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Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

COMMERCIAL BINDING AUTHORITY with Hudson Specialty Insurance Company Atlantic Risk Specialists, Inc./ARS-Latiff, LLC offers agents access to a robust In House Binding Facilities Insurance program backed by Hudson Specialty Insurance Company. This exclusive binding authority allows for fast, flexible quoting and binding on a range of small to mid-sized commercial Property and Casualty risks written on a non-admitted, excess and surplus lines basis. Ideal Accounts and Appetite This program targets a wide array of commercial operations that need General Liability or Package coverage and may also have limited Liquor Liability or Limited Professional Liability exposures. Liquor and Professional Liability must be written in conjunction with the General Liability. Ideal risks are small to medium-sized businesses that may not qualify for standard markets due to class codes, prior losses, or unique exposures. Sample eligible accounts might include: A neighborhood convenience store that also sells beer and wine A small contractor needing GL and Professional coverage for incidental design work A family-owned banquet hall that serves alcohol Coverage Highlights and Advantages Agents working with ARS-Latiff benefit from in-house binding authority, which means faster turnaround times and streamlined workflows. This program offers flexible coverage options including: General Liability Commercial Package Policies Limited Liquor Liability (written with GL) Limited Professional Liability (written with GL) Coverage is provided through Hudson Specialty Insurance Company, a well-capitalized carrier with a strong reputation in the E&S market. Underwriting Notes and Minimum Premiums Minimum premiums for this program start at $1,500, making it accessible for smaller accounts that may not meet thresholds for larger programs. Submissions are reviewed in-house, allowing for responsive underwriting decisions and efficient placement of business. Territories and Availability This in-house binding program is available to licensed agents and brokers in the following states: Connecticut (CT) Florida (FL) New Jersey (NJ) New York (NY) Pennsylvania (PA) As a non-admitted offering, this program is well-suited for risks that fall outside the appetite of standard markets or require more flexible terms. Why Work With Atlantic Risk Specialists, Inc./ARS-Latiff, LLC? ARS-Latiff is a trusted E&S broker with strong carrier relationships and in-house authority that empowers agents to place challenging risks quickly and confidently. Their underwriting team understands the nuances of small to mid-sized commercial exposures and works closely with agents to craft appropriate coverage solutions. Whether you’re looking to place a single location with liquor exposure or a multi-class package risk, ARS-Latiff can help you meet your client’s needs with speed and expertise. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized commercial operations needing GL or Package coverage, especially those with incidental liquor or professional exposures. Is Limited Liquor or Professional Liability available as a standalone policy?No, both Limited Liquor and Limited Professional Liability must be written in conjunction with General Liability coverage. How fast can I get a quote through this program?Since ARS-Latiff has in-house binding authority, turnaround times are generally faster than traditional markets. Most quotes are returned quickly, depending on the completeness of the submission. What is the minimum premium?The minimum premium for this program starts at $1,500, though final pricing depends on risk characteristics and coverage selections. Which states are eligible for this binding facility?This program is available in Connecticut, Florida, New Jersey, New York, and Pennsylvania. Need help placing an account? Connect with a market specialist.

An injury on the job can be one of the most costly liabilities for your client’s business. Medical bills, rehabilitation, permanent disability and fatal claims can create significant financial and operational strain. Keating offers tailored Workers' Compensation placement solutions to help you protect your clients, manage exposures, and keep businesses running after a loss. Program Highlights • Fast turnaround on quotes and submissions • Premiums starting at $2,500 and scaling to large, risk-managed operations • Appetite for startup operations • Multi-state capabilities • High experience mod factors accepted • In-house authority with several top-rated carriers • Direct bill options, including pay-as-you-go • Competitive pricing and agent commissions Overview — Keating's Workers' Compensation Program Keating is a wholesale broker with deep Workers' Compensation expertise and broad carrier access. We combine underwriting experience, streamlined submission workflows, and in-house authority to place accounts across a wide range of industries and risk profiles. Our team focuses on responsive service so you can move business quickly and give your clients reliable coverage and flexible billing options. Ideal Accounts and Target Classes We handle hundreds of class codes and a variety of account sizes — from single-location small businesses to multi-state operations with complex exposures. Typical target classes include: • Artisan contractors • Auto service & towing • Bus companies • Cell tower construction • Drywall contractors • Grocery and retail stores • Home health agencies & VNAs • Hotels and motels • Long and short haul trucking • Manufacturing • Non-emergency medical transportation • Remodeling contractors • Restaurants (single location to chains) • Social services • And many more We also operate exclusive specialty programs for social services, home health / visiting nurse associations, and medical temporary staffing. Example fits: - You might have a growing regional contractor with a higher experience modification factor and multi-state payroll — Keating can help place the account and arrange pay-as-you-go billing. - Or a startup home health agency needing admitted coverage and competitive pricing — our specialty programs are designed for that appetite. Coverage Highlights and Advantages - In-house authority with multiple top-rated carriers for flexible placement options. - Admitted and non-admitted solutions depending on state and risk characteristics. - Direct-bill and pay-as-you-go billing to reduce audit surprises and help clients manage cash flow. - Ability to consider higher experience mod factors and more complex loss histories when the operations and controls justify placement. Underwriting Notes & Submission Requirements To evaluate risks quickly, include the following with submissions: • Completed ACORD 130 application • Experience Modification Worksheet • 3–5 years of currently valued loss runs • Detailed description of operations and payroll breakdowns Minimum premiums typically start around $2,500, but final pricing depends on class codes, state, payroll, and underwriting details. Territories and Availability Keating’s Workers' Compensation program is available in all 50 states and Washington, DC. We offer both admitted and non-admitted options where appropriate for the risk and state requirements. Why Work With Keating? As a wholesale broker, Keating brings: • Dedicated underwriting expertise and quick response times • Broad carrier relationships and in-house authority to place difficult or specialized risks • Flexible billing and competitive terms to help you sell and retain business • Practical guidance on structure, endorsements, and loss-control strategies Our team acts as an extension of your brokerage — helping you find the right market, structure terms, and move submissions efficiently from quote to bind. Contact Keating today—your trusted partner in Workers' Compensation insurance placement. Frequently Asked Questions What types of accounts are a good fit for Keating’s Workers' Compensation program?Keating is a strong market for artisan contractors, healthcare providers, social services, trucking, manufacturing, retail, and many other classes — including startups and higher-mod operations that need flexible placement options. Is this program available in all states?Yes. Our Workers' Compensation program is available in all 50 states and Washington, DC, with admitted and non-admitted options depending on the state and risk. Do you accept high experience modification factors?Yes. We can consider accounts with higher experience modification factors when the overall operations, controls, and exposure profile support placement. What is the minimum premium for this program?Minimum premiums generally start around $2,500, but final minimums depend on class code, state, payroll, and underwriting factors. What carriers does Keating work with?We have in-house authority with multiple carriers and strong wholesale relationships, giving us flexibility to find the right fit across admitted and non-admitted markets. Need help placing an account? Connect with a market specialist.

Builders Risk Insurance from CMS, LLC CMS, LLC offers a high-capacity, flexible Builders Risk program designed to get your construction accounts placed quickly. As a wholesale broker with in-house quoting and binding authority, CMS provides direct access to A+ rated national carriers and streamlined service to move from quote to coverage efficiently. The program handles ground-up construction, renovations and tenant improvements across residential, commercial and light industrial projects. Ideal Accounts and Appetite This program fits a broad range of project types and sizes. Typical classes include: Custom home builders and residential developers Commercial office, retail and restaurant buildouts Apartment, condo and multi-family renovations Mixed-use developments and urban infill projects Light industrial and warehouse upgrades You might have a client developing a $10M mixed-use property or a contractor performing a historic renovation—both are good candidates. The program generally favors standard construction risks; more unusual or highly hazardous exposures should be discussed with underwriting in advance. Coverage Highlights and Advantages Builders Risk is offered on a Special Form basis with meaningful built-in limits and optional enhancements to match project needs. Key built-in features include: $100,000 — Transit, Temporary Locations, Forms, Scaffolding, Falsework, and Temporary Fences $100,000 — Removal Expense $5,000 — Pollutant Cleanup & Removal and Fire Department Service Charges $5,000 per occurrence / $500 per item — Lawns, trees, shrubs, or plants $1,000 — Loss Data Preparation Debris Removal — 25% of the direct physical loss amount Optional Coverage Enhancements Soft Costs Loss of Rents Contingent Coverage Expediting Expenses Flood and Earthquake Building Ordinance Plans & Records Fire Protection Equipment Recharging Inflation Protection Extra Expense Permission to Occupy Underwriting Notes and Submission Requirements CMS provides in-house quoting and binding authority on most submissions, enabling faster placements. Submissions should include ACORD applications and any builders risk supplements. Include construction values, completion timelines, contractor details, and any protection systems or active mitigation plans to expedite review. Email new business submissions to: [email protected] or [email protected] Fax submissions to: (516) 799-8602 States and Admitted Options This program is available in most states, including AL, CA, CT, FL, GA, IL, KY, ME, MA, MI, NH, NJ, NY, NC, OH, PA, RI, SC, TX, VT, VA, and DC. Admitted options are available in many of these states. Why Work with CMS, LLC? As a wholesale broker with program expertise and direct access to multiple A+ rated national carriers, CMS gives agents competitive markets and fast execution. Their in-house authority, responsive underwriting and tailored enhancements make it easier to place standard and moderately complex builders risk accounts without unnecessary delay. Frequently Asked Questions What types of accounts are a good fit for the CMS Builders Risk program? The program is well suited for residential and commercial construction projects, including ground-up builds, renovations, tenant improvements, and light industrial work. Which states is this program available in? CMS offers Builders Risk in most states, including NY, CA, FL, TX and many across the East Coast and Midwest. Admitted options exist in many of these territories. Do you offer admitted markets for this coverage? Yes. Admitted coverage is available in many states through A+ rated national carriers when required. What documents are required for a submission? Provide ACORD applications and any builders risk supplements. Include project values, completion dates, contractor information, and protection details to speed underwriting. Does CMS provide in-house binding authority? Yes. CMS offers in-house quoting and binding authority for most Builders Risk submissions to help you place business faster. Need help placing an account? Connect with a market specialist.

Commercial businesses face a broad range of property and liability exposures, and finding a cost-effective, comprehensive solution can be difficult. Novatae Risk Group offers a tailored Commercial BOP/GL and Property Insurance Package for small- to mid-sized businesses across many industries. Through Novatae’s partnership with Empire, you get fast turnaround, flexible underwriting, and in-house authority so you can place business and serve your clients more efficiently. This program bundles General Liability and Property coverages into one streamlined package. With competitive pricing and a $500 minimum premium, you can quote, bind, and issue policies in-house—helping you deliver a faster response without sacrificing coverage strength. Ideal Accounts and Appetite Novatae’s package fits a wide range of commercial risks. Typical classes we place include: Retail stores and shopping centers Restaurants, bars, and bed & breakfasts Apartments, condominiums, and office buildings Funeral homes and health clubs Mobile home parks, museums, and mini-golf facilities Vacant land and properties requiring flexible solutions Artisan contractors are also a strong fit—HVAC technicians, plumbers, drywallers, roofers, appliance installers, and similar trades. The program works particularly well for mixed-exposure risks, for example a small hotel with onsite dining or a contractor that needs coverage for tools and equipment. Example scenarios you can place quickly: One-location restaurant needing GL, property, and limited business income coverage with same-day bind. Three-unit apartment building with building coverage and GL for onsite management, within in-house property authority limits. Coverage Highlights and Advantages 4-hour indications/quotes for eligible submissions Same-day bind and policy issuance on qualified risks $1,000,000 / $2,000,000 General Liability limits with ISO GL forms Excess liability available up to $5,000,000 In-house property authority up to $5,000,000 per location Ability to submit higher property values up to $25,000,000 with fast approval turnaround Broad class code acceptance across commercial sectors Written on admitted and non-admitted paper with A–XV rated carriers Property and Inland Marine: Basic and Broad Form options are available. Coverages include buildings, contents, business income, contractor’s equipment, and tools—with equipment sub-limits up to $250,000 for owned, leased, or rented property. Key extensions and sub-limits include: $25,000 blanket limit for Fire Extinguishing System Expenses Lock replacement, outdoor signs, landscaping, and tenant move-back expenses Sub-limits for sewer/drain backup, employee dishonesty, forgery, money & securities, and spoilage Underwriting Requirements and Minimum Premiums Completed ACORD 125 and 126 for General Liability Property and equipment ACORDs as applicable Supplemental application required for most accounts Minimum premium starts at $500 with a minimum deductible of $500. Novatae’s underwriting is structured to be fast and flexible, making it straightforward to place both standard and non-standard risks when they meet program guidelines. Territories and Availability This program is available in most states, including: AL, AK, AZ, CA, CO, CT, FL, GA, IL, KY, LA, MN, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, WV, and WI. Coverage can be written on admitted or non-admitted paper depending on the state and risk profile, using A–XV rated carriers. Why Work With Novatae Risk Group? Novatae is a wholesale broker with deep market access and in-house authority designed to help agents close commercial business faster. Their strengths for this program include responsive service, competitive pricing, broad class appetite, and the ability to issue policies quickly—helpful when your client needs immediate proof of coverage. Call 800-758-8113 to speak with a broker about your next Commercial BOP/GL and Property submission. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized commercial accounts, including retail stores, restaurants, apartments, artisan contractors, and mixed-use properties. How quickly can I get a quote or bind coverage?Novatae can provide indications or quotes within 4 hours and offers same-day binding and policy issuance on qualified accounts. What property limits are available under this program?In-house authority is available for property values up to $5 million per location, with submissions accepted for values up to $25 million. Are both admitted and non-admitted markets available?Yes, the program uses both admitted and non-admitted A-XV rated carriers, depending on the state and risk profile. What states is this program available in?This program is available in most states, including CA, TX, FL, NJ, IL, GA, and more. Contact Novatae for specifics by state. Need help placing an account? Connect with a market specialist.

Metcom Excess - Trucking Insurance Since 1993, Metcom Excess has specialized in transportation insurance, delivering customized solutions for a wide range of trucking-related risks. Backed by over 40 years of combined underwriting experience, our team brings deep industry knowledge and responsive service to help you place accounts quickly and competitively. Whether your client operates local, intermediate, or long-haul routes, we have the markets and expertise to meet their needs. Overview of the Program From Metcom Excess Our Trucking Insurance program is designed to support independent agents and brokers looking to place coverage for commercial trucking operations across various distances and cargo types. We offer access to exclusive A-rated carriers and several in-house binding authority markets, allowing for fast turnaround on quotes and policy issuance. From business auto to public auto and fleet risks, Metcom Excess has the tools to help you succeed in the transportation space. Ideal Accounts and Appetite We write risks ranging from light trucks to tractor trailers, accommodating operations with local (0–100 miles), intermediate (101–300 miles), and long-haul (301+ miles) exposure. Our appetite includes both established operations and new ventures, with binding authority available for up to 10 units in-house. Eligible Classes Include: Auto Haulers Building Materials Transporters Contractor Vehicles Dairy Product Haulers (including milk) Dump Trucks Dually Pickups with 5th Wheel Connections Fuel Haulers Furniture Movers Grocery and Produce Haulers (including refrigerated units) General Freight Household Goods Movers Tow Trucks And more... If your client is just starting out or looking to expand their fleet, we can often consider new ventures as well. Coverage Highlights and Advantages In-house binding authority for up to 10 units Liability limits up to $1,000,000, with excess coverage available Flexible installment payment options Loss control training with company representatives Access to exclusive A-rated markets Our program helps your insureds manage key exposures such as liability, cargo, physical damage, and more—tailored to the unique risks faced by trucking and public auto operations. Underwriting Notes and Market Access Metcom Excess acts as both a Managing General Agency and an Excess & Surplus Lines Broker, giving us the flexibility to work with a wide array of markets and underwriting approaches. This allows us to offer solutions that fit both admitted and non-admitted scenarios, depending on the needs of the risk and state availability. Territories and Availability We currently write trucking risks in the following states: AZ, CT, DE, GA, IL, IN, MA, NJ, NY, NC, OH, PA, RI, SC, VA, WA, DC, and WI. Why Work With Metcom Excess? Metcom Excess stands out for our speed, service, and specialization in trucking insurance. Our team understands the urgency and complexity of transportation accounts and is committed to helping agents place business efficiently and confidently. Whether you have a small local hauler or a growing fleet with multi-state exposure, we have the tools to help you deliver value to your clients. Experience the Metcom difference—where knowledgeable underwriting, competitive pricing, and responsive service come together to support your success in the trucking sector. Frequently Asked Questions What types of accounts are a good fit for this trucking program?We target a wide range of trucking operations including auto haulers, dump trucks, fuel haulers, grocery haulers, and general freight carriers. Both new ventures and seasoned operators are eligible. What is your in-house binding authority limit?We can bind up to 10 units in-house, making it easy to quickly place small to mid-sized fleets. Do you offer coverage for long-haul trucking?Yes, our program supports local, intermediate, and long-haul trucking exposures, with flexible options based on radius of operation. Which states is the program available in?We write business in AZ, CT, DE, GA, IL, IN, MA, NJ, NY, NC, OH, PA, RI, SC, VA, WA, DC, and WI. Can you consider new venture trucking operations?Yes, new ventures are considered depending on the risk profile and underwriting details provided. Need help placing an account? Connect with a market specialist.

With extensive expertise in the public entity insurance marketplace, Worldwide Facilities, LLC offers a comprehensive insurance solution tailored to the complex needs of governmental and nonprofit organizations. As a leading general agency and excess & surplus lines broker, we provide agents and brokers with access to a wide array of domestic and international insurance carriers, enabling customized coverage for a broad range of public entities. TARGET CLASSES • Municipalities • Counties • States • Utilities • School Districts • Higher Education Institutions • Transit Districts, including light rail exposures • Joint Power Authorities or similar pooling arrangements • Special Districts • Dam Operations • Community Based Organizations • Religious Organizations AVAILABLE COVERAGE FEATURES • General Liability • Professional Liability (including Public Officials, School Board Legal, Law Enforcement) • Employee Benefits Liability • Employment Practices Liability • Automobile Liability • Foreign Liability • Property including Crime • Excess Umbrella Liability • Healthcare • Professional Liability Excess • Workers Compensation • Employers Liability Healthcare Benefits • Educators Legal Liability • Directors & Officers Liability • Pastoral Professional Liability Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for a wide range of public entities including municipalities, school districts, utilities, transit authorities, and religious or community-based organizations. Is this program available in all states?The program is available in most U.S. states, including CA, TX, NY, FL, IL, and many others. Contact Worldwide Facilities for more specific state availability. What coverages are included in the Public Entity Insurance program?Available coverages include General Liability, Professional Liability, Property, Workers Compensation, Employment Practices Liability, and more. Do you offer solutions for Joint Power Authorities or pooled arrangements?Yes, the program is well-suited for Joint Power Authorities or similar pooling groups seeking comprehensive and flexible insurance solutions. Can I access both admitted and non-admitted markets through this program?Yes, Worldwide Facilities has access to various domestic and foreign carriers, offering both admitted and non-admitted solutions depending on the risk and jurisdiction. Need help placing an account? Connect with a market specialist.

Garage Liability & Garagekeepers Insurance Program Overview from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers a comprehensive Garage Liability & Garagekeepers Insurance program tailored for a wide range of automotive-related businesses. As a trusted, family-owned MGA and Surplus Lines Broker based in the Western U.S., Ck Specialty provides brokers and agents access to multiple A-rated markets, with in-house binding authority and strategic brokerage options to meet your clients’ unique needs. This program is available in Arizona, Nevada, and Oregon, and is written on a non-admitted basis through strong carrier partnerships. Ideal Accounts and Risk Appetite This program is built to serve a wide array of garage and automotive operations. Whether your client is a small repair shop or a large truck dealership, Ck Specialty is ready to help you place the business. Ideal accounts include, but are not limited to: Service and Repair Shops Tire Shops (including used tire sellers) Used Auto Dealers Valet Parking Services Auto Dismantlers and Salvage Yards Body and Paint Shops Heavy Truck Dealers and Repair Operations Mobile Auto Repair Services Oil & Lube Shops Auto Storage and Impound Yards Classic and Antique Auto Restoration Roadside Assistance Providers Car Wash Facilities You might have a client running a mobile repair service out of Phoenix or a growing used car dealership in Las Vegas—this program is designed to cover those types of risks efficiently and competitively. Coverage Highlights and Advantages Comprehensive protection is available for a variety of exposures commonly found in the garage and automotive industry. Coverages offered include: Garage Liability Garagekeepers Coverage (Direct Primary or Legal Liability) Dealers Open Lot General Liability Excess Liability Property Employment Practices Liability Pollution Liability Inland Marine With multiple A-rated carriers and flexible underwriting, Ck Specialty can tailor coverage to match your clients' operational risks and industry exposures. Underwriting and Minimum Premiums The program offers a competitive minimum premium starting at $750, making it accessible for smaller operations while still scalable for larger accounts. In-house binding authority helps expedite the quoting and binding process, and when needed, brokerage markets can be accessed for more complex risks. Territories and Availability This program is currently available in the following states: Arizona (AZ) Nevada (NV) Oregon (OR) Agents operating in these states can leverage Ck Specialty’s expertise and market access to confidently quote and place these accounts. Why Partner with Ck Specialty Insurance As a Western-based, family-operated MGA and Surplus Lines Broker, Ck Specialty Insurance is committed to helping retail brokers succeed. With access to multiple A-rated carriers, a broad appetite for garage-related risks, and a focus on responsive service, Ck Specialty is a reliable partner for hard-to-place and standard accounts alike. Their in-house authority streamlines the process while providing the flexibility needed in today’s competitive insurance marketplace. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for service and repair shops, used auto dealers, mobile mechanics, tire shops, car washes, and heavy truck repair businesses, among others. Is this program available on an admitted basis?No, this program is written on a non-admitted basis through A-rated carriers. What is the minimum premium for this program?The minimum premium starts at $750, making it accessible for small to mid-sized operations. What states is the program available in?This program is currently available in Arizona, Nevada, and Oregon. Can I access this program if I have a complex or unusual account?Yes, Ck Specialty has both in-house binding authority and access to brokerage markets for more complex or non-standard risks. Need help placing an account? Connect with a market specialist.

University Special Collections Insurance Program – Exclusive Fine Arts Coverage for Colleges and Universities Offered by Huntington T. Block (HTB), the University Special Collections Insurance Program is a tailored solution for colleges and universities seeking robust coverage for their irreplaceable fine art and special collections. Since 1962, HTB has led the fine arts insurance sector, combining deep art world expertise with strong underwriting capabilities to serve over 3,000 art-related clients nationwide. Ideal Accounts and Appetite This program is designed specifically for higher education institutions with valuable art assets, archives, rare manuscripts, or historical artifacts. Ideal accounts include: Universities with permanent art collections Colleges with rotating exhibitions or traveling displays Campuses housing libraries of rare books, manuscripts, or special collections Institutions hosting loaned works from museums or private collectors Whether your client is a small liberal arts college or a major research university, HTB can craft coverage that protects their most treasured holdings. Coverage Highlights and Advantages HTB’s University Special Collections Insurance Program offers one of the broadest coverage forms available in the U.S. for fine arts and related property: Exclusive fine arts underwriting facility since 1962 In-house quoting authority for most complete submissions – typically within 24 hours Dedicated fine arts claims department with settlement authority for faster resolutions Coverage from A XV rated carriers (A.M. Best) Property covered includes artworks, historic items, rare books, manuscripts, and more Automatic coverage for items on loan or when instructed to insure by third parties Protection for display materials such as frames, crates, vitrines, video equipment, and registration records Blanket coverage across all university locations Optional CAT coverage for Terrorism, Earthquake, Wind, and Flood (subject to underwriting) “Wall-to-wall” coverage for both permanent and temporary exhibits $1,000 deductible waived for works on loan or in transit Fast issuance of policies, renewals, and certificates Customizable solutions supported by HTB’s $400M in-house binding authority Underwriting Notes and Minimum Premiums This program is available for a minimum premium of $2,000. HTB’s in-house underwriters provide quick turnaround on complete submissions and can tailor terms to match each institution’s unique exposures. Agents benefit from HTB’s expertise in reviewing contracts and insurance requirements related to art loans and exhibitions. Territories and Availability The University Special Collections Insurance Program is available in all U.S. states and the District of Columbia, including AK, CA, FL, NY, TX, and many more. Coverage is offered on both admitted and non-admitted paper, depending on the state and insured’s needs. Why Work With Huntington T. Block HTB stands apart as a Managing General Underwriter with over 60 years of experience focused exclusively on fine arts insurance. Their team includes professionals with deep roots in both the art world and insurance industry, making them uniquely qualified to understand and respond to the needs of colleges and universities. Whether you’re placing coverage for a small collection of rare manuscripts or a large university museum, HTB can help you deliver a best-in-class solution for your client’s most valuable assets. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502.All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?Colleges and universities with permanent art collections, traveling exhibits, rare books, or other special collections are ideal fits. Institutions that loan or borrow artwork also benefit. How quickly can I get a quote for my client?HTB typically provides quotes within 24 hours for complete submissions, thanks to their in-house quoting authority. Does the coverage include items on loan or in transit?Yes, the policy includes "wall-to-wall" coverage that extends to items on loan and while in transit. The standard deductible is waived in these scenarios. Can this program cover multiple campus locations?Yes, blanket coverage is offered across all university-owned locations, simplifying policy management for multi-campus institutions. Is terrorism or flood coverage available?Yes, CAT coverage for perils like terrorism, earthquake, wind, and flood is available, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

Mobile Home Parks Insurance Program OnPoint Underwriting is a nationally recognized leader in tailored insurance solutions for mobile home parks. As the largest program administrator serving this class, we give agents and brokers direct access to a comprehensive package of coverages designed for the specific risks faced by mobile home park owners and operators. With underwriting authority across multiple carriers and the ability to place business in all U.S. jurisdictions, OnPoint delivers competitive pricing, responsive service, and broad market access. Ideal Accounts and Appetite Our program is built for: Mobile home park communities of all sizes Communities with owned rental units Parks that include unscheduled buildings or business personal property Operations in coastal regions, including Florida, with CAT property exposures RV parks and mixed-use communities (optional coverage available) Typical client scenarios you can place with this program: You have a client who owns a small park with several long-term tenants and generates rental income from non-owned homes. The program’s business income wording can respond to loss of income following direct damage to those dwellings. You represent a coastal multi-location portfolio that needs admitted paper where available and surplus lines for high-CAT exposures; OnPoint’s Lloyd’s (Ascot) coverholder authority helps with coastal property placement. Coverage Highlights and Advantages Key features of the Mobile Home Parks Insurance Program include: Property and General Liability – Core protection with per-site general liability rating tailored for community owners. Business Income – Covers loss of income from damage to non-owned homes on an actual loss sustained form, with an optional extended indemnity period. Unscheduled Buildings/BPP – Coverage up to $5,000 included for unscheduled structures and business personal property. Debris Removal – Included in the standard package. Optional Coverages – Add Auto, Umbrella, RV Parks, and additional CAT-exposed property coverages as needed. Liability Enhancements – Aggregate limits per location and automatic additional-insured wording to support common contractual requirements. OnPoint maintains strong relationships with markets such as StarNet, Gemini, Lloyd’s (Ascot), Chartis, ACE, and Allied Insurance. Our Coverholder status with Lloyd’s of London (Ascot) is a distinct advantage for agents placing coastal CAT risk. Underwriting Notes and Minimum Premiums Minimum premiums start at $500, making the program accessible to smaller single-location parks as well as larger multi-site operations. OnPoint has delegated underwriting authority across multiple markets, enabling flexible pricing and policy structure to match your client’s risk profile. Typical appetite includes well-managed parks, units used for rental income, and properties where the owner maintains community-level exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. Admitted paper is available in most states; surplus lines options are offered for high-exposure or complex risks that require non-admitted placement. Why Work With OnPoint Underwriting? OnPoint Underwriting combines deep, hands-on experience in the mobile home park niche with broad market access and responsive service. We are structured to help you place accounts efficiently—whether it’s a single park or a multi-state portfolio—and to secure admitted paper where possible or surplus lines when necessary. Our underwriting team understands the operational exposures of these communities and will work with you to tailor coverage and limits to fit contractual and lender requirements. For additional information on our Mobile Home Parks Insurance, please contact Jackie Miller at [email protected] or (602) 494-6733, or visit our website at www.onpointunderwriting.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks, RV parks, and communities with owned rental units, especially those with property and general liability exposures. Can you write business in coastal states like Florida?Yes. We can cover CAT-exposed property in coastal areas, including Florida, through our Lloyd’s (Ascot) coverholder authority. What is the minimum premium for this program?The minimum premium starts at $500, making the program accessible for a wide range of risks, including smaller or single-location parks. Are optional coverages like Auto or Umbrella available?Yes. Optional coverages such as Automobile, Umbrella, RV Park coverages, and enhanced Business Income limits can be added to customize the policy. Is this program available in all states?Yes. The program is available nationwide, including all 50 states and Washington, D.C.; admitted paper is available in most states with surplus lines options for higher exposure risks. Need help placing an account? Connect with a market specialist.