Novatae Risk Group
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Novatae Risk Group
Contact Us
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Contractor General Liability Insurance – Monoline AXV

Contractors can have a wide range of General Liability Insurance needs, depending on the industry and stage at which the job is at. Your clients are looking for affordable Contractors General Liability Insurance plans that are also flexible for their business model.


Empire has developed a comprehensive set of solutions designed specifically for artisan contractors and their unique business needs. We offer General Liability to over 200 different contractor classes, so we definitely have you and your clients covered.


Please contact us at 800-758-8113 to speak to our experienced brokers about your Contractors General Liability Insurance accounts.

Program Highlights:

  • SAME DAY QUOTE, BIND AND ISSUE!!
  • $1,000,000 / $2,000,000 CGL Limits ISO Form Standalone
  • Excess Liability up to $5,000,000 AVAILABLE
  • Higher Property Values to $25,000,000 Submit - Fast Approval

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Target Contractor Classes: (Not a Complete List)

  • Appliance Installation
  • Carpentry
  • Concrete & Asphalt
  • Developer - Builder
  • Dirt Work
  • Drywallers
  • Electricians
  • Excavation
  • General Contractors
  • HVAC
  • Landscaper
  • Metal Erectors
  • Masonry
  • Painters
  • Paving
  • Pipeline
  • Plumbers
  • Pool Contractors
  • Road & Bridge Contractors
  • Roofing Contractors
  • Septic Tank Cleaners
  • Sewer Contractors
  • Sheet Metal
  • Sign Erectors

Submission Requirements:

  • Acord 125 and 126 for GL
  • Must Have 3 Years Loss Runs
  • Supplemental

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
    12.5%
  • Min Premium:
    $500

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.