Advantages The Yacht Club package combines broad liability and property protections tailored to waterfront exposures: General Liability: Includes club members, volunteers, and directors & officers as additional insureds where appropriate Event Liability: Coverage for regattas, races, and instructional events Protection & Indemnity (P&I): For club-owned, borrowed, loaned, or chartered vessels Crew Coverage: Included for crew working aboard vessels used by the club Marina Operator’s Legal Liability: Third-party boat exposure (including member-owned craft) Pollution Liability: Limited cleanup and third-party property damage coverage Property: “All-risk” coverage for buildings, docks, piers, wharves, and equipment Replacement Cost Options: Available for structures and equipment Business Income & Extra Expense: Helps clubs recover income after a covered loss Physical Damage: Coverage for boats owned, borrowed, or chartered by the club Liquor Liability: Available when alcohol is sold or served on premises Underwriting Notes and Minimum Premiums Underwritten through A-rated carriers, the program starts with minimum premiums of $1,500. Quotes are customized based on the club’s operations, size, marina exposure, number and type of boats, event frequency, and prior loss history. Complete, detailed submissions receive faster turnarounds. Territories and Availability Available nationwide to agents and brokers in all 50 states plus Washington, DC. Whether a client is on the coast, the Great Lakes, or inland waterways, Continental Marine can quote yacht club exposures across the listed territories. Why Work With Continental Marine Insurance Services? Continental Marine is a general agency and E&S broker with deep experience in marine and waterfront risks. Their underwriting team understands the operational nuances of yacht clubs and provides responsive service through placement and policy servicing. Access to top-rated markets and flexibility to write admitted or non-admitted placements makes them a practical partner for agents placing complex waterfront accounts. Visit the Continental Marine company profile to review other programs, or learn more about the Yacht Clubs program here. Frequently Asked Questions What types of yacht clubs are eligible for this program?Yacht clubs with sailing regattas, instructional programs, marina operations, or a mix of those activities are eligible. Both nonprofit and for-profit clubs can be considered. Does the policy include coverage for club-owned and borrowed boats?Yes. The package includes Protection & Indemnity and optional physical damage coverage for boats owned, borrowed, loaned to, or chartered by the club. Is crew coverage included in the policy?Yes. Crew coverage is provided for vessels used in regular club operations; underwriting will review crew roles and experience. Can this program cover clubs that serve alcohol?Yes. Liquor Liability can be added when the club sells or serves alcoholic beverages on premises or at events. How quickly can I get a quote for my client?Turnaround depends on account complexity and the completeness of the submission. Providing details on boats, events, docks, staff/volunteers, and loss history helps speed up the process. Need help placing an account? Connect with a market specialist.

Comprehensive Yacht Club Insurance from Continental Marine Continental Risk / Continental Marine Insurance Services offers a dedicated Yacht Club insurance package designed for the operational, liability, and property risks yacht clubs face. The program supports clubs that run sailing programs, regattas, instruction, and marina operations. With access to A-rated carriers and placements in both admitted and non-admitted markets, Continental Marine delivers flexible coverage guided by marine-focused underwriting. Ideal Accounts and Appetite This program is a good fit for: Yacht clubs with active sailing programs and regattas Clubs that own, borrow, charter, loan, or rent boats Facilities with docks, marinas, piers, and boating instruction Operations that rely on paid staff and/or volunteer crew Clubs that serve or sell alcohol and need Liquor Liability Continental Marine can handle a wide range of club sizes and structures, including nonprofit clubs, member-led boards, and those with salaried management. Coverage Highlights and Advantages The Yacht Club package combines broad liability and property protections tailored to waterfront exposures: General Liability: Includes club members, volunteers, and directors & officers as additional insureds where appropriate Event Liability: Coverage for regattas, races, and instructional events Protection & Indemnity (P&I): For club-owned, borrowed, loaned, or chartered vessels Crew Coverage: Included for crew working aboard vessels used by the club Marina Operator’s Legal Liability: Third-party boat exposure (including member-owned craft) Pollution Liability: Limited cleanup and third-party property damage coverage Property: “All-risk” coverage for buildings, docks, piers, wharves, and equipment Replacement Cost Options: Available for structures and equipment Business Income & Extra Expense: Helps clubs recover income after a covered loss Physical Damage: Coverage for boats owned, borrowed, or chartered by the club Liquor Liability: Available when alcohol is sold or served on premises Underwriting Notes and Minimum Premiums Underwritten through A-rated carriers, the program starts with minimum premiums of $1,500. Quotes are customized based on the club’s operations, size, marina exposure, number and type of boats, event frequency, and prior loss history. Complete, detailed submissions receive faster turnarounds. Territories and Availability Available nationwide to agents and brokers in all 50 states plus Washington, DC. Whether a client is on the coast, the Great Lakes, or inland waterways, Continental Marine can quote yacht club exposures across the listed territories. Why Work With Continental Marine Insurance Services? Continental Marine is a general agency and E&S broker with deep experience in marine and waterfront risks. Their underwriting team understands the operational nuances of yacht clubs and provides responsive service through placement and policy servicing. Access to top-rated markets and flexibility to write admitted or non-admitted placements makes them a practical partner for agents placing complex waterfront accounts. Visit the Continental Marine company profile to review other programs, or learn more about the Yacht Clubs program here. Frequently Asked Questions What types of yacht clubs are eligible for this program?Yacht clubs with sailing regattas, instructional programs, marina operations, or a mix of those activities are eligible. Both nonprofit and for-profit clubs can be considered. Does the policy include coverage for club-owned and borrowed boats?Yes. The package includes Protection & Indemnity and optional physical damage coverage for boats owned, borrowed, loaned to, or chartered by the club. Is crew coverage included in the policy?Yes. Crew coverage is provided for vessels used in regular club operations; underwriting will review crew roles and experience. Can this program cover clubs that serve alcohol?Yes. Liquor Liability can be added when the club sells or serves alcoholic beverages on premises or at events. How quickly can I get a quote for my client?Turnaround depends on account complexity and the completeness of the submission. Providing details on boats, events, docks, staff/volunteers, and loss history helps speed up the process. Need help placing an account? Connect with a market specialist.

...lobal Marine Insurance, boats and yachts are our sole focus. We specialize exc...ers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients wi...

From super yachts to sportfish boats Maritime Progr...trailerable boats to luxury and mega yachts, including live-aboards and high-p...

... mid-size boats, private pleasure yachts, select charter vessels, and Mega-Yachts. Coverage is available only to appoin...s, PWCs, ski boats, private pleasure yachts, skippered charters, and fishing g...

Recreational Marine Insurance Solutions from International Special Risks For over 20 years, International Special Risks has been a trusted partner for agents and brokers placing Recreational Marine Insurance. As a leading Brokerage General Agency specializing in marine-related risks, we bring deep expertise and access to premier marine markets to help you find the right coverage for your clients in this niche sector. Whether your insured operates a full-service marina, sells recreational boats, builds custom vessels, or runs a sailing school or yacht club, we can deliver tailored insurance solutions to meet their unique exposures—on land and water. Ideal Accounts and Target Classes We work with a wide range of recreational marine businesses, including: Full-service marinas (dry and wet storage, haul/launch facilities) Boat dealerships and brokers Recreational boat builders and manufacturers Sailing schools, regatta organizers, and yacht clubs Marine repair facilities and related waterfront operations If you have a client who owns a marina with dock rentals and dry stack storage, or a sailing club offering summer training programs, we have the coverage options to help you protect their operations and assets. Coverage Highlights and Advantages Our recreational marine program includes a broad range of coverages designed to address the specific liabilities and property exposures of marine businesses. Available options include: For Marinas and Boat Dealers: • Marina Operators Legal Liability – dry and wet storage, hauling and launching • Piers, Wharves, and Docks • Dealership Inventory • Title Errors & Omissions, False Pretense, Truth in Lending • Vessel Protection and Indemnity • Jones Act Coverage • Commercial Property • Sudden & Accidental Pollution • Tools and Equipment • Electronic Data Processing • Machinery Breakdown • Business Interruption / Extra Expense • Bumbershoot For Yacht and Sailing Clubs: • Protection & Indemnity for club-owned, borrowed, or rented boats • Fleet, Regatta & Sail Training Liability • Commercial General Liability (including third-party and member-owned boats) • Employee Dishonesty • Piers, Wharves, and Docks • Marina Operators Legal Liability (club facilities) For Recreational Boat Builders: • Molds and Dies Coverage • Commercial Auto • Hull Builders Risk • Commercial Property • Vessel Protection & Indemnity (including Sea Trials and Delivery) Underwriting Notes We offer flexible underwriting tailored to your client’s specific operations. Coverage can be customized depending on the size and scope of facilities, number of vessels, or nature of maritime operations. Some minimum premium thresholds may apply depending on the type of risk and state. Territories and Availability Our Recreational Marine Insurance program is available in most states, including coastal and inland areas. We currently offer coverage in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status is available in select states. Please contact us for state-specific availability and carrier details. Why Work with International Special Risks? As specialists in marine insurance, International Special Risks offers more than just access to markets—we provide industry insight, underwriting expertise, and hands-on service to help you place and maintain complex recreational marine accounts. Our dedicated team understands the unique exposures your clients face, from dockside liabilities to builder’s risk, and we work closely with you to deliver comprehensive and competitive solutions. To learn more about our Recreational Marine Insurance program, please reach out to our team by phone or email. We’re here to help you navigate your clients’ marine insurance needs with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for full-service marinas, boat dealers, yacht clubs, sailing schools, and recreational boat builders with land and water-based exposures. Can this program cover both property and liability exposures?Yes. Our program offers a wide range of coverages including commercial property, marina liability, protection and indemnity, business interruption, and more. Is coverage available in my state?We provide coverage in most states across the U.S. including coastal and inland regions. Admitted status is available in select states. What information is needed to get a quote?We typically require a completed application, loss history, and details about the insured’s operations, assets, and vessels. Contact us for specific submission requirements. Does this program offer coverage for sailing schools or training events?Yes. We offer tailored liability coverage for sailing schools, regattas, and sail training activities, including fleet and participant exposures. Need help placing an account? Connect with a market specialist.

...sonal watercraft and higher-value yachts. Coverage is designed to be configura..., older or classic boats, and luxury yachts. It works well for individuals and...

North American Marine Underwriters (NAMU), in partnership with Hanover Insurance Company, offers a comprehensive marine insurance program tailored to the unique risks of the recreational marine industry. With decades of underwriting experience, our in-house team brings deep expertise and a personalized approach to placing both Hanover and non-Hanover business. Whether your clients are marina operators, boat dealers, or yacht clubs, NAMU provides flexible and competitive solutions for complex marine exposures. Ideal Accounts and Appetite We specialize in coverage for businesses across the Eastern Seaboard, from Maine to the Carolinas. Our program is ideal for: Marinas and marina operators Boat dealers and small custom boat builders Yacht clubs and maritime museums Marine artisans and service providers You might have a client operating a marina with on-site repair services, a boat dealership with inventory exposure, or a yacht club that needs combined property and liability coverage. We can help you place these accounts with confidence. Coverage Highlights and Advantages Our marine insurance program offers broad protection through customizable package policies. Coverage options include: General Liability and Property Marina Operators Legal Liability Protection and Indemnity Hull Coverage for Owned Workboats Boat Dealers Inventory Bumbershoot (Excess Liability) Sudden and Accidental Pollution Liquor Liability and Equipment Coverage Commercial Auto and Workers Compensation Coverage for Piers, Docks, and Marine Infrastructure By bundling multiple lines into one streamlined solution, we reduce coverage gaps and improve efficiency. Our loss control services, powered by Hanover, help your clients avoid claims, while our marine claims team supports timely and fair resolutions. Underwriting Notes and Minimum Premiums We underwrite both Hanover and non-Hanover agency submissions through our in-house facility. Our underwriters understand the nuances of marine risks and are committed to crafting tailored solutions for each account. While minimum premiums vary by account type and risk profile, we aim to offer competitive pricing without sacrificing coverage quality. Territories and Availability Our program is available to agents in the following states: CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, WV Some coverages are offered on an admitted basis, depending on the state and account. Why Work With North American Marine Underwriters Since 2001, NAMU has been a trusted partner for agents seeking marine insurance solutions. We combine specialty underwriting expertise, responsive service, and access to multiple markets to help you meet your clients’ needs. We handle quoting, policy issuance, endorsements, and claims support in-house—reducing turnaround times and providing a single point of contact. Whether your client is a small marina or a multi-location boat dealer, we’re here to help you navigate their marine insurance needs. Frequently Asked Questions What types of accounts are a good fit for this program?We work best with marinas, boat dealers, yacht clubs, marine artisans, and small custom boat builders located along the Eastern Seaboard. Is this program available on an admitted basis?Some coverages are available on an admitted basis in select states. Please contact us for details specific to your client’s location. Do you work with non-Hanover agents?Yes, our in-house underwriting facility supports both Hanover and non-Hanover agents. Can I package multiple lines of coverage for my client?Absolutely. We specialize in creating bundled solutions that combine liability, property, auto, and marine-specific coverages into one comprehensive plan. What states is this program available in?We currently offer this program in CT, DE, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA, and WV. Need help placing an account? Connect with a market specialist.

...rvices to pleasure and commercial yachts. The program is written for small art...ll contractors who work on boats and yachts, including but not limited to: ...

...vessels, party boats, and charter yachts. Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft. ...gs, barges, workboats), recreational yachts, marinas and cargo/transit operati...