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...urance expertise, offers a proven Excess Flood Insurance program that helps ag... the NFIP standard $100,000 cap when excess coverage is written. Need help p...

...cluding: Individuals seeking excess liability limits beyond their standar...ith multiple 1–4 family dwellings. Is Flood Insurance available outside of California?Yes, Flood Insurance is available in all 50 s...

... and reinsurance providers in the excess and surplus lines market. This allows...or and specialty carriers, including excess and surplus lines markets and glob...

...hrilled to introduce our Wind/Hail/Flood/Earthquake/Fire Deductible Buy Back p...severe storms, tropical cyclones, and flooding) per year since 1980. $57.8...

...rimary limits up to $30,000,000 Excess coverage available for larger account...he specifics of each risk. Can I get excess coverage for larger properties?Yes, excess coverage is available for accounts...

A Custom Approach to Community Association Coverage Our Tailored Community Association Plan (TCAP) offers agents a comprehensive portfolio of insurance products specifically designed to address the unique exposures faced by condominium, townhome and single-family community associations, among others. We provide coverage for enhanced liability and property, full replacement cost, broad crime, equipment breakdown, directors and officers (D&O) liability and more. Using Marshall & Swift — the gold standard for building cost data — we help determine accurate replacement property values to ensure proper coverage amounts in the event of a loss. In addition to brokering to our contract markets for multifamily HOA coverages, we also underwrite two exclusive in-house programs: Wind/Hail Deductible Buyback Program through Lloyd’s of London, typically for properties with TIVs under $100 million (larger risks can be referred as needed) Single-Family HOA Program with Nationwide E&S, providing property, general liability, hired and non-owned auto, crime and D&O coverage in a single package policy Available across the continental U.S., TCAP programs help protect community associations’ property and assets against casualty losses, personal injury claims, property damage and catastrophic events. Coverage extends to directors, officers, trustees, employees, volunteers, committee members and the associations themselves for management liability exposures. Program Highlights Community Associations Institute (CAI) National Members Each community inspected every three years Credits available for property manager and companies with CAI-recognized professional designations Underwritten with an AM Best “A+” (Excellent) rated carrier with a Financial Size Category rating of XV Deductible options from $1,000 and greater A Lloyd’s of London Coverholder

Recreational Marine Insurance Whether your client’s business is a marina, boat dealer, yacht club, boat repair yard or marine artisan, navigating the waters of marine insurance can be challenging. Securing the right coverage to protect against the unique risks your client’s marine business faces is critical. Harbor Risk, a division of IGP Specialty, provides insurance solutions for all types of recreational marine businesses. By choosing to work with Harbor Risk, you’ll receive expert guidance from a knowledgeable team who specializes in marine-related insurance. Our extensive understanding of the marine industry allows us to determine the appropriate coverage for your client’s business, and we provide access to those specialized marine products and solutions.