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Proper Insurance

Airbnb and VRBO properties: Short-term vacation rental insurance program With the unprecedented growth of Airbnb and VRBO, there was a huge need for a GA to develop a go-to program for this risk. Our program is the most comprehensive insurance coverage a vacation rental owner can purchase. Because we only offer one program, it allows us to solely focus on this niche short-term vacation rental industry, aka, the Airbnb and VRBO industry. Proper Insurance is an experienced program administrator that understands the needs of agents and brokers. Proper works closely with insurance agents and brokers throughout the United States, all 50 states. We know insurance brokers work hard to get their clients into the right coverage.

Short-Term Vacation Rental Insurance Program

Darren Pettyjohn Darren Pettyjohn , 7/20/2018
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Thank you for your interest in Proper’s Vacation Rental Program, aka Airbnb/VRBO insurance program.

As you know, the short-term vacation rental industry has grown exponentially in the past 5 years, because of this growth most cities are passing laws regulating short-term rentals. Most are requiring a permitting process.

Proof of Commercial Liability is a common requirement for owners to obtain a permit. Premise liability, and personal liability do not suffice, so owners are looking for commercial coverage that can replace their homeowner’s or DP dwelling policy.

Get appointed with Proper’s commercial program in 5 minutes. Simply Contact Us, and we’ll send over the appointment docs.

Reminder of Program Highlights:
  • 15% new and renewal
  • No premium minimums
  • Easy online quoting and binding process
  • Commercial package policy; building, contents, income, and liability
  • Entirely replaces owner’s current coverage
  • Special form and replacement cost building and contents
  • $25,000 back-up, OoL, and loss assessment
  • Liability continued off-premise, and extended to amenities
  • Underwritten by Lloyd’s
We look forward to hearing from you.

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Michael Grimland
Proper Insurance®