J.M. Wilson Corp.

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J.M. Wilson Corp.

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Non-Profit Directors & Officers Insurance

J.M. Wilson Corp. offers a comprehensive Non-Profit Directors & Officers (D&O) Insurance program designed to protect nonprofit leaders from personal liability arising out of their organizational roles. This solution is ideal for agents and brokers seeking a flexible, competitively priced option for nonprofit clients with evolving risk exposures.

Ideal Accounts and Appetite

This program is specifically tailored for a wide range of nonprofit organizations, including charitable foundations, community service groups, educational nonprofits, religious institutions, and membership associations. It's a great fit for accounts where leadership is involved in strategic decision-making, fundraising, employment practices, and fiduciary responsibilities.

You might have a client who serves on the board of a regional arts council or a nonprofit that provides youth mentoring — both could benefit from this coverage. The program is built to handle the unique exposures nonprofits face, including claims related to employment practices, third-party interactions, and data breaches.

Coverage Highlights and Advantages

Defense costs are outside the policy limit at no additional charge
Separate limits available for Employment Practices Liability (EPL) and Fiduciary Liability
Includes Prior Acts and Third-Party Coverage
$150,000 sublimit for defense of Fair Labor Standards Act (FLSA) claims
Personal Injury and Retaliation Coverage included
Crisis Fund available for reputational damage due to donor data breaches
Worldwide Coverage to protect leadership regardless of geography
Primary admitted policy available

Underwriting Notes and Minimum Premiums

Minimum premiums start at $700, making this program accessible for a wide range of nonprofit budgets. Limits are available up to $10 million for both primary and excess coverage. Retentions can be as low as $0 for both the organization and individual insureds, depending on the risk profile and carrier appetite.

Territories and Availability

This Non-Profit D&O Insurance program is available in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. J.M. Wilson represents a range of both admitted and non-admitted carriers, allowing for flexibility in underwriting and placement.

Why Work With J.M. Wilson Corp.?

J.M. Wilson is a trusted Managing General Agency and Excess & Surplus Lines Broker with decades of experience working with independent agents and brokers. Their team understands the nuances of nonprofit risk and offers responsive service, deep market access, and underwriting expertise. Whether you're placing a small community nonprofit or a regional organization with complex exposures, J.M. Wilson can help you find the right fit quickly and efficiently.

Frequently Asked Questions

What types of nonprofit organizations are eligible for this D&O program?

This program is ideal for charitable, educational, religious, and community-based nonprofits. Organizations with active boards, fundraising activities, and staff are typically a good fit.

Is coverage available on an admitted basis?

Yes, the primary policy is admitted. However, J.M. Wilson also works with both admitted and non-admitted carriers to meet various underwriting needs.

Can this program provide Employment Practices Liability and Fiduciary Liability?

Yes, separate limits for EPL and Fiduciary Liability are available, allowing tailored protection for these exposures.

What is the minimum premium for this program?

Minimum premiums start at $700, depending on the risk profile and coverage needs of the nonprofit organization.

Which states is this program available in?

This program is currently offered in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency and Excess & Surplus Lines Broker

Admitted:

0

Carriers:

Carrier Ratings:

All J.M. Wilson carriers are A rated or better

Commission:

-

Min Premium:

-

Coverages:

Directors and Officers Liability for Nonprofit Organizations Insurance Directors and Officers Liability for Non-standard Nonprofit organizations Insurance Directors and Officers Liability for Profit and Not for Profit Insurance Directors and Officers Liability Program (Nonprofit) Insurance Directors and Officers Liability-Nonprofit Organizations Insurance Nonprofit and For-profit Social Services Directors and Officers Liability Insurance Nonprofit Directors and Officers Liability Insurance Nonprofit EPLi Insurance Nonprofit Organizations Directors and Officers Liability Insurance Nonprofit Social Services Directors and Officers Liability Insurance

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J.M. Wilson Corp. has other insurance programs like Alarm Installation and Repair Insurance.

J.M. Wilson Corp.

J.M. Wilson Corp.

Hi, !

Non-Profit Directors & Officers Insurance

Ideal Accounts and Appetite

Coverage Highlights and Advantages

Underwriting Notes and Minimum Premiums

Territories and Availability

Why Work With J.M. Wilson Corp.?

Frequently Asked Questions

What types of nonprofit organizations are eligible for this D&O program?

Is coverage available on an admitted basis?

Can this program provide Employment Practices Liability and Fiduciary Liability?

What is the minimum premium for this program?

Which states is this program available in?

U.S. States Available