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ProSight Specialty Insurance offers a tailored Lawyers Professional Liability Insurance program that goes beyond a one-size-fits-all approach. Our high-touch underwriting model is designed to understand the unique risk profile of each law firm—whether large or small, general practice or specialized. We take the time to evaluate how your clients manage risk and operate their practice, helping you place the right coverage for their specific needs. Overview of the Program From ProSight Specialty Insurance With deep expertise in professional liability and a focus on the legal sector, ProSight provides both Primary and Excess Lawyers Professional Liability Insurance. Our solutions are available for a broad range of law firms, including those considered hard to place. Whether your client is a new solo practitioner or a multi-state firm with complex exposures, we can help you find the right protection. Ideal Accounts and Appetite We’re looking for law firms that demonstrate proactive risk management, regardless of size or area of practice. Our appetite includes: Small to mid-sized law firms with 1–50 attorneys Firms specializing in real estate, family law, personal injury, corporate law, or general practice Firms with prior claims history that have improved their risk management strategies You might have a client who is expanding into higher-risk practice areas or a firm that was previously non-renewed due to claims—this program could be a fit. Coverage Highlights and Advantages Primary and Excess coverage available Capacity up to $10 million for qualified risks Admitted and non-admitted options to meet varying state requirements and risk profiles Solutions for standard and hard-to-place risks Our underwriting team evaluates each submission on its own merits, allowing for flexibility and creativity in structuring coverage that fits. Underwriting Notes We do not take a cookie-cutter approach. Each submission is carefully reviewed by experienced underwriters who understand the legal profession and the nuances that come with it. Strong documentation of firm procedures, internal controls, and claims history can help improve the outcome. Territories and Availability Our Lawyers Professional Liability Insurance program is available in most states across the U.S., including but not limited to CA, FL, NY, TX, IL, and GA. We can write both admitted and non-admitted business in many jurisdictions, depending on the firm profile and risk characteristics. Why Work With ProSight As a carrier with deep specialization in professional liability, ProSight brings a unique combination of underwriting expertise, flexibility, and commitment to service. We partner closely with agents and brokers to craft solutions that align with your clients’ evolving needs. If you're looking for a more thoughtful and responsive underwriting experience, ProSight is ready to help. Frequently Asked Questions What types of law firms are a good fit for this program?We target small to mid-sized law firms, including those in general practice, real estate, family law, personal injury, and other common areas. Firms with strong risk management practices are a great fit. Can you write coverage for firms with prior claims?Yes, we consider firms with a claims history—especially those that have taken steps to improve their internal controls and risk management procedures. Do you offer both admitted and non-admitted options?Yes, we provide both admitted and non-admitted coverage depending on the jurisdiction and the risk profile of the firm. Is this program available nationwide?Our program is available in most U.S. states. Please reach out to confirm availability in your client's specific location. What are your coverage limits?We can offer limits up to $10 million for qualified risks, with both Primary and Excess coverage options available. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a dedicated Fire Suppression General Liability Insurance program tailored for small to mid-sized fire sprinkler and suppression contractors. The program is designed for firms that perform installation, testing, service, and repair of fire suppression systems — including fire alarms — and that keep most fieldwork in-house. It is particularly well suited for experienced contractors with disciplined operations and less than 25% of total work subcontracted. Ideal Accounts and Appetite This program targets established contractors in the fire protection sector. Typical accounts include: Commercial fire sprinkler system installers and service contractors Companies that perform system testing, inspections, and maintenance Alarm installation and repair providers tied to suppression systems Best-fit accounts manage most field operations directly and demonstrate a track record of quality work and safety controls. Accounts with heavy subcontracting (over ~25%), primarily residential exposure, or limited experience are less likely to qualify. Coverage Highlights and Advantages ProSight’s Fire Suppression General Liability program combines industry-specific coverage features with a rating approach that reflects operational exposure. Key highlights include: Proprietary payroll-based rating structure that aligns premium to field exposure Professional Liability (Errors & Omissions) extension for covered operations $1 million per occurrence limit (primary) $2 million General Aggregate and $2 million Products & Completed Operations Non-admitted umbrella available up to $5 million where applicable Underwriting Notes This is a non-admitted program underwritten by ProSight Specialty Insurance. There is no published minimum premium, but submissions should represent quality risks with clear safety programs, documented experience, and reasonable loss histories. Expect careful review of subcontracting practices; firms that control most field labor in-house are preferred. Residential-only contractors, high subcontracting ratios, or accounts with recurring unresolved losses are typically declined. Territories and Availability ProSight offers this coverage in most states. The program is available in 49 states plus Washington, DC; confirm eligibility for the specific state before submitting. Why Work With ProSight on Fire Suppression Business? ProSight brings focused underwriting for specialized liability programs and a practical understanding of fire protection exposures. Their payroll-based rating helps align price with actual field exposure, and the included E&O extension addresses design, specification, and other professional exposure that often accompanies suppression work. For brokers and agents, ProSight is a reliable market for technically proficient clients who need tailored liability limits and industry-aware underwriting. Example placements you might consider submitting: a mid-sized commercial sprinkler contractor that installs and services systems for office and retail properties while keeping installation crews on payroll; or a service-focused firm that performs routine inspection and testing for multi-tenant commercial buildings and maintains written inspection protocols and training records. To review ProSight Specialty Insurance’s broader capabilities and other programs, visit their CompleteMarkets company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-sized commercial fire sprinkler and suppression contractors with less than 25% subcontracted work and demonstrated experience in installation, testing, and servicing of suppression systems. Is this program available on an admitted basis?No. This offering is a non-admitted program underwritten by ProSight Specialty Insurance. What coverage limits are offered?Primary limits include $1 million per occurrence with $2 million General Aggregate and $2 million Products & Completed Operations. Non-admitted umbrella options are available up to $5 million where allowed. Does the program include Errors and Omissions coverage?Yes. A Professional Liability (E&O) extension is included for covered operations related to fire suppression and alarm work. In which states is the program available?The program is available in 49 states and Washington, DC. Confirm state eligibility before submitting a risk. Need help placing an account? Connect with a market specialist.

Overview — Citadel Insurance Services: Wholesaling Insurance Citadel Insurance Services offers liability insurance solutions designed for wholesalers, distributors, and importers. Our Wholesaling Insurance program focuses on accounts that can be difficult to place in standard markets — including product importers, national distributors, and specialty wholesalers across a wide range of product lines. As a managing general agency, Citadel leverages multiple carrier relationships to find admitted and non-admitted placement options and underwriting flexibility for harder risks. Target Classes and Ideal Accounts This program is a good fit when your client is a wholesaler, importer, or distributor that needs broad commercial general liability and product liability coverage. Typical targets include: Recreational products distributors Consumer goods wholesalers Life science product importers Automobile performance parts suppliers Chemicals and industrial supplies Plastics and molded components Electrical products and components Cleaning products and janitorial supply distributors Other specialty importer/wholesaler operations with complex recall, labeling, or cross-border exposures Coverage Highlights and Advantages Citadel’s wholesalers program is focused on liability exposures that matter most to distributors and importers: product liability, general liability, completed operations, and coverage extensions related to import/export activity. Advantages agents can expect: Access to multiple carrier markets and appetite flexibility for hard-to-place classes Placement options that include admitted and non-admitted carriers (some admitted markets available) Underwriters experienced in product stewardship, traceability, and third-party testing exposures Ability to handle complex distribution chains, private label arrangements, and importation risks Underwriting Notes and Minimum Premium To quote effectively, be prepared to provide a clear description of the product lines, supply chain (import sources), average annual sales by product line, quality control and testing procedures, recall history, and any existing product control protocols (labeling, instructions, consumer warnings). Accounts with product testing documentation and robust recall plans typically receive more competitive terms. Minimum premium: $2,500. Pricing and placement will vary by product category, sales volume, and loss history. Appetite and Common Restrictions Good fits: Wholesalers and importers with diversified product lines and established quality controls Accounts needing product liability wrap for private label operations Distributors seeking completed operations coverage for installation or repair services Not typically a fit: Retail storefronts that sell directly to consumers (unless packaged with wholesale operations) High-hazard chemical manufacturers without documented controls or significant loss history Accounts with unresolved or frequent product recalls without corrective action plans Territories and Availability Available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Market availability and admitted status vary by state and by carrier — Citadel will help identify the best placement for each jurisdiction. Why Work With Citadel on Wholesaling Insurance As a managing general agency focused on hard-to-place risks, Citadel Insurance Services pairs specialized underwriting with broad carrier access. Our broker partners benefit from pragmatic underwriting, quicker appetite responses, and tailored terms for complex distribution and import exposures. Use this program to help retain accounts you might otherwise have to refer out or decline. Example Scenarios You have a regional importer of recreational products that supplies retailers across multiple states and needs product liability limits plus a recall response plan — Citadel can seek markets that will consider the account with documented testing and recall controls. A distributor of automobile performance parts sells to installers nationwide and needs completed operations coverage for installed parts — this program can evaluate completed operations exposures alongside product liability. Frequently Asked Questions What types of accounts are a good fit for Citadel’s Wholesaling Insurance program?Accounts that are primarily wholesalers, distributors, or importers of consumer, industrial, or specialty products are ideal — particularly when they need product liability, completed operations, or import-related liability solutions and have documented quality controls. What submission information does Citadel need to quote?Provide a description of product lines, annual sales by product, supply chain/import origins, loss and recall history, product testing or quality control procedures, and any safety or labeling programs. Photos, MSDS (if applicable), and copies of agreements for private label work help accelerate review. Are admitted markets available and where can business be placed?Citadel works with a mix of admitted and non-admitted carriers; some admitted markets are available. The program is available in the states listed above, and Citadel will identify the best market based on the account and jurisdiction. What is the minimum premium and typical turnaround time?The program minimum premium is $2,500. Turnaround depends on account complexity; straightforward wholesale-only accounts with complete submission materials typically receive preliminary responses faster than multi-jurisdictional or high-exposure submissions. Need help placing an account? Connect with a market specialist.

Innovative Insurance Solutions Meeting the Changing Needs of the Eldercare Industry ProSight’s Skilled Nursing Insurance program pairs comprehensive liability solutions with practical risk management services. Our underwriting team specializes in eldercare exposures and brings deep experience placing nursing homes, assisted living and senior living facilities into tailored programs. At ProSight we underwrite eldercare risks with an eye to the claim and legal climates that affect nursing facilities. We can customize General Liability and Professional Liability coverage to address clinical and non-clinical exposures, and we combine preferred pricing with loss control resources designed for this segment. Program Highlights Flexible policy options: Occurrence, Claims-Made, and Conversion (Nose) coverage. Industry-specific, broad GL/PL policy forms tailored for nursing homes, assisted living and senior living operators. Workers’ Compensation placement and a specialty loss prevention program to reduce frequency and severity of losses. Value-added non-clinical risk management consulting and assessment tools to help facilities evaluate exposures and improve daily operations. Streamlined submission and underwriting workflow for faster decisions on standard placements. Coverage Limits and Features ProSight offers a GL/PL non-admitted product commonly placed with a $1M/$3M/$5M structure. Typical limit elements include: Health Care Professional Act: $1M each act / $3M aggregate General Aggregate: $3M; Each Occurrence: $3M Personal Injury / Advertising Injury: $1M Employee Benefits Liability: $1M each act / $1M aggregate Sexual Misconduct coverage: $1M each act / $1M aggregate Hired / Non-Owned Auto: $1M CSL Damage to Premises Rented to You: $50,000; Medical Expense: $5,000 Evacuation and Crisis Management limits: $25,000 each incident / $25,000 aggregate Nose Cover (for conversions from Claims-Made to Occurrence): $1M (when applicable) Ideal Accounts and Appetite ProSight’s Skilled Nursing Insurance program is aimed at: Standalone nursing homes and skilled nursing facilities Assisted living and memory care communities Small to mid-sized owner/operators and managed portfolios with stable operations Accounts willing to engage with loss prevention services and implement non-clinical risk improvements Typical risks that fit well: licensed nursing facilities, assisted living with nursing oversight, short-term rehabilitation units, and small chains under centralized risk management. Risks that may require referral or special underwriting include large, complex multi-state systems with significant adverse loss histories or high-risk clinical programs outside standard eldercare services. Underwriting Notes ProSight emphasizes a practical underwriting approach: concise submissions, attention to claim history and regulatory actions, and documentation of safety and resident-care practices. The program pairs underwriting with proactive non-clinical risk management consulting — a useful differentiator when presenting accounts. Because this offering is a non-admitted product in the states where it is available, please confirm placement suitability for each client and state. Territories & Availability Available in: AL, CT, DE, FL, GA, IL, IN, KY, ME, MD, MI, MS, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC, WV, WI. This program is currently offered as a non-admitted product in these jurisdictions; verify state availability and regulatory requirements before submission. Why Place Skilled Nursing Business with ProSight Specialty Insurance As a specialty carrier focused on complex liability lines, ProSight combines experienced healthcare underwriting with loss prevention services built for eldercare. Agents benefit from flexible policy forms, competitive limit structures, and access to consultative risk management — helping you present stronger submissions and protect client operations. Example placement scenarios: You have a six-bed skilled nursing facility with clean loss runs and formal risk management practices — this program can offer tailored GL/PL terms and access to loss control consulting. A regional assisted living operator seeks conversion from a claims-made policy to occurrence coverage — Nose Cover availability can help bridge the conversion risk when eligible. To submit: provide recent loss runs, regulatory or survey reports, staffing and credentialing practices, and a clear description of services offered. ProSight’s underwriters will work with you to identify the best form (Occurrence, Claims-Made or Conversion) for the account and outline available risk management resources. Frequently Asked Questions What types of accounts are a good fit for ProSight’s Skilled Nursing Insurance program?Licensed nursing homes, skilled nursing facilities, assisted living and memory care communities with organized operational controls and defensible loss histories are the core target. Small to mid-sized owner/operators who will engage in loss control are especially well suited. Is this program admitted or non-admitted?The program is offered as a non-admitted product in the states listed on the storefront. Confirm state availability and any placement implications with compliance prior to binding. What liability limits and coverages are available?ProSight commonly places accounts with a $1M/$3M/$5M structure and offers Health Care Professional Act limits, general aggregate and occurrence limits, sexual misconduct coverage, hired/non-owned auto, crisis management and optional Nose Cover for conversions. Exact limits depend on underwriting and eligibility. What submission materials and underwriting items should I include?Include current loss runs, copies of recent surveys or regulatory reports, staffing/credentialing procedures, and a description of clinical and non-clinical services. Highlight any active risk management programs to improve placement prospects. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers an Energy and Oil Fields Contractor Insurance program tailored to small- and mid-sized oil and gas contractors. Designed for businesses with annual revenues under $10 million, this program delivers targeted insurance solutions for land-based oilfield operations and related services. Overview of the Program ProSight's Energy program is built for the operational and liability risks common to the oil and gas sector. Using a proprietary rating structure and industry-focused underwriting, the program provides competitive, tailored solutions for contractors, service providers, equipment suppliers, and well operators working onshore. Ideal Accounts and Appetite This program is a strong fit for agents placing: Independent oilfield contractors Well owners and onshore operators Oilfield trucking and hauling firms Equipment and product suppliers to the oil and gas industry Service providers supporting drilling, completion, and extraction ProSight focuses on accounts with annual revenue under $10M. Note: offshore operations and accounts with pollution exposures are not eligible for this program. Coverage Highlights and Advantages Agents can place a broad package of coverages under this program, including: General Liability Commercial Property Commercial Auto Inland Marine — rigs, contractor equipment, mobile equipment, and downhole tools Workers' Compensation Umbrella coverage up to $10 million By excluding pollution and offshore exposures, the program streamlines underwriting and allows ProSight to deliver more accurate pricing for eligible, land-based accounts. Underwriting Notes ProSight uses a proprietary rating model developed for oil and gas contractors to improve pricing accuracy. Underwriting emphasizes operational safety, documented industry experience, equipment condition, and loss control. While no formal minimum premium is specified, well-documented submissions with complete loss runs, equipment schedules, and safety programs help speed placement and binding. Territories and Availability This program is available on a non-admitted basis in 19 energy-producing states: AR, CA, CO, ID, IL, KS, MN, MO, MT, NE, NM, ND, OK, PA, SD, TX, UT, WV, and WY. Why Work With ProSight Specialty Insurance ProSight brings deep energy-sector expertise and a focused underwriting approach for oilfield contractors. The carrier’s proprietary rating structure and experienced underwriters allow you to place complex, land-based energy risks with confidence. If you have a small rig operator in Texas, an equipment supplier in North Dakota, or a trucking firm supporting well sites in Colorado, this program provides the coverages and capacity to protect those accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for small- and mid-sized onshore oilfield contractors, well operators, trucking firms, equipment suppliers, and service providers that support drilling and extraction. Is pollution coverage included in this program?No. Pollution coverage is excluded. Accounts with known pollution exposures should be submitted elsewhere. Can offshore operations be covered?No. Contractors with offshore operations are not eligible for this program. What states is the program available in?The program is available on a non-admitted basis in 19 states with significant oil and gas activity, including TX, OK, ND, CO, and others listed above. What types of inland marine items can be covered?Inland Marine can include rigs, contractor equipment, mobile equipment, and downhole tools—schedules and values should be provided with the submission. Need help placing an account? Connect with a market specialist.

Comprehensive Coverage ProSight Specialty Insurance offers a targeted Errors & Omissions (E&O) program designed specifically for insurance agents and brokers. This program provides broad professional liability protection for agents, brokers and small to mid-sized agencies for a range of insurance and insurance-related activities. Coverage highlights include: Professional Liability (E&O) Advertising Liability Personal Injury Exclusive Distribution — this program is offered through ProSight Specialty’s Insurance Agents product line to wholesale and retail brokers placing agent/broker E&O business. Features: Key features of the program include a severability carve-back for intentional acts, identity-theft coverage options, and supplementary coverage that helps with disciplinary proceedings and related expense reimbursement. Policies are backed by a Demotech-rated insurer and are underwritten with a focus on agent/broker professional exposures. Limits: Maximum limits per claim: $5,000,000 Maximum limits aggregate: $5,000,000 Minimum premium: $2,000 Program Overview ProSight’s Insurance Agents program is intended for firms and individuals who provide advice, placement or servicing of insurance products. Underwriting emphasizes professional exposures arising from errors or omissions in placing or servicing coverages, marketing/advertising activities, and third-party personal injury allegations. The product is designed to be practical for everyday agent risks while offering higher limits where needed. Ideal Accounts and Appetite Independent agents and small to mid-sized retail agencies Producers and brokers who place personal lines, commercial lines, and benefits products Agencies seeking disciplinary proceeding expense coverage and identity-theft options Accounts that typically do not fit include firms with repeated regulatory actions, significant cyber security exposures without controls, or large wholesale broker operations — consult underwriter for borderline cases. Underwriting Notes Underwriting will review agency size, revenue, product mix, claims and regulatory history. Common submission requirements include a completed application, current loss runs, and an overview of agency operations. The program carries a minimum premium of $2,000 and can offer limits up to $5 million per claim/aggregate. Territories & Availability This program is offered by ProSight Specialty Insurance and is available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is placed on a non-admitted basis where applicable; please confirm filing requirements for the insured’s state. Why Place Business Here ProSight brings focused underwriting expertise for agent/broker professional exposures, flexible limits up to $5M, and built-in enhancements such as disciplinary expense reimbursement and identity-theft options. The program is a practical market for agents and small agencies that need comprehensive E&O protection with underwriting that understands agency operations. Example Scenarios • You have a small independent agency that places personal and commercial lines and wants E&O limits of $1–3M plus coverage for disciplinary proceedings — this program is a fit. • A producer faces a potential advertising liability exposure after a marketing campaign; the advertising and personal injury coverages in this program can respond where applicable. Frequently Asked Questions What types of agencies are a good fit for ProSight’s Insurance Agents program?Independent agents, small to mid-sized retail agencies and individual producers who place personal, commercial and benefits lines are ideal. The program targets firms with standard agency operations and reasonable claims/regulatory histories. What are the available limits and minimum premium?ProSight offers limits up to $5,000,000 per claim and aggregate. The program carries a minimum premium of $2,000; actual pricing depends on exposure, limits and loss history. Does the program include disciplinary proceeding coverage?Yes. The policy includes supplementary coverage for disciplinary proceedings and related expense reimbursement as part of the agent/broker E&O suite. How should I submit a risk for consideration?Prepare a completed application, current loss runs, and a description of the agency’s operations and product mix. Underwriting will review these materials to confirm appetite and pricing. In which states is this program available and is it admitted?The program is available in the states and territories listed above and is generally placed on a non-admitted basis where required. Confirm state filing status and any surplus-lines requirements for the insured’s domicile. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance understands the complexity and elevated risk profile that general contractors face when building or remodeling high-value residential properties. The Luxury Home Builders General Liability Insurance Program is specifically tailored to meet the needs of residential general contractors who manage luxury home projects and rely heavily on subcontractors. Ideal Accounts and Appetite This program targets general contractors engaged in ground-up construction or large-scale remodeling of luxury residential properties. It is best suited for contractors who subcontract at least 70% of labor and materials. Qualified accounts may also include contractors who occasionally perform commercial remodeling alongside their residential work. Example accounts you can place: a GC managing custom homes listed in the millions that coordinates multiple specialty contractors, or a remodeler completing high-end kitchen, bath and exterior renovations in affluent neighborhoods where project values and exposure are elevated. Coverage Highlights and Advantages ProSight’s Luxury Home Builders program uses a proprietary per-start pricing model rather than traditional ISO payroll or subcontractor cost bases. That simplifies rating and often produces more competitive premiums for qualified risks. The program includes a suite of embedded Commercial General Liability enhancements that are valuable on luxury projects, such as: • Blanket Waiver of Subrogation • Primary and Non-Contributory wording • Broad blanket Additional Insured endorsements • Per-project aggregate limits Beyond policy language, ProSight provides access to experienced risk control professionals and responsive claims management resources to help contractors limit exposures and protect project margins. Underwriting Notes and Limits This is a non-admitted program underwritten by ProSight Specialty Insurance. General Liability and Excess Liability limits are available up to $5 million. Underwriting favors accounts with strong subcontractor vetting and management practices, clear contract flow-downs, and a demonstrable history of project oversight. Available States The Luxury Home Builders General Liability Insurance Program is currently available in the following states: AL, AK, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI, and WY. Why Work With ProSight ProSight Specialty Insurance brings focused expertise in niche construction risks and a streamlined underwriting approach for luxury residential contractors. Agents and brokers benefit from a dedicated carrier platform, specialty underwriting knowledge, competitive per-start pricing for qualified risks, and access to tailored risk control and claims services. To learn more or begin placing business, visit the Luxury Home Builders General Liability Insurance storefront or view ProSight’s full company profile. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors who specialize in building or remodeling luxury residential homes and who subcontract at least 70% of labor and material costs. Is commercial remodeling work eligible under this program?Yes. Qualified general contractors that perform some commercial remodeling in addition to luxury residential projects may be eligible—subject to underwriting review. What makes this program different from standard general liability policies?ProSight’s proprietary per-start pricing and the program’s embedded liability extensions (such as blanket waivers and broad additional insured wording) distinguish it from many standard GL offerings that add these features only as endorsements for extra cost. Is this program available on an admitted basis?No. The Luxury Home Builders program is offered on a non-admitted basis through ProSight Specialty Insurance. In which states is this program offered?The program is available in more than 40 states. See the “Available States” section above for the current list of territories where you can place business. Need help placing an account? Connect with a market specialist.

ProSight's program can cover the Solar Contractors entire business, which can be customized for each company and can be expanded and altered as the business grows. Overview of the Program From ProSight Specialty Insurance ProSight Specialty Insurance offers a tailored Solar Energy Contractors Insurance program designed specifically for the growing solar energy sector. With a deep understanding of the energy space, ProSight delivers flexible, scalable insurance solutions that adapt to the unique exposures faced by solar contractors — from installation to maintenance and repair. Whether your insured is working on residential rooftops or large-scale commercial ground mounts, ProSight provides a comprehensive approach that evolves with their business. Ideal Accounts and Appetite ProSight’s program is ideal for solar contractors engaged in: Residential rooftop solar installations Commercial and industrial solar projects Ground-mounted solar arrays Carport solar systems Small utility pole panel installations Whether your client is an EPC (Engineering, Procurement, and Construction) contractor or focused on O&M (Operations & Maintenance), this program is structured to support the full lifecycle of solar energy systems. You might have a client expanding into commercial rooftop projects or maintaining a fleet of solar arrays — this program is built to accommodate both. Coverage Highlights and Advantages ProSight understands the complex risks associated with solar energy work, including electrical system exposure, property damage during installation or maintenance, and contractual liabilities. Key features of the program include: Professional Liability Coverage: Limited professional liability coverage is available as part of the General Liability policy, helping protect against design or consulting errors. Care, Custody, and Control Endorsement: Optional coverage for third-party property in the contractor’s care during maintenance or installation. Fully Customizable Coverage: Policies are tailored to each business and can scale with the contractor’s growth and project complexity. This combination of core and specialized coverage helps agents offer complete protection for their solar contractor clients. Underwriting Notes and Minimum Premiums ProSight underwrites each account individually, focusing on the scope of operations, project types, and historical loss data. While a minimum premium is not specified, accounts with active solar construction and maintenance operations are typically preferred. Contact ProSight for underwriting criteria on larger or more complex risks. Territories and Availability This program is available in all 50 states plus the District of Columbia. ProSight currently offers this program on a non-admitted basis, giving them flexibility in crafting innovative solutions for unique solar contractor exposures. Why Work With ProSight Specialty Insurance ProSight is a carrier with a niche focus on energy-related industries. Their expert underwriters understand the contractual intricacies and technical exposures of solar contractors, including both EPC and O&M operations. Agents gain access to a responsive team, customized coverage solutions, and an experienced partner ready to help grow your solar contractor book with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include solar energy contractors working on residential, commercial, industrial, or utility-scale installations, as well as those providing maintenance services. Is this program admitted or non-admitted?This program is offered on a non-admitted basis, giving ProSight the flexibility to tailor coverage for complex solar operations. Does the program include professional liability?Yes, limited professional liability coverage is included as part of the General Liability offering, helping protect against design and consulting exposures. In which states is this program available?The program is available in all 50 U.S. states and the District of Columbia. Can coverage be customized for different types of solar projects?Yes, ProSight tailors coverage to each contractor's needs and can scale the policy as the business grows or diversifies its project types. Need help placing an account? Connect with a market specialist.