https://completemarkets.com/company/cmsrisk/RELIGIOUS-INSTITUTIONS-/
...d fixtures, playground equipment, fences, awnings, signage, and storage buildi... coverage includes items like stained glass windows, altars, organs, and other...
https://completemarkets.com/company/novatae/contractor-general-liability-monoline-axv/
Contractors face a wide range of liability exposures that vary by trade, project stage, and scope of operations. Novatae Risk Group offers a flexible, affordable General Liability solution through the Contractor General Liability Insurance – Monoline AXV program. Designed for artisan and general contractors, this program helps protect your clients from third-party bodily injury, property damage, and other common contracting risks.
Underwritten by an A.M. Best-rated AXV carrier, this monoline General Liability program is available for more than 200 contractor classes. Whether you’re placing business for a small drywall installer or a large excavation operation, Novatae provides underwriting expertise and fast turnaround to help you serve your clients efficiently.
For more information or to discuss a specific account, contact our experienced brokers at 800-758-8113.
Program Highlights:
SAME DAY QUOTE, BIND AND ISSUE!!
$1,000,000 / $2,000,000 CGL limits — ISO form (standalone)
Excess liability available up to $5,000,000
Property values up to $25,000,000 considered — fast approval process for larger accounts
Program Features:
Admitted and non-admitted AXV-rated carrier options
Minimum premium: $500
Minimum deductible: $500
ISO form General Liability coverage
Target Contractor Classes (Not All-Inclusive):
Appliance Installation
Carpentry
Concrete & Asphalt
Developer - Builder
Dirt Work
Drywallers
Electricians
Excavation
General Contractors
HVAC
Landscaper
Metal Erectors
Masonry
Painters
Paving
Pipeline
Plumbers
Pool Contractors
Road & Bridge Contractors
Roofing Contractors
Septic Tank Cleaners
Sewer Contractors
Sheet Metal
Sign Erectors
Submission Requirements:
Acord 125 and 126 for General Liability
Three years of loss runs required
Program supplemental application
Territories and Availability:
This program is available in most states, including AL, AK, AZ, CA, CO, CT, FL, GA, IL, KY, LA, MN, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, WV, and WI. Admitted and non-admitted options are offered depending on state rules and the risk profile.
Why Work With Novatae Risk Group?
As a wholesale broker, Novatae Risk Group provides broad market access and deep experience with contractor exposures. Our underwriters focus on contractor classes and construction operations, enabling faster decisions and competitive terms. You’ll get practical underwriting feedback, responsive service, and same-day quote/bind capability on qualifying accounts.
Example fits: you might have a local roofer needing a $1M/$2M CGL on an admitted basis, or a large excavation contractor requiring primary limits with excess capacity — both are typical submissions the program can consider.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for artisan and general contractors, including electricians, roofers, HVAC technicians, landscapers, and many other contractor classes — over 200 eligible classes in total.
Is this program available in my state?It is available in most states listed above, with admitted or non-admitted options depending on the state. Contact Novatae to confirm availability for a specific risk.
What submission documents are required?Submit Acord 125 and 126, three years of loss runs, and the program supplemental application for full consideration.
Can I get a quote the same day?Yes — for qualifying submissions, Novatae offers same-day quote, bind, and issue capabilities.
What is the minimum premium for this program?Minimum premium starts at $500; final premium depends on class, limits, exposures, and state regulations.
Need help placing an account? Connect with a market specialist.