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MCGOWAN, DONNELLY & OBERHEU, LLC Architects Professional Liability Insurance Overview of the Program from The McGowan Companies The McGowan Companies offers a comprehensive Architects Professional Liability Insurance program designed specifically for design professionals and engineering firms. This program helps protect your clients against the complex risks associated with professional services in the construction and design industry. Whether your client is a civil engineer, architect, construction manager, or part of a design/build firm, this program delivers tailored coverage backed by specialized underwriting expertise and access to top-tier carriers. Ideal Accounts and Appetite This program is a strong fit for a wide range of design and engineering professionals, including: Civil Engineers Construction Managers Design / Build Firms Electrical Engineers Forensic Engineers Geotechnical Engineers Landscape Architects Land Surveyors Structural Engineers You might have a client who is part of a multidisciplinary design/build firm working on mid-sized commercial developments, or an independent civil engineering consultancy engaged in municipal infrastructure projects—both would be strong candidates for this program. Coverage Highlights and Advantages Professional & Management Liability coverage tailored to design professionals Primary and Excess limits available to suit varying risk profiles Access to a range of carriers, allowing for flexibility in pricing and terms Coverage options that respond to claims due to errors, omissions, or professional negligence This program is designed to offer peace of mind to professionals responsible for critical design decisions, helping them manage exposures that could lead to costly litigation or project delays. Underwriting Notes and Minimum Premiums The McGowan Companies works with a variety of carriers and underwriters to provide flexible solutions for a wide range of account sizes and risk profiles. While minimum premiums may vary, the program is structured to be accessible to both small firms and larger practices with more complex exposures. Submissions with complete applications, detailed project listings, and a good claims history will receive the most competitive terms. Territories and Availability This Architects Professional Liability Insurance program is available in all 50 states and the District of Columbia, making it easy for you to place business regardless of where your client is located. Coverage availability may vary by carrier and is offered on both admitted and non-admitted paper depending on the specific risk and jurisdiction. Why Work With The McGowan Companies As a leading wholesale broker, McGowan, Donnelly & Oberheu, LLC provides access to broad markets and deep industry expertise. Their team understands the unique needs of design professionals and offers responsive service, competitive pricing options, and reliable support throughout the underwriting process. Partnering with McGowan ensures that your clients receive tailored solutions backed by a team that prioritizes your success. For more information on Architects Professional Liability Insurance, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for civil engineers, architects, construction managers, design/build firms, and other design professionals involved in planning or managing construction projects. Is coverage available in all states?Yes, the program is available in all 50 states and the District of Columbia, with coverage offered through various admitted and non-admitted carriers. What limits are available under this program?Both primary and excess liability limits are available, providing flexibility to meet the needs of small firms and larger organizations alike. Can I submit accounts with prior claims?Yes, submissions with prior claims will be considered. A detailed explanation of the claims and current risk controls will help in the underwriting process. What information is needed to get a quote?A completed application, project lists, and loss history are typically required to receive a quote. Additional documentation may be requested based on the complexity of the account. Need help placing an account? Connect with a market specialist. ...

MCGOWAN, DONNELLY & OBERHEU, LLC Professional Liability Insurance Eligible Classes: Accountants Architects & Engineers Environmental / Pollution Liability Excess Liability Financial Services Insurance Agents & Brokers Lawyers Media Medical Misc. Errors & Omissions Real Estate Errors & Omissions Professional Liability Insurance Solutions from The McGowan Companies The McGowan Companies, through McGowan, Donnelly & Oberheu, LLC, offers a robust Professional Liability Insurance program tailored to help insurance agents and brokers secure coverage for a wide range of professional service providers. As a trusted wholesale broker, we provide access to competitive and comprehensive E&O and professional liability solutions across multiple industries, helping you meet the diverse needs of your clients. Ideal Accounts and Appetite Our Professional Liability Insurance program is designed for a broad spectrum of professional classes. Targeted industries include: Accounting firms, including solo CPAs and multi-partner firms Architects and engineering firms of various sizes Law firms seeking tailored malpractice coverage Medical professionals and healthcare-related service providers Environmental consultants and contractors needing pollution liability Real estate professionals, including brokers and appraisers Insurance agents and brokers looking for E&O coverage Media and advertising professionals with intellectual property exposures Financial service providers, including investment advisors Miscellaneous professional services not otherwise classified If you have a client offering professional services with liability exposure from errors, omissions, or performance failures, this program can help you place that business. Coverage Highlights and Advantages Primary and excess limits available to meet varying risk profiles Access to a wide range of carriers (varies by class and jurisdiction) Coverage tailored to each profession’s unique exposures Optional endorsements and extensions available depending on class Whether your client is a solo architect needing basic E&O protection or a regional law firm requiring layered excess coverage, we can help you secure the right policy structure. Underwriting Notes and Minimum Premiums Underwriting is flexible across a broad appetite, though accounts should demonstrate professional licensing, sound risk management practices, and minimal prior claims activity. While minimum premiums vary by class and carrier, we work with you to find options that balance cost and coverage effectively. Territories and Availability Our Professional Liability Insurance program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...VT, VA, WA, DC, WV, WI, and WY. Most offerings are admitted in these states, though availability may vary by class and carrier. Why Work With The McGowan Companies The McGowan Companies bring decades of experience and specialized underwriting knowledge across professional liability lines. As a wholesale broker, we provide agents and brokers with the tools and market access needed to place difficult or specialty risks with confidence. Our dedicated team will assist you throughout the quoting and binding process to help you deliver strong solutions to your insureds. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional service providers such as accountants, architects, lawyers, medical professionals, insurance agents, and real estate brokers. Are both primary and excess limits available?Yes, we offer both primary and excess liability coverage to meet varying client needs. Which states is this program available in?This program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please contact us for specific state availability. Can this program cover environmental or pollution liability?Yes, environmental and pollution liability coverage is available for qualifying accounts within our appetite. Do you offer admitted products?Yes, admitted products are available in most states, depending on class and carrier. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Errors and Omissions Professional Liability Insurance Overview of the Program From McGowan, Donnelly & Oberheu The McGowan Companies, through McGowan, Donnelly & Oberheu, LLC, offers a comprehensive Errors and Omissions (E&O) Professional Liability Insurance program designed for a wide range of professional service providers. As a trusted wholesale broker, we provide access to both primary and excess E&O coverage, tailored to mitigate the financial risks professionals face in the course of business. With access to multiple carriers and availability in most states, this program gives agents and brokers a flexible, nationwide solution for placing E&O risks. Ideal Accounts and Appetite This program is ideal for professionals who provide expert advice or services and are at risk of claims due to negligence, errors, or omissions. Eligible classes include but are not limited to: Actuaries Benefits Consultants Bookkeepers Business Brokers Claims Adjusters Collection Agents Credit Counselors Document Storage Services Employment Agencies Expert Witnesses Franchisors HR Consultants Management and Market Research Consultants Medical Billing Services Premium Finance Companies Safety Consultants Temporary Staffing Services Third Party Administrators Testing Laboratories Trustees If you have clients operating in any of these fields, especially those with growing operations or specialized exposures, this program is built to support their coverage needs. Coverage Highlights and Advantages Our Errors and Omissions program provides professional and management liability coverage designed to protect businesses from claims of negligence, misrepresentation, violation of good faith, and inaccurate advice. Key features include: Access to both primary and excess coverages Flexible policy structures to accommodate various industries Coverage for defense costs, settlements, and judgments Customized underwriting for niche and hard-to-place risks For example, if you're working with a medical billing company expanding into new markets or a management consultant serving high-value clients, this program can help safeguard against the unique exposures those professionals face. Underwriting Notes and Minimum Premiums Underwriting is tailored to the specific class of business. While minimum premiums vary by risk and carrier, we strive to provide competitive pricing for both small and mid-sized firms. Our underwriters are experienced in reviewing complex professional liability risks and can assist in structuring placement options that meet your client’s needs. Territories and Availability This program is available in most states, including but not limited to: CA, TX, FL, NY, IL, PA, OH, GA, NC, and many others. Coverage is offered on an admitted basis in most available states, depending on the class and carrier involved. We work with a variety of markets to ensure broad geographic and industry reach. Why Work With The McGowan Companies? The McGowan Companies is a trusted name in specialty insurance, and McGowan, Donnelly & Oberheu brings deep expertise in professional liability. Agents and brokers benefit from our market reach, responsive service, and ability to accommodate both standard and hard-to-place accounts. Whether you are placing a single policy or looking for a long-term solution for your professional clients, we offer the tools and support to help you succeed. For more information on Errors and Omissions Professional Liability Insurance, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professionals such as consultants, claims adjusters, staffing agencies, HR specialists, and medical billing services that face liability risks from the services they provide. Is this E&O insurance available nationwide?The program is available in most states, including all major markets. Availability may vary by class of business and carrier. What coverage limits are offered?Both primary and excess coverage limits are available. Limits can be tailored based on the client’s size, industry, and risk profile. Can you help with hard-to-place risks?Yes. We specialize in placing both standard and non-standard E&O risks and have access to multiple carriers to support complex or unique exposures. How quickly can I get a quote?Turnaround times vary depending on the complexity of the risk, but our underwriting team works efficiently to deliver quotes as promptly as possible. Need help placing an account? Connect with a market specialist. ...

MCGOWAN, DONNELLY & OBERHEU, LLC Architects and Engineers Professional Liability Insurance Overview of the Program From McGowan, Donnelly & Oberheu As part of The McGowan Companies, McGowan, Donnelly & Oberheu, LLC offers a nationwide Architects and Engineers Professional Liability Insurance program designed specifically for design and construction professionals. This program helps you place coverage for clients who are exposed to complex professional risks, including errors and omissions, project delays, and design liabilities. Ideal Accounts and Appetite This program is well-suited for a wide range of design and engineering professionals, including: Civil Engineers Construction Managers Design/Build Firms Electrical Engineers Forensic Engineers Geotechnical Engineers Landscape Architects Land Surveyors Structural Engineers Whether your clients are sole proprietors or mid-size firms, this program can be tailored to fit their size and scope of operations. You might have a client who is a structural engineer working on mid-rise commercial buildings, or a design/build firm managing multi-use developments—this program is designed to meet those needs. Coverage Highlights and Advantages The program provides comprehensive protection for a range of professional exposures, with coverage options that include: Professional & Management Liability Primary and Excess Limits Available Coverage is structured to help protect your clients from claims alleging negligence, design flaws, and professional errors that result in financial damages. Access to both primary and excess layers gives you flexibility when placing accounts with higher exposure or complex contracts. Underwriting Notes and Minimum Premiums Each submission is evaluated individually, and underwriting flexibility allows for competitive structuring based on firm size, project types, and claims history. While minimum premiums may vary, our underwriting team works closely with brokers to ensure each risk is properly assessed and priced accordingly. Territories and Availability This program is available in all 50 states and Washington, D.C. Coverage is written on both admitted and non-admitted paper, depending on the risk and state requirements. This allows you to serve clients in diverse geographic regions without limitations. Why Work With The McGowan Companies As a wholesale broker with deep expertise in professional liability, The McGowan Companies bring decades of experience and strong carrier relationships to the table. You gain access to a wide range of markets and a responsive underwriting team that understands the unique risks faced by architects, engineers, and construction professionals. For more information on Architects and Engineers Professional Liability Insurance, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for civil, structural, electrical, and geotechnical engineers, as well as landscape architects, land surveyors, design/build firms, and construction managers. Is this coverage available nationwide?Yes, the program is available in all 50 states and Washington, D.C., with both admitted and non-admitted options depending on the state and risk profile. Can I access both primary and excess limits through this program?Yes, the program offers both primary and excess liability coverage options, giving you flexibility to meet higher coverage requirements. What carriers are available for this program?Carrier options vary based on the risk and location. McGowan, Donnelly & Oberheu, LLC works with a range of reputable carriers to provide competitive solutions. What information is required to get a quote?Typical submissions include a completed application, loss runs, firm resumes, project lists, and details about services offered. Underwriters may request additional documents as needed. Need help placing an account? Connect with a market specialist. ...

The Herbert H. Landy Insurance Agency, Inc. offers a comprehensive Miscellaneous Professional Liability (MPL) program designed to help insurance agents and brokers secure the right coverage for a wide range of professional service providers. Whether your client is a management consultant, IT professional, or claims adjuster, Landy provides flexible solutions to help protect against claims of negligence, errors, or omissions in the performance of their professional duties. Overview of the Program From The Herbert H. Landy Insurance Agency With decades of experience in professional liability, The Landy Agency specializes in placing E&O and professional liability coverage for hard-to-place and emerging professional classes. This MPL program offers both admitted and non-admitted markets, giving you the flexibility to find the right fit for your client’s needs—whether they are a startup or an established firm. The program is available in most states and is backed by a broad underwriting appetite and responsive service team. Ideal Accounts and Appetite This program is designed for a wide variety of professional services, including but not limited to: Management Consultants Employment Agencies, Recruiters, and Temporary Staffing Firms Data Processing Companies Claims Adjusters Travel Agencies Collection Agencies Architects and Engineers IT Consultants Home Inspectors Title Agents and Mortgage Brokers For-Profit and Non-Profit Directors & Officers (D&O) You might have a client who is launching a new consulting agency or a seasoned IT firm expanding its services—Landy can help you find a market for both. Coverage Highlights and Advantages The Miscellaneous Professional Liability program offers customizable coverage options tailored to your insured’s operations. Key features include: Access to Numerous Admitted & Non-Admitted Markets Coverage for a Broad Array of Professional Classes Cybercrime and Crime Coverage Available for All Classes Experienced Underwriting Support and Fast Quote Turnaround Underwriting Notes and Minimum Premiums Submissions are accepted for nearly all industry classes and business types. The program is flexible enough to accommodate new ventures, independent contractors, and established firms. While minimum premiums may vary depending on the class and risk profile, Landy works to find cost-effective solutions tailored to each account. Territories and Availability The Miscellaneous Professional Liability program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...WA, DC, WV, WI, and WY. With both admitted and non-admitted options, you have flexibility in coverage placement depending on your client’s state and risk profile. Why Work With The Herbert H. Landy Insurance Agency For over 70 years, The Herbert H. Landy Insurance Agency has been a trusted name in professional liability coverage. Agents and brokers turn to Landy for its deep market knowledge, strong carrier relationships, and commitment to service. Whether you're placing a standard account or navigating a complex risk, Landy's responsive team supports you every step of the way—from submission to policy issuance. To learn more or to submit a risk, visit the Herbert H. Landy Insurance Agency profile or go directly to the Miscellaneous Professional Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including consultants, IT firms, claims adjusters, title agents, and more. New ventures and established businesses are both welcome. Are both admitted and non-admitted markets available?Yes, The Landy Agency offers access to both admitted and non-admitted carriers, allowing for flexible placement depending on the risk profile and state. Can I submit accounts outside of the listed target classes?Yes, submissions are accepted for nearly all industries and classes of business. The underwriting team will review and determine eligibility on a case-by-case basis. Is cyber coverage available through this program?Yes, cybercrime and crime coverage options are available for all classes under this program. What states is this program available in?The program is offered in most U.S. states, including CA, NY, FL, TX, and many others. Please refer to the full list above for specific state availability. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Allied Medical Professional Liability Insurance Overview of the Program From The McGowan Companies The McGowan Companies, through MCGOWAN, DONNELLY & OBERHEU, LLC, offers a robust Allied Medical Professional Liability Insurance program designed for a broad range of healthcare professionals and facilities. As a wholesale broker with access to a variety of markets, McGowan can help you place complex or hard-to-insure medical accounts with confidence. Whether your client is a solo practitioner, a specialty clinic, or a large healthcare facility, this program provides flexible and tailored solutions to address evolving professional liability risks in the medical industry. Ideal Accounts and Appetite This program targets a wide array of allied healthcare providers, including both standard and hard-to-place risks. Eligible classes include: Ambulance Services Blood & Tissue Banks Clinical Research & Trials Clinics and Physician Groups CRNAs, Nurses, and Physical Therapists Counselors and Mental Health Facilities Dentists and Surgeons (hard-to-place) Home Healthcare Agencies Hospitals and Medi Spas Pharmacies Physicians (hard-to-place) If you have clients with prior claims, licensing issues, or unique practice models, this program may offer a viable solution where standard markets fall short. Coverage Highlights and Advantages The Allied Medical Professional Liability program includes: Professional & Management Liability coverage Primary and Excess Limits available to meet varying risk profiles Access to both admitted and non-admitted carriers, depending on the state Solutions for hard-to-place medical professionals and facilities This program helps protect your clients from claims arising from professional negligence, errors and omissions, and management decisions within the scope of healthcare services. Underwriting Notes and Minimum Premiums Underwriting is flexible, with a focus on understanding the unique risk profile of each applicant. While minimum premium information is not specified, accounts are assessed based on size, services provided, claims history, and jurisdiction. McGowan’s team works closely with agents to structure appropriate solutions for both standard and distressed risks. Territories and Availability The Allied Medical Professional Liability Insurance program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR..., VT, VA, WA, DC, WV, WI, and WY. Admitted options are available in many of these jurisdictions, with non-admitted placements offered as needed. Why Work With The McGowan Companies As a trusted wholesale broker, The McGowan Companies bring deep expertise in the healthcare liability space. Their access to a variety of carriers, responsiveness, and ability to craft customized solutions make them a valuable partner for agents placing complex medical liability risks. Whether you're working with a newly formed clinic or a high-exposure facility with a challenging claims history, McGowan can help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for allied healthcare providers, including clinics, physician groups, CRNAs, medi spas, home healthcare agencies, and hard-to-place risks like surgeons or physicians with prior claims. Can this program handle accounts with prior claims or licensing issues?Yes, McGowan specializes in underwriting hard-to-place healthcare providers, including those with prior claims history or regulatory concerns. Are both primary and excess limits available?Yes, the program offers both primary and excess liability coverage options to meet a wide range of client needs. Is this program available in my state?The program is available in most U.S. states. Contact McGowan for specific availability and carrier options in your state. What carrier markets does McGowan work with for this program?McGowan has access to a variety of carriers for this program. Carrier selection may vary by state and account profile. Need help placing an account? Connect with a market specialist.

... OUR GOAL IS TO UNDERSTAND INSURANCE PROFESSIONALS' NEEDS AND DELIVER CUSTOMIZED COVERAGE SOLUTIONS Mercer Consumer, a trusted name in affinity group insurance since 1949, offers deep expertise in building tailored insurance programs for professionals. With over 60 years of experience and partnerships with more than 350 associations, Mercer Consumer understands the specialized risks professionals face in their industries. Through our Insurance for Professionals program, we provide access to comprehensive Errors & Omissions (E&O) and professional liability coverage designed for a wide range of licensed professionals. We work exclusively with agents and brokers to help you place high-quality business for clients who need protection against claims stemming from professional services. Ideal Accounts and Appetite This program is ideal for licensed professionals and firms that deliver advisory or consultative services. Target classes include: Medical Professionals Legal Professionals and Law Firms Architects and Engineers Real Estate Agents and Brokers Accountants and CPAs Whether you're working with a solo practitioner or a mid-sized firm, we can help you find coverage solutions that address their unique liability exposures. Coverage Highlights and Advantages Mercer Consumer partners with leading carriers such as Liberty Insurance Underwriters, Fireman's Fund, Beazley, C.N.A., Monitor Liability, Arch, Zurich, and others to deliver competitive coverage options. Depending on the professional class and risk profile, we can offer both admitted and non-admitted solutions in most states. Coverage features may include: Claims-made or occurrence-based E&O coverage Defense costs outside the limits (subject to form) Optional endorsements for cyber liability, regulatory defense, and more Flexible limits and deductibles to meet client needs Underwriting Notes and Minimum Premiums Minimum premiums vary by profession and risk profile. We strive to deliver competitive terms without sacrificing key coverage elements. Our underwriting process is efficient, and we work closely with agents to ensure fast turnaround and clarity throughout the placement process. Example: You might have a small architecture firm with a growing list of design-build clients. This program can provide the E&O coverage they need to safeguard against allegations of design flaws or project delays. Territories and Availability The Insurance for Professionals program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...and WY. Why Work With Mercer Consumer Mercer Consumer is a Managing General Agency and Excess & Surplus Lines Broker with a long-standing reputation for excellence in the professional liability space. Our carrier relationships, program design expertise, and commitment to service give agents and brokers a strategic edge when placing professional risks. By partnering with us, you gain access to: Nationwide reach with flexible admitted and non-admitted options Broad appetite across professional classes Experienced underwriters who understand complex professional exposures Supportive service from quote to bind and beyond Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for licensed professionals such as attorneys, physicians, real estate agents, architects, and accountants who need Errors & Omissions or professional liability coverage. Is the program available in all states?The program is available in most U.S. states, including all major markets and regions. Contact us to confirm availability for a specific location. What carriers are used for this program?We work with top-rated carriers including Liberty Insurance Underwriters, Fireman's Fund, Beazley, C.N.A., Monitor Liability, Arch, Zurich, and others. Are both admitted and non-admitted options available?Yes, depending on the profession, risk profile, and state, we can offer both admitted and non-admitted coverage solutions. How are minimum premiums determined?Minimum premiums vary based on the insured’s profession, size, and risk exposure. We work with agents to find the best fit for each client. Need help placing an account? Connect with a market specialist.

The Herbert H. Landy Insurance Agency, Inc. offers a comprehensive Miscellaneous Professional Liability (MPL) program designed to help insurance agents and brokers secure the right coverage for a wide range of professional service providers. Whether your client is a management consultant, IT professional, or claims adjuster, Landy provides flexible solutions to help protect against claims of negligence, errors, or omissions in the performance of their professional duties. Overview of the Program From The Herbert H. Landy Insurance Agency With decades of experience in professional liability, The Landy Agency specializes in placing E&O and professional liability coverage for hard-to-place and emerging professional classes. This MPL program offers both admitted and non-admitted markets, giving you the flexibility to find the right fit for your client’s needs—whether they are a startup or an established firm. The program is available in most states and is backed by a broad underwriting appetite and responsive service team. Ideal Accounts and Appetite This program is designed for a wide variety of professional services, including but not limited to: Management Consultants Employment Agencies, Recruiters, and Temporary Staffing Firms Data Processing Companies Claims Adjusters Travel Agencies Collection Agencies Architects and Engineers IT Consultants Home Inspectors Title Agents and Mortgage Brokers For-Profit and Non-Profit Directors & Officers (D&O) You might have a client who is launching a new consulting agency or a seasoned IT firm expanding its services—Landy can help you find a market for both. Coverage Highlights and Advantages The Miscellaneous Professional Liability program offers customizable coverage options tailored to your insured’s operations. Key features include: Access to Numerous Admitted & Non-Admitted Markets Coverage for a Broad Array of Professional Classes Cybercrime and Crime Coverage Available for All Classes Experienced Underwriting Support and Fast Quote Turnaround Underwriting Notes and Minimum Premiums Submissions are accepted for nearly all industry classes and business types. The program is flexible enough to accommodate new ventures, independent contractors, and established firms. While minimum premiums may vary depending on the class and risk profile, Landy works to find cost-effective solutions tailored to each account. Territories and Availability The Miscellaneous Professional Liability program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...WA, DC, WV, WI, and WY. With both admitted and non-admitted options, you have flexibility in coverage placement depending on your client’s state and risk profile. Why Work With The Herbert H. Landy Insurance Agency For over 70 years, The Herbert H. Landy Insurance Agency has been a trusted name in professional liability coverage. Agents and brokers turn to Landy for its deep market knowledge, strong carrier relationships, and commitment to service. Whether you're placing a standard account or navigating a complex risk, Landy's responsive team supports you every step of the way—from submission to policy issuance. To learn more or to submit a risk, visit the Herbert H. Landy Insurance Agency profile or go directly to the Miscellaneous Professional Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including consultants, IT firms, claims adjusters, title agents, and more. New ventures and established businesses are both welcome. Are both admitted and non-admitted markets available?Yes, The Landy Agency offers access to both admitted and non-admitted carriers, allowing for flexible placement depending on the risk profile and state. Can I submit accounts outside of the listed target classes?Yes, submissions are accepted for nearly all industries and classes of business. The underwriting team will review and determine eligibility on a case-by-case basis. Is cyber coverage available through this program?Yes, cybercrime and crime coverage options are available for all classes under this program. What states is this program available in?The program is offered in most U.S. states, including CA, NY, FL, TX, and many others. Please refer to the full list above for specific state availability. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Engineers Professional Liability Insurance Eligible Classes: Civil Engineers Construction Managers Design / Build Firms Electrical Engineers Forensic Engineers Geotechnical Engineers Landscape Architects Land Surveyors Structural Engineers Products: Professional & Management Liability Limits: Primary & Excess Available For more information on Engineers Professional Liability Insurance, please contact us! Overview of the Program From The McGowan Companies This Engineers Professional Liability Insurance program is offered through The McGowan Companies and placed by MCGOWAN, DONNELLY & OBERHEU, LLC as a wholesale broker. It provides professional and management liability capacity for design firms, engineers and related consulting practices. The program is designed to help agents place a range of engineering accounts with flexible limit options and carrier access that varies by risk profile. Ideal Accounts and Appetite Target classes for this program include the professions listed above and typical accounts are: Small to mid-size civil and structural engineering firms providing design and construction phase services. Design/build firms and construction managers with professional exposure. Specialty engineers — electrical, geotechnical, forensic — and survey/landscape practices. Generally a good fit: firms with clearly defined professional services, reasonable revenue scale, documented quality-control procedures and limited high-risk construction-phase exposure. Less desirable: firms with extensive wrapped construction guarantees, significant subcontractor liability without oversight, or repeated large prior professional judgments. Contact the program for borderline or complex risks. Coverage Highlights and Advantages Professional & management liability coverage tailored for engineering and technical consulting exposures. Primary and excess limits available to support larger projects and joint-venture placements. Access to multiple carriers — placement varies by account characteristics and carrier appetite. Wholesale brokerage support to help structure submissions and negotiate terms for hard-to-place risks. Underwriting Notes and Submission Guidance Underwriters will typically evaluate scope of services, contract wording, prior claims history, project mix, and key personnel experience. Standard submission materials include a completed application, current loss runs (usually 5 years), résumés of principals or technical leaders, and samples of client contracts or engagement letters. Because carriers and appetite vary, early conversations about contract risk transfer and limits help speed placement. Territories and Availability This program is available throughout the listed states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...X, UT, VT, VA, WA, DC, WV, WI, WY. Carrier admitted/non-admitted availability may vary by state and by carrier — contact the wholesaler for state-specific placement options. Why Work With The McGowan Companies on This Business Wholesale broker access to a range of professional liability markets for engineers and technical consultants. Experience placing both primary and excess layers to meet project or contractual requirements. Practical underwriting guidance to help agents tailor submissions and address contract language or risk-transfer issues. Responsive placement support for accounts that need more specialized attention than standard retail markets. Example Account Scenarios You have a mid-size structural engineering firm that performs bridge inspection and design work seeking $1M+ limits — this program can pursue primary and excess capacity across multiple carriers. An electrical engineering consultant with a clean loss history is expanding into design/build services; the program can evaluate limits and management liability exposure and assist in placement. Frequently Asked Questions What types of engineering firms are a good fit for this program?This program is tailored to civil, structural, electrical, geotechnical, forensic engineers, land surveyors, landscape architects, construction managers and design/build firms. Firms with documented quality controls and standard professional services are preferred. What coverage and limits are available?Professional and management liability coverage is offered with both primary and excess limit options. Exact limits and forms depend on the carrier selected for the account — contact the wholesaler to discuss specific limit needs. What materials are typically required to submit a risk?Typical submissions include a completed application, current loss runs (commonly five years), resumes of principals or technical leads, and sample contracts or engagement letters. Early submission of contract terms helps underwriters evaluate risk transfer issues. How is availability handled across states and admitted vs. non-admitted markets?The program can place coverage in the states listed above. Admission status (admitted or non-admitted) and carrier options vary by state and by carrier appetite; contact the wholesaler for state-specific placement strategies and options. Need help placing an account? Connect with a market specialist.

Professional Liability insurance is essential for any individual or organization that provides professional services. Whether your client is a consultant, physician, engineer, or broker, an error or oversight can result in costly claims alleging negligence, errors, or omissions. A well-structured Professional Liability policy helps protect your clients from defense costs, settlements, and judgments tied to professional services. Comprehensive Market Access With Alexander J. Wayne & Associates At Alexander J. Wayne & Associates, Inc., we specialize in placing both standard and hard-to-place Professional Liability risks. As a wholesale broker, we maintain deep relationships with admitted and surplus lines carriers to deliver fast quote turnaround, competitive terms, and tailored solutions. Our carrier access includes top markets such as ACE USA, Beazley, CNA, Axis, and many others—giving you options when coverage needs are complex or unusual. Ideal Accounts and Target Classes This Professional Liability program serves a broad cross-section of professional classes. Bring us accounts in these categories with confidence: • Architects and Engineers • Insurance Agents • Medical Facilities and Doctor’s Offices • Clinics and Hospitals • Consultants and Surveyors • Lawyers and Fiduciaries • Staffing Agencies • Environmental Professionals • Medical Marijuana Dispensaries • Railroads • Non-Profit and For-Profit Directors and Officers • Contractors and Brokers You can place everything from a single-location consultant to a growing multi-discipline engineering firm; we work both admitted and non-admitted markets depending on the state and risk profile. Coverage Highlights We provide a wide array of Professional Liability coverages and related protections, which can be tailored to client exposures: • Errors & Omissions (E&O) • Hard-to-Place Professional Liability • Directors & Officers (D&O) Liability • Employment Practices Liability (EPL) • Pollution Liability Insurance • Cyber Liability • Medical Malpractice E&O • Media Liability • Products Liability Policies are customized by industry exposure and can include limits, endorsements, and defense structures that align with each client’s operations. Underwriting Flexibility and Minimum Premiums Underwriting flexibility is a core strength of this program. Our carrier relationships allow us to consider accounts with prior claims, niche exposures, and higher-limit needs that can be difficult to place in standard markets. Minimum premiums vary by class and state—please consult with us on specific minimums for each account. Territories and Admitted Status This program is available in most U.S. states, including CA, TX, FL, NY, IL, and PA. We offer admitted placements where available and surplus/non-admitted options in other states to secure the best coverage and price for the exposure. Why Work With Alexander J. Wayne & Associates? Alexander J. Wayne & Associates brings decades of specialty market experience in Professional Liability. We focus on fast, practical underwriting responses, strong carrier relationships, and senior-level technical support on complex submissions. That combination helps you close business faster and place accounts that may be challenging elsewhere. Practical examples: - You might have a small clinic concerned about HIPAA and malpractice exposures — we can pair medical E&O with cyber and regulatory coverage where appropriate. - Or you may represent an engineering firm with expanding project work and prior claims; our markets can consider higher limits and tailored endorsements to address their evolving risk. Why go anywhere else when you can go through AJ Wayne? Call AJ Wayne today and ask how we can help you place standard and hard-to-place Professional Liability accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is a good fit for professionals such as architects, engineers, consultants, medical providers, insurance agents, and directors and officers of both for-profit and nonprofit organizations. We handle single-location practices through multi-office firms. Can you handle hard-to-place risks?Yes. We specialize in both standard and hard-to-place Professional Liability accounts, including risks with prior claims, unique services, or higher-limit needs. What carriers do you work with?We have access to a wide range of leading carriers, including ACE USA, Beazley, CNA, Axis, and others, allowing us to match the right market to each account’s exposures. Is the program available nationwide?Yes. Coverage is available in most U.S. states. We offer admitted options where available and non-admitted/surplus lines placements where necessary to secure coverage. What is the typical turnaround time for quotes?Turnaround times vary by submission complexity, but our market relationships and streamlined submission process generally produce quick quotes so you can serve clients efficiently. Need help placing an account? Connect with a market specialist. ...