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Policy Highlights for Hall Insurance: Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program tailored for venues and food-service providers operating in event settings. Eligible operations include banquet and reception halls, event venues, independent caterers, catering trucks, sandwich and food trucks, and ice cream vendors serving weddings, private parties, business meetings, fairs and festivals. Coverage can be written on a mono-line or package basis to match a wide range of client needs. Ideal Accounts and Appetite This program is a strong fit for insureds that host events or provide mobile food service. Typical accounts include: Banquet and reception halls used for weddings, conferences, or private events Event venues that host public and private gatherings Independent catering companies providing on-site event food service Mobile food vendors such as catering trucks and ice cream trucks Whether the client operates a fixed event space or a fleet of mobile vendors, Colonial General’s Hall Insurance program addresses the common liability, property and crime exposures these operations face. Coverage Highlights and Advantages General Liability (CGL) Coverage: Primary limits available up to $3,000,000 occurrence/aggregate $5,000 Medical Payments coverage included Liquor liability offered where appropriate and where state rules allow Excess or umbrella limits offered up to $25,000,000 Additional interests can be added for $100 each No deductible required on the primary liability forms Property Coverage Options: Building and contents coverage Business income and equipment breakdown Computer equipment and valuable papers Food spoilage, outside signs, and inland marine Accounts receivable Basic, broad, or special form available Choice of replacement cost or actual cash value valuation Crime Coverage Available: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage for transit and off-site exposures Underwriting Notes and Minimum Premiums Colonial General places accounts in both admitted and non-admitted markets depending on state and risk characteristics. Underwriting evaluates exposures such as alcohol service, kitchen operations, vehicle operations for mobile vendors, special-event hazards, and premises security. There is no single stated minimum premium; agents should submit details so underwriters can quote appropriately for the size and complexity of the account. Territories and Availability The Hall Insurance program is available in: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in hospitality and event-related risks. The firm leverages admitted and E&S markets to tailor solutions for venues and food-service operators, offering flexible coverages and capacity for larger limits. Colonial General's underwriters understand the operational nuances of event venues and mobile vendors and can coordinate property, liability, liquor and inland marine needs on a single placement when appropriate. Example scenarios that fit this program: You have a client who operates a mid-sized banquet hall that occasionally serves alcohol and needs combined property, general liability and liquor liability coverage. You represent a mobile ice cream vendor that attends seasonal fairs and festivals and needs general liability plus inland marine or auto-related coverage for equipment and stock. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events. Is liquor liability coverage available?Yes. Liquor liability can be included as part of General Liability where appropriate, subject to the risk profile and state regulations. What is the maximum limit available under the umbrella policy?Excess and umbrella limits are available up to $25,000,000. Do you offer coverage for mobile food vendors operating across multiple states?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered; multistate exposures should be detailed on submission. Are there any minimum premium requirements?No specific minimum premium is listed. Submissions are evaluated and priced based on exposure, limits and coverage selections. Need help placing an account? Connect with a market specialist.

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...icnics and Outdoor Gatherings Receptions and Retirement Parties Seminars, ...

Expertise. Solution. Service. MAXIMUM’s Wedding Plus program delivers specialized insurance solutions for one-day weddings and related events. Built for independent agents and brokers, this program provides clear, comprehensive options for wedding-related liabilities and exposures so you can confidently place business for clients planning their special day. Ideal Accounts and Appetite Wedding Plus is designed for straightforward, one-day wedding events where the client is the host rather than a commercial vendor. Typical fits include: • One-day wedding events with up to 500 attendees • Hosts who are not in the business of selling, serving, or furnishing alcoholic beverages • Events without a liquor license purchased by the applicant Accounts outside these parameters may qualify for MAXIMUM’s Main Event product; refer clients to the Main Event storefront if needed. Example scenarios you may place with Wedding Plus: • A couple hosting a backyard ceremony and reception for 150 guests where a caterer provides alcohol but the hosts do not hold a liquor license. • A small venue rental for a one-day wedding (under 300 guests) where the property owner can be added as an additional insured at no cost. Coverage Highlights and Advantages Available Limits: • General liability: $1 million per occurrence / $2 million aggregate • Liquor liability: $1 million per occurrence / $2 million aggregate • Loss deposits: $1,000 sublimit included, optional limits up to $10,000 • Wedding attire: $1,000 sublimit included, optional limits up to $10,000 • Cancellation coverage: $50,000 sublimit (available for additional premium) • Photography/videography: $10,000 sublimit (available for additional premium) • Special jewelry: $10,000 sublimit (available for additional premium) • Wedding gifts: $10,000 sublimit (available for additional premium) Product Advantages: • Separate limits for general and liquor liability for clearer protection • $0 deductible for both general and liquor liability • Rehearsal dinner automatically included at no extra charge • Property owner can be listed as an additional insured at no cost • Set-up and take-down coverage included with general liability • Access to value-added Business Solution Vendors offering: • Human resources services • Pre-employment and tenant screenings • Identity theft protection • Marketing resources Underwriting Notes and Restrictions Ineligible Risk Characteristics: • Events held in Alaska, Louisiana, or West Virginia • Liquor coverage is not available for events in Alabama, Iowa, Minnesota, Mississippi, Oregon, or Rhode Island • Events that include firearms or water hazards General and liquor liability deductibles are $0, keeping policy terms simple and competitive. Be prepared to provide event details, attendee counts, and information on alcohol service when requesting a quote. Territories and Availability The Wedding Plus program is available in most states, including but not limited to CA, TX, FL, NY, IL, and WA. This program is offered on an admitted basis in most states, which can help with placement flexibility and client acceptance. Confirm availability and liquor liability restrictions for the state where the event is held before submitting. Why Work With MAXIMUM? As a wholesale broker, MAXIMUM combines experienced underwriting with responsive service and tailored solutions for special events. We focus on practical coverage that addresses the common liabilities of weddings—venue exposures, alcohol-related liability, loss of deposits, and valuable personal property—so you can deliver reliable options to your clients. Whether you’re placing a small backyard ceremony or a larger venue event, MAXIMUM supports agents with clear appetite guidance, no-cost additional insured options, and access to value-added vendor services to strengthen your client offering. We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Wedding Insurance needs. Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process. Frequently Asked Questions What types of accounts are a good fit for the Wedding Plus program?This program is ideal for clients hosting a one-day wedding with up to 500 guests, especially those not serving alcohol commercially or holding a liquor license. Can rehearsal dinners be covered under this policy?Yes, coverage for the rehearsal dinner is included at no additional charge. Are liquor liability and general liability covered separately?Yes, the program offers separate limits for general liability and liquor liability, providing broader protection for your clients. What states are excluded from coverage?The program is not available for events held in AK, LA, or WV. Liquor liability is not available for events in AL, IA, MN, MS, OR, or RI. What happens if my client’s event doesn’t meet the Wedding Plus guidelines?Clients who don’t qualify for Wedding Plus may still be eligible for MAXIMUM’s Main Event program. Visit the Main Event storefront for more options. Need help placing an account? Connect with a market specialist.