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Proper Insurance

Airbnb and VRBO properties: Short-term vacation rental insurance program With the unprecedented growth of Airbnb and VRBO, there was a huge need for a GA to develop a go-to program for this risk. Our program is the most comprehensive insurance coverage a vacation rental owner can purchase. Because we only offer one program, it allows us to solely focus on this niche short-term vacation rental industry, aka, the Airbnb and VRBO industry. Proper Insurance is an experienced program administrator that understands the needs of agents and brokers. Proper works closely with insurance agents and brokers throughout the United States, all 50 states. We know insurance brokers work hard to get their clients into the right coverage.

Airbnb & VRBO Insurance Program for Agents

Darren Pettyjohn Darren Pettyjohn , 2/7/2018
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Ideal for Airbnb, VRBO, HomeAway, TripAdvisor, and Property Managers
A Vacation Rental Program Designed
for Independent Agents
We understand there are many cases where direct bill is the right choice for you and your clients. Let Proper work with banks, escrows, and EPI’s. This allows you to do more selling! After some simple paperwork, you can get appointed and get a quote the same day. We also have custom marketing material, an online quoting platform, and online binding procedure!
Program Highlights
Commercial Package Policy Coverage for building, contents, liability, and income.
Building & Contents Special cause of loss (all risk) with replacement cost valuation (new for old).
Liability $1,000,000/$2,000,000 in commercial general liability (extends beyond premise).
Income Actual loss sustained business income coverage with no time limit.
Get Appointed in 5 minutes
Call: 888-631-6680
Email: [email protected]
Web: www.proper.insure
A Growing Market
$170 Billion by 2019


With the growth of Airbnb, VRBO, HomeAway, TripAdvisor, Property Managers and so many other advertising sites, more and more owners are turning their properties into short-term vacation rentals. Some are nightly, weekly, some are homes or cabins. The Proper policy is designed to cover them all.
Underwritten by Lloyd’s –
All 50 states
Additional $1,000,000 in personal liability when rental “doubles” as primary residence.
Liability coverage enhancement for animals/pets & liquor.
Liability coverage extended over amenities: pools, bicycles, small watercraft, golf carts, rec area, + more.
Property coverage enhancement for theft and damage caused by a renter.
Vacancy clause removed with no standard occupancy restrictions.
Ordinance or Law enhancement.
Do you have clients in need of a specialty insurance product for their short-term rental properties or vacation rentals?

One that was custom written and completely replaces the current coverage they have?

Well look no further!
Proper Insurance Services, LLC
1203 North Rouse Ave, Suite 3D
Bozeman, MT 59715
Direct Phone: 888-631-6680
Website: www.proper.insure